why isn't the trump admin helping the next generation?
>>538163110He hates them lol
>>538163110>Saving on a Valuable Educationhahahahaahahaahahahaahahaahaaha
>>538163110I maxed out all of my loans then got approved for disability which I then used to apply for a complete student loan discharge.
Didn’t Biden run on student loan forgiveness? What happened there?
>>538163110>paid $0 under Biden>paid $0 under TrumpI'm just not gonna pay lol
>>538163381imagine they will use this excuse to send all the people with meme degrees to war>yeah he didn't pay his debts now he has to serve!fuck Jews but even I can imagine this...but don't pay it though (in Meinkraft), fuck capitalism
>>538163110LMAOI hope sports medicine and skipping classes to party into debt was worth it
This is a democrat hot topic. They tried all sorts of tricks to pretend to be helping people including just giving some people loan forgiveness while others did not get the same.I'd like some mortgage assistance too if we're just giving out free money... The democrats own this issue. They pretended to care about it. But then they chose not to write any legislation to fix the issue. EVERYONE would agree that a person taking 100k in student loans should not be stuck paying hundreds per month for 10 years, and then still owe 100k or more. This would be easy to address without just saying, oh.. we'll just pay them all off. no.. the people took out loans and owe the money.They shouldn't be gouged w\ interest while the colleges amass endowments of tens of billions of dollars... But you can't just choose one group of people, pay their bills, and then everyone else gets nothing.
>>538163110Hang on, I thought they were celebrating the fact women were more educated then men? Now they're upset? Oh, you want men who weren't retarded enough to get a worthless degree to PAY for your education as well? *WHEEZE*
I just paid mine off the other day like a good goy.
>>538163381>Government garnish your wage Yeah that happens Where is John Galt anyways?
>>538163528Awesome. Lutnick sends his congratulations.
So she expected to pay off her loan after 380 years?
>>538163345same as the tariff rebates and grocery prices.>SAVE plannuked by the courts in 2026. thank the kikes for that one
>>538163110If she was smart she would only have to pay $10/m. It says right on it. Smart people don't end up in college though.
>>538163461flat feet >>538163567>wageslollmao
>>538163110>compound interest doubles the loan under Biden's "don't pay it off, bro" plan.>blames TrumpYour college major didn't involve math, did it?
>adjusted gross income>earning more than you did fresh out of collegehow do these people have degrees? university is horseshit>i have a economics degree
>>538163110>would you like a loan? >yes>you have to pay it back, okay?>okay (: Why is this so hard to understand?
>>538163496This, I love hearing about how black women are the most educated group in America when everyone knows they're getting degrees in bullshit.
>>538163110I support people needing to pay back their loans in full. Their degree was meant to help them in the marketplace. If they chose poorly, that’s on them. I’m competing with them for resources, why should they have extra money to bid on a house that I don’t? And I say that as someone that took out student loans and paid them back. It’s not my fault I understand interest and they don’t.
>>538163110Why would he? He loves the poorly educated.
>>538163110Don't take something you can't pay
>>538163110Its amazing how many people failed the IQ test and took on 150k worth of loans on a worthless degree.Sucker born every minute indeed.
>>538163479Honestly, it probably was. It’s not like they would have had a chance even with a more appropriate degree. The entire jobs market is a fucking scam today and most of it won’t exist in a few years.
>>538163110>don't pay on student loan for 4 years>blame whoever is in office now because you don't understand compound interestclearly that degree didn't do you any bit of good
>>538163110umm dont you guys remember Biden paused student loans for covid...
>>538163345ah well you see, he just really needed the votes don't you hate trump though? he rapes children!
I am never paying back my credit card debt or student loan debt.
>>538163703>go to college >no wage >wont pay back debt to tax payers Fucken nigger
>>538163762Retarded take.The whole point of student loans is to cripple young workers with debt.Back in the 1980s, college cost like $800 per year and many people paid their own tuition with summer jobs.But some yid looked at that and said "there's an opportunity for usury here"
>>538163762>would you like an educated populace?>yes>you have to support them, okay?>no (:OK you get pajeet surgeons then boomer.
>>538163659That and the 6.5% interest on $145k would make it never paid off. That's why they have over $200k on the right.
>>538163762>>538163790Imagine being 17 and asking for a loan to buy a house or a car. You would get laughed out of the room. But if you are 17 and want to get a loan to go to college next year people will be tripping over themselves to loan you tens of thousands of dollars. This is a predatory system and needs to be abolished. K-12 is already publicly funded so just up it four years.Also expecting that same 17yo to know exactly what they want to do for a living when they have no real world experience is fucking insane.But this is the game. The right wants you nice and stupid so you keep voting for people who hate you.
>>538163960>went to a public state school>magna cum laude>letters of recs out the ass>still didn't get gainfully employed because straight white malejust not paying back the loans, sorry not sorry!
>>538163936>the third reich will be BIPOC marsupial identifying genderqueers with degrees in women's studiesyou can have it
>>538164057white people get jobs through social connections, pueblo
>>538163110help the next generation? lmao, he wants to make them all poor, crush the economy, so whites' only choice is to join the military and die for israel. you ain't white if you don't die for israel btw. don't worry. mohammed, tyrone, and nguyen will take care of your filthy women if they give birth to 10 mixed babies
>>538163110Pay your Fuckin Debt.! Welcome to Adulthood.
>>538163289supremely based, autism is a superpower
loan forgiveness is one of the few things I agree with the left on and no, I never had a loan myself but it's pretty fucking scummy to brainwash a 17 year old about how college is important and lock you into an unbreakable debt contract. If you did something simple like force the parents to cosign every contract thus if the kid decided to stop paying the parents had to you would see more hesitation for this. I say forgive debt BUT you must put in sage guards so this doesn't just happen again in 10 years. Like we need yo eliminate useless degrees or make them not eligible for loan use. This #1 has to be reformed before any forgiveness discussion can begin and no college will ever agree to it due to how corrupt they are
>>538164104>white people get jobs through social connections in Californianope>white people get jobs through meritocracy in Californiakek
>>538163861>$700/mo for the next 10-15years>got syphillus from a frat party whore >useless degreeWorth it?I worked through BSME attended night classes. My employer payed for Jr and Sr level classes. I never fucked a whore. Now I have a loving family and never partied in college
>>538163110did Trump force them to go back to school, or do these retards not understand that forbearance does not stop the jew from accruing interestthe shit is fucked but hardly any single politician's fault. if you had a 10 year loan for $145k at 6.5% you'd be paying $1.5k a month not $32.
>>538163753this.did anyone read what it said?and the number didnt change, its showing the "amount to be paid", not what she owes plus the interest rate.>>538163982>give me free money for my completely useless woman's studies degree chudno.
>>538163110He doesn't give a fuck. Did you hear his response on housing. All he cares about is sucking jew cock.
>>538164203>give me a pajeet who wipes with his left hand as my surgeon chudSure boomer.
>>538163110pay your debts. learn your lesson and make sure your kids don't do a shitty worthless degree.
>>538163936oooohhhh...so THAT'S why everyone hates jews.Explains everything.I knew it wasn't anything THEY did.
