>Build up 100k between different credit cards>cash advance>pay student loans>be prepared for lawsuits so don't own any assets traceable to you>keep $3k set side to hire bankruptcy lawyer>kike attorneys get fucked in court
>if you don’t have student debt alternatively just keep cash This is all theoretical of course
>>539822528depends, laws are not the same everywhere. so many factors.
you can live comfortably for 6-7 years in thailand with $100,000
>>539822613It works in America I don’t know about Europe >>539823262Or invest it post bankruptcy and speed up retirement
if pedophiles and cannibals aren't put in jail, then just assume there is no law. you can do whatever you want guys
>>539822528The bankruptcy is on your record for a decade and those banks will remember you forever even after your credit report is clear
>>539822528i make 100k € per yearwhy would i fuck my whole life?
>>539822528>Is bankruptcy based?>pay student loansWhich one is it faggot
>>539825829you need to understand America is fullof degenerate morons and niggers
>>539823683If you commit offenses against the financial system you will absolutely be imprisoned.
>>539825880Student loans are cannot be discharged in bankruptcy. The idea is taking own loans which can be discharged in bankruptcy to pay back the one which can't
>>539825829if you make 100k then you can get even higher limit cards retard.
>>539826214Are you disabled or something?During bankruptcy, you're only allowed to earn the minimum subsistence level, and they'll seize the rest; you'll never be allowed to open a company in your name again, etc.>>539826043i guess the advice is for immigrants from immigrants
>>539825829For a poorfag it’s worth it if you’re working at Walmart or Wendy’s
>>539825880>>539826135Nigel knows
>>539827763hypothetically could you open a credit card overseas if you are a citizen? haven't been back in the country since like 2019
>>539828233Probably. I’m not sure what you’d need to do though.
>>539826043You sound like one.
>>539826135They can't be paid off with credit cards either, dork.
>>539828873>retard doesn’t know what a cash advance is on a credit card
>>539822528>Pay off student loans with credit cards>Declare bankruptcy JOE BIDEN HATES THIS ONE GENIUS TRICK
>>539822528the living aren't eligible for bankruptcy
>>539825829>i make 100k € per yearThats not that much considering more than half of it is taxed
>>539826214how do you even realistically make that money liquid and take it out of the system before they can claw it back? Just buy usdc or something and send it to some wallet? Then how do you get your dollars back?
>>539828992So pathetic.
>>539829160You go to the atm and get a cash advance on whatever your credit limit is
>>539830225100,000? even if that was remotely realistic cash advance limit is usually much less than total borrow limit. in any case i encourage anyone that doesnt have anything going for them to do it if they can make it work
>>539830441You get multiple credit cards and do $5k-$10k per card
>>539822528It'll be interesting to see if this doesn't become a common strategy with things like crypto currencies and prediction markets. People wage away, but rather than struggle towards that $100k to invest mark, they work towards $100k in total line of credit, then pull out as much as they can in the most liquid assets they can, then funnel it into something that can't be traced to them.
>>539830441I've rarely had more than $10k liquid in my life and three years ago, before starting to fix my credit had a score of like 600 with no lines of credit. Now I'm sitting at like $19k line of credit.Seems very plausible if you play the credit card game correctly and request limit increases every six months or a year.
>>539828738I was talking about your family.
>>539831984It’s really great if you’re poor like half of Americans. You get a comfy little nest egg to kickstart your retirement and zig gets fucked
>>539822528Anything that fucks over banks and especially credit card companies is based.
Bankruptcies are already priced in the loans, a poor wagie is paying for your bankruptcy by paying higher interest than otherwise he would, not ok!
>>539831984I will add that if you file for bankruptcy you can’t have crypto
>>539824882>those banks will remember you forever even after your credit report is clearNot really.Banks WANT to lend you money. After 10 years, sometimes less, if you've slowly built your credit back, they're pretty casual about bankruptcies.
>>539828233How have you not already done this? Youd probably need an american po box and pay for a mail forwarding service to your european address, or better yet to an anonymous european po box. I've got a quarter million in credit card limits, but for you if you havent been building american credit all this time they wont give you enough to bother.
>>539828738your are policed by niggers
>>539822528It's even better if you're a legal immigrant with no prospects of staying in the country where credit is issued. Just borrow as much as you can, spend it all on stupid shit or buy crypto, and when you're about to go bankrupt, just leave the country and take your crypto with you.
