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File: file.png (1.41 MB, 1294x1038)
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you will never own a house
>>
average home cost in massachusetts is $700k. if I dont get married and have a house by 30 i'm just gonna write a suicide note then go into the forest and never come back. I just lost the game is all, it's nothing personal. I don't get why suicide is so demonized, why are we forced to play the game after we lose? why? I dont want to live the rest of my life as a loser, can't I leave with dignity?
>>
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>>538489501
Why don't you move to Laredo Texas?
>>
>>538489501
LOL, that's a $230k house here on the middle suburbs of a metro of four million. Pick your location better.
>>
>>538489501
>>
>>538489501
I already inherited two.
>>
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>>538489501
that will be the cost of future hardware and entry levels pc if you don't stop being corporate sycophants and retaliate instead
>>
>>538489501
I see you found the blue states
No wonder they fantasize about living next to niggers in the South
>>
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>>538489501
When my parents Die I will
>>
>>538489576
So he has to move 1000 miles away to find an affordable home?
>>
>>538489501
I look like that and smell like that
>>
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>>538489762
Yes.
>>
>>538489501
I fucking wish I did not.

lost 30% value since covid, I pay 600 hoa and 300 real estate taxes. Getting a special assesment for 15k in January and I just had water damage that is going to cost me 30k

can't wait to find a sucker to buy this shithole
>>
>>538489501
But I own a home that I bought with cash a couple of years ago. I just had to move off of long island where the prices are retarded
>>
>>538489501
If you feel bad why don’t you watch a video about the coffin-homes in Hong Kong.

Most people on earth do not own a house. If you live in the United States, it’s not that hard if you’re not an idiot.

Sadly if you’re on this site you are probably a NEET, and NEETs are idiots.
>>
>>538489501
What are some house alternatives? Tiny homes are a shitshow because of zoning laws, and they're still overpriced. Living in a van is problematic because they don't let you park anywhere. What's a Nord to do?
>>
>>538489762
Yep, the housing market is fucked in some states. Especially the northeast. Move down south and you can live like a king
>>
>>538489576
why is the front door gated? rabid spics nearby?
>>
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>>538489707
i don't want my mom to die, though
>>
File: 1760780939751307.mp4 (3.89 MB, 750x1120)
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Convince yourself why you shouldn't buy one of these charming homes crafted by white people.
>>
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What I don't understand is what on earth happened to the house market?
How did the average house saw a major increase in price in the span of 5 years?
Pic related is just one of the many I saw that pretty much doubled in price from it's initial pricing 5 years ago, what gives?
>>
>>538490013
Since covid most of the prices doubled. Before covid I'd be luckcy to get $350k for my house on long island. In 2024 I sold it for 600k
>>
>>538489929
be a squatnigger in some boomer's rental property
>>
>>538489501
how in the fuck do you fit 4 bedrooms and 2 bathrooms into 1128 sqft? lmao it's literally a house for ants. for 720k too wow. yeah that totally makes sense when this tiny little matchbox would have sold for 50k 30 years ago. totally logical and functional species and society.
>>
>>538489946
Jeets shitting on the porch.
>>
>>538489946
Everything is barred lol. Has to be niggers
>>
>>538489501
i will get one from my mother, 500k atm, will sell it and leave the west.
>>
>>538490006
That house is incredible.
>>
>>538490006
that's beautiful, why is it so cheap though?
>>
>>538490196
It's a giant money pit lol
>>
>>538489964
Nobody WANTs that, but its inevitable. Its why you gotta make sure you help your parents pay their mortgage
>>
>>538490219
Probably has a lot of issues or in a bad neighborhood
>>
>>538490013
boomers going crazy with real estate speculation and indians pouring into the country
>>
>>538489501
I went to an open house today because the house was a foreclosure and I had been hoping to buy. It was my dream home and they were selling for 550k I am so crushed. Why the fuck is it so expensive
>>
>>538490301
>Why the fuck is it so expensive
the people that got foreclosed on probably thought the same
>>
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>>538489576
>bars on every non bricked surface
ayeo hole up
>>
>>538489762
If the demand to live in a particular place is really high then the prices will be high. This nigger OP wants to live on fucking Long Island.
>>
>>538489501
But I do, actually several.
>>
>>538489501
>>
>>538490324
I may just buy a single wide and give up. But tornadoes tear them to pieces all the time.
>>
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>buy cheap land (optional)
>build your own house
is literally that simple
>>
>>538490301
Econ 101: inelastic asset (housing) price increases when demand (immigration) increases.
>>
If you can make petty bourgeoisie money you can live in a palace.
>>
>>538490616
>cheap land
no longer exists in the US, jews bought it all
can I come crash at your place Catalan bro?
>>
>>538490813
>balcony
>can't go on the balcony
useless
>>
>>538490219
Not a very fashionable area. Town of about 13k, within commuting distance of Youngstown and an hour drive to Cleveland or Pittsburgh. The town is about 15% black, though where that house is, it's 90% white and 10% mystery meat (no blacks). If you're a homebody and don't mind a limited selection of local jobs (you only need one), it could be a nice place.
There are lots of similar towns in the Rust Belt and greater Midwest that once had much higher populations (about 26k for Sharon, PA) and now have extra houses, often in need of some maintenance. Often an elderly person lives there until they die, at which time their descendants try to sell quickly for whatever they can get. The elderly person often didn't have the ability to keep up the house. That doesn't mean the homes are trash. Usually they were well built and just need some TLC.
>>
>>538489501
but i already have a mortgage what do you mean?
>>
>>538490890
You will live in an old church and you will be happy.
>>
>>538491313
that would be sick, too bad that one's trapped in nigger hell
>>
>>538489501
How would you translate
>sera para la proxima
In your own language
Without loosing the implied meaning there…
>>
>>538490219
>>538490006
>why is it so cheap though
Knob and tube electrical wiring that'll all have to get torn out and replaced. No central air so your choices are fans and shitty room heaters. No insulating and no double-pane windows means the house leaks heat like crazy.