>>538164081it’s already happened, leftists fucking hate Israel, and the more left and socialist or even outright communist someone is the more they hate Israel. It’s unironically based, horseshoe theory is real
>>538164052Parents should be helping their children make this decision. If costs are too high, students should go elsewhere. Individuals can contact their alma maters and compel them to fire their bloated admin staff and to not build the 10 million dollar athletic center, but they won’t. They want others to pay for what they have purchased. If the government picks up the tab, they screw over people who did not make the same mistake, and they give a green light to colleges to keep ramping up costs indiscriminately.
>>538163790They would be able to pay their loan back in full if they were paid wages guaranteed by the education they took a loan to obtain. In the vein of your own thought, why would I as someone with such loans ever even consider paying them? If anything I’d simply support any candidate that discharged them, as I’d have no hope of paying them off with the worthless piece of paper said loan bought. The government is fine with taking my money funding a bullshit degree program, but it can’t regulate the jobs market such that I’m reasonably assured I’d have a job to pay it back? Then no lol, I’m not paying shit
>>538163110Pretty fucked, innit. They change servicers and terms on a whim and you will do whatever they tell you. Still, you can't tell a young person to avoid falling in the trap because they are conditioned to believe life is impossible without being a houseboy. Wrong on so many levels. Mark my words, they'll also refuse to discharge them after 20 years.
>>538164315>They want others to pay for what they have purchased.Are you expecting social security?
>$289,732jfc. i had $30k in loans after finishing my masters and paid it off in a year living at my parents house
Usury is legal
>>5381643151926Kid>I want to go to college >to learn engineering 2026Kid>I want to go to college >I chose this party school >to learn….. I haven’t found my self yet
>>538163110Just don't pay them, what will lil trumpy do about it >I'll take your wages Good luck lol I'm terminally neet
>>538164120Normally I would agree with you, however at some point student loans becomes grooming and fraud. I graduated in '08 and had $20k in loans because I went to a local state university for computer science.Back then we bitched and moans about rising cost of tuition, books, room and board, etc. I can't even begin to imagine now, it must be absolutely mind blowing.When I graduated I had no problem getting a job, the H1B craze was no where close to the full swing that it is now. Compound that with AI, that entire sector is done. What other college degree jobs are even paying anything good these days if tech isn't?I remember having presenters come in our junior/senior year to essentially groom us into going to college. They brought out the typical "you will work at McDonalds if you don't" graphs and fear mongering material. Parents were equally bamboozled into pressuring their children, because they were sold the "think of their future" line.Now you have like 4x the tuition costs, zero job prospect even with a master's degree, and were promised the world. Not to mention its one of the few debts which are not dischargeable by bankruptcy and they can come after your parents for it (since they likely co-signed).It's 1000% a jewish parasite on the younger generation and I'm willing to forgive it because they were tricked into it. This isn't like a normal credit card debt or business loan situation.
>>538163110I would just flee the country if I had debt like that for something that isn’t even real
>>538164326I’d support legislation that punishes colleges for giving out degrees that don’t lead to jobs. But I don’t agree with dropping the debt. A degree grants you access into a social class that non-degree holders don’t have access to. If you can’t network, that’s on you.
>>538164397>things are the same for everyone and everyone has the same experiences as me why didn’t they just do thatKys
>>538164241>just force everyone to pay for me instead of fixing the problem that it costs way too fucking much the jews love you anon.make it cheaper and not be insane interest and we'll talk.
>>538164474>A degree grants you access into a social class that non-degree holders don’t have access to.This line of thinking is very outdated and only still relevant in ivy league schools. What you're saying is that nepotism is all that matters rather than actual talent.In that case everyone should just make up shit and lie and say they know XYZ to schmooze and get by. Because what's the difference really?
>>538164397What are you doing up at 12:30am on Wednesday night?Inb4>ikebukuroYou missed your last train home. Get your shit together salarymen
>>538164360No, I’m not. But there’s something to be said about supporting our population at the end of life so they have some dignity and picking up the bill for people in their most productive years of their life. The debt compels them to be higher earners and thus more productive members of society. That’s the deal they took on when they took the loan. >>538164397
>>538163110Yeah something is wrong with that image $32 on a 6.5%? Lmao.
>>538164415Considering the USA looks like picrel outside of college campuses can you really blame them? (Hint: you can't)
>>538163110Pay your bills nigger
>>538164577>giving money to lazy boomers sitting on their asses waiting for death instead of young people studying to enter the workforce and contribute to society for decadesTrue boomer morality right there.
>>538164550Degree holders upset about debt what things both ways. They want the social prestige without the cost of entry. Networking is not the same as getting a job because your dad is the ceo. I’m not saying it’s completely non-nepotistic, but it’s a far milder version.
>>538164596it was on forbearance and maybe just had "service charges" as the minimum payment. or some kind of "income-based payment plan" that got calculated to $32.Even still the $658 for $289k is crazy low. Anyone with a mortgage knows that isn't correct lol.
>>538163980The problem is when the government started guaranteeing loans for college. You used to need some intellectual aptitude for college loans. Banks wouldn't approve it if you were a delinquent retard.The government then started guaranteeing loans for everyone because they thought that would let retarded niggers become doctors and lawyers. The schools saw the guaranteed money and started jacking up prices because everyone could approved for the debt
>>538164598Yeah remember that time we used to make things Faster Bigger Taller but now it’s simply (((cheaper))) and (((moar profitable)))I’d lose interest too….Where is John Galt?They killed him like Kirk didn’t they?
>>538163345I think he ran some kind of pause the payments (interest keeps racking up though lmao) scheme which is actually just worse than doing nothing in terms of debt trapping retards.
College should be free and student loans should be forgiven, but also we should live in a natsoc ethnostate and they should be nationalized
>>538164639>pay your taxes to pedosGood goy
>>538164776>The schools saw the guaranteed money and started jacking up prices because everyone could approved for the debtthe fact they didnt put some kind of cap on what the schools can charge with these loans is fucking insane.almost like the jews in congress did that on purpose.
>>538164801I swear I heard that interest accruel was frozen at one point. Maybe others heard that too and so just stopped bothering paying.
>>538164676Right, but you can do networking entirely without a degree. The point of the degree is that you know how to do XYZ or at least are familiar with the baseline of the domain. Just like you need to learn the basics of swimming before becoming an Olympic swimmer.The premise of higher education isn't just to rub elbows with people. Most universities have (had?) job placement programs where they would take the top X talent that graduated and place them because obviously companies want talented people.That is gone. Companies now hire predominantly through (jeet) staffing companies. The entire system is blow the fuck out for any young American. Nepotism is the only way at this point and even that is limited because even the boss's son is getting replaced by the board of directors telling him to hire a H1B jeet for 50% less.Meanwhile the cost of tuition has skyrocketed in the last decades. Do you think their social prestige or networking opportunities have grown 10x? It's a jewish scam.
Shouldn't it be even higher than that? The math doesn't work out. At 6.5% interest, 20 years isn't anywhere near enough to pay off $290k @ $700/month.
>>538163110If she's paying $650 per month it means she probably makes 80k, probably more depending on the income calculation) a few years after getting what I assume is a meme degree. Depending on where you live it's more than decent. She could pay a mortgage on top of that with no real problem. We're poorer in the EU but I (electronics and telecommunications degree) have to bust my ass off for hardly more money.
