Continuing to spend money when you've run out of money has a name.We call it "household debt".It is currently at an all-time high in the US.Every form of it too: credit card debt, missed car payments, missed mortgage payments, etc.
>>537344574That's funny, in my day it was called "being bad with your money."
I don't know where all of these faggots get money from. I know you pieces of shit don't work.
THAT'S GIVING HILARIOUS! BTW MORE WOLVES
>>537344801Modern money IS debt. It literally doesn't represent anything more. If you disagree, go ahead and explain.
>>537344801> Three consecutive Jewish federal reserve chairmen oversee largest expansion in monetary base in US history in period of 30 years> Jews lobby Congress to appropriate stolen funds to defense department to spend expanding Israel’s borders and influence> Goyim take out credit card debt to pay for necessities and frivolities they have been induced to buy by materialist capitalist propaganda aka marketing > This unsustainable and parasitic dynamic eventually devours itself
>>537343738>people buy food even though food has doubled in price. >if people say things are too expensive, why are they still spending money?I guess everyone should just starve to death. Kill these faggots in minecraft.
>>537343738>somebody talks about how they'll never own a home outside of a mass die off or apocalyptic financial reset>boombeast slilthers out of the woodwork to point out some minor purchase you made and how if you just lived on water and bugs you could afford a shoebox in 142 years.
>>537343738I don't get it either. The news tells me there is a 'cost of living crisis' (its all they ever talk about in the UK) and unemployment crisis but everyone seems to be doing just fine, going to work, living their life etc.
>>537343738You have to be 18 to post here.
>>537345043>>537345096Explain which part accounts for the lack of extremely basic critical thinking required to connect the dots that "bank account low = I should not buy extra shit."
>>537343738children shouldn't post here. you see it in the businesses that close and the decisions people make in where they spend their money. even businesses that used to be considered "recession proof" such as cosmetics, that they literally teach in econ classes is "the lipstick effect" and should stand the test of hard times, are struggling
>>537345849Demonstrably untrue.
>>537343738>splurge 7 times a month on high quality goyslop takeout: $160 dollars>rent for even a studio apartment where I was born: $1,200paying rent is like double all of my other expenses combined
because when fat asses in this country say they are struggling and starving and living paycheck to paycheck, it means they have to cut 3 of their subscriptions and eat 3 meals a day instead of 5
>>537345345>>537345369Food is NOT that expensive, holy shit. And you don't need a house, most people just rent. You have options.
>>537343738Globohomo will end when oil runs outThe only way it ends before that is if China goes full belligerent so they can't control resources and print money anymore.
>>537345452Isn't that because you guys can only eat meat from specific animals that were healthy and slaughtered according to specific Islamic guidelines?
>>537343738Everyone in my city is driving around in late-model cars doing nothing all day, or some variant of it. Biking, shopping, wandering around on the sidewalks for no reason. No one is doing anything all day and yet everyone has money and yet everyone is also complaining about the economy that's benefiting them so greatly and the people who brought them it. I've been trying to figure it out for years and can't.
>>537346498They don't even cut, they keep their subs and act like they NEED to pay $100+ monthly as if tv is an essential part of living.
>>537345096By the end of Trump's presidency, the majority of nationstional debt will have been created under trump
Homeowners = millionaires or betterHope that helps
>>537346533Did groceries double in price since 2020 or not? Fuck your whore mother, you cocksucking niggerfaggot.
>>537344574>Continuing to spend money when you've run out of money has a name.>We call it "household debt".>It is currently at an all-time high in the US.>Every form of it too: credit card debt, missed car payments, missed mortgage payments, etc.This.
>>537344801 Nah, it's called EVERYTHNG is SO EXPENSIVE, that people can't make ends meet >due to inflation, and they have to resort to using Credit cards before going bankrupt.>>537348469
>>537347278Irrelevant bullshit. The national boomers created debt is irrelevant, what is relevant is that people are going broke and bankrupt, when FED bank prints trillions to plug boomer gov budget holes. >because some of those trillions make it into spending and cause INFLATION
>>537343738K shaped economy like in a developing country. If you have assets or exchange goods or services for money you are doing well. If you are trading time for money, you are fucked.
>>537346533>>537346788>>537347189This boomer is hilarious. What has already happened. Is that 2 JOBS , salaries from 2 jobs, don't make enough to make ends meet. This is due do boomer inflation. >which is 6-9% >and not 2% what the FED bank claims.
>>537346034Rent and food =/= extra shit>But muh netflix subscriptionMost people under 40 pirate.
>>537348953>If you are a Boomer and assets or exchange goods or services for money you are doing well. >If you are not a boomer and didn't live during easy times>and didn't accumulate assets, like Boomers>for instance, you are boomer kids and grand kids, >then you are fckedInteresting take, boomer.
>>537343738shit you don't need is cheapshit you do need is expensiveit's not complicated, you're just too stupid to grasp it i guess
>>537346034The part where any of those kikes are still breathing.
>>537349229Bullshit, food and energy is cheap. Shit you don't need like uberjeets is expensive you crybaby bitch
>>537344801Yes anon, its not the fault of the handful of people running our government and corporations for shitting up the economy. Rather, its the fault of millions of Americans for simply being bad at money.
>>537343738I am massively feeling it. before covid I was rich as fuck with my mid level software developer salary.Now I am fucking paycheck to paycheck, what the fuck are other people doing?
>>537349425the truth is properly managing your money is a lot fucking harder than it sounds. rich people do fine only because they can hire and delegate the hard parts to an highly-trained expert
>>537343738I can't (((afford))) anything because I have zero income and zero benefits and live only because my parents still feed me at 35, and I would not have it any other way. They brought me into this life and they will take me out of it, not any (((economy))). All (((money))) is jewish and all jews deserve hell, I refuse it all.
My next grocery trip will be the first one I don't have to internally debate whether I can buy hamburger; and I have to buy half my caloric intake in generic soda because the only cheaper alternative is rice. I've had to make everything from base ingredients for 15 years, I don't know if I can even go back to buying pre-made food or regularly buying meat.
>>537349501How? I am living like a fucking king off 60k a year in Canada. I got 6m in the bank but 60k gets me massages and waygu beef so its all I take out?I get having my morgage paid is big but other than that I do not understand how anyone can feel poor?
>>537349575>i need to hire someone to tell me not to buy a moronMaybe read a book then instead of incel blogs all day
You have to understand, people naturally want to save money. This is a natural impulse in people. But we are a consumer economy that relies on people spending massive quantities of money on trivial things. So we have a massive established infrastructure of advertisement designed, scientifically, to bilk money out of people and subvert their natural impulses to save.This is the big "power" the US has over China. The US has this huge advertising infrasctructure to force consumption, China has no such thing. Therefore without US consumption, China has no buyers. You might think with so much manufacturing china could just manufacture for its own use, but it's not the case. The US monetary policy is explicitly geared to make people spend as much as possible. Citizens of the US will work long hours, in order to consume things they don't really want or need. This is essentially burning through the scarce resources of the earth in an orgy of consumption, to fatten people up like cows and degrade their lives.
>>5373437381. What does some redditor know? 2. I can't afford the things I really want, so sometimes I'll buy what I kinda want but don't need to make up for it. A fancy cheese instead of a bag of rice, maybe.
>>537349877>CanadaIn the US we had this thing called bidenomics. Dems, who are good people doing terrible things. passed an easily exploitable stimulus bill to "help" people.Inflation hit 9%, only people who won are the guys who exploited the bill.
>>537346034So everyone should just slave away to survive when they can't afford to have children and can't afford to have fun? What's the point of living then?
>>537344801>That's funny, in my day it was called "being bad with your money."It is, was, and always will be called "living nigger rich"But I'm betting the issue with the people e-crying in these threads every day is that they're unemployed and have never saved or invested. Life must really suck when you're brown.
>>537350794No you should cry on incel forums 12 hours per day that life is too hard
>>537348050Wages went up too, you black person.
>>537346034If you can get an interest rate that's lower than the average rate of inflation, critical thinking dictates that you should take on debt, because the money you're paying back in the future will be worth less than the money you're borrowing today.>>537346498There's a reason the alcohol industry, bar industry, casual dining industry, non-luxury car industry, non-luxury housing, cosmetics industry, and other industries are in trouble: people can't afford that shit anymore. Half of you simply sound like dumb shitters who don't have any financial literacy whatsoever, and pay zero attention to economic trends. >>537349343Now do medical care, health insurance, rent, vehicle cost, and education in the United States, you massive faggot. >>537349920Maybe kill yourself with a dull razor
>>537349343>food is cheap>the average price of ground beef per pound is more than the minimum wage for the first time in historyGrocery costs have basically tripled since pre-covid 5 years ago, but wages haven't increased.
>>537343738>Autist doesn't understand nuance in language and takes things people say literally.
>>537349024Maybe in gigapozzed cityslop where leftoids eat out everyday and sleep their way through half a job at most, in real America people are doing just fine.>>537349107That's rich. Most people under 40 don't even know how to use a PC, let alone operate folders or actually pirate anything.
