>be me, non retard>always hear people complain about interest rates>"interest is stealing my money!">"why do I have to pay more than what I borrowed?!">be like, time to drop some knowledge bombs>start with car rental analogy>"You rent a car, you pay a fee, right?">everyone nods>"So, you're paying for the time you have the car, right?">more nodding>interest is like that, but for money>you borrow $1000, you pay interest to have the pleasure of using someone else's money>just like how you pay to use someone else's car>lightbulbs go off, people start to get it>go deeper>"money is a good like anything else">you want bread, you pay for it>you want someone's time, you pay for it>you want money, you also pay for it>it's all the same economic principle>bring it home>if you borrow and pay back right away, you pay less interest>just like returning a rental car early>the longer you keep it, the more you pay>people start to understand>interest isn't evil>it's just the cost of using something that isn't yours>feelgoodman.jpg>maybe the world is a bit more economically literate now>one greentext at a time>end of story>micdrop.gif
kys avatarfag
>>538451914Where's the rest of the Scooby gang?
>>538452049Jenkies
>>538451914Yea that's how you think it goes, but they are still going to complain about interest rates, just not to you. What you oh so smart one have not figured out is the fact these people you're talking to are merely saying words that signal their political tribal allegiance. Not about understanding or justice or fairness, it's about winning
>>538451914Usury is the number one reason the American Dream is out of reach. Fuckin' Jews.
>>538451914Instead of people borrowing money for time, why don't we just print money any time we need more of it?
>>538451914you already made this thread before
>>538452248>midwitsThis is a fiat issue, not loans specifically
>>538452261t. Kenysian econ professor, Eli Goldberg
>>538452338It's a debt-based economy. It's a dead end. How are loans not an integral part of that?
>>538451914Flat rate fees are moral.Compound interest is evil.
>>538451914stfu kike usury should be punishable by death
OP is a fagot (Italian early 1925)>implying>Failing to link interest with value control.>Value interest does not exist.>A pint of water is more expensive as you travel out from a water source.>Value does not increase by itself.>Only demand is allowed to increase value.>Economy is fucked due to control meddling.>2 dollars have the same value of 20 million printed if there is only 2 dollars.> ei. 2 bond worth of 20 million. The actual defense for 'interest' is the convenience of traveling and not caring 20 million dollars bill for your daily routine. Covering 'fees' but digging a bit and you hear commerce having to pay entrance and subscription for using their services. which combined with interest makes it predatory.Do not forget most people money are debt lent by government to banks then shared to people for time work. in short, de-facto IOU for 'labor'. The higher the interest, the lesser capitalism invest possibility as borrowing to invest become unattainable. Whilst, inflation reduce the value of debts. Making taxes effectively payment to debt servicing borrowed. Which leads to usury. When paying a debt becomes impossible it becomes close to usury. Who in their right mind allows their neighbor to become destitute for pity? That is why Banking (or hoarding value and not asset) was view through out history as vile, evil and shamed. No sane people wanted to do banking it was coerced onto people to handle value over assets.tldr: Anything can be priced and extracted even prices.Nothing 'sounds' more capitalism than value inception.
OP fundamentally misunderstands money and lending....read this and report back. https://archive.org/details/pdfy-83f9GYTm1KE7PLuo
>>538451914>>538452166By investing, interest works for you>the money works for youOther than that... some projects you borrow money (and some things aren't projects)
>>538451914The banks literally borrow money from the people that deposit kike and pay shit interest in that loan. So they aren't even lending you their money. I'll muslim that. They have 0 interest loans.
>>538451914Because they're parasites who want more free shit and don't understand or don't care it's jacking off the dog to feed the cat. Interest rates have never been high enough since the 80s.
>>538451914>interest isn't evilkike claws typed this
>>538451914where is the "I am fat and retarded" American anon when you need him?
>>538451914Normie leftards deserve everythingJust listen to Caleb Hammer, those leftards are absolutely subhuman
>>538456000And by deserve everything I mean, deserve to be permanent fucking debt slaves, they did it to themselves
>>538451914even if some people understand it, it's explicitly rejected by some religions so they'll feint ignorance if they aren't honest.
>>538452474The other way dingus. Nothing about loans necessitates a fiat system
>>538452548>t. Ricky Retardo
>>538451914Yes, you're very smart, and every time you post this you show it.Want a cookie?