>>538164776>problem is when the government started guaranteeing loanswhere have we seen this problem before...>>538164890frozen but probably suddenly compounded after it was up. just like those "no interest for 12 months" offers that have in the fine print that if you don't pay in full by 12 months they suddenly tack on all the interest you WOULD have paid.
>>538163110This goy probably has made next to zero payments since 2020. Hence why they're now under the "assistance plan", comPOUNDING interest. Also, maybe they have a basket weaving studies job now while they did not before.
>>538164837>didn’t happen but should have Yes maybe dunno anymoar All of Europe 9.5M Jewish people lived. Hitler killed 6M and 3.8M collected reparations. My question is how did Hitler round up all the Jewish people in Moscow Madrid and London?When you dig a littler deeper 2.4M Jewish people lived under Nazi Germany and 3.8M collected reparations There is obviously fraud collecting reparations My second question is where did the 6M come from ?
>>538163345Ironically, he didn't. Bumbling Joe said every time he was asked that it was impossible. It was the media and Reddit that kept promising her was going to cancel student loans.
So biden allowed her to capitalize the interest into the loan free of charge and its trumps fault. Incredible
>>538163110I never paid a penny for university and I got the remainder from my scholarships direct deposited to me every semester. I have 0 sympathy for low IQ people who feel entitled to a college education and who moved halfway across the country to epically own their parents.
>>538164890I think it was more in the line "you don't have to pay the interest for the duration" which means the interest just goes straight into the principal instead. Lots of loans start from the baseline that you have to pay out at least the interest every month (otherwise the loan would never be paid back) so "no interest payments" is sort of slogal for that even though interest is still 100% going on and has to be paid out eventually.
>>538163110Maybe you should have paid some back so your loan doesn't double in a couple of years
>>538163110Based trump this retard is never gonna pay off his debt under pedo joes plan.
You took out a loanNow back it back
>>538164987>maybe they have a basket weaving studies job now while they did not beforei would agree with you a lot of the whiners and complainers are people who went into some gender studies bullshit (the person who tweeted appears to be a woman)picrel is the new RAP plan from SAVE being ruled unconstitutional or something.if you read between the lines its basically a 10-20 year noose around young people's neck to destroy them financial and keep them as eternal borrowers while jewish vampires suck whatever they can from their wallets
I've spent the last few years at a community college, the amount of people complaining about loans is obviously there, but it's even funnier how many of them are complaining about loans while also doing very poorly. The reality is a lot of these fuckers don't DESERVE free college and if we start handing it out we're just gambling throwing money away so some retarded cunts with blue hair can hang around in their dorms, drink, and serve as a net negative to society.
>>538164901>you can network without a degree >it’s a Jewish scamOk, so don’t go in the first place.
imagine getting into lifetime of debt because your university needs to run top of the line niggerball facilities and countless other nonsense when you can literally just learn everything by yourself online.
>>538165185You took in Jeet diploma millsYou got Jeet heart surgeons
>>538165317You don't go to a university to learn, you got there to get a degree.
>>538165005wrong.he actually did run on it, but mostly just for niggers.this is written by joe biden during his campaign.https://medium.com/@JoeBiden/joe-biden-outlines-new-steps-to-ease-economic-burden-on-working-people-e3e121037322
>>538165255Yep.Also, if it’s really about the things you learn there, and not the connections you make, then students should consider going abroad for their education. They’ll pay less and still get an equivalent degree.
>>538164550>that case everyone should just make up shit and lie and say they know XYZ to schmooze and get by. Because what's the difference really?Isn't that what the shitskins do?
>>538165337This>country full of doctors and engineers looks like literal shitWeird
>>538163110Because college isnt a four year vacation
>>538165387>"greatest country on earth">kids have to flee it in order to get proper educationsLol, shithole.
>>538165033The entire point is that lending money is based on someone's ability AND willingness to pay it back. That is the "risk assessment" that banks follow and why credit scores exist in the first place.The fact that anyone can and DOES lend this kind of money to an 18 year old is fucking absurd. Imagine that same new graduate applied for a mortgage or car loan for $60-100k. The moment the bank asked for any income statements, and them showing a part time job at Wendys would be the end of it. Denied. "But I'll pay it back eventually..." nope not work that risk.But somehow this is acceptable for college-aged students to get these loans for school? At least with a house or car they are secured assets that can be taken back and foreclosed on.The ONLY reason lenders do this is because the government guarantees them. Same kind of shit that caused the 2008 crash, sub-prime lending.
>>538164188That is good anon. But the working age cohort cannot all have the same job, or even any of those that will be left over a decade from now. There won’t be enough. Zoomers are fucked as a generation.
>>538164987Yeah looks like it. Effectively getting on more than 100k just on interests is crazy though.But I wonder if the 6,5% interest is normal. Here you'd have to fuck up royally to get such an interest rate for 140k or more. Or maybe badly renegotiating when you can't pay. 6,5 % is considered usury (max legal total rate) for most big loans.
>>538163158>>538163110Paying 32 bucks at a 6.50% interest rate on 145,632 is a bad idea.>JennOf course it's a woman.
>>538163345if there's one thing jews will never relent on, it's usury
>>538163110i'm paying off my $150k student loans in april and i'm sending a letter to the department of education, addressed to linda mcmahon, telling her to suck a big fat nigger cock in nigger hell.
>>538165396and look who has the jobs and who doesn't. do shitskins have $165k in student loans?
>>538165422Yes it is.See >>538164598
>>538165402a lot of their issues are their own culture but the US does not help matters. the US actively brain drains 2nd and 3rd world countries so that they never succeed breaking free of it. So when you take the two decent doctor ranjeets they are left with 100 doctor shitjeets. the rest is their own culture.
>>538163345Boomers in their 60s and 70s got forgiven for 40yo loans for grad degrees they got in the 80sSome gen xers in their 50s got a little something tooMillennials got heemed, as always
>>538163110Just let your debts grow up to million....it is those problem who lent the money not yours then.
>>538165255The colleges let in as many people as possible so they can get more money for their football team or whatever and the loan organization fronts the money in exchange for locking some midwit dipshit into debt slavery. It's a win-win for them.
>>538164188No one cares, you're like 50.
>>538163110he’s too busy starting wars for israel
>>538164509Yes you fucking retardStop making it so white people don't go to college and get replaced by jeets with fake degrees, you subhuman boomer.>women's studiesNo one cares about this, let them fry.
>>538165537Yeah, it's funnier with proper 4-years. One of my Professors even said she wished she'd went for her degree at the community college originally instead after she realized how good this particular program was, and saved herself a lot of money.
>>538165255That's why under a natsoc society everything is a meritocracy. The trash wouldn't be allowed to go to get the free schooling.
>>538164577Boomers bankrupted society, they deserve nothing. Life will ALWAYS get worse for millennials and zoomers because boomers bankrupted society and it is unpayable.
>>538165496You sound really brown.
>>538163110Sorry, the usury people are more important.
>>538165496>cultureAnd what is culture? It is group level gene expression. They are subhuman animals and if we're not going to exterminate them then we should at least keep them from any human nation.