>>537344574But guess what, if everyone has this huge household debt and they're still spending, eventually it has to stop right? Oh? Invisible money isn't real! The banks will literally do nothing to PoC that can't service they debts because it's raycist. Nothing will happen. The sky is falling crowd have said that defaulting on debts BAD but does anything ever happen? No, slaves keep slaving and the system keeps working, perfectly.
>>537343738People have always been "struggling" same as it ever was.
>>537351478>in real America people are doing just fine."Real America" aka flyover is filled with tiny towns where everyone is in poverty and shops at Dollar General retard
>>537343738I'm doing great.
>>537344574Ive been debtmaxxing myself. They want to crash the economy so i am doing my part in take, take ,take. Never give, give, give.
>>537344574All-time high because currency is devalued. Debt to income ratio is actually the lowest its been since like the 80s.
>>537351478The only people that know how to use a computer are between the ages of 30 and 40. Are you retarded?
>>537343738Poorfags
>>537344574/thread
>>537343738I think that confusion could be resolved if you mentally frame the problem as an underlying and growing class issue, rather than everybody is poor and yet everyone is spending a lot.
>>537346533Its pretty bad everywhere. I have had fully graduated doctors deliver my food as a second job. The only one not suffering i hear about is gov workers >you know its bad when fucking commercial pilots, engineers, and doctors are doing side hustles
I just think houses should be affordable with the equivalent of one years work at a mediocre job.
>>537343738I'm just maxing infinite credit cards before I kill myself.
>>537346034https://www.youtube.com/watch?v=8PcxDol6UUc
>>5373437389Most of the time it is credit
>>537350955Did they double to dishonest kike?
>>537345345That's the Reddit argument but its divorced from reality. People are buying amenities now more than ever. Video games and electronics. Cars. Vacations. All are more popular than they have ever been. And even in food, people are spending more on luxury foods than on cheap stuff. There is a reason there is a Whole Foods in every town now.
>>537351860houses need to be pointlessly expensive so banks can lend more money to be embezzled
>>537351634Debt maxx, gather assets abroad with the strong dollar, emigrateIt's what smart people do. America has a lot of laws to try to stop the peasants from doing it because it's so simple. The US taxman will follow you to the ends of the world, which is why you make a sock puppet business and let it take the fall. So easy. Snag a couple of partners and sell the ship before it sinks and you won't even need to default
>>537351427>>the average price of ground beef per pound is more than the minimum wage for the first time in historyLmao, so you are a worthless faggot who deserves beef.... eat bread from the food bank loser
>>537343738lmfao… rich people are still buying overpriced luxury houses and rich people are still getting massively overcharged by whole foods. poor and middle class people aren’t spending shit.
>>537343738Klarna and othe buy now pay later scams that the people (zoomers and blacks) have no intention of ever paying back.
>>537352001Just trying to live well before the nukes fall, kemosabe
>>537352079If people thought the nukes were coming, they wouldn't be crowding into population centers. They would disperse and stockpile tools, seeds, and firearms.
>>537352175...No, they don't want to survive. I've had this conversation with friends and family. All of them want to be obliterated on the first strike.
>>537352028Irrelevant metric since no one anywhere pays minimum wage. People working the counter at Chipotle are making $35k/yr now.
>>537351137>Now do medical care, Go for a walk fatty> health insuranceGet a job>, rent,Share a room princess> vehicle costBuy used>, and educationRead a book from the library you massive faggotProblem i s you are a spoiled bitch unwilling to work for anything
>>537349107>under 40s pirate Pirating is exclusive to 35 year old males. Gen Z don't pirate.
>>537347189>they NEED to pay $100+ monthly as if tv is an essential part of livingIt is.It’s the circus in “bread and circus”. If they can’t have that, civil unrest begins.
>>537349602Your parents didn't ask to be born either yet they contribute a great deal more than your faggot ass.
>>537352271Food isn't even expensive, $10 a day and you can eat very well
>>537344574I shouldn't have to borrow money to keep working.
>>537352535Broadcast television is free but entitled Millenials need HBO or something
>>537352640You shouldn't have to cry for free on this incel blog its not fair waaaaaaaaah
>>537352732Fuck you asshole.
>>537351137>people are poor>which is why alcohol, non-luxury cars, and cheap housing are failingLmao. Its the exact opposite. Everyone and their mom drives a Mercedes now. No one wants houses with less than 5 bedrooms. And drinking and bars have always been a poor person hobby.There is a new resort in the Bahamas being built everyweek because Americans can't get enough of expensive vacations. There is a Whole Food in every town in the country because people WANTED more expensive quality food. Chipotle and Chick-fil-a have lines out the door because people choose the most expensive fast food options. Video games are now $80 + hundreds of dollars in DLC because people are buying them by the millions. Spirit airlines failed because everyone wants to fly the better airlines. The data is very clear on this. When presented with budget options and luxury options, Americans are flocking to the luxury options. We are richer than ever.
>>537349877its hard to understand if you're in the bubble where everything is still well
>>537350939Change has to start somewhere, faggot.
>>537352796Thanks mr. Eglin poster.
>>537344574Right, but conservatives continue to ignore household debt yet refuse to shut up about the "national debt" (which is how money enters the private sector to begin with).
>>537349877>I'm doing ok as a single person with no rent to pay and financial security how can anyone feel poorlmao.
>>537353179>which is how money enters the private sector to begin withAnd is paid with interest to a cabal or private banking firms you parasitic kike faggot.
>Buy foodor>StarveDo autists not understand that not everyone gets to enjoy NEETbux?
>>537353251Lmao,,,,losers crying about interest,,,,you deserve everything for free
>>537353442>losers crying about interestNow this is peak jew posting.
>>537353442This poster reminds me of that meme where the guy is crying and beginning neets to work
>>537343738Back in my day dollar drink days meant all sizes
>>537352796How many times does the idea of a "K-shaped economy" need to do the rounds before people like you will wrap your heads around it?Yes, luxury goods are doing well right now, and companies are focusing increasingly on selling them - because increasingly, the only real money that's left to be made in this economy is in selling things to the rich who are getting richer. Every automaker isn't sliding their lineup up the market because everyone is doing well, they're doing it because producing an affordable car for the bottom 90% of the population is just economically pointless now because those people are all going broke. Chipotle explains to its shareholders that it's price-gouging burritos for the same reason: Not because everyone can still buy them, but because they'll make more money going up-market and selling an $18 burrito to one guy who doesn't check the prices anymore than they would trying to sell nine of them at a thinner margin, because they wouldn't even be able to anymore anyway.Every industry is the exact same story right now. The big push is in trying to capture the upper leg of the K.
>>537353179Because the right understands math. Debt to income ratio isn't changing. People have more debt now because they make more money and can manage more debt.
>>537353736No one cares if you die loser,,,,not even you
>>537343738Its literally been great since trump was president its some weird leftists gymnastics trying to pretend that this system doesnt work when it fucking does. I dont know what they want but the economy isnt the issue to them. They really just want to be in contention with people that are smarter than them
>>537353871No, that's not it. They do it because the prospect of government spending can help people who don't have money. Conservatives want money creation to be even more dominated by private banks than it already is.
>>537349425It is their fault, though. They are objectively, by every metric, bad at managing what little money they have. Worse, they have no interest in getting good at it.
>>537353817Take something people have to have, like groceries. If what you are saying is true, and 90% of people are broke, then you should see everyone shopping at Walmart and Dollar General. Yet Wal-Mart has lost market share 3 years in a row--almost all of it gain directly by Whole Foods. Dollar General has grown slightly, but at half the rate Whole Foods has. People have stopped shopping for groceries at Wal-Mart and moved to the considerably more expensive Whole Foods. That data just doesn't support your view. If the economy was K-shaped, we would see sectors shrinking also. But its the opposite. The raw number of cars being sold has been stable for several years for example, but a much larger share of those are premium cars. It isn't like no one is buying cars anymore except for a few rich people. There are just as many cars as ever being sold. Its just people are buying Mercedes SUVs, Teslas, and Chargers now instead of Honda Civics.
im suprised that none of you people really caught on capitalist whores.Just like the man whores and sluts women. They always lie about their numbersUndervalue your own net worth while over valueing skills basic scam that modern capitalism is built on.people just need more leverage when climbing up that mountain.Everyone hates living on margins. They need a nice thick pillow to sleep soundly at night.And just becuase things are too expensive doesnt mean people just stopped buying shit.
>>537354231>the prospect of government spending can help people who don't have moneyThe US federal government spent almost 8 trillion dollars last year. How much of that trickled down to you? How much more do you believe they'll need to spend to un-fuck your failed life for you?
didnt democrats use this same argument 3 years ago and we all said it was stupid
>>537343738Dunno. I'm pretty comfy. Not rich but my life is materially very comfortable and lots of cool fun stuff is at my fingertips and on demand. I live in a shore town and summer's here so plenty to do and see. Life is good in the USA if you don't live in the city. We're very domestic in our culture. Suburbs and neighborhoods, lots of trees and parks and small downtowns, it's pleasant.
>>537354053Go back to bed jeffery
>>537354231You live in the biggest government in the world already. Nowhere on the planet spends even close to what the US spends.
