As far as I understand it, you pay for private insurance if you can afford it, and if you can't, you get some kind of 'Medicare'/state-funded healthcare? Is that so bad?
The worst thing is how complex it is especially when trying to figure out what insurance to buy and if it is accepted at your specific doctors
>>539896403you don't understand how bad it is thereameriburger 'health insurance'$600 per month which many people can't afford even with a 'good job'first $10,000 of medical care not covered as a 'deductible'if you need health care, the insurance company denies you, you have to sue them in court, you have no money for lawyerseven with insurance hundreds of thousands of Americans go bankrupt each year from what insurance doesn't coveryou only get the Medicaid under age 65 if you are a genuine poorfag, no normal job, nearly no assets and even Medicaid doesn't cover some thingsit is the worst shite system of any developed country
>>539896403Hospitals make their profits by extracting as much money from health insurance companies as possible. This will lead to them sending insurance companies comically overpriced invoices and then negotiating down until both parties are satisfied.Normally this is fine and the average person never sees any of it. But it breaks down completely if you don't have insurance for one reason or another. Like if you're between jobs or you haven't gotten around to applying to Medicaid, or the big one is if the insurance company has figured out a legal technicality that allows them to tell you to fuck off.If you get stuck with a medical bill intended for an insurance company with a team of negotiators lawyers that will permanently fuck up your life and send you into eternal debt slavery.
>>539897052there's a TON of charities in the us that will treat you for basically chump change if you can't afford healthcare
>>539896403>TFW you pew-pew'd when you should've AH JEEZ d00d'd
>>539897170I don't know what you're talking about. There are charity hospitals but they are usually very specialized.
>>539896403Because the state funded medical insurance is always inferior, because people in power pocket a lot of the money meant to go to the free health care>"Just raise taxes."This is not proportional. Raising taxes does not guarantee more money goes to the health care
>>539896403It's a joke. If you make $1 more or less over some arbitrary line, you can't get assistance. But you also can't get enough to survive and pay for your health insurance. Jobs give you horrible insurance. Even the good ones there's still stuff that won't be covered. I had surgery for Graves/Basedow disease and with $600 a month insurance below the age of 40 and no other health risks and still costs about $13,000 out of pocket. Insurance will find a way to not cover everything. It's a disaster and all pro insurance fags must hang. The people who deny this are the people who never actually had to really use their insurance for something major.
>>539896403I just got Medicaid this week. Everything I need to take care of health-wise is covered with a $0 co-pay.
>>539896403If you have nice organs they'll get you unconscious so they can harvest them.Shootouts between doctors and relatives to patiens are common.
>>539896403I just had emergency gallbladder removal surgery.Uninsured, the bill is 50,000$I have been uninsured for 8 years. If I had paid the lowest non-scam insurance quote I can find for that entire 8 years, I would have paid $32,000 - $40,000 in that timespan.I had been to the doctor zero time in those 8 years.It's a system designed to take all your money, it's complete dogshit no matter what you do.
>>539896403>you get some kind of 'Medicare'/state-funded healthcare?no you dont
>>539896403only boomers get free state healthcare.everyone else goes into debt paying for treatments that dont work.
>>539897291Yeah and since you're on the government dol3 they will keep pushing test after test on you to milk it to make it equivalent to private insurance payouts. Also really shit doctors.Enjoy being overdiagnosed with cancer by a shitjeet with a fake degree.
>>539896403I had a look at their healthcare, it's fine.They are just whining cause they have to pay a little for it.