>>538165446That’s not a generous interpretation of my point. I believe the networking *is* valuable. My point is that if the networking opportunities available locally are not attractive, then they can go learn the same thing at a more affordable rate.
>>538165748>hey the drug addicted schizo may 1% be due to outside influence the rest is himself having shit control and poor upbringingyou sound retarded
>>538163110145k is a huge amount of debt
>>538163110>Not understanding how interest worksif you're paying the minimum amount that the website displays for your student loans every month you are actually a fucking idiotif you're doing this for PRIVATE loans, you're REALLY a fucking idiot>>538164890Interest accrual was frozen for FEDERAL loans. not private ones.t. only took out federal loans
>>538165449the government using taxpayer money to bail out shitty businesses doing dumb shit was the dead canary, and people loudly defended the canary dying.no wonder the mines are full of gas now
>>538165723Bro, if you’re a poor millennial, you’re retarded. We’ve caught generational money on bitcoin, ethereum, and now memory stocks. Stop being a fucking a sheep and put some money on the line. We’ve had insane capital generating opportunities, moreso than perhaps any other generation ever. And we’ve been able to do it from the comfort of our homes on the same devices and networks were communicating through right now.
>>538163936What is with leftists and mental gymnastics?The reason a lot of conservatives hate “higher” education is because majority of degrees are frivolous and serve only to indoctrinate young adults into a certain way of thoughtUniversity is seen by them as STEM, anything else is wasteful
>>538163110>$289,732 totalholy SHIT
>>538165674>kikes make it impossibly expensive because they are guaranteed loans by the government>reeeee fuck it lets just force everyone to pay them for me instead of forcing them to charge less.no faggot.fucking kill yourself.why would you force everyone to pay, rather than force them to make it affordable?
>>538165480If we dismantle global usury all jews would starve.
>>538166034i often resented people who got to go to college, especially since i was academically gifted, and admitted to my college of choice/program. it just wasn't affordable. glad i didn't go now.the whole situation is inexcusable.
>>538163289what's your disability? what did you have to show to get approved?
>>538166125>it just wasn't affordable.Yep Too busy giving subsidies to niggers than white boys with proven academic ability.
>>538163110Well of course the payment went up. The student load hasn't been paid and the interest piled up.
>>538163110People who can't pay there college loan should be force to civic duty if they want govn to pay there loan. Life is not free
>>538166374Lenders should not have risky loans guaranteed and should be executed when including terms of payment that allow the principal to grow.Usury must be abolished.
>>538163110I sometimes regret spending my 50k inheritance to pay off 90% of my student loans, instead of putting it in bitcoin when it was at 60k couple years ago.
>>538163110>145.6k at 6.5% p.a.>which means ~9.5k in interests alone per year>pay 384 per year>wonder why shit gets bad eventually
>>538164052>Imagine being 17 and asking for a loan to buy a house or a car. You would get laughed out of the room. But if you are 17 and want to get a loan to go to college next year people will be tripping over themselves to loan you tens of thousands of dollars. This is a predatory system and needs to be abolished.Oh fuck off faggot. 17 is an adult. 16 is an adult. If you are mature enough to operate a 25,000 pound vehicle or fight in a war, you are mature enough to consider the consequences of debt. The left would die if not for the tyranny of low expectations.When I was in college this debt was always on my mind.
>>538163110>Balance 145k with an interest of 6.5%>Monthly payment $32What the fuck?How can anyone think that is a better deal, it's not even near enough to cover the interest, let alone paying the capital.
>>538164313>fear the guys on the far right end of the IQ bell curve and nurture the far left end on the bell curve to try and sabotage themshould have looked at the memes just once to realize they should have gone for the middle if they wanted useful idiots, kek
>>538163110>$32/m on a $145,000 balancelol the perfect goyim. will be paying this the rest of his life and never complain probably.
>>538163567Lol no it doesn't I've been I've been in default for almost 20 years
>>538164057Uh huh. A degree in what. I dont care how much cum laude or letters you sling, there are certain jobs that just aren't much needed.
>>538166507Don't take loan if you don't want the risk college is not a entitlement.
Any SAVE bros have advice on not paying? I haven't paid anything for years. Now under Trump I'll have to pay like $530 a month. Regret voting for him.
>>538166746Don't lend money at interest to a 17-year old pursuing a art degree.(((You))) don't charge interest to (((your own))) people and don't deserve it from anyone else.
>>538166746memeflaggot defending usury. Typical.
>>538166959>>538166968Don't go to college if you can't pay for it nobody owe you shit you privilige brat. College is not a entitlement
>>538167290>College is not a entitlementSo stop pretending it's necessary.
>>538166886i'm doing this. >>538165481 prior to ORANGE NIGGER, my plan was to ride out SAVE. my payments nearly doubled under RAP(E) so i'm paying it lump sum. fuck all legislators and department of education niggers.
>>538166518It’s at 60k now
>>538163110Just pay your debts, deadbeats. You fuckers had like 5 years to tackle that shit and instead pumped money you were supposed to be burning on debt into the economy, causing inflation.
>>538164474‘Networking’ is just code for nepotism. That is all it is, that is all it ever was, that is all it ever will be. If my qualifications do not stand alone then they never had any worth. At no point did I enter into higher education, let alone take out a loan for it, with the intention of developing incestuous business relationships. The government is free stealing from us nonstop and sending it over to kikes but I have to be the good guy and pay debt for a worthless piece of paper? No. Maybe I’d pay it back in an America that’s a meritocracy, but not now. If corps get bullshit tax breaks and are free to liquidate American jobs by either sending them to a fucktarded jeet, a dumbass woman, or an unthinking AI, then I see no reason whatsoever to pay a single cent. It’s just helping fund my replacement.I’m good
>>538166137They never answer this question because they’re fucking making shit up NEETS absolutely do not exist in the USA unless you are non-white
>>538167919not the guy being quoted, but it does happen. my friend with schizophrenia (developed in his late 20s) got on SSI disability and later had his ~$30k of loans discharged in full.
>>538163110the US goy cattle doesnt need education.all they need is their guns and to die for israel.
>>538165481>>538167432Paying them $150k and thinking they are the ones sucking dick...lol
>>538167919This. I'm a NEET in France so it's easy mode but everytime I ask a fellow Frog here what disease he got approved there's no follow up. Never. They are LARPers.
>>538163289>i cheated the system and scammed the taxpayer out of lots of money like a stinky scamjeetYou go gurl!
im just not paying it back lmao >>538168183>erm chud you scammed a system designed to exploit you!!!!lmao
>>538163110There’s an additional $140k in loans…
>>538168157is anti-semitism a medically recognized disease? if so i have stage 4
>>538168357that's the power of jewish usury at work, also known as compound interest
>>538163493Healthcare, housing, and education is free in Israel. Seems to work for them.
>>538163528Good goy. Israel needs your money
>>538163980Thanks for prefacing your retarded take with "Retarded take", but anon, it wasn't necessary desu. It is already apparent to anyone reading the literary slop you took the time to write.
>>538167290Don’t give loans to people for a degree if the job won’t exist to pay it off.
