So like.... Don't spend too much money on crap you don't have to spend money on. >Gen z >Millennials >Young gen X NO DONT HECKIN TELL ME NOT TO BUY FUNKO POPS AND PANDA EXPRESS EVERY DAY EVEN THOUGH I MAKE $11/HR!
>>539057320Im a zoomer who, when in college, racked up a decent amount of debt ($15k) over 3 years because of negligence, ignoring my parents' fiscally conservative advice, and got myself into a hole. They never gave me a way out. They kicked me out at 22, fresh grad, had to quit starbucks and start working as an ISP as a technician to make decent money (it was shit, no more than starbucks, just more hours and more work) most zoomers will never be pushed to the point they have to wake up at 4:30 and drive 90 minutes to a work site in the middle of nowhere with bum fuck 50 year old retards who don't know shit. I was supposed to get my PhD, my academic advisor in uni is a bad ass historian. But no, what did I do? Well, I'll keep it short, but I used my tech experience as a young guy in the space to get a new AI proof job that pays me more than any of my 25 year old friends could even dream. Less than a year ago I was behind them, things change on a dime if you're not retarded. Caleb is right, unironically
>>5390573201000 year ago this guy would have been hunted and eaten, only in this shithole does this fatboy get to lecture plebs online
>>539057320>your average US military personnel
>jew shames goyim to entertain other jews and goyim >novelty wears thin becomes jerry springer 4 jews
>>539057888You're not wrong with the implication if Caleb was still a fat fuck during the Paleolithic he would have been cooked, literally and figuratively. However the world has changed, and now its a battle of the most mentally fit. Unfortunately deluded people can both be unhealthy but immune to the same limitations that would restrain a normal, fat, but not deluded psycho
the worse thing to spend money on is financial advice, because this is all it ever is. No one's ever gone to a financial adviser and been told their money problems werent caused by over spending. If you're like>I have no money. lemme pay someone to tell me whats wrongthe problem is you spend money on stupid things.
>>539057320>run show about financial fuckups and fixing your spending habits>everyone who shows up is a brain damaged leftist>get called a nazipoor Caleb, it's not his fault pinkos don't understand how money works.
>>539057320Have you tried being born into a wealthy jewish clan like Caleb?
Nah, I stayed away from the loan Jew, clear of any and all subscriptions and mostly just spend on groceries, which I limit to 50 dollars a week. I don't even eat out as it's too expensive to warrant when I can cook myself.Don't even own a TV and this limiting lifestyle after 13 years in the workforce for 8 hours a day has netted me 60 grand of savings.. That's it.
>>539057320I really don't like this guy because he has no necksimple as
>>539058866but i NEEED to buy a new car worth $35000 for $499 a month (with a 128 month paymant plan) and i NEEED to buy five guys to live!!! it's cheaper than groceries! i only pay $0.99 on klarna (just 75 payments for 2 burgers)
>>539058135> shiiieet> I gots 100% disability on top of my 9 to 5I hate the military
>make everything worse>no house>so no family>so no childrenit's really that simple. miggers are either going to figure this out and do something about it or white replacement will continue to worsen. im at this stage of my life where i don't give a shit anymore if all white people died out tomorrow. the white trash don't deserve anything better anyways
>>539057320stupid rage bait op fuck you jews eat kids
>>5390573201 of the most painfully obvious psyops.
Caleb shows why jews call normies "goyim".If you can't buy it with cash, don't buy it, dumbass.
>>539057888>>539058206>1000 years ago>paleolithic times with cannibalsAmerican education being retarded really isnt a meme, huh?Even the fucking Mongols didnt eat people 1000 years ago.
>>5390599831000 years was like 5000 years ago
>>539058288I saw a (((wealth management))) company that wanted 4% to manage your assets and provide ongoing advice. lol lmao even.
>>539059983Our education is terrible anon.
>>539059626>the white trash don't deserve anything better anywaysi hate white trash more than kikes which should be impossible
>>539059230It's actually so much worse. The vehicles these fucknuts are financing are $65k+ (usually Jeeps) and payments are $800 to $1500 per month. The leases are just as dumb...$800 /mo for 36 months. The credit card games these kids play are just bonkers as well. Back in my day if you were broke you were just fucking broke. Now, kids just go into massive debt.
>>539057320bait thread. moving on.
>>539062119I litterly know no zoomers who are like that
>>539062458yeah, because euros don't use credit cards for everything.