>>538453435>Muh feefees
>>538454513>call it a fee and instead of interest>retards cheerClassic
>>538452248There's a difference between usury and loans and socialists libshits and chud incels simply cannot comprehend this
>>538456000Based. Hammer is pretty funny and hits the mark on econ stuff
>>538451914Fees are a service, cannot be securitized. Your analogy is wrong and you are by all measures, an ape.
>>538456180Based fellow non-tard
>>538451914Why do you periodically post this dogshit example?If you want to inform people properly, just talk to them instead of spouting off on this raging homosexual rant you're going on
>>538456203>Fees are a service
>>538451914 You're a fucking kike leech
>>538456300>If you want to inform people properly, just talk to themI've come to think those that can't reason this out themselves need to be euthanized anyway
>>538451914There's a reason why your people have been kicked out of 100+ countries, Isaiah Goldstein
>>538456347>>538456359Non argument tard squad
Usery is morally depraved, as are you
>>538456428>emotional kvetchingBlue hair tier
>Non argument tard squad
>>538456445>you don't like exploitation & morally depraved behaviour?!>you must be a shitlib!!Lol, lmao. Okay, Shlomo
>>538456655>doubles down on emotional screeching, adds more buzzwordsLiterally out of the jew playbook lol
>>538456445
>>538456799>literally cannot produce a single coherent pointChecks out
>>538456769>he cries out in pain as he strikes youI denounce the talmud, the torah, and kabbalah. The god of the Jews is the father of all demons. Your turn
>>538456891
>>538451914Whilst this is true from the transactional perspective, it's still reflective of a kind of degeneration from the ideal. Really, if you have good will, you simply give without some expectation of return. This is why the talmud for example forbids Jews from lending to other Jews at interest while it is ok to lend to non-Jews at interest. This is why in tight knit societies there is no such thing as interest, like reported by tacitus on the Germanic people. Really think on why is this, it's because transactional interactions don't cultivate a sense of unity or loyalty. Interest, and money too really, arises when there's alienation in addition to a state authority to even enforce a standard currency and debt payments. If people are thinking in this way than it's reflective of society going down the shitter. When you start asking to be paid back even from family this is when you know there's absolutely no trust in society anymore.
>>538457171Then it's reflective*
>>538457076I denounce the talmud, the torah, and kabbalahNow what gay retard
>>538457171>you simply give without some expectation of return.You first then.
>>538451914I don't think I've ever heard of anyone complain about interest.
>>538451914Hi jew.Post big ugly jew nose and timestamp please.You fuckers are the least trustworthy creatures ever to walk this earthh.
>>538457896You forgot the part where the Jew god is the father of demons. You're still a usury-loving Jew. I forgot Jews love to lie
>>538451914What's with all the gay ass blog posts on here today?
>>538458174Yes yes Jews worship Satan. Next
>>538458129Read the replies ITT. It's constant.
Stop thinking in terms of rates and money and earnings. If you are not in the ruling class you just need to work and you will be provided with the means to stay alive and ready to work.
>>538456428>Userycan you define this word? what's the threshold to qualify?
>>538458707These tards will say any interest is usury. I'm not sure when some jew pulled that definition change trick but they did it well
>>538458707Lending of any type, with interest. Giving with the expectation of a greater material return. Any method a bank uses to hoard assets and resources from real human beings without producing anything of real value. Trying to get something from nothing.The VPN-using faggot Jew OP just wants to pilpul and confuse people with vague language designed to produce false dichotomies. Trying to justify Jew/banker behaviour as morally correct when it is objectively depraved and exploitative. This practice is how Jews/banks come to own countries, by making their citizens pay back monetary loans on fixed schedules, where the only possible thing a nation can return to the bank is hard resources (paying back the Jews/banks with the nation's natural resources, effectively making them the new owners).Explain how any entity, individual or nation, pays back interest with money that doesn't actually exist? They pay it back through selling land, homes, water, etc.
>>538451914>>538452338>>538456194>>538456220>>538456120>>538456100>>538456089>>538452130>>538456445>Jewish rat justifies theft>you're stupid goyim, Interest is le good for both of us see>interest is good and just goyiiimyour nose is poking through my amoled screen, demon.
>>538458811>>538459519See? Lmao
>>538459662>theft is when you pay for servicesLol fucking stupid
>>538459697>sees nothing wrong with thisAnd that's why you deserve to be roped in front of a crowd of people you hate.
