Leftist policy aside, what is the REAL reason you cant afford a house?
I'm broke. I can barely afford to eat rice on a full time wageslave job.
>>537135707Housing as an investment and landlords working together to keep rent high.
>>537135707Trump https://files.catbox.moe/1c9ojf.mp4https://x.com/VladTheInflator/status/2002845545971540360
>>537135707Central banks.
>>537135707>Leftist policy asideChina is socialist and a majority of millennials own their homes there. So, no, you can't push leftist policy aside. It's mostly how we got here. Banks love the right and capital. But they also love the controlled opposition dems provide them.
>>537135707I just don't like working
Wages haven't risen with inflation, cost of living and home prices.
>>537135707>what is the REAL reason you cant afford a house?right wingers, as always
>>537135707There is no other reason. Neo-liberal immigration policy is the primary reason and (((economists))) are only just now starting to admit it. If we had price to income ratios my boomer parents had i'd be able to pay for a house cash. Now it's not even enough for a downpayment large enough so i don't get fucked by mortgage payments.
>>537135707>Leftist policy aside, what is the REAL reason you cant afford a house?Most people have retardedly high expectations for themselves. We always want to compare ourselves to MUH BABBY BOOMERS, which is a blip on history, but totally forget what every other generation goes through. My state/city is riddled with 800-1200 SF ugly ass "shotgun" houses built in 1880-1940. Nobody wants to live like that tho...a plain cheapo box. Everyone wants and expects something out of their league simply because of envy. Tldr (((flyover retard))) with a house, SAH wife, kids bcuz we live within our means
>>537136072Yeah most lefties today are useful fucking idiots for economic right wingers that wanted mass immigration all along.
>>537135707sorry miggie but the housing price boom happened under trump
>>537136011Based Sven Nojobsson
>>537135707I can definitely afford a house. But I have to date a Malaysian girl to get it. I can't afford an Australian house because it's not a real country with real borders.
>>537136151rightoids want mass illegals. leftoids wanted a legal immigration pipeline
>>537135707They allowed private equity to buy single family homes as investment vehicles. Every new house they buy, they automatically immediately inflate the value of every other one they already own by reducing supply. Then they come in with cash extracted from the equity and collateral of the other homes in their inventory and squash first time home buyers by offering way over market. Doing this artificially boosts their other home values in the neighboring area by showing inflated sale prices and market "growth".It's the same way banks gamble with your money, they use money that isn't theirs to grow their profits, all while you struggle.
>>537135707>what is the REAL reason you cant afford a house>what's the point of being a billionaire, if you are only 'slightly richer'billionaires keep prices high with "speculation", cos they hate you
>>537135707jews>leftist policy asidestill jews believe it or not
>>537136289Yeah infinity legal immigrants because retard far-leftoids like you would give literally any shitskin that lands in the country legal status. That's not better, in fact it's much worse. The only thing that will solve the housing crisis among a few other crises is mass deportations
>>537136445>mass illegals is less bad than a controlled stream of bg checked, high-skill, tax-paying immigrantsyou are redhat-on-head retarded anon. do you even know what you're saying anymore?
>>537136355They technically "lose" 50k to an over market cash buy, but boost their 50 other homesin the area 10k in value by doing so. Meanwhile you're stuck renting a gross apartment for way too much because you are priced out of the housing market by the same individuals that own your crappy apartment complex.
>>537135707I have no money/
>>537135707Asset stripping. Game reset. Kys
>>537135707It's because boomers turned home ownership into a vehicle of investment rather then just a commodity. Imagine if you turned your car into an investment, that's what boomers did to homes. On top of that, contriction no longer even builds starter homes there is no such thing as a starter home anymore. Like try finding a 1200-1500 sq foot home built in the current year, you can't they don't build them
>>537135707The average age of a home buyer in 1988 was 29 years old.The average age of a home buyer in 2024 was 65. Noticing anything?
>>537135707Leftist policy mostly
>>537136596>a controlled stream of bg checked, high-skill, tax-paying immigrantsYeah ok pal the "refugees welcome" side trying to claim they actually specifically want immigration to be controlled, high skill or tax paying. Who the fuck do you think you're fooling. You're some fucking retard trying to lie and claim you represent a side that literally does not exist in modern western leftism. kys
>>537136596All immigration from anywhere nonwhite is a problem because all nonwhite foreigners are inherently dishonest and cannot be trusted. Any background check that you do on them is going to be useless because they're going to lie about who they are and where they come from, and any references they supply will lie on their behalf, because that is what they have all been raised to do. When they arrive they will not assimilate to the native culture and in fact will actively do everything they can to undermine it while demanding you accommodate their insane rituals. End immigration. Denaturalize and deport millions. Shoot border crossers.on sight. Anything else is a suicide compact.