>>537343738goys
>>537343738The average American is rich AF. Like, Niggers you can buy cheap shit too yet you spend money like crazy in mundane shit. You could sustain a whole favela with a sector 7 givs
>>537354096>Its literally been great since trump was presidentHoly fucking kek
>>537343738Every small business around here is shuttered, one of the only two grocery stores within 15 miles shut down, and the one that's left that stocks "budget-friendly" items can barely stock the shelvesThere's still a Dollar General that has one or two teenagers running the entire store, though
The DNC owns the media. It's not hard.
People are forsaking their birthrights to a house, land, marriage, starting a family, etc because things are too expensive. At the same time, people are making horrible decisions
>>537343738This thread is being botted hard by eglin faggots lmao.
>>537346533>Just eat cake if you can't afford bread.You know what else is edible? People. Watch your fucking back.
>>537343738On top of this, businesses keep raising prices because they have to but they aren't actually making money. So who's making all the money?
>>537354862explain
>>537354829Stewing in anxieties and medications.Every new generation becomes more risk averse in life becuase of worried mothers.And people living vicarious wimulated expeierence through other peoples facebook posts
>>537354862Eglin made the thread Jose
>>537354379That is more an apportioning problem because we have a zionist and capitalist controlled government. It has nothing to do with the mechanics of what I am saying -- which is that government spends first, THEN taxes. It doesn't need money from anyone else first.
>>537354989>the us economy is fine goys me and all my friends are all super rich you're just a loser goy
>>537349877Median income is $0.
>>537355114lmao bold pilpul.
>>537354989Jews want to demoralize young white men so they make these threads so you will give up on life and cry in your basement
>>537343738Just because people get poorer doesn't mean the obligations they have to the state and government disappear. People are in a constant squeeze by every single institution that is in charge of giving them their way of life.
>>537354862Thank God we have the Canadian to tell us how the US economy really is.
>>537355249This jews hate when the goys are working for them for scraps. They want all goys to check out and stop working for them! lmao
>>537355203You rotted your brain gorging on incel blogs,,,,,,now you are a depressed loser,,,,,,congrats idiot
>>537354337Literally every single data point you've laid out is explained perfectly by the K. Yes, down-market businesses are stagnating while the up-market is growing, across every industry. Correct, the only businesses that can grow right now are those catering to up-market customers. Exactly. That is exactly what you'd expect to see if 90+% of the market is on the ass end of stagflation while a minority booms.Think about it for more than two seconds. Actually think.
>>537350601The jew running the money printer did it in 2020 while Trump was in office. You're being retarded believing there are 2 parties.
>>537355337Thank god I'm not a glownigger faggot. Glownigger faggot.
>>537343738What?
>>537355374And i'm not working for you schlomo. Seethe harder.
Most people are barely getting by but it isn't until their rent gets raised or their car breaks down that everything falls apart and they never recover.
>Pretends to not understand people are bad with money>Pretends like everyone is wasting money because of the few people they know personally That is what is known as Boomer Energy
>>537352001>People are buying amenities now more than ever. Video games and electronics.>VacationsSimple. All kids have mental issues from the scamdemic. If parents weren't sedating them with video games and vacations they would be out of fucking control.
>>537343738People need to live within their meansMaybe you dont need a 80 inch telly, new sports car in a nieghbourhood uou cant afford.
>>537355475True, i dont hire losers your only skill is crying
>>537349671> I don't know if I can even go back to buying pre-made food or regularly buying meat.pre-made food is garbage so thats good you dont buy it, but whats up with meat? Chicken is dirt cheap
>>537352001Yea bro, just ignore all the news about Video games sells numbers being down across the board.People are TOTALLY buying brand new cars, not used ones.You do understand that most people don't live the Influncer life style right?
>>537343738https://www.youtube.com/watch?v=0kbkysPTnHcSocial media has primed an environment where this type of degeneracy is not only accepted, it thrives. Social media desensitizes and radicalizes even moderates into believing heinous and abhorrent behavior is acceptable under the correct context. Spend just 5 minutes on Twitter, Facebook, Reddit, you will find hordes of these deranged people. They exist among us. The FBI knows about them but never acts until it is far too late. Western society is on a one-way fast track to collapse as long as social media continues to destroy minds and decay the culture.
I don't see shit boxes on the street, everyone is debtmaxxing
>>537355638Yo can you lend me about tree fity? I'll pay it back, one your relatives is non stop calling me
>>537349107>Most people under 40 piratewomen demand subscriptions and if you dont pay shell leave. men who have money have a woman, men who dont are priced out of a family. hyperhoeflation is keeping this economy going
>>537354971>businesses keep raising prices because they have to but they aren't actually making money.No, it's not because they have to, it's because goyim are fucking stupid with too much disposable income. The same chucklefucks who are forgoing a mortgage or starting a family because they can't "afford it" are being unwise how they use their paychecks. Food prices going up are directly being driven by retards with no impulse control. Childless retards stuffing their faces with premade slop.
>>537355732>4chan told me the game flopped so it did! The US videogame industry has doubled since 2020 and is projected to double again by 2030. "Le woke game flopped" is just one of those places where 4chan is divorced from reality. And yes, new cars are exactly the same as they have been for years. Car volume has been constant for years. But people have trended towards buying premium models.
>>537352568thats like 300 per month which is insanely expensive. i used to be able to eat with under 100 per month
>>537349107>Most people under 40 pirate.By "most", you mean probably 5% of the population max, right? Most normies refuse to torrent, they preferred streaming sites like 123movies, but now those are closed
>>537355722By pre-made I mean things like cake or cookies or muffins or literally anything beyond bread.Chicken is over $5/lb. Hamburger is $6/lb. I was more talking about anything else, which isn't even worth looking at the price of. Even with the half off sticker from spoiling most of it is at the fuck off price. I did get some pork shoulder at half off that was about $5/lb but I have never even seen that sold before. I saw ribs for a similar price once in my lifetime.
>>537355855This. Its where the Reddit narrative collapses. Back in the 90s, roads were full of 30 year rust bucket shitboxes held together with duck tape and zipties. Now, every parking lot is filled with Teslas and Mustangs and Mercedes SUVS no more than 5 years old.
I saw an msm article at work about some poll where millennials and zoomers feel the american dream, home ownership is out of reach etc., and looked at the comment section. Man, boomers get really defensive and indignant about this and spiral into rants about how they had to walk 12 miles up hill both ways and stuff when they were that age.
>>537352568My disposable budget for anything not rent has been $7/d.
>>537349920This nigger acts like meat bread and water are free. “Just manage your money” >just deal with my retarded decisions for me
>>537356261Yup. And, at least to a partial degree, it is true that many of them had to do that... but they had the promise of their hard work being justly rewarded. Millennials and below don't, so why even bother if the ones who do try and work their asses off get nothing in return?
>>537343738When you struggle to buy a house or have kids but have plenty of money to eat out, you eat out. Because saving an extra $5k each year barely moves the needle.>$5k a year??!! ur bad with money!!A house costs $1,000,000+ so no, I’m not. I’m not saving for 200 years to buy one.
>>537356246The people who used to be able to afford those rust buckets now have nothing but time to plan your gruesome deserved death.
>>537356322Just get a job so that 5$ wont be killing you?neeting isnt exactly a flex
>>537356449Violent crime in the US is plummeting also dipshit. I know your Canadians don't want to be alone in your collapse, but you are. You should have taken the annexation offer when it was on the table.
>>537346273Rent was 55% of all my expenditures last year, and I eat out with my gf and go on vacations and buy a bunch of shit I don’t need. I was in a studio.
>>537352640I realized yesterday we live in a modern version of monarchy. Most of us are free peasants and wage slaves are functionally serfs especially if they “own” their own land. I know I sound like a kike but ownership and property is fake nowadays you rent land from the government and pay corporations to rape you. Said corporations functioning like noble houses or merchants from the medieval period. Look at all the bullshit eula agreements they force you to sign for something as basic as being able to download music or pay a utility bill. America rebeled over a 7% tax rate and Rome collapsed from as 8% tax rate we’re currently at a base income tax rate of near 20 fucking percent much higher on “net profit” income. Meanwhile inflation has never been worse and necessities have never been more expensive.
>>537356534Jobs are limited. Adding women to the workforce did not increase jobs, it just meant people now compete to lower wages. There will never be enough jobs, there will only be fewer and fewer. With 50% employment now you can expect this to drop to 30% very quickly as AI replaces the woman daycare jobs.That's a whole lot of people who need resources you brag about having.
>>537356650>I realized yesterday we live in a modern version of monarchyNice of you to come around. Read the Unabomber Manifesto, it'll help you speed track your enlightenment
>>537343738>americans spending money they don't have>credit cardslol
>>537344801Today it's "the government is bad with our money".
>>537355126I see, well hopefully if we e-cry on social media hard enough the government will just give everyone a trillion dollars then we can all be as rich as Elon.
>cannot afford anything>keep spending irrespective>debt has long ago become unsustainableThere is a very explicable and explicit reason why usury kikes were expelled 109/1,366 times, and that reason is because the systems which they strive to implement inside gentile societies, always lead to the kind of instability that ends in collapse. Kikes are chaos agents, and every mechanism they control is involute to chaos.
