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File: HLXhy-tXAAAlz_N.png (78 KB, 1000x800)
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The poorest 20% of Americans are significantly richer than the European middle class.
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>>537548552
source?
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>>537548552
Money is whatever but the major economic difference is in opportunity. Americans who don't spend a lot of time deliberately learning about life in Europe (few) mostly don't understand that getting a career job there is quite difficult in most cases and that EU countries do a poor job of taking care of their adult population in terms of giving them productive things to do with their life. As such life sort of peaks in the late 20's for most.

Even if you're shit poor in America at 30 you can scrape together a living and improve/change your life. It's something I took for granted when young but Americans really should try and appreciate this.
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>>537548728
Seems like a rough time for entry level work anywhere though
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>>537548552
How can anyone live off of 10k a year and still call themselves white?
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>>537548892
It's a recession but there is still a lot of work and ways to scrape together money in the US. You live in a geyser of money (not for long tho) and you just have to grab some. These conditions don't exist in most of the world.
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>>537548606

AI-augmented research
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>>537548728
This basically.

The US has always been a place where focus has been on earning money and giving opportunity to make money on anything no matter what it is. The US has also created this amazing country where you do have a market for absolutely evertyhing. You can come up with the craziest ideas in the US and you can make a fortune on it. The Shake Weight is one example. That thing would never ever sell over here. And most unskilled jobs in the US are basically doomed to never give a possibility of living over here. In the US you can also start something with almost no money and make money on it. I know people who lives in LA and drive around in neighborhoods and collect stuff people in rich areas and middle class areas dump outside their houses for the garbage truck to pick up. They can pick up a broken table, repaint it and sell it for a profit and continue to do so. Suddenly they make money here and there and start doing more stuff and then they actually make a decent living. All of this would never work here since the market over here is shit and people are not interested in paying for the simple reason they dont have much to spend. Why regulations and taxes from hell never benifit any society.
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>>537550104
>ou can come up with the craziest ideas in the US and you can make a fortune on it. The Shake Weight is one example. That thing would never ever sell over here
this works because people have money to throw at joke products. this excess spending cash that even poor people have is what creates all of that opportunity. They are looking to spend it and you can find a way to get a cut of that spending.
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>>537548552
You're just lying about statistics.They have to pay fuckall for transportation if anything, nothing for healthcare, everything is cheaper, and they get more TPO, unlimted sick days, etc. They make less on technicality, but their money stretches far further, and the price-gouging/shrinkflation of the modern economy doesn't really exist or is way reduced.
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>>537548552
>median
useless graph
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>>537550389
True. Also why it is far easier to make money and have a great life in the US than any other place out there. I have been to the US many times and you do get a lot more for the money also. Housing is expensive yes, but its extremely cheap per sqft compared to over here. $300k gives you shit here, but in the US you do get some space to live in. Cars are way cheaper in the US too. Food is cheaper, clothing is cheaper, gas is cheaper, everything is cheaper.
I think that most Americans that complain in the US, honestly would never find a better place to live than the US at the end of the day no matter where they go. You have everything we have and more.
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>>537550564

European countries have started adopting customer fees in healthcare. Also a kid starting their studies now can accumulate tens of thousands of euros student debt.
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>>537550757
we have high job insecurity as the trade off. it's the main problem in the US and the coupling of benefits like health to the job makes it a problem. This is the most important thing that we could fix to solve the economic complaints that do exist and are worthwhile.

Companies should be able to hire and fire at will but employees should get unemployment compensation that keeps them from losing their house or being unable to get a tooth pulled or eyeglasses replaced.