The place is a moneypit and anyone who buys it without at least double the sale price in cash for work on it is retarded.
>>
Let's break down the information and calculate how long two adults need to save:
Income:

Hourly wage per adult: $22/hour
Hours per week per adult: 40 hours
Number of adults: 2

Weekly income:
\(22 \times 40 = 880 \text{ dollars}\)For two adults:\(880 \times 2 = 1,760 \text{ dollars}\)
Monthly income:
\(1,760 \times 4.33 \approx 7,620.80 \text{ dollars}\)(assuming an average of 4.33 weeks per month)
Expenses:

Rent: $2,000/month
Groceries: $1,000/month
Total expenses: $3,000/month

Savings per month:
\(7,620.80 - 3,000 = 4,620.80 \text{ dollars}\)
Savings needed for the home:

Home price: $800,000

How long to save:
\(\text{Time in months} = \frac{\text{Total savings needed}}{\text{Monthly savings}} = \frac{800,000}{4,620.80} \approx 173.2 \text{ months}\)
Convert months to years:
\(\frac{173.2}{12} \approx 14.43 \text{ years}\)

Answer: It will take approximately 14.4 years for the two adults to save enough for an $800,000 home, assuming their income and expenses remain constant and they save all their surplus.

Life is easy when you're in love.
You could just live with another man, no homo, or homo, whatever, just leave the kids alone.