I only spend money on things I used to take for granted as easily affordable. For instance, my car is starting to get pretty tired so I bought a bicycle and then all the stupid little things you need for it like helmets and locks and visibility wear.Before that it was ultralight camping gear in case I find myself homeless at one point.Prior to that I had to get rid of all my furniture and replace those items with furniture-free styles and minimalist setups, because I can't find a partner worth starting a relationship and sharing normal life.Next I will likely work at getting all my wagie slaveshekels out of fiat somehow or other. I know that will cost extra.
Capitalism is when the people who produce capital own the means of production. That essentially means you either own your tools or own all the profit you generate yourself with those tools. Communism is when the means of production for capital and its profit is owned collectively by the government socialism is when you own the means of production as an individual but the profits are given and shared to society as a whole. We live in Neo fudalism or an oligarchy as some say. The means of production are owned by large monopolistic corporations and entrenched interests resembling noble houses from the ancient period. Except we lack a king or queen (which is bad because a king or queen act as a lynch pin for corruption it’s a single point of failure for a run away tyranny like a fail safe.) You have no more freedom than the oligarchy is willing to delude you into to keep you content. The views/voted of the lower and middle class have almost no effect on actual policy meanwhile the views of corporations and wealthy ultra rich have a near 1:1 correlation with policy. What peasants think doesn’t matter, or at least doesn’t affect governance.
>>537343738If you bought a home and started a family about 7 or 8 years ago you can really see the inflation rising in real time. Health and auto insurance used to be stupid cheap compared to now. Utilities have doubled in my area. Groceries are so expensive we avoid buying beef that isn't on sale and stick to pork or chicken. Fresh fruits and veggies have stayed pretty steady though. We started raising chickens when eggs were out of control. God forbid you need to replace your car. Im making more money than ever and see less and less every month.
>>537356742Alright I’ve heard a lot about him will do
>>537357027Obama fucked health insurance by making it illegal not to buy it.
>>537343738I don't get it either. Are people just debtmaxxing or something? I even see people driving around with the latest expensive cars and stuff. Maybe we're just in a simulation and the NPCs autogenerate currency from the admins or something.
>>537343738>I feel like the “news” tells us we are struggling, but who is really feeling it?I feel like things could ALWAYS be better, but I am objectively not struggling at all.
>>537352279Walking doesnt do shit. Jobs are hard to get. Can't rent without good credit and make 3x the salary. Subletting only works in shit areas in place with JOBS.Have you seen used vehicle prices?Education, you mean credentials you need proof of. I'm 38 and it's correct about retards like you, and boomers. Out of touch bitchfaggots who had luck and opportunity handed to them. Shut. The. Fuck. Up. I pray one day you lose it all, have medical debt that blacklists your credit, and have nowhere to live and whatever job you get your wages get garnished. I pray.
>>537343738The money seems to be fake, the government and establishment just makes it up blatantly. The people have gotten the message
>>537357122When you hear struggling you think starving to death when most people say it they mean “things are getting worse rapidly and I’m having trouble keeping my growth at the same level it was years ago at this rate I will hit rock bottom in a couple years.”
>>537357107Were past that bub. Healthcare companies lobbying government to be one of the few health insurance providers in a state let's them set any price the hospital wants because it'll always be paid.
>>537356246Everyone I know is driving nicer used cars from the 00's and early 10's for the gas mileage (that they bought for 4 figures from a private sale) and I've literally never seen any EV, or the charging infrastructure to support them. A 2012 Corolla that's only driven to work and back isn't going to rust apart like a 1984 F-150 kept running by a farmer. Families that care about appearances tend to have crossovers or obscene 4-door modern pickups that they're making monthly payments on.
>>537357087The latter half (how to revolt and resist) doesn't really matter, but the first half should be required reading. Uncle Ted was able to diagnose exactly what's going on between the elites and masses, and how technology is the tool unwittingly being used to enslave us
>>537350955median or mean?
I'm poor (don't work), but have around 300k in stocks. That's the reality of the world. We need UBI..
>>537345369kek
>>537356438>$5k each year barely moves the needle.Hey, Grok, what does $400 a month into an S&P index look like in 30 years?
>>537357220>when most people say it they mean “things are getting worse rapidly and I’m having trouble keeping my growth at the same level it was years ago at this rate I will hit rock bottom in a couple years.”Ok, but I am not experiencing that either, so my post still stands.
>>537357231>I've literally never seen any EV, or the charging infrastructure to support themWhere the fuck do you live
>>537343738obligate link to The Money Mastershttps://www.youtube.com/watch?v=bm6oeRgxs0A
>>537351478This sort of gaslighting is old and stale. The people pissing away money are boomers with credit cards and HELOC loans. Everyone else is choking on the sky high asset prices that keep these skeletons going on 8+ vacations per year. You can go in a corner and keep trying to suck your own cock somewhere else.
>>537357258I think that’s self evident he tried to revolt and resist and got BTFO’d. Basically all his bombings did was raise attention. Didn’t have any actual impact beyond that. It was just treated like any other pyscho going on a murdering spree. Much different to the reception that the warehouse worker who burnt down tp got. I think destroying capital is more efficient less gruesome and more damaging than targeting people. You don’t even necessarily have to go out and light anything on fire to destroy capital just sitting at home and not contributing your Labour results in the same thing. With way fewer consequences.
>>537357349>he has 400 doll hairs lying around every month
>>537357349in 30 years $400 won't even buy you a cheeseburger
>>537357353You’re like a nigger who’s told “don’t steal that water melon the cops will shoot you” and he goes “but they aren’t shooting me now” and you go “what about the other niggers getting shot?” And he goes “but I’m not getting shot? I’m stealing that watermelon.”
>>537357408What do you do for work? What are your monthly expenses?
>>537357349Congrats. You waited 30 years and now you have an inflation-adjusted lump of $400k, which still isn’t enough for a house
>>537357470That guy just said he pisses away 5 grand a year on frivolous shit. What do you do for work and how much do you save and invest every month?
>>537357524This boomers advice will be to cut out anything meaningful in your life until your left with saving 30 years to buy a doll house on Facebook market place. Instead of owning a home and having a family at 23 like they got to. Because boomers don’t want to acknowledge that luxuries are cheap and necessities are expensive.
>>537357424thats the thing really, theres not much point fighting the system because most people are willing slaves. you could kill someone like putin thinking you did good for the people but you'd get so much hate for it because thats just how people are
>>537357557OK, sport. Just remember: The important thing is to recognize yourself as the victim of circumstances beyond your control, understand that nothing you can do can change anything for the better, give up, and be angry all the time and never stop being angry.
>>537357497my sides
>>537357386Appalachia. "Coal country". They can't fill potholes and they do well enough just trying to keep trees from knocking out the power when wind gusts get up to 30mph.
>>537344574Goys will be goys
>>537357524Save the Dave Ramsey schtick, you are trying to return the blame back to the working class.
>>537357488>Day of the grill approaches.Czechd.
>>537357631What do you do for work? I know plenty of people in their 20s who are home owners. Perhaps this is a (You) problem?
>>537357713>the working class.What do you do for work? Post pics of your work boots with timestamp.
>>537356246Bullshit.It's everywhere. You just live in a nigger rich area. Go see how real people live and people who don't want a car note.
>>537357639>theres not much point fighting the system because most people are willing slaves.The blackpill waiting at the end of a redpilling is realizing this. Humanity has always been a dynamic of master vs slave, always will be. The current elites are amazingly competent at keeping their cattle masses entertained, fed, and sheltered. As long as people have that, they will endure anything. If we magically liberated the world today, new masters will end up filling the void tomorrow.
>>537357565What the fuck is an investment? An IOU held with a financial institution? In a time of bail-ins and petrodollar disintegration? Dematerialization of securities and Safe Harbor laws mean that individuals don't legally own the stocks, bonds, and funds they purchase with their money. Brokers and institutions own those, so your security entitlement contract (IOU) defines a right to the value of the assets, not the assets themselves. The assets themselves got used as collateral for derivatives and loans without the "investor's" consent. In a default, your contracts are void, such that creditors and banks get dibs on seizing their pound of flesh before you even come into it, if you ever do. That's happening right now. It's called asset stripping and you're a dupe for participating in it. You know the saying, a fool and his money doth soon part.
>>537357787What kike pays you to play defense for high prices and act like a cable news jew? Post the boots you lick with a timestamp.
>>537357639In terms of a physical fight like a shoot out or bombings or terrorism you’re right beyond a shadow of a doubt. Never make personal sacrifices for other people’s well being (even violent ones) in a broken corrupt society. It gets you nowhere. Just decouple from the system become self serving and focus on only helping people who are extremely close in proximity to your tribe. In a fucked up world you can’t make bets like the boomers did where they had this moronic sense of altruism and sent trillions of dollars to random niggers in Africa. When you live in modern society giving ANY voluntary help to a nigger or non white will get you in a hole either ending in you dying or being dragged to their level. Only invest in fellow white people you’re sure you will get a return on. Someone you’re close with and resembles you genetically. This is a known survival strategy for these kinds of circumstances called tribalism.
>>537356138>i used to be able to eat with under 100 per monthLiar,,,,,food is cheap,,,,cry about a real problem
>>537344574If somebody is wealthy enough to have a mortgage, they already own the government.