>>538459818>fucking chuds aren't freaking out over paying for services REEEEEEEEEKek
>>538459858>it's perfectly fine for Jews/banks to legally steal from you, chud>why would you get mad about losing your national resources to Jew bankers??>don't you love our parasitism??You deserve every hardship that finds you in this life, and I sincerely hope you loathe the experience
>>538460065>>theft is when you pay for services>Lol fucking stupid
Ok moishe
>>538456428>UseryHow do you discourage people from borrowing too much money without punishingly high interest rates?
https://www.youtube.com/watch?v=wX30JLvttLg><
>>538451914Money is not a good, its a form of debt owed to the state.Anyways money does not produce money, youre the economically illiterate retard. Production and labor produce wealth by adding value to goods and services.Your argument is that somehow money magically multiplies and breeds more money, when in reality the interest the banks and usurers charge is them taking wealth produced by productive people for doing nothing.
>>538460278High interest rates dont encourage or discourage anything you dimwit. People charge more interest when the economy id good and less when its bad.Its ridiculous to think central banks need to charge interest on their "service" of holding a monopoly on a nations money supply.
>>538460385>debt owed to the state.Most Jewish post itt
>>538460765>High interest rates dont encourage or discourage anythingOh you full retard
>>538460278There are literally a myriad of ways to prevent anyone from borrowing money that doesn't involve usury. Like banning lending at all, for example. Unfortunately, EVERY Western nation is owned by a Jewish central bank where every piece of currency is already lent at-interest to the host nation, who then needs to pay back the loan with money that doesn't exist (because the Jew central bank prints all of it). On top of this debt, the host nation takes on the debt of bankrupt citizens, if their collateral (read: home, belongings, etc.) can't cover the cost. Likewise, lending is enforced by law in all situations where financing is mandatory (lines of credit for whatever reason, needing a credit card to engage with certain sectors of society, mortgages on homes, etc.). In these situations, people are *forced* to pay interest over a fixed period and are penalised severely for clearing their entire debt earlier than the bank likes. Won the lottery and can pay offf the rest of your mortgage? Punishment for you! It damages are credit, forcing you to borrow more at larger interest whenever that arises in the future. It's set up this way because evil people benefit this way. And evil Jew OP thinks we should all accept this as morally just.
>>538460870>let's literally revoke private property rights!>calls others immoralLmao fucking hell
>>538460922>projects his own belief onto me>is pro-Jew bankMask off now, 'huh?
>>538460837He's correct though, money exists because a state exists to collect taxes. There really is no such thing as a market economy or a currency, whether it's gold, credit, or paper, without a state that backs it. In stateless societies people run on a gift economy, because there really is no centralized authority to create a standard unit of value, nor to enforce contracts. Rather there are implicit agreements based on the exchange of gifts.
>>538461459>>538460837Also, it's ironic you say most Jewish post when the proponents of the opposite economic theory, Austrian School, are Jewish, and what the op is suggesting is in line with Hitler's own thoughts on how the economy works, kek.
>>538461035>says x>you said x>AAAAA STOP PROJECTINGlol
>>538461459>money exists because a state exists to collect taxesNigga, you went full retard
>>538462681Tell me precisely where I said the words "Let's literally revoke private property rights!". You think it's within anyone's right to corner the economy and exploit everyone within it via usury, and you view that as synonymous with property rights? Jew mafia supremacy is your mindset?You literally believe in the wholesale theft of a nation's resources for the benefit of Jewish central banks attempting to erode borders and institute worldwide, centralised communist government. Your belief is literally to take private wealth, by force of the state owned by the central bank, in order to destroy the host nation from within. That is YOUR stance, buddy. It's none of our faults you can't comprehend 4th, 5th, 6th, etc.-order consequences. The world is finite, not infinite. Resources are finite, not infinite. The number can't always go up. In your world, everyone eventually ends up with nothing to their name but a number and a position in a breadline.Saged every post in this thread. Abandoning you like your parents likely did.
This shit again?SPAMPAMhttps://archive.4plebs.org/pol/search/image/aMPImlc46ZgbRnSB7w2nEQ/https://www.youtube.com/watch?v=mTVX_1zBRJIhttps://archive.4plebs.org/pol/search/image/47ELpDeptbZ7uERYvBJXgA/https://www.youtube.com/watch?v=Npg8bY9lOT4https://archive.4plebs.org/_/search/text/%3Ealways%20hear%20people%20complain%20about%20interest%20rates/You haven't spun up this bot in a while cunt.