>>539826323>you'll never be allowed to open a company in your name againwat? Must be a German thing. No restrictions on rebuilding after bankruptcy in US.
>>539828873> buy gold with credit cards> sell gold for cash > use cash to pay off student loans> declare bankruptcy Voila. Personally I would just keep the cash , not even bother with bankruptcy, certainly not waste money paying off student loans and just fuck off to another country instead
>>539822528>fight fire with fireIn this case it's called fight jew with jew and is perfectly justified. Godspeed, anon.
>>539825829Everyone here make more than that maybe you should learn from OP so you'd stop being a poor wagie
>>539823683The pedophiles and cannibals can and will get the "justice" system to fuck up your entire life
You won’t go to any court, you won’t pay anything except perhaps a one time payment to a business arbitration firm who’ll hold your hand and do the talking for you and you won’t have any harassment at all or problems if you have a limited company and you bump for 100k. The only black mark is of little effect and goes against your directors name towards future directorships but as I say it is meaningless and temporary. So yes, it isn’t illegal to be in debt and the idea of paying debts is bizarre unless you are doing it solely for the reason of getting something out of it, you are doing it to get something you desire or what is the point? As general advice to anyone who doesn’t really have any business experience and maybe gets into credit card or similar debt here is how you handle that. You do not open ANY letters, when in your entire life has anyone ever wrote to you to tell you something that you were glad to discover? Never. Out of the blue you just don’t get nice things dropped through the letter box. Stop opening any of it. Drop it all in the bin. Do not answer any phone calls ever unless you know who it is and what they want. Take the number off your door. You see here is how it works you only get chased if you volunteer to be victimised and if you interact in any way with them they taste blood. If you remain completely silent they go away and you never hear about it again. If you read things that they send you then you allow them to stress you out, the next thing is in your anxiety you start doing things, contacting them, interacting with them - always bad. In just the same way as you never talk to the cops because it always bad (have you had that advice yet? the very best lawyers will ALL uniformly tell you this and insist its THE most important advice you can have) interacting in any way with debt botherers is always equally bad.If you follow this advice your life will be much better. Your debts are written off. You pay not one penny.
>>539823423sadly not in Europe, the remaining debt can be extinguished after 12-20 years (depends on EU country) if you're not able to make a payment. If you make a payment, the clock resets immediately.
>>539833150moved here with family a long time ago, didn't really get much of the american 'financial education'
>>539824882I was paying off credit cards after stupid teenage years like a good goy about a decade ago. After I would hit milestones like say pay a 20k balance down to 15k they would cut my limit down to 15k immediately. This fucked my credit score and made me feel like it was for nothing so I reached out to those companies that negotiate repayment after you just stop paying. They all settled at arou 30% of what I owed them and yeah my shit tanked for about 2 years. They are now regularly sending me applications asking me to join and that I'm pre-approved since I only kept one card with the bank I have my mortgage with. My score is high so they genuinely don't give a fuck and just want to make money off of you.
>>539829158>t. bürgergeld troon>>539833296thats why your country is fucked>>539833620>The average gross salary in Finland is about 3,768 euros per month (approximately 45,200 euros per year), based on surveys by Statistics Finlandok
>>539822528>kike attorneys get fucked in courtThis is where your plan will fall apart. Jews never lose in court.
>>539833620You can even build more of a total credit limit than the $100k I mentioned in the OP. $200k-$300k would be worth it for most people.
>>539837574Bankruptcy works In America. Sucks to be you.
>>539833387Or just keep cash
>>539822528>go to prison for fraud>get raped by niggersno thanks
>>539832988>cant have cryptoThe whole point of crypto is that you can hide it very easily. Like literally make a wallet, withdraw a shit load of cash and head over to your closest bitcoin atm to deposit. If you ever get pushed about it make up a sob story about getting scammed by a jeet and not wanting to file a police report because you were ashamed of yourself. Dont keep the reciepts.
>>539825829What do you do for work?
>>539828738Get back to work to pay my debtors, sucker.
>>539839569Every exchange has kyc now
>>539823683So you'd admonish fucking and eating kids, but at the same time would fuck and eat a kid anyways.....