>>537351690Typical /pol/ ignoring this but the board is all niggers and spics and foreign intel agencies so not surprising.
>>537356138WTF, $300 per month is basically free.I buy dirt cheap food and it's at least $500 a month.
>>537357927Prices aren't high, food is so cheap you are super obese
>>537343738Everything is about as shitty as I remember it being maybe 5 years ago. However you can't go out and buy like 3 drinks and an appetizer without spending at least $50.People are losing purchasing power, so what little they make buys less and less. Basic necessities remain affordable but there is a qualitative loss in standard of living for the average person I feel. N bread lines forming just yet but the economy is certainly not booming either.Many people are defaulting on their debt too and just not paying it.
>>537357925Word salad
>>537354246Then why are you upset at a Jewish cabal controlling the government? They’re better at money than you.
>>537357882yeah who wants freedom when that would mean you're fully responsible of yourself, got to think yourself, got to actually do things with your hands :D i guess you have off grid youtubing as a niche now but i can never see the average person living like that
>>537346533I know you are trolling but it's actually affordable if you're willing to live without luxury.I've been making a $30 giant pot of chili once per week and it lasts me at least 2 lunches and 3 dinners. I make my own bread from a giant bag of flourBuy lots of bananas bc they're cheap and the mushy ones become banana breadI make my own vanilla, bars of soap, cleaning products When my jeans rip, I sew themI have no subscriptions, tv, car payment etcShit is really expensive but everyone seems to want to live like a boomer Those frivolous times are over and that mentality is how we got here in the first placeWith food and raiment let us be therewith content
>>537357713Keep licking those working class boots, they will only kick you.
>>537358065Fucking idiot. Learn to read.
>>537358033You are a dumb nigger that forgot the Republican meme flag before posting b8.
>>537357349>actually investing>when that money will get debuffed in 30 years
>>537357557Don't forget that the housing market outpaces inflation.So assuming you start that 30 year invest, all you'll probably end up doing is saving enough money to pay the down payment on a 30 year mortgage of some absolute crapshack falling apart, wiping out all of your capital assets in the process.... and you'll be 50 years old.So you'll be paying that extra 30 year mortgage, which will cost more than rent, plus property taxes, plus maintenance, plus bigger utility bills, and you still won't own shit until you're 80 years old. And this is all assuming that everything goes well and life doesn't hit your with a sack of bricks and you end up foreclosing. And this is also all assuming the US doesn't collapse in on itself several times over in the meantime (although maybe you might get mortgage forgiveness if that happens! lol probably not)Wow! What a fucking life! See, there's no reason to complain at all!Honestly some people are just fucking retarded and they don't get it. They will defend, to the ends of the earth, the fact that we're being forced into the pod. Their "common sense" solutions are half-truths that want to get you to tacitly accept the royal assfucking we're being put under. Never take a single thing these retards say seriously. And I'm telling you this as someone that made it, that bought my house cash in my 20s. I'm lucky as fuck, but the number of lucky people in this country is going down all the time.
>>537358129Amazing how many of these takes come from nigger VPNs.
>>537358146Learn to invest loser thats how i got rich
>>537343738Are people doing bad? Yes. But they are adapting to survive. That means moving in with parents, avoiding marriage, seeking alternate solutions, etc. compared to living "normally". You will see this in "industry X is collapsing" news articles where shit like shiny rocks or alcohol is making way less money because the underclass cannot afford it anymore. Or you see it in the articles about 2/3rds of zoomer men not having sex ever type of shit. Yes, they are still alive, but its a bad sign that incels are being made at a unprecedented rate. Homelessness is on the rise, and has been rising steadily for the past decade. People can't afford shit and are out on the streets. They just aren't starving due to food banks and pandhandling. But jeets are nuking food banks. So sooner or later people WILL be starving. But this is just about the bottom half of society. The upper part is doing just fine. Homes, spending, vacations, sex, all of it is going just fine. So if you point at an upper half person, yes things are fine. If you point at a lower half person, shit is massively on fire and sucks ass. And really I should probably say the split is more like 75:25, but that is splitting hairs.
>>537357760Why is the arguement never “if you look here you’re wrong because statistically speaking economics factors have never been better” It’s always uve nevah seen datUhhh poors people are poirs But I’m not bwoke Or you would be bwoke if you didn’t buy X and bought Y (you could literally spend your entire check on crack in 1986 and still find a place to rent now you buy a cup of coffee and suddenly you’re not in a fiscal situation to afford a living space)The fact of the matter is inflation has never been worse necessities like food housing and healthcare have never been more expensive in American history. And the only people insulated from this situation are either crack heads, niggers, or boomers who built up enough generational wealth to horde that no matter how expensive anything is they’ll be fine.
>>537358228>So assuming you start that 30 year invest30 year investment strategy when you're 20*
I'm probably a good example. It took me until my 40's to earn a decent living. But by now it is too late to start a family and I'll never be able to afford to buy a house without a lot of effort. And what is the point of having a house without a family. So I can afford all the consumer junk I want. Just a new car is harder.
>>537358230Your trolling is shit tier
>>537357655You have a bunch of retard politicians pocketing their money by the most Jewish means ever and you still believe you can bootstrap your way through stocks when the last 10 years alone have proved other wise.
>>537358228Write another 100 paragraphs on why you are a loser
>>537352001Those people are doing well. It’s called a K shaped economy, back in 2024 the top 10% of earners started making up over 50% of consumer spending. That number is only getting worse each year. The bottom 90% are spending less but the top 10% are taking that wealth and spending more, so yes luxury goods are going up in value because there’s actual Money in it. Ours, specifically.
>>537358253Learn finance, it's a scam, you will lose your money
>>537357943one persons cheap is anothers expensive. on the internet everyone is making 100k+ farting and shitposting but real people out in the real world aren't quite as lucky. one can apply to hundreds of jobs and get no reply, thousands others are applying to them too
>>537358308Cry about it brainlet
>>537358305>everyone can’t stop moving to a country where you supposedly are broke and raped by billionairesHmm
>>537358282>waaaah im a loser cuz da boomersOK,,,lmao,,,now what?
>>537350794This post cuts to the quick of so many finger-wagglers in this thread. Life should not be hard for us - in fact, life should be easier than the Boomers. We shouldn’t have to eat cereal for dinner. We shouldn’t have to shower once a week. We shouldn’t have to decide between rent or an xbox. We shouldn’t have to live meagerly. The point of generational wealth is that your children have more than you do, but this isn’t true anymore. We have no income, no growth, no culture. No future. Everyone would be alcoholics if Big Pharma didn’t develop a litany of little pills to keep people from killing themselves. But of course, the same people saying, “just life like a peasant” are the same people saying, “you’re a pussy if you take pills.”
>>537357925I’d rather own bars of silver than silver stocks. Anyone who invests into paper instead of actual tangible assets is a fucking moron. “My 401k is going to hit the moon!” Said every nigger 20 minutes from a bubble popping then it gets ransacked for bank and corporate bail outs.
>>537358332Finance made me rich,,,,now what loser?
>>537350798>Oy vey! You betta stick your money in the jew casino, or we'll continually devalue your currency, so it's worth nothing!>The markets are inflation proof!>No, we won't ban insider trading for us and our paid-off whores in your government! Stop being antisemitic!Yeah, what a solid, good-faith system we have there.
Me and my wife had to move in with her parents. It’s actually kinda fun fucking her then having breakfast with her dad. What a cuck.
>>537358033yeah the palm oil mystery chemical slop is "cheap" but the healthy stuff isn't and its also extremely inconvenient to make you get the slop instead that you just have to take out of its wrapping
>>537358401Self-custody only.
>>537358349I was just in your country,,,,lmao regular people sorting thru bins looking for returnable bottles,,,,still enough money to buy refugee welcome stickers
>>537358421So your dad was a pedophile who knew Epstein.You're proving my point that the system only benefits pedophilic losers.
>>537358392Waaaaaah i deserve an easy life waaaaaaaaaah
>>537358033This is anecdotal, but a cooking recipe from a popular YouTube personality explicitly said she had to substitute an ingredient because it was too expensive. The recipe she was making was from the Great Depression.
>>537358487I give it five years till devoice with that kind of shitty attitude towards your in laws.
>>537343738sorta feel the same wayno debthighest income i've ever madei'm okay and not struggling but it still feels like things are pretty fucked
>>537358584>WAHHHHH IM A PEDOPHILE ITS NOT MY FAULT
>>537358255It’s literally just stupid niggers who can’t understand and boomers who won’t understand. It’s that simple. We’re talking to people who WONT understand because this situation is something they created and they want to pretend it spawned out of thin air because the youth are just that stupid. And it’s because of the niggers who can’t understand that the sacrifices that were made to create this situation are now being paid. Their arrival to our countries created this.
>>537358401Lmao of course the broke loser is a stacktard,,,happy to pay the jew a 25% fee to buy a shiny rock
>>537350601you're too simple to be commenting on this topic.
>>537358584Unironically yes, life should be easy for Millennials. Our parents were Boomers who could buy a house off an entry-level position’s wage. The sharp tightening of Millennial belts should not happen, and when are those belts going to loosen? The present financial crisis doesn’t seem to have anyone trying to fix it - in fact, the exact opposite is happening.