>>538462827It's true, to even believe otherwise you have to believe that people saw themselves as private individuals in the capitalist sense, that they first started by bartering, then eventually there arose a demand for a medium of exchange so money came to be. This never happened. Before market economies, there were gift economies. The demand for money came from the state, not people. When people became sedentary, could produce a surplus, and thus accumulate material wealth in the ownership of land and the fruits of the land , therein arose the conditions for a state. That's why nomadic pastoralists were usually stateless while being the ruling class historically. Because of their military superiority, they could always subjugate a sedentary people, but they were not themselves subjugated. Anyhow, so with the abundance and sedentarism came the opportunity for state formation. Someone accumulates resources in land and the fruit of land and they start demanding taxes, and they start writing laws so that the peons can be more productive. This is until some nomadic pastoralists arrives and buck breaks them and becomes the new ruling class. Where there is a market economy there is a state, and where there is a state there is a market economy.
>>538463494>Tell me precisely where I said the wordsLiteral actual unironic pilpul
>>538464100>believe otherwise you have to believe that people saw themselves as private individuals in the capitalist sense, that they first started by bartering, then eventually there arose a demand for a medium of exchange so money came to be.>believe realityFucking crazy right lmao
>>538464177It didn't happen. Non-state tribal societies do not barter or use money inside their own societies. The only sense you "owed" anything in the truly transactional sense was if you commited a crime and compensation was required to prevent blood feuds. Other than that there was probably a social expectation that you give, in the same way if you do something for a friend your friend feels compelled to do something for you. There is no explicit contract, contracts, money, interest, these are things that developed in tandem with a state.
>>538464177> hey id like to eat food and drink water> okay that will be 0.2 grams of gold> o sorry I left my gold in my pigskin pants, can I pay with these seashells?> sorry sir we only accept gold and beads at this caveman mart> O SHUCKS GUESS I CANT EAT TODAY why would you even need money in a hunter gatherer society you dumb fucking retard lmao> currency existed before the state!> mummy seashells! Cows! My great grandpa paid his cave mortgage with dinosaur turds!
>>538451914what would incentivse someone to lend you money if they make nothing from doing so?
>>538451914goy logic 20 year mortgage $100,000 @ 5%$120,000jew logic 20 year mortgage $100,000 @ 5%$158,391.13
>>538465013>> hey id like to eat food and drink water>> okay that will be 0.2 grams of gold>> o sorry I left my gold in my pigskin pants, can I pay with these seashells?>> sorry sir we only accept gold and beads at this caveman mart>> O SHUCKS GUESS I CANT EAT TODAYYes? You think this is some mic drop but you're terminally stupid
>>538465344Exactly
>>538465008>Non-state tribal societies do not barter or use money inside their own societies
>>538465344Money is created by banks, in a functional society they would take be creating loans for the average person.> but without usurers, who would feed the poor!Shalom, this is an ancient jewish argument created by Hillel the elder that wasnt even true 2000 years ago when your ancestors made it.> WHO WILL LOAN OUT MONEY!Do usurers loan for productive purposes? No. They loan to people they can extract wealth from for doing nothing. Even 2000 years ago it was understood usury is sterile, and kills societies. No one can afford children or homesUsury is as sterile as the anal sex you and your husband have
>>538465739> you cant name a currency used before the state> you cant name a hunter gatherer that used money> "um you think thats some kind of own"Yes I have reading comprehension you illiterate jewish retard
>>538465823>gay jew commie tard building strawmen fast as xirs little claws will go
>>538465972> THE TRUTH IS STRAWMANAristotle 2000 years ago figured out usury leads to sterile gay societies like America. No kids, no jobs, no wealth. All the productivity of the nation goes from the hands of the people who created it to the hands of Hebrews like you who take all the surplus wealth for themselves while exponentially making the people poorer.> foreskin dropPick it up , you dropped it at birth
>>538452548So you are okay with simple interest, but not compound interest?
All the gullible anons in this bred genuinely responding to OPTHIS THREAD IS A LITERAL MONITORED SPAMBOT.>>538464066
>>538451914>no one pays compound fees on rental cars...
>>538466361Retards will say yes
>>538466957No u, queer
I understand this is stale bait and possibly a bot but I'll bite. Instead of banks "lending an object that cannot be given to others during the duration it is lent" like cars banks just conjure money ex nihilo during the process of giving out a loan and then charge rates on top of said imaginary money. There is no real scarcity and if things somehow go wrong the banks get bailed out by bigger money printers so there isn't even meaningful risk. If a government managed its own money it could lower rates or charge nothing for its own citizens. And if government loans did have rates all the money could go back into its own country to make it better. If I'm ignorant, what am I missing here? Or are you just going to say I'm a retard without explanation and call it a day?
