The jews were right. Goyim are NOT HUMAN
Debt of any kind is the ultimate filter. I knew this from the start. I think other people must be golems
how is 97k a healthy wage, how are you going to afford a home
Hitler was wrong, jews are cool guys and as pure germanic I can say firmly, that it's shitskin cope that makes Europeans hate the jewish people
>>53796018897k is way too much for a carboard american house.Wake the fuck up!
>>537960188I'm going to become a millionaire in 4 years on a wage of $40k/yGet good
>>537960188>How is 97k a healthy wageYou live in NYC or Los Angeles.In the rest of civilized America, 97k is healthy middle class.
>>537960337>Says the man who will die by coming into contact with fentanyl, by a homeless person next week.
I have $5k, zero debt, zero income, lmao I'm pwning a $100k salary faggot hahahhahahahaha
>>537960211>Most antisemitic Polish person
>>537960059I spent 28 years of my life being a lazy loser nobody until growing a pair and getting a job with almost the same salary as that guy. I was 5k in debt. How is this person this retarded with money?
>>537960059if that nigger makes 100,000 a year and he's broke, thats his own damn fault.
>>537960059>makes 8k/month>has a 20k debtI don't see the problem here, he could easily pay off his debts within a year.
I make like 40k a year and have 60k saved and invested, that guy's a fucking retard
>>537960341It's an Australian post96k AUD is like 65k USD.
>>537960059I'm a poorfag and I've never went in any kind of debt.how does one get into debt when you literally earn 8k$ a month?
>>537960483be it time in debt bondage, you are coerced from all angles outside of sheer luck to be enslaved to the central banks.you're a fat bag of shit.
>>537960059even I with my shitty eastern euro wage could save up to 100k at age 27genuinely what is wrong with americans?
>>537960059How does American credit card debt work?German ones need to be paid off at the end of the month otherwise all your bank accounts will be frozen until you paid off your debts and even when paid off all you will be black listed for all credit services for life, because of bad credit history.
>>537962377
>>537960156So true. Here in Europe only debt one should have is for a house. If you start borrowing money so you can buy shit than you have to be extremely retarded. And People think that's normal. In the US it's even more ridiculous.
I debtmaxxed and ripped off the banks for 75 grand in 2005. They never got a fucking penny out of me. Statute of limitations for credit collections where I live is two years from the last payment. I just waited them out. If that guy doesn't have anything they can take, just don't pay, simple. there's nothing they do but pester you over the phone. And you can even make that stop. Tell them in no uncertain terms that you will never pay them one red fucking cent, ever. They'll stop calling. It really is that simple. They don't waste their time, when they know they're never getting any money out of you.
he's doing better than me26 with about $1000 to my name and i'm only getting jobseeker so about $22,000 a yearno debt though which is nice
Plot twist, there are no true humans! Were all Fucked. lol
>>537960059I'm glad I'm a neet.
>>537962377In Canada your credit history is erased in 7 years. You start from zero again. Us is the same I think. I know people who have told me thay debtmaxx every 7 years. Over and over.
>>537962797When you give up on the dream of having any future, you should debtmaxx. Get every credit card and line of credit they'll give you. Max them all out, walk away with the cash and prizes. But check your local laws, statutes of limitation, etc.first. It helps with the debt collectors when you know exactly how it will be before the debt is erased. Tell them over the phone when they call you. I have X number of years and you can't legally try to collect after that. Fuck you, I'll wait till the clock runs out. When they know that you know your rights, you're not afraid of them, they give up.
>>537962377U .S banks encourage debt. They want people in as much debt as possible for their entire lives
>>537962739In Australia they will just sell the debt to a debt collector. If you don't pay they will take you to court, garnish your wages or seize assets.
>>537960727You take a loan to get fleeced on your dream vacation on Mykonos or Amalfi coast.
>>537960337Try 40 years lol
You do what the Jew says, or you stay poor. Simple as that.
>>537960188Poland must be destroyed and all poles genocided.
>>537963599Suck my ass juden vermin. You will be dealt with soon.
>>537960059>if you don't succeed in jewish financial systems you're cattle
>>537962377That sounds like the extreme opposite and thus just as bad as the american system.
>>537960188>how is 97k a healthy wage, how are you going to afford a homelive in a careat rice and beansshower in 24-hour fitnessuse the library to check out books to read to pass the timestop being bad with money.
>>537960341That's AUD and only 10% or so of their continent is habitable. You're also wrong for the US, though. Maybe not for a small town, but on those wages you could barely afford a townhouse in the suburbs of most decent-sized cities and would be house-poor if your household is single-income.
>>537960059This is ultimate trvthnuke any intellectual that applies pure logic will arrive to.The jews can only be succesful if the goyim allow them to. The jews simply exploited a failure in the political and societal systems that goyim created. If I design a website that gets hacked, was it my failure in design or the hacker's failure in morality? If your system relies on people behaving morally so as to not get exploited, you have a bad system.Goyim have bad cutlural, political, and social systems that the jews simply exploited.
>>537963864but im jewish
>>537963864>live homeless and like a grifting hobo>or you are just being bad with your moneyCivil war cannot come fast enough.
>>537960211>and as pure germanickek
>>537964247>nOOoooOOO i'm powerless!>i'm subject to the whims of the system!>i have no control over my spending at all!>you don't understand, okay? I HAVE to live somewhere that's more expensive than i can afford>so that i can bitch about living somewhere that's too expensive for me to afford.lol. lmao, even.