>>537358469It's beyond delusional too. in 10 years, your $400,000 will mean shit. It's really insanely corrupt.
>>537358500Rice and beans and chicken is cheap , you want steak then get a job
>>537358630my boomers are complaining about money and they have all gotten sizable, large enough they paid tax, inheritances. they shouldn't be complaining, but they're idiots with money, but still. the average boomer is probably very fucked
>>537343738>can afford trinkets, baubles, and stupid bullshit that doesn't matter>can't afford a home or to build a family
>>537358712>Our parents were Boomers who could buy a house off an entry-level position’s wage.Nothing you read on your incel blog is true
>>537343738The only "issue" I have with money is that I save too much. I am not struggling with any expenses. Only idiots are always struggling.
>>537358521Absolutely true. A nigger might break into my house slit my throat and steal them. But a bank will make me thank them for fucking me in the ass. Entomb your loved ones with your wealth and dig it back up when you need it. Don’t store it all in one place.
>>537358401Precious metals are unironically a meme if you're not capable of selling them by the ton. That means having the transport, security, escrow contacts, etc.Precious metals are great, but if you're not worth 9 digits you really shouldn't bother. They may as well be worse performing securities if you're not gonna be securely holding and moving tens of millions worth.You should also be aware the government is liable to take it at any time, and that you left a paper trail. Honestly even making this post on the internet has left you flagged to be shaken down if they ever do an asset forfeiture again.
>>537358641You might as well Stop replying to my posts kike I’m not falling for your shit tier bait.
>>537343738The wisdom of reddit.
>>537355732Modern games, you fuckwit. Everyone is buying the classic systems and physical media, which doesn't go towards the gaming crash because it's no longer being made.
>>537356966
>>537358712As a zoomer I don’t even just want life to be better for me or my possible children. I want life to be better for my parents as well. Fuck the boomers. Stupid old fucks should die choking course not all but most.
>>537358909I agree you are the world's biggest loser and nothing is your fault,,,,me? Im a rich winner and it is my fault
>>537349877>sarrr!! just live with parents and 15 relatives to have monies like i sar!!!!!;
>>537358975Have you considered getting a job instead of crying waaaaaaaaah?
>>537357310My family are ultra-wealthy and we don't even have close to that.
>>537343738I had someone at work today tell everyone that ground beef cost twice what the hourly federal minimum wage is. So I stopped at the grocery store on my way home from work. Ground beef 80/20 buger mix, was $5/lbs with an extra dollar off if you bought some cheese. So of course I bought some cheese and the deal limit of 4lbs.There is one grocery store in town. Nearest other grocery store is 45 miles away. There is no way this nigger could have walked into the local supermarket and seen ground beef for $14.50. Maybe he drove 45 miles away, but I doubt it because that supermarket is part of the same coop and they all have set prices since they are a cooperative with their own distribution network.I swear to God weirdo internet people who are out of touch with reality are leaking into reality. Like they want America to be so bad that they don't believe their lying eyes if it contrasts what some bot online is shilling as misery porn this week. It's reached the point where I automatically assume every single thing on the internet is lies(even contridictory shit) unless I have seen it in real life with my own two eyes.I really need to find a way to ween myself off of paying my bills online too, but most places nowadays refuse to send you a physical bill, so it's not like I can pay my mortgage or utilies without a computer. If I was free from online billpay I would have this shit turned off over night. It's not just that the internet does nothing but lie to you, it isn't even entertaining,
>>537344801Debt based economyit's about managing debt, not "money".how much debt are you willing to go into and to who are you willing to be indebt to?Pick your master, slave.
>>537358986Then die in a ditch crybaby
>>537358979You aren't a winner, you never worked a job, you never went to college, your daddy is a rich pedophile and cheated on your mom with children,You're a loser by every metric.
>>537358712>Our parents were Boomers who could buy a house off an entry-level position’s wage.No, your parents were Gen X, you fucking dweeb. Secondly, everybody has a hard on about boomers because ANY generation prior was immediately tougher and this whole "OH WOE IS ME" bitch narrative falls apart. My fucking city is riddled with 500-800 SF shotgun houses built in 1900, because that's what life was for everybody everywhere. Fucking 2-4 people per room in a shitty wooden box, but you absolutely envious retards somehow think you deserve a manor because MUH HOMER SIMPSON HAD ONE WHY NOT ME LIFE ISNT FAIR
>>537358876If precious metal is worthless why are you trying to get me to hold your bag?My bag is full of gold and silver yours is full of Jewish non sense IOU’s and shit. I know which one I want to be holding even if it has a 25% efficiency tax.
>>537343738Don't know about you, fampais, but I live pretty kingfully renting a couple of humble apartments on Airbnb, I don't work and I take it easy while drawing lewd chinese cartoons and watching lewd chinese cartoons.
>>537359043>I had someone at work today tell everyone that ground beef cost twice what the hourly federal minimum wage is. So ISome loser in this thread said the same thing,,,,they read incel blogs and think it's reality
>>537346801This is downtown Vancouver esp Robson St. Schoolkids in private school uniforms during class hours wandering around hanging out. Masses of welfare mothers pushing their half niglet babies around shopping shopping shopping. Chinese drag queens at 2PM on a weekday afternoon buying designer clothing en masse at Holt and Renfrew. And so on. It is quite strange.
>>537359094Stackturds are all broke losers praying for the end of the world
>>537357925How many times has all of that happened to you or someone you know?
>>537359165the ground beef vs fed min wage news is getting pumped on reddit, where most "users" are bots, hardcore leftists, or trannies.i'm in CA and it's still around $3-$4 for the basic version. obviously more if you get lean or grass-fed or organic.
>>537351137>There's a reason the alcohol industry, bar industry, casual dining industry, non-luxury car industry, non-luxury housing, cosmetics industry, and other industries are in troubleAre they though?
>>537344574And if I refuse to pay the jew?
>>537351596>I'm doing great.Me too.My house valuation keeps going up by leaps and bounds every month. And my stock portfolio is really delivering. Since November my net worth has gone up by $4000 to $6000 a month but in the last 4 weeks it jumped by $20,000.00. But then I'm extremely frugal and save and invest. Paid cash for my house so no mortgage. Drive a 20 year old Toyota Echo I paid cash for. Everybody else I know runs out and buys new big $65k SUVs every three years, or $85k motorboats to get away from the wife.
>>537350250Yes
>>537358712>>537359092People who are 20 very much could have a house but much like the previous generation it's the only thing you have and care about. Your car was shit, you ate like shit, everything you owned is old or thifted but you had the house.When you're 30+ and have a career then you can have everything else. That's also the time when kids may realize how much money their boomer/gen x parents have, they only know about the money after it was earned over years. The new generations know nothing of the struggles after their parents apparent "easy" house purchase in their early 20s before they were ever born.Zoomers for some ungodly reason thinks anyone older had all the luxuries they wanted AND the house in their early 20s.
>>537359292>People often disparage or belittle things they desire but cannot attainHow is picrel relevant to discussions of systemic collapse? >How many times has all of that happened to youDo you think asset management firms with absolute monopolies on national economies routinely fail?? You're trying to take a jab but you haven't a clue what those words mean, do you?
>>537343738>People keep spendingI should stop eating to represent how fucked I am
>>537351722>The only people that know how to use a computer are between the ages of 30 and 40lmfao I'm late Gen X I probably have files older than you
>>537358731all meat is pretty expensive. even things thought of as cheap aren't as cheap as they used to be. the cheapest macarons did a 3x and a liter of milk doubled. you can have some potato pretty cheaply still but the moment you want anything else with them it gets expensive, somehow a kg of carrots costs more than a kg of potato
>>537359043How did you even make this assumption? Are you like a retard?Minimum wage is money per hourGround beef is dollar per pound. How do you compare this?I would say instead of picking a random hunk of meat up and declaring it cheap you actually judge by how long the food will last you compared to how long it took to make that money. “Here's a breakdown using current, real data:The NumbersFederal minimum wage: $7.25/hour PaylocityGround beef national average (May 2026): $6.745/lb FREDSo one pound of ground beef costs roughly 93% of one hour's minimum wage pay. You're essentially working almost a full hour to buy one pound of beef.”So if you spent an entire weeks paycheck on ground beef you could have enough to last you 2.5 months. Assuming you didn’t have rent to pay a car payment oil changes no health care bills and didn’t eat anything besides raw ground beef (because using a stove to cook the beef would also cost you money in terms of the actual price of the stove and the cost of electricity.) In reality people’s pay checks are ideally 16-17% of their income so you wouldn’t be able to afford a months worth of raw ground beef at minimum wage. (90% of one weeks check is about roughly 1/4 or 25% of your monthly income you aren’t spending that 16% of your income solely on ground beef so you’re looking at 5-8% of your check for ground beef which would last you maybe 2-3 weeks not a month.)
>>537357231Do you live in rural Kentucky or something? Teslas are fucking everywhere.
>>537359596>the sky is fallingScared little bitch worry about something real
>>537359092Okay but this ignores that the main problem is no one builds these houses anymore. No one builds any starter houses anywhere. My city does have it's share of little 800 sf houses but they're 50 years old and in the most nigger filled ghetto you've ever laid eyes on. Although I suspect the fundamental issue is anywhere you build cheap housing instantly becomes a ghetto. Everyone wants a starter home, no one wants to live near people who can afford starter homes.