Beyond that it is mostly the self-selection of the US population that created this circumstance. The most ambitious Europeans came here.
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>>537550900
Women use 75% of all healthcare. This should be addressed.
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>>537550900
No, I also saw stuff about america essentially crybegging germany to raise their healthcare costs so private insurance looks competitive. Even that is America's fault. Blame epstein's friend Banon, he's leading all of the far-right movements from the behind the scenes, even as seen in the epstein files.
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>>537550652
Retard
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>>537550903
That part I agree on also. I think that there should be a safety net for Americans. You work a lot more and a lot harder than any other place in the west and most of the world at the end of the day, and I do believe that the main focus should be on some safety net in case something were to happen. I hate to see and hear about people who lose everything based on something that happened and can end up in them losing almost everything they have.
I think that a unemployment compensation should be done the same way as it is here in Norway. The business pays for a certain amount of time and then the government take over for a certain amount of time. At least so people can manage to get back on track. Same goes with health related costs etc. I would love to see something like that happen because it would benifit the US at the end of the day no matter what.
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>>537551193
the USA has been subsidizing healthcare research and development for the entire world for about 70 years.
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>>537548552
goybux don't matter. Women can fart in a jar and make million while men bake in the sun doing essential work to keep civilization functioning and barely make minimum wage. It's all a scam
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>>537551300
>I would love to see something like that happen because it would benifit the US at the end of the day no matter what.
it would, but nothing of that sort is allowed here as long as Globohomo is in charge.
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>>537548552
The average American works 30% more hours.
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>>537551201
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Sorta hard to say if this is accurate if we don't know what needs to be deducted from the disposable income. Is health care factored in for the Americans? What's the definition of disposable income?
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>>537550757
>Food is cheaper, clothing is cheaper, gas is cheaper, everything is cheaper.
maybe in norgay but this doesn't hold for all of europe. also, in a decade or two US will be another latin american country.
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>>537551507
We have plenty of hobos
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>>537551381
Sadly I believe that is the case also. I dont see any reason why it should be an issue making it happen because a ton of people would make tons of money on that also. But it would also benifit the population and create a lot healthiner and optimistic society that would deliver more at the end of the day just because of that part alone.
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I think the last 5 years of massive inflation has made all of these statistics irrelevant. We're all collectively being squeezed by out of control inflation from the trillions that were printed during the scamdemic.
Real wages have gone backwards and everything is more expensive yet of worse quality.
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>>537551317
So has everyone, America's not special; we were just the only ones to get out of ww2 unraped, and then signed deals with other countries to be their factory and shield while they got back on their feet. We chose that. We don't get to throw it back in their face like a bitchy girlfriend because they set up the deal they made to actually work for them. We're worse than the jews if that's the case.The American cries as he strikes you I guess.
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>>537551766
you're dumb as shit
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>>537548974
By not spending money on worthless bullshit.
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>>537551796
... That was quick. You sure you read it?
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>>537551583
Everything is cheaper in the US than over here if we are going to start comparing incomes in the US vs Europe and what you get for the same income in the US and over here. If you make 50k in the US you will easily be able to buy a brand new car if you want to that has a certain standard and is really nice. Over here you can forget about getting a car like that. Take something as simple as a Toyota Land Cruiser. I think they start at 50-60k in the US. Over here after taxes that very same car is almost $200k. An Escalade is 80-90k in the US. Here that car is over $300k.
If you spend $2500 on rent in the US (unless you live in NY or Miami or LA, SF etc), you can rent a very big apartment or even a house. Here you get 3-400sqft for that price almost no matter where you live where there are jobs nearby.
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>>537551847
He thinks US imperialism is God's gift to this world and that it's a charitable transaction that Americans are on the hook for. Trump believes this too and so do all of his sycophantic followers.
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>>537548552
>The poorest 20% of Americans are significantly richer than the European middle class.
Japan is slightly richer than Italy.
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>>537551972
those are luxury goods. most people in the US don't drive land cruisers or escalades. grocery shopping in the US isn't cheaper than in europe and i generally feel that the food in the US is more slop. as for real estate, there's simply more room in the US and everything is bigger. also, the most populated areas generally have high property taxes whereas i know that many countries in europe have low or at least heavily discounted property taxes for the property you live in.

also the graph in the OP is bullshit. how can the bottom 20% have 32k disposable income when there's constantly articles that most americans live paycheck to paycheck and have no savings.

at the end of the day, everyone in the US is so focused on making money that they don't have time to enjoy life and then a nigger comes along and shoots you.
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>>537551599
hobos by choice
big difference
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>>537551516
Disposable income is what's left after taxes, which is misleading since Americans won't even have most of that money as 'disposable' since most employed people make automatic contributions to their company 401k / IRA plan from their paycheck, as well as the company health plan. So a lot less of our pay goes to "taxes" but then a chunk of it goes toward company retirement and health plans, essentially no different than the government's increased take from European paychecks.

But these are technically elective, in the United States. You're not forced to pay for health insurance or into a retirement savings plan, if you don't want to. The company usually enrolls you automatically, then gives you the chance to opt out. It used to be the other way around, decades ago, but they found many retarded boomers were not using company health insurance or retirement plans so they changed it to opt-out. As a result, many more Americans now have health insurance and a retirement plan than in the past.