This economy is literally fake. The money isn’t even real. There is no actual currency in circulation. 99% of it is just credit created out of thin air backed up by nothing and you can use it because a bank gave it to someone if not you directly and it ended up in your hands. If you still give a flying fuck about debt in the year of our Lord 2026 I sincerely do not even know what to tell you. “I only have $1000 (cash) to my name.” And? There is ZERO incentive to have ANY cash savings. So who gives a shit? That is the most goyim brained thing I have ever heard. Some of these fuckers will never get it. If you have $1 but a high wage and some assets, you’re fucking rich in this circus economy retards. It’s time to wake up goyim.
>>537963363He doesn’t have any assets and most debts can’t be garnished.
>>537960059That looks like a heroin user's balance.
>>537962459
>>537962582Wrong. You can't take anything with you when you leave this world, so if you debt maxx and die with a huge debt, you win. You've spent more money than you've made by wagecucking, and there's nothing they can do to get it back. If you're 50+ and aren't amassing a huge debt, you're literally fucking retarded. Imagine dying with money in the bank, lmfao. That means you slaved away for money you never got to spend. I don't understand that boomer mentality. Some of them live like homeless people and don't even heat their homes during winter, cause "muh need to save money", and they die with millions in the bank. This shit planet will burn within 30-40 years anyways. There's no fucking saving this shit. There's no future. Stop being retarded, Hansi.
>>537960059I have $300k invested, $20k in cash, 2 houses, mortgage paid off on both, no debt and make $124K/year.
>>537964706>I have $300k investedKek. The kikes are gonna assrape you. Stocks are gonna crash to hell before long.
Australian money is worthless
>>537960059Oy we goys are systematically oppressed.Stop using that oppressive word against us.Nazi.
>>537960059>credit cardwell there's your problem, you are STUPID
>>537964043Get a blood test and LO AND BEHOLD YOU ARE NOT. HOW U LIKE THEM APPLES YOU CRACK SMOKIN NIGGER YOU
>>537960059>1k to my name>actually 20k in debt in my nameIs being retarded a requirement for posting on reddit?
>>537963976The solution to such bad actors is violence. If you can't engage in white society honestly you should be removed.
>>537965084some say you have to be retarded to post there.others say that posting there makes you retarded.maybe, they're both right?
>>537965016I literally read the talmud and observed shabbat yesterday
>>537960188by living with your parents for 5 years?unless that's pretax. but that's like saying your penis length measured from the butthole
>>537960188KekNot only is $97k above the median full time wage in Australia, it is only $66k USD.Meanwhile our property market is worse than California. A single person on $90k a year can only afford to buy a studio apartment in any of the major cities. In Sydney they can't really afford to buy anything. In country towns they could get a run down 2 or 3 bedroom next to a bunch of crackheads. The only people buying property under 30 now are married couples both working full time. If you're single you are locked out of the property market.
>>53796480480% of my investments are now bonds and gics. Had a more aggressive portfolio that crashed hard during covid so I played it safe. Overall low to medium risk ETFs set up by my advisor that dumps a % of dividends into the remaining 20% that sits in a high interest acct that I use to play. Started 2021 with 180k, went all in on buying the dip a few times which pushed me over 300k this year.Income and rental properties will cover the bad times and I never risk more than 20%.
>>537960188back before boomers like you tanked the property market with your greed 97k could have got you a decent sized house anywhere you wanted
>>537960156>>537962582I agree but in a different way. I was smart enough to avoid all debt save for what I needed to increase my goy score (credit score) but usury was illegal historically for a reason.Just because some of our brethren are retards doesn't mean that we shouldn't help them. They can still be saved, they just need a little stewardship.
>>537965191Nope, doesn't work that way. Jew is a race. You have to have Jewish blood. Not read a book. Catholic isn't a race. Christian isn't a race but you yourselves your a race. Jewish race. So get a blood test. Hope you see how much trouble you cause the human race. Not looking good at all. That movie backfired out the gate too. It did the opposite.
>>537965328>Hope you see how much trouble you cause the human race. Not looking good at all. That movie backfired out the gate too. It did the opposite.you wouldn't say this if you actually didn't think I was jewish. god they were right about the goyim
>>537965213Sounds scammy. If you're lucky, maybe you can buy a bowl of vindaloo in 2035.
>>537960059Boomers do shit like this but they get away with it by taking loans on the value of their houses. This person is trying to live like Elon Musk on borderline middle class pay.
>>537964247This. It used to be you could rent an apartment while working part-time at the minimum wage. Before then people owned their homes and had like 4 kids.Now people working full-time "real" jobs are supposed to perpetually live like a broke college student. People need to die.
>>537965121Yes indeed, but violence cannot be justified from a liberal democratic viewpoint, as they technically didn't break the laws or directly morally hurt someone. They are just a vehicle that erodes societal virtues, and societal virtues can never survive under liberalism. The experiment was doomed to fail when the american consitution was written
>>537960059Sucked in, no one deserves that more than a redditor hopefully he hangs himself
>>537960341>97k is healthy middle classWas, if there are kids in that kind of household this is a paycheck to paycheck life. Housing and utilities are beyond the pale.
>>537965121This is the huge split in thinking.Trust makes civilization. If you have to assume every single person is a bloodthirsty like you cannot build what America used to be, ever.They really just don't think like us. Honesty is foreign to them, and it's okay to hate them.
>>537965516Honesty will always be foreign in fragmented, multiethnic states.
I refuse to partake in usury.