I am currently only paying $350 a month rent $350 groceries and making $23 an hour.
But houses where I live cost 2 or 3 million.
British columbia near vancouver area.
>>
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>age 32
>living with parents
>got laid off 9 months ago from $25/hour factory job
>offered $27/hour factory job but I turned it down because I hate wagecucking
>been going back to college for bullshit maths degree at community college
>have $70,000 in savings
>houses start at $350k around here
>even the trailer homes are $150k but come with a fucking 458 dollar a month HOA fee that lasts forever and only increases
>already lost the girl I wanted to marry because I wanted to go back to college and she couldn't sleep over at my hoarder parents' house
>now banging an asian girl who I don't think I want to have a family with
>trying to figure out how to make $40+/hour by the end of the year somehow so I can move out
>thought about learning car detailing and doing that as a solo operator
>5 years of wagecucking left me so incompetent and clumsy I would probably fuck that up too
There's no hope is there?
>>
>>538491620
Does the Asian girl make any money?
>>
>>538490219
Because it would take $500k to fix/update/bring up to code. Are you retarded?
>>
>>538490013
Basically what happened was you payed taxes, those taxes brought in indians that your boomer parents voted for to change their diapers when they get too old to shit on their own
These indians are literally raping and molesting millions of young girls and boys and women while they are under anesthesia, and you are paying for it
These indians don't just live on the street, the street is for timmy to live on when his dad evicts him for racism, the indians live in all the homes, payed for by your taxes again
The government gives them more and more taxes depending on how many children they have and how unemployed they are, the more unemployed the more money the government gives them from your wallet
Basically being white under 60 is a crime right now punishable by genocidal taxation, and just straight up murder and rape sometimes
Enjoy timmy
>>
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>>538489501
>you will never own a house.
That depends. If you want to own near a hot job market and in a major desirable metro area, you're gonna pay. Decent houses in rural areas are still affordable.
I bought a historic house in the upper peninsula of Michigan in copper country cheap. Paid 11K for it and put a roof on it for another 6.5K. Yeah, it was dirty and nasty and I worked my ass off. And I'm still working on it. But you could afford it on a Dollar General job. It all depends on what you want. If you're OK with paying the jew rent forever you may never own a house.
>>
>>538491365
>>538491313
Literally a massive fuck you 5G tower right behind the church to microwave your brain if you live there and microwave activate niggers to be more violent
I can literally hear the 5g tower from here
EEEEEEEEEEEEEEEEEEEEEEE
>>
>>538491620
There's hope, anon. I didn't get my shit together until 31 or so. 30s are the new 20s. You're just getting started.
>>
>>538491669
Like 40k a year.
My white ex made 64k a year but was happy to be a rentoid.
I wish she'd just fought for me more. Just told me "I need you to get another job because I can't stand living with roommates anymore"
I had almost 90k saved at that point. I could have shared an apartment with her for a year without even working, just paid it all up front.

Niggerkike landlords actually asking for paystubs is fucking pissing me off. It's all because of nigger scammers too.
>>
>>538489549
>if I dont get married and have a house by 30 i'm just gonna write a suicide note then go into the forest and never come back.
what are you gonna do in the forest?
just kidding: we both know you won't do shit
>>
>>538491620
>age 32
>70K in savings
Not bad
>MATHS degree
Is there no calculators where you live?!
It's 2026 are you in fucking africa?!
How are you sending this message in a place that still requires humans to know math?!
I'm 36, 10K savings, homes here are 2-3 million.
Trailer home would run you $800,000 + lot fees + you don't actually own it and it cannot move.
Is the "asian" girl indian?
Are you a nigger?
If you're not white it doesn't even matter just fuck or adopt white kids.
>>
>>538489549
Losers commit suicide
Winners kill their enemies.
Your country was founded by winners.
The majority of suicide victims are whites.
Never take your own life please think what would the founding fathers do.
>>
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>>538491582
>Groceries: $1,000/month
Really? Lmao
>>
>>538489501
I own three, in three different states. I don't rent 'em out, either. You don't own property, anon?
>>
>>538491582
You stupid fat faggot
>$1000 on groceries
Chicken, rice, and a multivitamin. Costs maybe 100 bucks for a month.
>>
>>538491899
>microwave activated niggers
They do that now???
>>
>>538491909
I just feel like by the time I get my shit together I'll be early 40s and my dick won't work at all anymore. No time to enjoy the women I'd get. And too old and tired from wagecucking to enjoy the freedom of having my own home to work on hobbies.

>>538492054
She's Chinese. I fucked an Indian bitch once and I would never date her, she was purely a fucktoy.
>Is there no calculators where you live?!
It's about being able to do statistical analysis for a business or something.
>Are you a nigger?
No I'm white. I don't want hapa incel kids though. My white ancestry goes back 400+ years verifiably. I don't want to be the one who ends that.
>>
>>538492227
1000 leafbucks is only $700. Supposedly the US average is $370/person/month so it's not that far off. Most of us spend way too much on garbage too though.
>>
>>538489501
Why don't you buy a townhouse in Manhattan?
>>
>>538492277
I bet you have kidnapped sex slave women in at least one of the basements. The FBI will catch you eventually.
>>
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>>538489501
I own two. But its bad neighborhood
>>
>>538489929
>Rent some cheap rooms
>Save money
>Don't buy new cars
>When 65 buy some shack for 100K in some red shit hole
>live there for maybe 10 years
>become alcohol
>die on the floor shit and piss pants
>win
It's what I plan to do.
>>
>>538492593
Poland is a bad neighbourhood. Manhattan, NYC is a good one.
>>
>>538489549