Granted the quality of these health insurance plans varies a lot. They can be very cheap, but they don't give you a great deal of coverage and can still result in some high out of pocket expenses if you actually need to make a claim. Generally, the quality of your health insurance improves according to the quality of your job. So, like, McDonald's technically offers employees a health plan, and it's super cheap, like $14/week or something, but it's not very good. You get what you pay for.

Healthcare is just expensive in this country because of the retarded way our hospitals are run.
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>>537552353
>also the graph in the OP is bullshit

It's not.

>how can the bottom 20% have 32k disposable income when there's constantly articles that most americans live paycheck to paycheck and have no savings

Living paycheck to paycheck and having no savings is usually a reflection of lifestyle and spending habits, not a lack of disposable income. Disposable income is simply what you have left after taxes.
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>>537552150
No, he does not think that. You're not dumb but you are a liar
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>>537552353
Compared to incomes, you get more for the money in the US than you do over here no matter what, making everything cheaper in the US compared to here. In the United States, the national average salary is $66,622. The average gross annual salary for full-time employees in the European Union is approximately €39,800. For take-home (net) pay, the average annual earnings sit around €28,217 to €29,691.
That is almost half the income of what the average American makes, and food over here is not 50% cheaper than the US far from it. So you do get more for the money at the end of the day than we do.

Property taxes are cheaper in some countries over here than in the US, and even tho we dont have HOA, we have similar things that basically is the same but called something different and that is in most cases cheaper than the HOA in the US.

Yeah that graph I dont really care about since its false. But the point here is basically that if you have $100k in the US and $100k over here, you do get more in the US than over here unless you live in those areas where everything is expensive. LA for instance is in general way more expensive on every single area than over here no matter if the income is way higher when it comes to certain jobs and we were to compare them etc.
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>>537548552
hmm.. I always thought it kind of equalled out, that we pay college/university through taxes, and the US pay it through savings etc.
But disposable income sort of dispense this, this is after you have paid all your bills and all your taxes. Whether you pay daycare, medicine/healthcare out of pocket or through taxes, it doesn't really matter in the context of disposable income..
Kind of mind blowing that the 20th percentile of the US worker, have a higher disposable income than the 50th percentile of workers in Denmark - even by a large margin, could be closer the 10th percentile.
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>>537552353
>grocery shopping in the US isn't cheaper than in europe
It depends on what you're buying. Europe tends to have cheaper produce and bread, because of subsidies keeping staple crops affordable for bakers and grocers. But meat, dairy, and imported exotics are all universally more expensive than in the US, it's just a question of how much more expensive it is.

This difference in which goods cost more, though, is probably why Europeans eat healthier. When meat and dairy is 2-3 times more expensive than it is in America, you eat a lot more vegetables.
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>>537548552
>The poorest 20% of Americans are significantly richer than the European middle class.
money in pocket isn't everything
>not getting shot by niggers
>not getting killed by cop
>not getting bankrupted by ambulance
>not being 2 missed "paychecks" away from eviction
all these are important too
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>>537550652
Median is literally better than average
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>>537552976
>, the national average salary is $66,622.
Averages are a really, really poor metric for salaries because of the super high outliers that throw the number off. A better number is the median, or most common salary, which is significantly lower at $51,370. That's not just full time, year-round employees either, it's the median taken from everybody, including part-timers and seasonal workers.

I think it still compares favorably against Europe, but not as fantastically high.
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>>537553269
These are exaggerations that don't matter to most people. If you only get your view of America from /pol/ or Reddit, I can see how you'd think these were serious concerns. My state's nigger population is below 2%. And most of those live in only 2 major cities. My chances of even encountering a negro are pretty slim, day to day, much less being killed by one. Blacks are only 12% of the entire US population and tend to live in a few specific regions. Outside those regions, they're vanishingly rare. I get that US media makes the population seem like 50% black, but they're not really very common outside their stronghold urban areas, mostly in the eastern part of the country.

Likewise, cops don't really bother you if you're white and mind your own business. My interaction with law enforcement in my nearly 40 years alive was being pulled over for speeding once when I was 21, and he saw I had no prior offenses so he let me off with a warning. That's the only time I've ever interacted with a cop, really, so it sticks out in my mind. Then again, I am extremely white, and live in an extremely white area, in an extremely white state.
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>>537553289
But dont average salary in the US also exclude the top dogs like Musk, Besos etc? I thought they were left out and that there were a roof when it came to incomes to calculate average?