>>539897286Just LIE NIGGA, DAMN
>>539897291You have to get dual enrolled like ya boy right here. It's mad gangster lmao if you want me to help you get on disability, let me know
>>539896403Medicare is mostly for seniors, Medicaid is the pleb option if you’re below a certain income level, isn’t accepted in most practices and will have work requirements attached to them soon (until Dems revert it probably)
>>539896403Luigi is a psyop There are many CEOs who are arguably far worse than the unknown CEO that Luigi knocked off allegedly. People don't just go around knocking people off. This is evident by the fact that these evil CEOs are still alive. Humans do not just go around knocking people off because they are rich and evil. That just does not happen
>>539897286Half of zero is still zero>>539897432This guy gets it
>>539896403It’s worse than you can possibly imagine, I have some horror stories. NEVER let private equity Jews buy up a hospital. t. Worked in numerous hospitals across multiple states.
>>539897382Correct. You'll work your whole life and as soon as you get a major thing that you can't pay for everything you worked for will be seized and you will be sued. Then you can die on the street from their failed treatment that you paid for.
>>539896403 insurance companies only exist to deny car and they will at any point they can, even posthumously. While I am easily able to get into a specialist next week and my income affords me concierge medical care, the system is fucked but social medicine only works when you don't have a a have as many tax negative parasites, niggers and spics and boomers, as the usa does.
>>539897521Lemme take off my memeflag
>>539896403It’s jewish
>>539896403No, it's not bad at all really.
>>539896403The main problem is Medicaid is only available for a single person if they make less than like $15,000 a year, so if you're making $20,000 a year you're still making poverty money but you also need to either pay $500 a month for health insurance. And even when you have private insurance there's still copays that are unpredictable and they do their best to make sure they cover as little as they possibly can and the only way you can fight back is by spending hours on the phone arguing about policy.
>>539897432You know they audit those right? And you will be charged with fraud. You think it's all a sworn affidavit and they don't actually check?They don't constantly do it. There are review panels and they build up enough evidence in order to pass it to a state or County prosecutor. It's fine if you want to be in prison and get shitty healthcare too.
>>539897557Getting a bit flirty there are we? ;)
>>539896403Medicaid pays for anything, it's better than any private healthcare plan that a normal person can pay for with money. Hospital administrator's ears perk up when they hear medicaid because of how much money they're about to make off you. You lose Medicaid after making like $23k annually depending on the state. At that point, your cheapest option for any kind of health insurance is about $500 a month (like 1/3 of your take-home pay) but it doesn't cover any actual medical expenses until you're spending another $14,000 in healthcare that year. So you're paying out of pocket for everything you actually need unless you're chronically ill and need medication to live, in which case it's saving you a few bucks over just buying the medication outright. This applies until you're spending like $800-1000 a month, per person, on health insurance, at which point the deductible goes down to where they actually pay for the medical treatment a normal person might need. But at that point you're paying $12,000 a year in insurance, which is more than you would have spent on normal medical treatment in a year. For example, I had a colonoscopy and esophageal endoscopy earlier this year and it was $5000 in the hospital, I paid list price out of pocket to the hospital but I still pay the $500 a month in health insurance because I haven't spent $14,000 yet this year at the hospital. If you make less than "upper class" wages, or if you have kids, this is a ridiculous amount of money to blow on the remote possibility of a debilitating illness or injury. It's engineered to support the chronically ill as a lowest common denominator, and creates an environment where people put off routine care and wind up chronically ill or spending millions on heroic treatment when nature's bill comes due.
>>539896403From what I've learned about the US, you can literally just not pay the medical bills and the hospital can't do anything about it, since Obama made it that medical debt can't negatively impact your credit score. Emergency departments in the US are required to treat you, even if you can't pay. However, this doesn't apply to long term treatment, so if you get cancer or something that requires ongoing healthcare you're fucked. Medication is also insanely expensive, even if it's lifesaving it can cost hundreds a month.
>>539897743Yes and they will typically over diagnose you with something you don't have in order to milk that Medicaid. Are you all socially retarded? Do you not know any doctors in person outside of your own paid for a doctor. A doctor friend or acquaintance that can explain this to you?
>>539897467What about the Affordable Care Act? Isn't that a separate thing to Medicare?