>>538167919Uncle Remus guide has reportedly worked for some /jp/ autists but that was 2010s era. For newfags, he's the poster talking in niggerspeak.https://warosu.org/jp/thread/S6512844
You only went to school because you're an evil normie
i’m justnotgonna pay my paychecks are around $200 because i make most of my income in tips i haven’t even been garnished and i graduated in 2015 lickmybutthole
>>538164052Whatever faggot. The first 2 years are Gen Ed requirements and that should give you time to figure out what you want to do. I still changed my major 4 times and took 5 years to finish school. I am making 6 figures working in my boxers.
>>538168135it was worth it in the long run. before going to college i made $18/hour. 8 years later and i make $150k/yr and work from home.
>>538163775Black women are the most educated group in America, but none of them can tell you what "per capita" means
>>538163110The system is designed to punish you for getting educated.
>>538163110Just keep applying for "forbearance" and kick the can down the road. Eventually we'll have someone even more forgiving on the issue than Biden in office
>>538163345Everybody stopped paying thinking that Biden cancelled the loans.They now owe more and seethe about it being Trump's fault.
>>538166567You sidestepped his point. The responsibility of the loan does not fall only on the loanee, but also the loaner. They gave out bunk loans that weren’t worth the paper they were printed on knowing the government would cover when they failed. Then they failed, predictably. You’d have to be a total fucking loser to agree to be a wageslave paying back kikes that just use that money to fund yet another replacement program. Let it all fail
It took me like 2 years to pay off £4k in debtHow do you not look at a massive amount of $200k in debt, realise you can't pay it off ever and think "this is okay"Some kike is gonna decide enough is enough and make it generational.
Because THIS is what maga is about
>>538163110Because fuck you pay your debts you entitled shit.
>>538163567They can garnish my balls with their tongue
we need to completely kill the humanities and other nonpaying sections of post-secondary for the general population. Loans keep the pipeline going and just result in brainwashed, stupid, clueless people. If we got rid of most postsecondary education the world would be a much better place.>>538165255I would always laugh to myself walking around campus and seeing the "uni should be free" posters set up by the student union. Worthless welfare pigs trying to secure even more resource for themselvesIf education was a good investment, it would pay off. Currently the only payoff is sheepskin, it's a complete joke.
>>538168584That crap is horribly outdated.As stated, NEETs don't exist in America.
>>538163937Enjoy your garnished wages loancuck
>>538169128Well was it a teen?
>>538163345He didn't deliver. Shocker. Everyone in the uniparty hates the young and delights in the idea of making them into debt slaves.>>538164776Correct, and the important note there is that it's still not the youngs' fault. The good jobs are still gatekept behind the colleges and the colleges charge the prices they charge and that's the end of the student's options. Put your head in the noose or don't get the jobs. The leadership of the nation decided to make this happen, with easily foreseeable consequences - and even if they weren't foreseen, they've been visible for decades by now, so inaction is endorsement.Anger is turned towards the powerless because they are powerless.And to cut this off early, I personally have no student debt because my parents have money, so don't even bother.
>>538163110pay up whitey. oh and rent's due today.
>>538163110>Being forced to make payments that will eventually pay off your loanVs>Being allowed to make payments so small you never touch the premium and likely even grow the interest.Trump is legitimately the less Jewish one here, for once.
>>538164315>Individuals can contact their alma maters and compel them to fire their bloated admin staff and to not build the 10 million dollar athletic center, but they won’t.Hilarious suggestion. Try it yourself sometime.>Thanks for your comment, I'll forward it on.>*hits delete*It's the powerful people who have power, not the average Joe Blow making small/no donations. If your name isn't on a building on campus nobody cares what you think about their infrastructure buildouts.
>>538169132>only way to go to school is to take out a loan>everyone in high school is constantly bombarded to go to college>expects an 18 year old to know what they want to do with their lives and take on a huge loan to do ityeah man let's saddle these idiot kids with debt and then call them entitledfuck off and kys. Capitalist scum.
>>538163110Someone (I forget who) once said that scammers are often the easiest people to scam. As it applies here:> Biden comes in and promises some BS loan forgiveness that he has no power to do/promise> A bunch of people see the perfect scam. If they pay $25 per month on their loans for 2 years, hundreds of thousands of dollars will be 'forgiven'> so the happily go in, willing to scam the system because they think they can get away with it; and because they think they're cleverMeanwhile they rack up additional principal; and then scream when their plans fall through
>>538163982surgeons actually pay their loans. most of these are degrees in some sort of faggot or nigger studies and other shit that only qualifies you to teach classes on that same bullshit.also look at these college students they are far from educated.
>>538163110>paying $384/yr when the interest is $9466/yr>wow how could this happenhow can americans be so financially illiterate.>don't worry goy, i've put you on the SAVE™ plan, so you don't need to pay this off, we'll just let it accumulate and compound, make it a problem for future you.
>>538167732pretty well said, i wouldve hammered home harder about networking nepotism. such feminine faggotry where who you know matters infinitely more than what you know. its like a arc reactor of infinite seethe for me.
>>538163110i've been putting off loans for 20 years until i can finally be approved for disability.one day now.any day now.
>>538169579Yeah it would be hilarious if I wasn't overcome by how pitifully stupid they are and how no one especially family has talked sense into them
>>538163345SCOTUS stopped him
>>538165887
Kek, if you only knew how bad things really are.Complaining about politicians not helping is like if a nigger robbed you and then you said>I have no phone and you have 10, why are you not helping?Not helping is nothing compared to outright stealing.Did you know they intentionally make housing as expensive as possible through zoning laws corruption in order to give all of young people's money to boomers?Did you know the high prices relative to wages are intentional and directly caused by government theft?Trump is just a typical boomer who thinks millennials are entitled, have no work ethic, are not entitled to keeping their own money, and should be robbed and abused and just take it.While unsuspecting normies say>Wahh I need a handout!!The truth is they are more capable than they think, they are being robbed and abused and that's why they "need help", but they don't even know it.This is keeping birth rates down and killing off an entire ethnicity of people btw.( I'm the anon who always says this, just currently in Germany)
I stopped paying my loans under Biden because I would have felt like a fucking sucker if I kept paying and then some kind of partial debt forgiveness plan went through, but once that got squashed I went back to paying. If I could get away with fucking over every other American, all 300+ million of you for my own benefit I would in a heartbeat, but alas. Don't have that much debt though, only around 10k since I paid my way through most of it and only took out a loan midway through getting my degree. Meanwhile boomerkike businesses got those PPP loans and never paid them back. God bless the USA!!
>>538169285Meant to quote you here fren>>538169808
>>538168440its free to them because they use all of our fucking money
>>538169207>we need to completely kill the humanities and other nonpaying sections of post-secondary for the general population.Yeah, the way to save the West is to turn everyone into a worker drone like China. The "humanities" are more properly known as the "liberal arts." They're the liberal arts as in the original meaning of liberal, "free." They're what you need to know to be a free man who controls his own fate. All the parts of the trivium and quadrivium, many of which are not immediately profitable for a corporation, all of which are important to creating a free-minded citizen, and most of which now get lumped under "humanities," which in America has become code for "gay leftism."The desire to rip these things out of education is because corporations want education to be a free training program for their employees and not what it traditionally was, a method for creating free White men who could be meaningful participants in a free society - and in a free market.