But still, if we take median at 51k it is higher. It is more that you do get more for the money than we do at the end of the day on almost every single thing. Not saying it is "cheaper" in the US in the sense of what pricing really is, because I know it is expensive as hell over there and that a ton of people struggle like crazy wich is sad as hell and I wish it wasnt like that.
I can for instance say that on my trips to the US, if I take away places like NY, LA, Vegas (the strip) etc, and I were to compare what $100 gave me in food and gas and going out and eat and going to target to get some clothes etc, I did get far more in the US for $100 than I do for $100 in almost every single European country I have been in, and I have been to most of them. What I would say is far more expensive in the US is hotels and motels. Especially places that has parking fees, resort fees, and you start to add the taxes etc upon that. Then it is pretty expensive compared to over here.
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>>537553572
>Then again, I am extremely white, and live in an extremely white area, in an extremely white state.
thanks for proving me right then
if one isn't in the top whatever percent living in the whitest area of the whitest state, what I said still applies
I could also point you to enclaves in Poland where our richfags live better than most Americans
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>>537553026
Okay.. I don't know, when i google McDonalds wages ( a proxy for big mac index??) it says the average hourly wage for a US employ is $13? Even at 0% tax rate.. The median hourly wage in Denmark is ~$45.
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>>537554007
>average hourly wage for a US employ
McDonalds cashier that is..
I think this is a good proxy for what one could expect other unskilled labours hourly wage is.. Which i also assume is the brunt of the 20th percentile workers.
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>>537553750
>>if one isn't in the top whatever percent living in the whitest area of the whitest state, what I said still applies
No not really, only 16 states have a black population above the national US average. Most of the country has significantly lower populations of blacks and you're not actually likely to run into one unless you go cruising around a downtown area in a big city. To be clear, like half of US states have a black population between 2 and 5%.

You still shouldn't relax, but it's not a daily concern if you don't live in a place where they are a significant part of the population.
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>>537553750
If Poland is so great, why is your rate emigration some of the highest in Europe?
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>>537548552
Actually 60% of americans are not employed and your glownigger nonsense should fuck off.
>but those 60% don't count as people
Fuck off.
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>>537548552
I hope this is bait.
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>>537553742
Median income is $0.
It's probably fucking $0 in your country also. If not it will be soon enough.
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>>537554217
every major city in the US is filled with niggers and spics, though. whereas at least the nigger population has stabilized, the spics keep growing more numerous.
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>>537554408

Why would it be a bait?
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>>537554007
>it says the average hourly wage for a US employ is $13?
Averages aren't great. There are states where the minimum wage is really, really low, and there's states where the minimum wage is above $13. In my own area, McDonald's cashiers start at $18/h, but if you leave the county that drops down to $15/h. Wages are set by a combination of local laws for minimum wages and competition from comparable jobs to attract workers, which is downstream from the cost of living the employable populace has to pay. My area is pretty affluent, so even a no-experience high school dropout can earn $18/h starting at McD's. That's actually considerably lower than what most retail positions are paying starting employees, now, too, from what I understand.

I've been keeping tabs on all this cause I have some young nieces and nephews who are old enough to look for work, and it's crazy to me how much entry level jobs are paying now. I got started making $8.75/h part time, but that was pre-2008 recession.
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>>537554454
>>every major city in the US is filled with niggers
Not really. Again, only a few states have this problem. In fact, almost the entire western US has very low nigger populations.

Spics are an issue, though.
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>>537554462
You are comparing median income to median disposable income.
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>>537554613

Spics could be the reason for next civil war
They are everywhere and take all the work. Meaning they can afford kids and we cant. But the ruling class is on their side. Its a pickle
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>>537554331
>your rate emigration some of the highest in Europe?
2006 was 20 years ago
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>>537554772

Actually I'm comparing the top threshold of the poorest 20% of Americans to the median disposable income of the European middle class. It doesn't change the fact that the European middle class is poor.
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>>537555237
Maybe you are poor because you are stupid, and it doesn’t have much to do with where you live.
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>>537548974
I get minimal gibs and it's more than 10k
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>>537555365