>>539897807This is absolutely correct Aussie bro. Republicans have made it so that your house and your vehicles and your paycheck can be garnished or taken away. They have also gotten rid of chapter 11 bankruptcy. You're stuck paying one way or another and they will take your money and make you homeless to do it. Even if you're sick and dying. The only way to do it and get away with it is to commit fraud and try to shield yourself. This entire country is a Jewish hellhole.If Democrats weren't so rapidly anti-white then they would likely get everybody's vote now.
>>539897521Just for a brief example >Worked in a smallish hospital just outside a major city>Hospital works ok, lacks some services but does what it needs to well, ships out critical patients it can’t tread, staff are satisfied >COVID happens and people leave, hospital is now critically understaffed and ER wait times explode, so nobody comes here. >Hosptial gets bought out by private equity investors who gut staff even more, cut back on supplies. >Even more people leave, hospital gets sold again and this time minimally educated Jeets and Brown doctors and nurses are bussed in from the nearby city under travel contracts. >Staff is incompetent and there are multiple events of them leaving post surgical patients unmonitored, leading to their death. One is found to have been stealing narcotics. Another one is convicted for assaulting a patient. >Hospital still exists but is now a glorified nursing home where only the most desperate patients now go This is just one example
>>539897932Yes. It requires an online exchange where insurance companies can put up plans but they usually have high out of pocket maximums and the hospital will be sure to charge it. If you need an endoscopy you are paying $7,000 flat. Regardless. Than anything else that they figured out how to worm out of.
>>539896403>As far as I understand it, you pay for private insurance if you can afford it, and if you can't, you get some kind of 'Medicare'/state-funded healthcare?You don't get anything for free.If you show up uninsured at the hospital, they are required by law to stabilize you, not cure you. And you're going to get hit with a bill.
>>539897932It makes everything worse and more expensive, thanks Obama.
>>539897807> From what I've learned about the US, you can literally just not pay the medical bills and the hospital can't do anything about itYou heard something that’s a lie and the opposite of reality. Not only do you have to pay, the hospitals will quickly send the bill to collections if you’re even a day or two late on payments, then they begin garnishing your paychecks. You have no idea what kind of hell this place is. Don’t base your opinion on what fucking globohomo jew shills say online, they’re lying dude.
>>539897980Forgot about private equity. They destroy everything they touch to extract as much money as possible. They have been invading vets for over a decade now and offer no extra or unique care for 2x+ the cost. Private equity alone proved Luigi was justified.
>>539896403I like my healthcare. He's just a retarded liberal yuppie.
Its fucking dumb. I am uninsured and just go to the ER when I am sick. My share of cost is like $60 after Medicaid. Same person with insurance is charged up the ass.
>>539897170>there's a TON of charities in the us that will treat you for basically chump change if you can't afford healthcareYou are an idiot.https://www.retireguide.com/retirement-planning/risks/medical-bankruptcy-statistics/
>>539898213>if you don’t hate Luigi u must be liberal >t. Globohomo jew
>>539896403Medicare/Medicaid are pretty good, you just have to be old or disabled to get it. Everyone else is forced to use shitty private insurance that doesn't actually cover anything. Medicaid is still good bc boomers use it, but healthcare is one of the many ways to influence young American men to go get blown to bits in a desert for Israel, so Medicare is evil except when boomers use it
>The cia psyop
>>539898226>after Medicaid Ah, so that thing White men are never allowed to benefit from like niggers such as yourself huh? And you fucks wonder why we don’t like you
>>539896403I'll keep that in mind the next time I have an indian woman with side burns and can't speak english without heavy affection doing my ct scan
>>539898334Medicare is evil all around bro. It’s stealing money from people who do shit and can’t afford healthcare to pass it to people who don’t do shit and get to have healthcare. I don’t care about boomers at all, Medicare has to go.
>>539898257>hello fellow right wingers what are you even seething about, liberal?