>>538169987You know what you unironically have a point anon. I think about philosophy from school a LOT.To normies it was just another subject to memorize and repeat in exams though. I was baffled by how they never understood what it was about. They saw it as "ramblings from people from long ago that make no sense but we have to memorize". Even the teacher didn't really get it either.
>>538169808Also this. We must help ourselves, and more importantly, the zoomers and alphas being fed into this system right now.
>>538163232It's valuable to someone...
>>538168183The system uses white men's money to replace them with shitskins. It deserves to be scammed
>>538163110PAYOFFYOURFUCKINGLOAN,LEACH!
>>538170352BASED
>>538170352"the system" doesn't foot the bill, white taxpayers do
>>538168183>Oh no, a White man did what every single non-White in this country does!Blow it out your ass, you useless cuckservative jewlover retard.
>>538163110Issues with student loans in the US:1. Why are you charging your own citizens interest? Lol. Lmao, even.2. Most were pressed into it, most shouldn't have gone, in particular women who have smaller brains with fewer synaptic connections3. The burden reduces birthrates. You can argue that this is purging low IQs out of the gene pool, but it would be a false arguement.4. Student loans existing as issued by the government allowed/enabled University systems to become giant monstrosities of real estate, and these systems are now pillars of investment in the financial system...Basically you've created a dependency that shouldn't exist and will cause crashes to hurt that much more.5. They are politicized, which muddies the waters in the body politic (you now have to have a student loan stance if you are a major political party), while also creating more social strife amongst the citizenry.6. In a way, outstanding student loan debt is a national security issue, opening up debt holders to blackmail/coercion by foreign entities7. You've now created a nexus of funding which just causes tuition to rise, furthering the discrepancy from the haves and have nots. Whether or not this is a negative is up for debate...some would consider this to be an "issue."There are more but I have other things to do. I rightly admit I have no data to back up this statement and I'm just running with it as "fee-fees": I feel like it would be a net positive to just forgive all of the loans en masse, and stop issuing them period. The university systems will improve, markets will open for other educational options, people who actually want and made a conscious decision to attain degrees will be more prepared when using their own funds etc.
>>538164120Debt is an inherently jewish concept
>>538163110Living in a Jewish&schizophrenic micromanaged communist/rugged capitalist hybrid client state of bankers interest is a bitch, to say the least.
>>538170731Well said. As with most markets, the more the government gets involved the more fucked up it gets.
>>538165253>not making it the "Repayment Assistant Plan for Education" (RAPE)no one fucks with a biden
>owe $150k>pay only $32 a month
>>538163110Trump loves the poorly educated.https://www.youtube.com/watch?v=O9F6EAMPky4
>>538164800It's funny how there are like a handful of supreme court rulings that basically make it 100% transparent that we are slaves in a clown country.Honestly, even just Ford v. Dodge and that one where they ruled cops have no obligation to "serve" or "protect" should make it pretty clear that the average American citizen is only viewed as livestock by the ruling class. Oh, and that one about the president having criminal immunity. Such a disgusting shithole.
Mostly it's leftist retards who went into crippling debt for woke education.
>>538171023Most Americans don't know the minimum about interest rates (ironic, considering jews wrote their school books).But some Americans pointed out that at 6% a year, you are kind of dumb to pay it up in the prime of your life. It's much better to use this money to progress in life during your 20s and pay it when you are old.TL;DRIt's like that curve of IQ meme. Only incredibly stupid people and really smart people pay the minimum; the midwits try to pay the maximum they can to get rid of the debt as soon as possible.
>>538170865Nothing wrong with that is not the job of sociaty to save you from you own stupidity.
>>538171023>only 4687 months (interest not included)>it's 390 years till fully paidboth sides are retarded but one did sign up for it
>>538163931Yeah, not like Biden. He was a real charmer that one. Knew how to treat the kids right.
>>538171291>nothing wrong with kike usuryI wonder who could be behind this post!
>>538166119
>>538167958I’m gonna look into this, thenThank you
>>538171033Basically, any time anyone wants you to explain why America is a fucking joke:Ford v. DodgeCastle Rock v. GonzalesTrump v. United StatesAll of these SCOTUS precedents basically prove that American citizens are cattle. No, you're not entitled to the profit that your milk brings. No, you are not entitled to protection from the slaughterhouse. No, the farmer is not liable for any of this despite the fact it's all explicitly his plan.God Bless America.
>>538163110>balance doubled for some reason>interest rate on the later pic croppedseems legit sure
>>538170731this is like ai shit written from the underlying perspective of a leftist then churned through an LLM to try and give it chud reasoning. Most competent people realize postsecondary is politicized crap and drop out in the first few years.The student loan bomb is a social issue only because too many people are trapped up into it and it turns them into permanent marxist lefties trying to escape the chain. But the purpose of the loan is to make students realize they have to pay for their education, and any cap on humanities grad rates is very good. Truth is, the government should run a white terror purging 95% of the university campus and axe most postsecondary major choices in the humanities. It can then go back to making the stoodents pay a reasonable rate for their worthless indocs and then cover the rest of the bubble. But we cannot subsidize this crap anymore
>>538163345The SAVE plan effectively was forgiveness because the payments (if there were any) were so low and the debt would be forgiven after 20-25 years. Sleepy Joe tried to forgive $50k on top of that but republicans struck it down.
>>538169285>I personally have no student debt because my parents have moneyGood for you, anonI wish my parents or my wife’s parents weren’t typical boomers Multi millionaires but not helping us with loans, house, anything It’s like they don’t want white grandchildren It sucks because I would have 10 kids if I could afford them
>>538170731My biggest problem is that a college degree isn't worth jack shit. The entire system is a fucking joke. You're not paying for an education to make you competent. You're paying for another 4 years of daycare to prove you're a good little goy. It was tragic that, in the 80s and 90s, college was pushed so hard as the ultimate door-opener.
>>538163980Wait until you find out your $150k scrap of paper didn't get you a job thus getting loan was stupid.
>>538167732Very well said, anon
>>538163345they fell for the scam of an old man with dementia
>>538163110Keeping them poor and overburdened by debt is their goal.
>>538172026Every day it's more clear that 50% of the population need to be slaves to not kill themselves. Freedom is a prilvelege.
>>538163110>why isn't the trump admin helping the next generation?Because they're commies.
>>538169987Absolutely. But do you know what this sort of education doesn't require? A bloated administrative staff that drives up costs and multi-million dollar state of art athletic facilities.
>>538172007Are you dishonest or dumb? Biden didn't run on student loan forgiveness, that was Warren and Sanders. He was pressured into forgiving up to $50k but republican justices struck it down. Democrats usually do what they say or at least try to, and most of it is terrible like opening the borders and openly discriminating against White men, unlike republicans who promise the moon then double cross us for Israel.
>>538171390Stop taking wortheless degree as gender or arts degrees.
>>538168677Oh big deal so you're a drug dealer.
>>538166567Ok boomer
>>538172268we have to employ all of the "educated" women somehow, anon
>>538172454We do?