If I were smart, I'd do the sensible thing and move to the US. People in my field earn far more there than they do in Finland. Burger flippers make almost more there than I do here. Especially when you take the taxes out.
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One month travelling the USA and talking to people and you're cured of any illusions about that country. I'm sorry, but a lot of the USA is unironically Albania tier. It is not a rich country, the concentration of wealth is on a relatively small amount of people all living in a handful of locations. Americans are struggling, unhealthy and unhappy. Overworked, unrepresented, poorly educated. Unable to improve their lives. It was actually a shocking and eye-opening experience for me. I do not know how statistics come up with such numbers, they just do not correspond with reality.
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>>537555755
You have not seen videos of European World Cup tourists showing how great the USA actually is? It's nothing like you claim or what the media likes to claim.
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>>537548552
No, they aren't... Lmao if you take away the literal 0.1% top richest people, then even Canadians are on average personally wealthier than mutts. Look up "Median net wealth"
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doesn't factor for free healthcare, job unions for job security, time off for paid vacation, numerous other quality of life metrics
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>>537555801
Please save some money and see for yourself. 1 month and you're cured. 2nd month you can enjoy it without preconceived expectations. One thing I'll say though: American girls are so easy to talk to compared especially to Dutch bitches.
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>>537555801
you mean e-celebrities and influences paid to shill for retarded shit like huge gas stations because there's nothing better to brag about?

the "great" developed parts of the US are simply too expensive and unreachable for the average person. the rest is virtually mexico 2.0. the other good thing the US had going for it was the wilderness but it's now being destroyed by jeets.
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>>537550757
You are fucking retarded, and have probably never been to any rural area of a flyover state. There are so many hidden costs in the US that you or I don't pay. (some taxes, healthcare, etc).
If you look at median net wealth by nation, the USA isn't even in the top 15...
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>>537552976
All those numbers are skewed by the billionaires in the US that we don't have. Average income is a bogus stat. Median net wealth is a much better picture. You are so jaded with your own country, that you think the US is magic or something. Its all a fucking lie. Go live there for like a year and you will be talking much differently
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>>537555801
Is that what you are basing your opinion off? Fucking world cup videos? Stupid nigger. I thought Nordic countries were supposed to be smart.

I have spent a lot of time in EU (before 2015), and lots of time in the US. It's not even comparable the 2 standards of living/lifestyle. All the income numbers in the US are skewed by a few ultra wealthy. The average mutt is living paycheck to paycheck, and living on credit.

Do yourself a favor and spend a month or 2 travelling the US. You will be happy to be back in Finland at the end.
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>>537548552
That's in USD! Those motherfuckers aren't getting bled out by insurance companies and health care, education, permits, etc. All they have to do is pay their taxes and everything is free!
Hahaha, lmao
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>>537556440

Finland is poor 3rd world country in comparison to the USA. We don't even have gas stations with 120 fueling lanes with storefronts larger than the largest malls in Finland.
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>>537556038

You should travel more. Europe is like a third world in comparison to the USA and technologically decades behind.
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>>537556440

Again, living paycheck to paycheck tells only about your spending habits, and, in fact half of Finnish households also live paycheck to paycheck.
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>>537557091
i've managed to visit most countries in europe save for scandinavia. i saw nothing worse than the spic and jeet infestation that is present here.
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>>537550934
*80%
Are we just subsidizing women
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>>537548728
Yeah I have a distant relative who was an dysfunctional alcoholic with no relevant job experience till their 40s, got a bachelors degree, got into education, and runs a successful private school now.
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>>537548728
class mobility is still very alive in the US, both upward and downward. my parents were lower working class but I crawled out of the gutters and have done well for myself, my wife is canadian and of a similar background that was able to improve her life significantly after moving to the US. from my understanding after dealing with many euros online and in person is that you're essentially stuck to the same class your family was centuries ago. a lot of americans really don't understand how many opportunities we have access to and how many shit colored humans in the world would literally, in the most accurate sense, kill for access to a fraction of what we have
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>>537557668
"The unworking class" doesn't have the same ring to it
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>>537548552
how to lie with statistics
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tfw I make more off American NEETbux than middle class Europoors make with a jo and social programs.
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>>537557203

I wish there was an edit button.

Also, I just noticed the CEO's name. What an unfortunate surname: Krook :D
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>>537557668

Exactly. Here, social mobility tends to be downward rather than upward.

The fact that so many rags-to-riches stories originate in the US is no coincidence. You rarely hear comparable stories coming out of Europe.



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