>>537135930This.Alexander Hamilton started the shit show, he convinced them to let him open a bank that was solely operated by the USA, however he failed to mention he was running a shell company for the Rothschilds
>>537135707I will most likely never own a home because I am retarded. it's so easy to make money and I have none.
>>537135707There are many but largest is immigration>increased demand from pure numbers>constrained supply due to immigrant populations everyone wants to avoid effectively taking many densely housed urban areas off the market>the jobs people need to afford the house now have higher competition>the wages people who manage to get jobs use to pay for their house is lowerFinancialisation is probably #2, they can only financialise so much due to genuine adverse conditions
>>537135707boomers
>>537137144Maybe they can't be trusted. But I can definitely say I trust those that have gone through immigration system more than mass illegals like leafanon >>537137012is proposing.
>>537135707Rightoid policy you mean? You'll own nothing is literally late game capitalism where the jew owns everything. The right wing dream
>>537135707its costs a lot of money and i dont make enough money
>aside from the REAL reason, what's the REAL reasonpicrelit's millions of foreigners imported + gibs fraud, both of which are leftist staplesimported foreigners dilute the value of labor, driving wages down. they also accept shittier (read: cheaper) working and living conditions. further, they will live 17 to a house, meaning they can divide bills more readily between all the working adults.you will go back.
>>537135707I can afford a house, just a very shitty ugly rundown crackshed.
>>537137347Unlike you I don't want either legal or illegal mass immigration. You're the one that thinks making the hordes of shitskin migrants "legal" will make a difference.
>>537135707Relentless money issuing by legislatures and banks that pays for the elderly to have 30 years of paid vacations or more AND the same system also funds mass immigration which lowers labor costs and raises housing costs. Regular people may not issue currency on their own with sketchy collateral contracts tied to the money. Legislatures and banks do this many times per year. The Left is so in on the take they even flee threads on this website when the issue gets brought up.
>>537135707>1pbtid You people are talking to no one. NO ONE. STOP BEING SO FUCKING STUPID FOR ONE DAY.
>Grandparents live in tight knit lower middle class neighborhood for 50+ years>Neighbor is an old lady, passes away>Within weeks there is some guy buying the house with the intent to fix it up and rent it outThere goes the neighborhood.
>>537135707I am Canadian (don't let flag fool you I'm only here for a month)
>>537138155>>Grandparents live in tight knit lower middle class neighborhood for 50+ years>>Neighbor is an old lady, passes away>>Within weeks there is some guy buying the house with the intent to fix it up and rent it out>There goes the neighborhood.It is unfortunately against the law to decide who lives in your neighborhood. Shoulda had an 11th amendment that is the right to decide who lives in your neighborhood
>>537135930>Central banks.wrong, it's actually the increasing CENTRALISATION of regular banks Also, banks prefer to give out asset loans over business loans because if a business goes bankrupt they lose their money but if (you) fail to pay your mortgage, the bank takes you house. This is the true reason why real estate is inflated
>>537135930can you imagine working at picrel? "i work at the dick and balls building"
>>537135707Houses are too expensive. Half a million dollars for a house, plus $400/month HOA faggot shit, plus the house needs a bunch of repairs.
>>537135707>what is the REAL reason you cant afford a houseall of the houses around me are owned by someone who is renting it. it isn't even possible for me to OWN a house here, and I'm not paying some kikelord to live in his house.
>>537135707>What is 2+2? And don't tell me 4, give me a real answer.
>>537135707I did buy a house. On one income. Without a degree. These faggots think they're owed 3000sqft and no commute. I want them to.die.
Jews.
>>537135707BoomersBanksUsury
>>537141616>Boomers>Banks>UsuryAll 3 combined is a boomer saying "what do you mean once my generation is fully on the housing ladder I can restrict the supply for a couple generations and make 2000% profit when I sell"In before anyone says I'm salty because I missed out - My boomer parents were great and left me a great house I would never be able to afford myself. My best friend next door had parents that reverse mortgaged his childhood home so they could go on cruises for a couple decades before they die
>>537135707Inflating money supply.