>>538167958Yeah but he had to convert to Judaism, so I don't know if that's worth it desu
>>538171811>>538169713This.>>538163345He tried but when he tried to do it through legislation republicans, the house parliamentarian, and 2 democrats Joe Manchin and Kirsten Sinema voted against him. When he tried to do it via executive action the republican-majority supreme court ruled against it.
>>538172740Good take responsability as adult and pay you debt.
>>538172829>let me just move the goalposts real quick
Trump, and all rightoids globally, run on the boomers. So they support pro old fuck policy.>higher home prices, muh boomer investment>cut all social programs EXCEPT pensions>fuck you I got mine
>>538163110>Total balance DOUBLEDHow jewish.
>>538172352>Biden didn't run on student loan forgiveness, that was Warren and SandersActually, some of Biden's aids "leaked" that he was planning student loan forgiveness, and then he disavowed it a week after the election was counted.
>>538172829Education is a human right. Not a business deal with loan conditions. Every other 1st world country on the planet provides free college to their citizens, USA can & should do it too. Furthermore, predatory loans shouldnt have to be repaid.>if its predatory you shouldnt have taken the loan!!Studies show college degrees are the best return on investment of any possible investment. If you dont get a college degree in the modern era you are almost guaranteed to suffer much more than those that do. People dont have a choice but to take the loan to survive and thrive.
>>538173129Whatever man, if that's what you need to cope. I don't remember that, but I do recall many instances including the democratic primary debate where Biden said he didn't agree with forgiveness.
>>538173211>won't even take her piercing out for cosplaylove from Kazakhstan
>>538163110>Midwest bitch Should've tripled it. Fuck flyover states.
>>538173211so why do so many foreign students come to the US for an education?
>>538164120Did you take the vax?
>>538173519The vast, VAST majority of students coming to the USA for college do not have government provided college in their country.
>>538172355Stop lending for worthless degrees, or start expecting you won’t get any money back
>>538172829I am taking responsibility, by refusing to pay for a loan I took under false pretenses. Garnish my wages and I’ll quit and then you’ll lose my income tax too. What are you gonna do, put me in a box and pay to give me three squares and a cot? Go fuck yourself faggot.
My autopay got a 1% deduction in Interest.That pretty damn huge. I went back to paying the minimum and put the rest in the stock market.
>>538163493Don’t tell me you paid $100k for an education and still don’t know what compounding interest is
>>538174456There's nothing they can do about you taking out a large amount of federal loans and then disappearing on a horse out into the wilds. I lived on foot and on horse off the grid for many years and it's incredibly easy and fulfilling, especially the first time you get to shoot at someone for being a fucking nigger around you and there's no civilization for eons. Imagine all those fucking annoying faggots who have to be a thorn in your side no matter what disappearing, you get a bunch of cash, your "job" is living day to day, and people respect and admire you for it like some kind of legend, and you are your own force of justice in the world. Now compare to paying taxes and being treated like a toddler by federal workers who have a vastly lower IQ and higher wage than you.
>>538166137>I have an unstoppable compulsion to argue with strangers on the internetDISMISSED
>>538171633>No, the farmer is not liable for any of this despite the fact it's all explicitly his plan.It’s the merchants who owned the farm equipment
>>538168183Fatass Christian fuckwit lol die already you diabetes having slob
>>538163110She wasnt even paying down the loan under Biden. They were probably hoping that the debt magically disappeared and the taxpayers footed the bill. Most of these kids were living it up in college, free everything. Free dorm rooms, parties, spending money, all on the government school credit loan. When I was 18 I was busting my ass loading boxes into tractor trailer in 125 degree heat at UPS. At the time it pissed me off because UPS wanted us to donate to United Negro College fund, and here I am 18 working doing the hottest and dirtiest work there was, they never offered a White kid like me a free college education. Im still bitter about being asked to have money taken out of my paycheck for that, even all these years later. I was like fuck no im not giving any money for that.
>>538174652Be undergrad “education”>repeat what’s in a text book >assistant prof walks you through said text book >change few numbers and it’s a test >that’ll be $100k for 4 years
>>538175143This
>>538163110what kind of fuckery is this? Did the guy didn't pay for a decade? It has to be bait.
>>538163110So they "borrowed" $300K (somehow doubling since Biden btw), their payment is just 0.2% of the balance, and they are crying about it? Clearly they have no interest in actually paying it back, meaning they didn't really borrow the 300K they intended to steal it.
>>538175143You are right to be bitter. Never forget what they did to you.
>>538175248You can slide by for a while but eventually they start to garnish your wages. It’s a loan from a government NOT private sooooo yeah you don’t fuck with that they’ll get their pound of flesh one way or another
damn that sucks sounds like obama shouldn't have cut out private lenders and made the federal government the lender
>>538175413I intend to steal a quadrillion dollars from the US treasury and leave everyone broke.
>>538175506Plus they will get 2-3 calls a day from collection agencies. They will live in a constant state oof anxiety until they do the right thing and pay back what they owe.
>>538175413If they didn’t steal it someone else would
>>538163110>his loan balance went up $144,000 under bidenfantastic job that nigger was doing getting out of debt
>>538175615My fren went to school to be a pilotFound out 3yrs he had diabetes Became a cable guyThey took $500+ a month for 10+ years
>>538174258Nobody force you to take a useless degree.>>538174456Easy force civic duty if not your stuff get consfiscated.
>spend hundreds of thousands of dollars on an education and didnt learn how to pay back a loanamericans are so funny
>>538164801My payments got paused with no interest>>538164890If you had a federal student loan then they were paused. If you had a private loan servicer or refinanced your student loan with one of those institutions, lol lmao.
>>538175833Reminder Those “funny” Americans goes on to make foreign policy decisions
>>538163381>they're threatening my tax refund>haven't filed in ten years
>>538175833Most of the education is also adult daycare, I attended MIT and honestly I feel like I learned more than most of my instructors did just from being on the internet at a young age in the 90s. I don't think they're stupid, but they've been busy being a professor while I'd been busy doing what they profess. College is 100% a scam and you should use it to bleed anything you can dry, never pay your own money into it, and then drop it like it's hot and go work on what you love.
>>538176052>I attended MITSure you did
>>538176032ok, kinda based.
>>538163110>32 dollar a month payment>on 145,632 dollar debtWas the plan to pay this off over the century?
>>538163110>$32 a month for 4 years Biden blasted loan principal to 200% of what was owed >New payment to actually lower it is a mortgage because you now owe a mortgage on an art degree Voted for the obamaguy who made student loan debt non dischargable in bankruptcy award
>>538163496US uni has been a diploma mill beginning at y2k. They turned into into HS 2.0. Most of my core curriculum for English, Writing, and Math was just my sophomore and junior years revised. The only class I took which I learned something in a elective for entomology. Insects are pretty interesting. The effect they have on plant life is nuts and its something you dont even know about unless you learn about it. You see the effects but dont actually notice them. Every other class was a huge waste of time.
>>538176171>don’t file taxes >UNDER $25k/yr >BasedActually based ngl
>>538164509You realize federal student loans are backed by the government and will be paid in full upon death, right? The taxpayers are on the hook either way, so would you rather education be affordable or would you rather spend 10x more paying off absurd interest to Jews?