>>537359637Meat is cheap
>>537358421If you're so rich why do you still live in Azerbaijan?
>>537352537You want to know something, you are correct. And yet I still will contribute a deficit on purpose. I love my parents but they are blinded by their love for me. I am breaking the entire cycle of life itself.
>>537357927Come on Mr. Working Class. Prove you've ever worked a day in your worthless life. >>537358228>Don't forget that the housing market outpaces inflation.You can buy a house in Ferguson MO cheaper today than you could in 1990. What do you do for work and how much savings do you have?>>537358282That's a lot of words, but none of them tell us what you do for work. Are you sure the reason you're not a home owner is that you're unemployed and unemployable and not due to some giant conspiracy by people born in the 1940s?>>537358305>you still believe you can bootstrap your way through stocks when the last 10 years alone have proved other wise.The S&P has returned very consistent 10-12% per year since it started and has outperformed that in the past 10 years. But tell yourself whatever it takes to cope with being a dalit.
>>537359043look at the normal price instead of a limited time deal you get only if you buy something you might not need
>>537358730Because you're supposed to continually play the casino, to (hopefully) continually grow your gains ahead of currency devaluation and inflation! Just keep gambling!. Nevermind that it's obviously not being played on level ground between all participants due to insider trading and blatantly deliberate market manipulation going unpunished and representatives refusing to even pass laws to make it level, or just quietly reversing the ones they did pass. Those are just activities well below the severity of counting cards in a casino, you know, the thing where you do nothing more than just use your brain and eyes to keep track of what cards have been played, and that no one can actually prove you're doing, unlike insider trading and blatantly deliberate market manipulations.It's all so fucking kiked, it's unreal that retard goyim refuse to see any positions but defending it in its current form.
>>537359669Cont “The bottom line: At minimum wage, dedicating 6–8% of your monthly take-home to ground beef as your primary calorie source gets you through roughly one week to one week and two days — out of a 30-day month. You'd need to repeat that spend roughly 4 times over to cover the whole month on beef alone, which would consume nearly a third of your entire paycheck, leaving almost nothing for rent, utilities, or anything else.”“The Setup:Monthly take-home at min wage ≈ $1,023/month6% = $61.38 | 8% = $81.84Ground beef price: $6.745/lbPounds you can buy:At 6%: $61.38 ÷ $6.745 = ~9.1 lbsAt 8%: $81.84 ÷ $6.745 = ~12.1 lbs”“If ground beef is carrying the majority of your daily calories, you'd need roughly 1,500–1,800 calories/day from it (leaving some room for incidentals like bread or oil). Standard 80/20 ground beef has about 1,150 calories per pound.Daily beef needed: ~1,500 cal ÷ 1,150 cal/lb = ~1.3 lbs/day”
>>537359669Also minimum wage is a dumb measure becasue it shouldn't exist.Federal Minimum wage didn't exist prior to 1935 I believe (too lazy to google), so how would this calculation work before then?
>>537343738I keep hearing everywhere how much everyone is struggling, yet any entertainment or food establishment says otherwise. I make extremely good money for my state + city (top 5%) and I still have tightened the coinpurse a bit. I went on a work trip last month, prior to children being on summer holiday, and every single seat was taken. So overbooked they offered $1000 for multiple people to rebook, on every single flight. I didn't even go to a tourist destination, I went to fucking Alabama. The airport was so sickeningly full there was nowhere to sit or eat at all because it was PACKED. WHERE IS THE MONEY COMING FROM? HOW DO GIANT BLACK FAMILIES AFFORD VACATION FOR THEMSELVES + THEIR 8 NIGLETS? HOW?I am constantly checking my spending and make sure I have a year's worth of bills saved up for worst case scenario. I panic if my checking gets below 2k. I DONT EVEN GO ON VACATION. HOW. PLEASE TELL ME HOW THEY DO THIS. It cannot ALL be credit card debt, and these people are not educated professional businesspeople.
>>537359860>You can buy a house in Ferguson MO cheaper today than you could in 1990.
>>537359829The "starter homes" are now trailers on a piece of land you buy
>>537358322>Ours,What do you do for work and precisely how much of your money do you believe has been stolen by the people who are more successful than you are?>>537358392>We shouldn’t have to eat cereal for dinner.Post pics of your cereal with timestamp. >>537358401>Anyone who invests into paper instead of actual tangible assets is a fucking moron.How quickly can you liquidate a couple hundred thousand dollars worth of physical silver and what sort of commission will you pay on the sale?Tell us a bit more about your portfolio and what you're doing to prepare for the imminent collapse.
>>537360017I am an "educated" professional business person, went to an Ivy League (I know its woke garbage lol)... and after rent and food I have about $300 left over a month. I don't know where it comes from.
>>537359043that person's factually inaccurate statement was getting at something real
>>537358469Wow you're really sticking it to the man by living with mommy and owning nothing!
>>537358630Whatdoyoudoforwork?
>>537358322That doesn't show up in the goods volume. Like the number of cars being moved now is the same as 10 years ago.
>>537344801But then you voted for an actor.
>>537360120you deserve so much more, anon, that's insane. I hope you can find better employment in the future or a fat raise. I have a decent amount of take home pay but everything keeps getting more expensive.
>>537359990“In 2024, among the 80.3 million hourly workers in the U.S., 82,000 earned exactly $7.25/hour and another 760,000 earned below it — totaling about 843,000 workers, or roughly 1% of all hourly workers. That below-minimum figure sounds paradoxical but reflects tipped workers, certain exemptions, and compliance gaps. blsA person earning $7.25/hour for 40 hours a week makes just over $15,000 a year before taxes — which is actually below the 2024 federal poverty line of $16,320 for a single adult““This is where the numbers get striking:~25% of the U.S. workforce — roughly one in four workers — earns less than $17/hour. StatistaAbout 23% of U.S. workers earn less than $17/hour, a threshold Oxfam now uses as the updated low-wage benchmark since $15 no longer covers basic costs in most places. CNBCRoughly 50 million Americans — over a third of the total workforce — earn less than $15/hour. Zippia66 million workers, or about 45% of the entire U.S. workforce, earn less than $25/hour.”The vast majority of people are not doing much better than those living on minimum wage. The struggles of those on minimum wage reflect roughly what most other Americans are experiencing.
>>537360210“I’m going to make this a personal subjective issue because I’m a retard and can’t think beyond my current circumstances and imagine what life is like for other people”
>>537359829Shotgun houses were surpassed by mobile homes
>>537357488In 10 years buying a cheeseburger won't be an option.
>>537360316>mfw my state is one of the last ones still on $7.25 as minimum>major cities voted to raise it yesterday>rural voted no across the boardI really don't get how propaganda is so effective in rural counties.
>>537360316Another striking thing about this data I quoted is that nearly a million people in America are working jobs that make them less than the poverty line. Imagine that working a job just to be poor.
>>537359043>Ground beef 80/20 buger mix, was $5/lbs with an extra dollar off if you bought some cheese.It was 5.50 by me. >I swear to God weirdo internet people who are out of touch with reality are leaking into reality. Like they want America to be so bad that they don't believe their lying eyes if it contrasts what some bot online is shilling as misery porn this week. Many such cases. It probably helps if you don't have a job and never leave mom's house.>It's reached the point where I automatically assume every single thing on the internet is lies(even contridictory shit) unless I have seen it in real life with my own two eyes.You should have figured that one out 20 years ago.
>>537360210>What>do>you>do>for>work?statistically this doesn't really mattert. software engineer btw
>economy is collapsing>physical goods carry more value than cashHuh, weird.
>>537360472I can see some rationale with family businesses desuYou're already subsidizing some 14 year old kid's living. Fed minimum wage is fine in that circumstance.
>>537360472They're not economically illiterate idiots who never studied history... that's why.Only a truly brainwashed moron who's never read a history book supports raising minimum wage.I say this as a literal leftist.
>>537359596>systemic collapseHow many more weeks do you figure I have to liquidate my investments and what do you feel is a safe vehicle for them when all that happens?
>>537360091Why should people be allowed to be that rich?
>>537358712Life never gets easier, newfag, the standards simply become different
>>537360458A cheese burger is now 3 times more expensive to make yourself. “The federal minimum wage was $1.60/hour in 1971, rising to $2.10 by 1975. Ground beef cost around $0.68/lb at the start of 1975, climbing to about $0.99/lb by the late 1970s. So a minimum wage worker in 1975 could buy roughly 2–3 lbs of ground beef per hour worked — versus barely 1 lb per hour today.”Of course most groceries (excluding meat products) were actually more expensive for boomers relative to minimum wage. But since they didn’t have to pay for college their houses were 10 times cheaper and other necessary expenses were so much lower they could afford to buy 8 times as many groceries as we can because of their massive discretionary budgets.
>>537360472Sup Okie. I went to go vote Tuesday, and totally forgot I switched my party to independent because I guess I got triggered several elections ago about how retarded Republicans are So I wasted 30minutes
>>537359669>Federal minimum wage: $7.25/hourWhat sort of work do you do that you can't earn more than $7.25 an hour?