I'd say it breaks down like:% Reason homes are too expensive:>20% mass migration from country/small towns to suburbs/cities. People want to live where the jobs are, and there's only so many houses in those places. You can still get a cheapo house in small farming town Idaho because nobody wants to live there.>40% flippers / landlords / air b&b>20% no more starter homes>20% immigrants accepting a lower standard of living and living 10+ to a 2 bedroom home.
>>537135707Because commusts didn't kill more parasite scum when they had a perfect chance 100 years ago.
>>537138187How the fuck didn't Trudeau get lynched for that? I'm going to save that graph just so I can post it any time someone says it wasn't the immigrants.
>>537135707Got another question?Should you own or rent? Benefit to both obviously.
>>537136011A student of cat. Cat is wise.
>>537135707August 15th 1971
>1pbtid demoralisation threadkill yourself jewboy. Anyone commenting in good faith is A RETARD
>>537147149Yup. Nixon.
>>537135707Landlords and bankers. Remember those words while the latest news cycle and the algorithm tries to bury those concepts under irrelevant bullshit.Landlords. Bankers.
>>537135707The real reason no one can afford a house is because starter homes don't exist anymore, boomers still live in them and when they sell them they want top dollar.
There are housing bubbles across the West because the politicians don't want the plebeians to realize how poor they have become over the last 50 years. House valuations are the only reason most homeowners aren't insolvent. Home values also inflate GDP, again to hide the economic destruction.If the elites wanted population control, they would force everyone to move into commie blocks. There is no grand scheme to hoard all of the dilapidated poorly built plywood homes in Middle America. These things are worthless junk. Perpetual home maintenance is the responsibility of the plebs. You spend billions on asphalt shingles and Chinese garden hoses.Expensive housing = Boomers don't realize they are poor = votesJust watch, when the Boomers start dropping like flies, there is not going to be a mass Wall Street effort to buy all of the shitty 2 bed 1 baths that need new plumbing in Toledo, OH.
>>537135707Edomite Jews want you to turn to communism as the solution, turn to National Socialism instead.
>>537135707I'm considering moving to Buenos Aires and buying an apartment there for $250-350K USD. I'm about to start a new 100% remote job and I'm tired of paying $2200/mo. in rent. I'm a cityfag at heart, so I'm not moving to Bumfuck, USA or #VanLife-ing or anything like that. The job pays just over six figures, so I might actually be able to start a family if I play my cards right.I've accepted the fact that homeownership in the US is completely out of reach even though I earn more than the median American. But in Argentina I would have more than double the purchasing power and a nanny supposedly costs like $10,000/yr. USD, so seemingly my housing/money problems would be solved. The only real downside would be being far from my family, but I don't mind flying.
Zoning laws. There are wide open spots here with city utilities that way "no manufactured homes" for no reason other than some boomer wants to larp as a millionaire or because it would "interrupt the unique character of the neighborhood" A house is a house. As long as it's up to code who cares.
The normalisation of two income families means that 8x income is affordable to dinks, who out compete single income families and single men. Also, the changes to pension systems encouraged asset hoarding by boomers and they bought a shit load of houses.Add in a jewish elite that wants to crush the gentile family and you have a status quo that is very hard to break.
>>537135707Land is the one thing they're not making any more of, but it's also something everyone needs. This makes it a very safe investment, unfortunately. Without proper land taxes, investors are able to speculate on land, locking out people who want to just live on it. There should be extremely high taxes on residential zoned land not used for a primary residence.
>>537135707I'm in massive student debt because every adult in my life told me if I don't graduate college I'll be a homeless nobody, barely make enough now to cover my loan payments and living expenses while living with my parents working a full-time nursing job
>>537143381Iive in bumfuck nowhere PA an hour outside of Pittsburgh and the only homes I can find under 150K are either hollowed out shitholes that need completely rebuilt or are in niggerville (and also probably hollowed out shitholes but I'm not driving out there to check)
>>537135966>the right is the reason we cant build more housingfucking kekits fucking impossible to build anything in cali because of the stupid ass liberals.you think china is forcing builders to do years long studies to make sure they arent hurting any endangered shrubs before they build?
who would build more houses with street shitting invaders every where or fucking monkey she-boons? abortion is solving the housing problem at this point
>>537153916>because of the libsLet me guess, you want to build in national parks or reservations or some other illegal shit.