Move to PA or Ohio. Way cheaper homes, suicide is never the answer, stay positive dude.
>>
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>>538489549
For most Americans, buying a house is the reason why they exist. We're told all our lives that it's our dream to buy a house - it's the American Dream. You know why they tell us that? Because when you buy a house, you also buy the bank a house. For lending you money that they get out of thin air.
>https://www.youtube.com/watch?v=4AC6RSau7r8
And you don't really own the house. You need Allodial Title to truly own it. Without it you have to pay rent. But they don't call it rent, they call it property tax. And if you don't pay your rent, the owner will kick you out.
>>
>>538491874

so for basically under 20 grand your saying you can buy a house in the UP of michigan?
>>
File: us-home-affordability.jpg (1.07 MB, 2000x1265)
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Generally speaking, it's recommended that you buy a house that's 2.5X-3.0X your annual income. If you're completely debt free, can get a good mortgage rate, and property taxes aren't high, you can go as far as 5X but you really shouldn't.
>>
>>538489576
>Why don't you move to Laredo Texas?
Heard it's pretty dangerous, with people wrapped in white linen and shit.
>https://m.youtube.com/watch?v=z-dduKxJ4xM
>>
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>>538492862
He got a good deal on a fixer-upper, which is much easier to do if you already live in the area and can wait for something to become available. Still, you can get a home in good condition in the UP for $80k-$100k. You have to like snow because they get tons of it.
>>
>>538490013
to think young people were complaining about the housing market in the 2010s, regrettable. 100k starters homes dotted around for all to enjoy and they had to jinx it.
>>
A wise Chinese man once said, "if can't buy howse brild shed"
>>
>>538491899
Yep you need to be nowhere near those things. As far away as possible. That includes rooftop apartments. The industry say you dont get affected by rf which is true for 10minutes, but after 10-20years living in that house you'll have leukaemia. $10mill penthouses that look directly into an array next door and LMFAO
t. phone industry RF engineer
>>
>>538492862
I bought it in 2019. A foreclosure. You can find lots of houses in the UP for under 50K.

https://upmls.com/photos.php?view=50210879
>>
>>538490013
>What I don't understand is what on earth happened to the house market?
>How did the average house saw a major increase in price in the span of 5 years?


Extremely low mortgage rates in 2020, work went remote for most workers, and then also covid stimmy checks helped people buy homes for the first time.
>>
>>538493281

Millennials entering the housing market and low housing supply during 2020-2023 all occurred at once which is why houses are 50 percent higher than what they should cost.
>>
*shit its down to the studs inside. Still it could be drywalled for 10K.
Just look at: upmls.com for lots of cheap houses.
Yes, you have to like snow. Almost no niggers or beaners.
>>
>>538489501
Renting is better anyway. I own a house and it fucking sucks. Something is always going wrong that you have spend time, money and effort to fix. When you rent, you just tell the landlord to fix it.
>>
>>538493513
I own a house and apart from a single light switch I havent fixed shit in over 10years. maybe you should have got a full pass getting a certified building report before you bought a run down shit box
>>
>>538493921
You don't own a house. You're not even American, Rajesh. All memeflags are Indian until proven Israeli.
>>
And half the jews use a fucking a stars and stripes flag dipshit. plus you sound like an idiot home owner
>oooh muh house needs fixing, please halp me god.
I reckon I'm far wealthier than you faggot
>>
>>538494117
Whatever you say Sukdeep.
>>
>>538494510
>I can't afford a simple builders report waaaah
Evidently whiter than you
Time to redeem your brain, rabbi saaaaaaaaaar
>>
>>538490168
>>538489946
Laredo is on the mexican border. Yes there are whole lots of mexicans.
>>
>>538494620
You're trying to hard to convince us you aren't a jeet. If you really weren't you would have stopped responding to me. The fact that you keep responding and tying to act like you aren't a jeet gives you away.
>>
>>538494699
And the fact you have to continue replying makes you a certified coin clipping jew.
>I would rather let my house fall into disrepair ahhhhhh no.
I also add your a retarded women given your fears of diy repairs
I can go all day with this dick muncher
>>
>>538489576
because no water and beaners
>>
>>538494788
I noticed you finally gave up denying you're a jeet. I accept your concession.

And no, I'm not a jew. I denounce the talmud.
>>
>>538494846
Yeah yeah sure moshe. board posters know thats now a retarded trope as well.
besides all rabbis denounce the talmud or they wouldn't be rabbis, and foremost all jews are liars anyways.
next
>>
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>>538489576
lmao all those bars on the windows and even front door. americans live like that lol



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