>>537359881>Because you're supposed to continually play the casinoWho is forcing you to go to the casino? What's your favorite game? I like Craps.
>>537359978How many pounds of beef do you eat per day? Have you considered pork? I paid .99 a pound for some pork buts this morning, perhaps that's a better fit at your minimum wage income?
>>537360684people don't even go to the family businesses now because their prices are too high because the cost (not even including wages) is too high. mom n pop shops are closing left and right here in my area of Tulsa county because people can't afford their prices on the wages. a farmer's market can't succeed if you're charging $10 for a head of artisan cabbage or a $25 loaf of bread. people have started doing porch sales or home sales because they can't afford the rent anymore. it doesn't make sense, and that's what i'm trying to get at. the argument that wage increases will raise the cost of everything doesn't make sense when things have already raised in price, and it's still at $7.25. a gallon of gas was up to $4.19 just a few weeks ago. Rent is now $1100 minimum in an area you won't get shot. >>537360709>>537360870if it means anything I made the exact same mistake. I flipped to independent because I'm sick of both sides dicksucking israel so at least this way i could feel slightly better. some bullshit if you ask me.
>>537360091>buyheh no way you'll be able to afford that. these things are assets and get rented out at almost same price as a house
>>537360847Life is much better now than it was for ancient Roman’s. Only a nigger believes progress is impossible. The truth is we are supporting a massive class of parasites on all fronts. Your income is taxed and given to niggers to increase their birth rate artificially. Your necessary expenses are increased to protect boomer interests. The government will never allow houses to get cheaper for example because it hurts the intrests of the voting class (boomers.) And your opportunity is being consumed by brown immigrants. And your civil rights and life are being eroded by niggers raping and killing massive amounts of whites (on purpose.) These are the exact same conditions as Rome experienced at its fall/collapse. Down to it importing Barbadian’s to replace its work force because natives saw no opportunity in being menial labour slaves anymore.
>>537345096Cue kikes to spam 4chan with "Oh noo it's Da Jooz"Yes it's you kikes again.
>>537360082I know why, just saying real estate doesn't always automatically go up in value.
>>537361118True progress is rare, like printing, fire and electricity; most everything else is trade
>>537361073I eat mostly plain chicken because it’s Marcos are better and it soaks up taste. But every now and then I’ll eat a steak or cook a delicious beef meal. Although I spend about a thousand dollars on groceries alone to feed myself and my family. Which is ridiculous when even a 30 or 40 dollar hourly rate only gets you about 3-4 thousand dollars a month. And 30-40 dollars is in the top 20 to 30% of earners in America. Having a family is no longer possible for anyone but the upper crust. No wonder the birth rate is collapsing. Once the last penny has been stolen from struggling whites and they die off so will the niggers and kikes.
>>537361184The Vedas encourage us to see the large cycles of history, 'boom to bust' if you like, a process that takes 5 to 25 thousand years, depending who you ask. We're about at the end of the bust now. (Or the beginning of the end, again depending who you ask).
>>537361108You buy the trailer and a piece of land that otherwise isn't occupied already.I sincerely must ask as to why so many think it's impossible the person buying the trailer/land to be the one to actually purchase the land and move the trailer into it?Even in the case of actual houses it seems to be a common thing people assume they cannot be the one to contract the actual building of the house on undeveloped land.
>>537343738Pretty much all retail and consumer goods are pivoting to cater to the wealthy, charging double what they did five years ago. Less customers, but higher profit margins.
>>537361085Right the arguement against wages is that they cause inflation… inflations is already horrible. The real reason wages haven’t increased since the 80’s is again because the voted and popularity of something to the peasants has zero effect on actual policy change. Only industrial or wealthy interests have an impact on policy. Courtesy of the gilens and page study Titled "Testing Theories of American Politics: Elites, Interest Groups, and Average Citizens"What they did: They examined survey data on 1,779 national policy issues for which they could gauge the preferences of average citizens, economic elites, mass-based interest groups, and business-dominated interest groups, then used statistical methods to determine the independent influence of each group on policy outcomes — including both policies that were adopted and those that were rejected. SubstackThe core finding: The preferences of the average American appear to have only a "minuscule, near-zero, statistically non-significant impact upon public policy." Act RepresentThe contrast: Economic elites and organized groups representing business interests have "substantial independent impacts on U.S. government policy," while average citizens have "little or no independent influence." Act Represent
>>537360410>I'm broke because I'm unemployed and unemployable, so let me just externalize my failure as some failure of society.That's what I thought. >>537360673>t. software engineer btwI didn't think you guys were allowed to eat beef anyway?>>537360856How much time and effort every day do you put into convincing yourself that you're a helpless victim and that you should bother to try to show up and participate in your own life?
These boomers and rage baiters are basically saying as a rich white it’s impossible to care about poor whites. I do actually care about poor whited way more than even the wealthiest nigger or gook in the world. I would throw a billion rich Indians into a wood chipper to make one poor white a dollar richer.
>>537359094I didn't say they were worthless, but beneath a certain volume and without knowing what you're doing, you're paying more than you should and getting ripped off when you sell.If you want to see what I'm talking about, buy $100 worth of silver for the express purpose of trying to get $100 by selling it. Don't touch your current reserves, just run the experiment to see if you break even.Precious metals aren't magic, and they aren't for the poor.
>>537354231> I refute your evidence because I'm a fucking faggot who is upset that I ruined my life due to my personal financial ineptitudekill yourself
>>537361471I care about white society, I don’t want to live in a world with a trillion niggers. Sit back in your chair stroking your cock about how great you are while the world burns around you. We’ll all be watching from the heavens as the niggers saw your head off and rape your children (who am I kidding? A faggot can’t breed.) And we’ll clap.
>>53736053720 years ago I could go onto obscure technical forums to discuss machinery and get objectively correct measurements, specific signals, and novel diagnostic methods. Now that shit isn't even real any more.Everything is made up.>>537359864Five dollars was the price and that is not $7.25, let alone $14.50. The deal was an extra dollar off on each pound if you bought cheese which I needed to get anyways to make cheese borgars.
>>537350250>save*spend
>>537358586The unemployment rate in the Great Depression was like 40%. They were eating water pies
>>537361601No form of energy storage is perfect you take a small fiscal lose storing your wealth as precious metal. But it’s an actual form of wealth storage rather than Hebrew market non sense. That’s all just an extractive Ponzi scheme. Precious metals have near zero market volatility and keep their value near equal to what you put in. The reason precious metals always raise in price is not because they’re investment it’s because they perfectly keep track with inflation. You take a 20-25% hit converting them back into wealth. So what you will never lose all your money. You won’t have a 401k crash like the housing bubble that popped. You won’t get pumped and dumped. You won’t be holding any bag that’s not filled with silver and gold. At the end of the day I’d rather be holding a bag of slightly less valuable silver and gold as the economy crashes than a bunch of worthless IOU’s issued from dead or dying corporations.
>>537361272>I spend about a thousand dollars on groceries alone to feed myself and my family.>a 30 or 40 dollar hourly rate only gets you about 3-4 thousand dollars a month.Seriously, kid. Leave mommy's house, get a job, talk to some people in the real world. One minute you're worried about minimum wage and how many pounds of beef per hour your imaginary pay equals, now you're eating a grand worth of chicken and rice a month and are being taxed at a 50% bracket making 60K a year.Fuck right back off to rebbit, you tranny cunt.
The “market” is a casino never put any money you don’t want to lose into it. Retiring based on market speculation is absolutely retarded. You’re kissing the dice begging the house to make you rich. And you’re betting your whole future on it.
>>537361717>the world burns around you.I was out half the day running errands and finishing up some work I left hanging last night because of a UPS truck that didn't show up. I didn't see any niggers or fires.If you're going to make up some alternate reality fantasy world for yourself, why the fuck would you chose one where you and everybody who isn't jewish and over 80 years old is a helpless loser victim the whole time?
>>537346034If the government can't or won't fucking do it, why should they? Better to collectively rack up debts to maintain living standards and then force the government to bail them out and be less profligate in foreign policy.
>>537362006WageGross MonthlyAfter ~22% tax (fed + payroll)Take-Home$30/hr$5,160~$1,135 taxes~$4,025$32/hr$5,504~$1,211~$4,293$35/hr$6,020~$1,324~$4,696$38/hr$6,536~$1,438~$5,098$40/hr$6,880~$1,514~$5,366If you’re self employed and not running a goy grind you have to pay about 8% more in taxes which bumps the 22% you generally pay in the 30-40 dollar hour range to nearly 30%That takes 4000 at 40 after taxes down to the 3000’s putting it in rough parity with the 30 hour pay rate. Of course you’re a kike puppet so you’ve never been self employed. You’re just a corporate stooge.
>>537362015>Everything I'm too stupid to understand is jewish witchcraft.Your situation in life is 100% self inflicted.
>>537361897But they had hope.
This whole thread is just Jewish demoralization and darvo and nigger brain corporate stooges taunting the lower classes they’re extracting their wealth from. When we drag them out from their homes and guillotine their asses they’ll feel real silly remembering this shit talking. And then we can go back to owning the property you buy and having a income tax or sub 8%