>>537155499huh?you cant build anything anywhere.what has been rebuilt after the palisades fire?basically nothing because they make it fucking impossible.
>>537135707Jews, central banking, the Clintons
bidenomics
>>537135707Population increaseReal inflation comes from population increase, less from money printing.more people must share same resources.people become more poor.
>>537135707I absolutely refuse to earn (((money))).
>1 post by this IDI sure hope you guys can figure out why you're not home owners before OP can get back. Here's a hint. You're unemployed, unemployable, and are a nigger with money.
>>537156863I have 60,000 in savings and make 25 an hour and can't afford even a tinyhome that doesn't come with a fucking 458 dollar a month HoA fee.
>>537135707You had your chance. Between 2017 and 2022, homes were 50% off and rates were 2%5 yearsAnd you did nothing.Your chance has come and gone. You will never be able to save up for the down payment let along actually afford the mortgage on a modest $600,000 house in a decent area not located in BFE. You will be damned to a life of rentcucking. Neighbors 6 inches of drywall away from you on all sides. Lugging your trash hundreds of feet away to the dumpster. Constantly living amongst the scum of society. This is your life now. Forever. You had your chance
Mass immigration and corporations buying housing for investors and private equity. Huge increase in buyers without sufficient supply leads to prices going up.
>>537157214Guess I'm done wagecucking then.
>>537157325Roughly 2% of homes are owned by corporations. Imagine how broke and retarded you have to be to think you're being priced out by fucking immigrants lmao!Homes in decent areas are now reserved for stable, successful married couples. You belong in pic related
>>537157599>now reserved for stable, successful married couplesSo like 10 percent of people now
You don't work to build a future anymore like boomers did.. You work to have roof over your head and food on your table and the pennies you have left, you can save for a year to then spoil yourself with a movie in the cinema.. IF you are lucky enough to save pennies that is.
>>537135707Well I own a home. I also own 3 rental units. Full of jeets. Few buddies the same. I think between the 4 of us we own 12 properties. Including our own homes. If it weren’t for jeets. 4 guys would have 8 properties on the market. Now extrapolate that across the country. Sans jeets every house in the country would be $200k. Net zero migration from 2010 given the current replacement rates I think we’d have something like 100,000 vacant homes nationally
>>537157599I already live in a home decent area. You need to get your dirty retarded immigrant ass back to your own country. I want cheaper housing for other decent Americans not rude smelly uncultured immigrants like you.
I can't find a well paying job and all work places are full of disgusting pajeets, niggers, spicsi'm just tired, i'm just going to collect social security, fuck this
>>537135707Lumber spiked during Corona and I haven't financially recovered fromCorona itself
Prices keep rising but wages don't.It's why the wages don't rise and why prices don't come down that takes a video to explain.
Hire a random appraiser, one that will actually do the work not just look at zestimates and aerial view. Notice it is nowhere near what zestimates are that realtors and sellers just default to, as do tax assessors. The problem of houses being overvalued is zestimates and not having an appraiser and inspector on your payroll to make sellers and realtors come back to reality. A termite mold hole on shifting ground made of glued wood sweepings and pressed powder isn't worth a million bucks no matter where it sits.
jews
>>537135707>Leftist policy aside, what is the REAL reason you cant afford a house?>What is the real reason something is too expensive?Because people make less money, than the thing costs to buy. Simple. And hey, that's fine, but if all of a sudden those people start freaking out and going rabid because you've basically made them into homeless weirdos, that's on you.
>>537135707>Leftist policy aside, what is the REAL reason you cant afford a house?Jews
>>537135707I'm gonna get a boat instead of a house to live out of and sail the Mediterranean cross the atlantic and sail the Caribbean back to the u.s. It's like not needing to pay for a hotel or having a visa everywhere you go.
because i priced you out
>>537135707Soo many reasons
>>537135707>what is the REAL reason you cant afford a house?Supply and demandDemand goes up from immigrants coming in faster than contractors can build houses while the government lets migrants get low interest loans that aren't open to citizens. Speculators and corporations buying up properties to turn into rentals further driving down supply. Boomers hoarding property and demanding outrageous prices further restricting supply. Government regulations keeping new homes from being built as fast as they could be.
>>537141977Thanks, goylem.