Trump works for Jewish bankers. Literally everything he ever does is for Jewish bankers. Isn’t that totally transparent at this point?
>>538176335What’s going on here moshe?
>>538163110larger payments are better with loansminimum payments keep you in debt longernever pay the minimum
>>538165253>have to pay Jews for 30 years for the mistake of wanting an education Burn DC to the fucking ground. America is done. We don’t even pretend to be any young people to have futures anymore
>>538176444Minimum is simply the interest. If you pay the minimum you’d never pay it off Forever stuck in debt If I got you working for me but I payed you with copied Monopoly money but I had you so brain fucked that you thought it was real money and you kept working for me for free to me copied Monopoly money does that make you my slave?It’s called babylonian money magicEnd the Fed
>>538164104Social connections and nepo is the true path to wealth. Yah you can gamble with stocks and crypto or you can get super lucky with a startup that's bought out by a fortune 500. The only success stories for my cousins all from normal families and all avg or above avg iq are the nepo ones. I got a cousin who's mom was ultra cut throat and knew every corporate scheme. She had her whole life padded and every cent she made was into investments. She's doing good, the rest are NEETs or floudering with bills/parental support.
>>538176575>Move it back to Philadelphia?
>>538176272>Went into graduate level discussion course on US gilded age and reconstruction out of genuine interest >In highschool was drilled hard on supreme court cases, trust busting, political machines, etc. to pass an AP test so my highschool could offset 2000 niggers failing state standardized testing, so expected a dry and interesting course about the period >First week watched ken Burns the civil war and talked about tertiary commentary on how hekkin mean Irish were to the niggerinos (after freeing them, then being wage suppressed by northern factory owners with the threat of hiring them) >Whole course was devoted to reconstruction and then women's suffrage>Not actually any of the defining court or legal battles or chronology of those, all feels instead>Go back to college of engineering >Actually feels like college instead of a daycare for gay communists
>>538165919>just bet on memecoins bro! Why even try to actually contribute to society?
A government subsidized loan should be forgiven when someone works, doesn’t go to jail, and pays taxes for 10 years. If you don’t work full time then it should take longer or not be forgiven. There should be incentives for Americans to go to school. Such as the government will cover it if you are an actual useful member of society
>>538175909Yeah I must have had all federal. Not like it matters since I still paid during the pause. Some people just ignored it that whole time hoping it would go away.
>>538175143All enlisted in the USMC is required to dont to 2 charities. There is over 200 of them to pick from and the min amount is 10 dollars a month. Everyone picks make a wish or some vet one.I remembered being passed off as the instructor who gave us the paper in my MOS school explained its to help out good causes. 90% of shit on the list was listed as for profit and over 90% of the donated money went to operating costs. The fact that they even included anything besides the 5 on the top made me irate. Hoping some retarded nigger private selected there charity at the bottom that is just a money vacuum. Instructor even said he couldn't recommend. You can tell he was annoyed doing the whole thing.
>>538166125If you have ~4 years of low or no officially reported income college becomes free through FAFSA. This little trick is used almost exclusively by retards getting fake nursing degrees from fullsailz universady but you can too at your State college of choice. The biggest grift in existence is saddling 18 year olds with their parents success so they take on debt. If any of (you) have children don't tell them to not go to college, tell them to go to college at 22 after spending a few years as a n33t or volunteer so they have a -1500 dire need aid rating according to the fedboys for free college money. It will save them and you hundreds of thousands of dollars and will keep you from being saddled with lifelong debt stealing every dollar they make.
>>538164474Skills get you in the door. Not some piece of paper. You are completely wrong. Just ask any felon.
>>538176920I majored in criminology and justice but they got rid of the science classes for forensics so my entire time at state uni was sociology professors teaching political science classes to allow the uni to have a criminology major. >https://www.statepress.com/article/2014/04/nau-professor-speculates-correlation-between-climate-change-genocidal-impulseThis was my professor. I was put in his trial elective "Climate Change & Genocide". Environmental effects on crops and resources can cause war and has in the past but it was a Sociology Professor teaching a political science class that was a surrogate for criminology - and he was teaching geography, history, and climate science. During his lectures he got dates wrong for tons of historical events and cited a bunch of wonky unproven shit about how NYC would be under 300 feet of water which was entirely disproven even if every speck of ice melted. Some fat girl and myself corrected him a few times on random shit. His cope is that it was a trial class and some dates being wrong wasn't crucial. Effortless 85% or something. Never read any of the books either.
>>538177012I didn't pay it and still haven't because the rates were so low, gonna make a minimum payment on a 30k loan for the next 15 years since it's only at 2.2% APY, I got a taste of what boomers refinanced for and I lament every day I got into this dogshit housing market in 2024
>>538176589We don’t even have a central bank in America, we quite literally have the worst of both worlds, a series of private banks that explicitly want to make people debt slaves is who controls our money supply lmao
>>538177520No, attraction, family, and presentability gets you in the door. They will hire a conventionally attractive person with half the skill set as you. If you have worked in a office you have seen the hot new hires that last 6 months then quit because they dont know anything about the job. My favorite was the exotic dancer being hired for marketing but she left after fucking a colleague and embarrassing herself.
>>538177807You should read up on the history of central banking. Its not a cut and dry definition. The most important underlying part of it is that they are not independent and fall within a chain of power. You cant legally start your own bank without signing the checks and balances. The IRS and Federal Reserve are shadow entities which are untouchable by any elected official in the US. They play some game where the chair is appointed but is basically a speaker and a mascot.
>>538177810Really depends on the job. Those nepotistic positions are being eroded away. Office jobs that can be automated for example. Soon no one will sit at a terminal for 8 hours a day. You will have to have real world skills. Like putting your hands to things for instance. Its going to be very difficult to replace the electricians, however replacing the accountants has already happened. Careful what you wish for. Even the nepotised still need someone to actually do the work lol.
>>538163493We already give immigrants and black people the money. Student loan jubilee now!
>>538178219Throughout history, all fiat currencies have failed. And failed in disaster. That's all anyone needs to know. Compounding interest is a scam. See for yourself. The US is straight fucked. GDP doesn't even cover the interest.usdebtclock.org
>>538163790Nigger all these people are small businesses that are going bankrupt. This should be deductible on your taxes or straight up forgiven like we do random day cares and home care.
>>538177387I had no reported income at all and I still owe money. FAFSA is just an application.
>>538178400They won't get rid of the jewish daycare jobs until they find a way to depopulate 90% of the world population and retain control. Anons think jewish daycare is designed to make women not have kids only buts its also a way to exhaust you, consume your time, and give you enough money to not need to kill someone for a meal. Last 3 decades has been a game basically. Most office jobs can be done in 3-4 hours of work a day or they dont even need to exist. What you are talking about is labor. Labor is when you are consistently constructing or repairing something and you do it for your entire time on the clock. Most office jobs is looking at office 365 and checking your phone.
>>538178819You don't pay FASFA back as long as you maintain the minimun grade level. What happened? Did you drop out???
>>538164052the most pernicious part about it is that you are told you're whole life by the people that raised you and you're supposed to love and trust the most in the world that this is the right course of action