>>539897521Also if you love your parents, never EVER send them to a nursing home. Ind some other kind of home care/facility arrangement but never put them in one of those hellholes. The average American would be absolutely disgusted by how mismanaged and corrupt those places are. I’m talking about millions embezzled, facilities literally crumbling, showers and toilets don’t work, 1/10 patient ratios for staff, equipment that’s from the 1970’s that’s never been repaired etc.
>>539898171Not true.>t. Hasn’t paid on tens of thousands of dollars in bills for a chronic illness I have faced zero repercussions.
>>539898242clearly you're the idiot since i know your country better than you
>>539898242>>539899256Do not insult each other. It is against the rules
>>539896403yes, i used medicaid to get a $3000 hospital bill down to $0. but i am broke so it's easy for me to get approved. middle class people have to pay a lot for insurance but it's optional. if they are smart they will just never use the hospital for anything except emergencies. but you have to educate yourself about health so you know how to eat right, and so you can learn that 99% of what goes on in hospitals is unnecessary and harmful.
>>539897052>eternal debt slaverybankruptcy is still legal here, anon.
>>539896403do you see a homeless person? That is you under you under us healthcare.You have to be destitute to realize you don't even have to pay,By then your life is already over.
>>539896403Even if you have medicare you still need to pay for private insurance. We have too many niggers shitskins and illegals we have to pay for.
>>539896403He could've gotten literally the best socialized healthcare in the entire world if he quit his job, started banging fent, and applied for medicaid. Idolizing a mentally ill retard who managed to accomplish nothing is fag behavior.
>>539896403No, it's just the faggots who can't get jobs that complain.>>539897286The problem is that we incentivize people to not get jobs by telling them they can have free shit if they don't work>Jobs give you horrible insuranceMine is pretty good, sounds like a personal problem
>>539896910>Let ME tell YOU about YOUR country /ronwhiteOTOH I had a heart attack and bypass surgery a few years ago and the bills came out to about 300K according to the "Explanation of coverages" issued by the insurance company. I paid zero. Beyond the plan payments, that is. Not one lawyer involved by me.Last year I was in a serious car accident that included abdominal surgery, multi-day ICU stay, and an air ambulance. I'd changed to a smaller company which didn't have the clout to swing a so-called Cadillac Plan so the coverage wasn't as good but I'm still only in for the $5K deductible and a crummy one-mile ride in an ambulance for $1200. Again, not one lawyer involved by me.The real failing of US-style health insurance is tying it to employers. That's on purpose of course
>>539896403You don't get Medicare till age 65. You're thinking of Medicaid, which will have stricter work requirements starting the 1st of next year. I'm currently on Medicaid, which is overall nice in my blue state, but my eye doctor won't accept it with the network that administers it in my state for me, so we have to pay out-of-pocket for that.Be glad you don't have to navigate private health insurance over here, it is a nightmare a lot of the time.I'm a college graduate NEET looking for a job btw for context.
>>539897291They changed it so starting in January you'll have to work or volunteer 80 hours a month.
>>539896403So it's complicated. So if you can't afford it you basically get state-funded healthcare and honestly it's pretty good depending ok what state you're in, like I was able to get my tonsils removed for like 50 bucks for the entire process and aftercare instead of paying 5,000 bucks out of pocket for it on my state sponsored thing. If you're making over like 100k you can usually get something pretty solid that it's fine and you're taken care of if it's not through your employer. However, if you make say between 40-50k and 100k then however you get fucked in the ass by the insurance company where they basically don't cover shit and you don't get any breaks either.It was better when like the knights of Columbus or the rotary were able to offer health insurance and work things out better in the past.
>>539896403No, there would be more Luigis if it was, but most people accept it so it's what they tolerate
>>539896403>if you can't, you get some kind of 'Medicare'/state-funded healthcarepppppfffffftttttttttyou are stating the concept of obamacare. which came out during obama…so basically there’s an assumption baked into your post that relublican politicians wouldn’t do everything they can in the meantime to crush access thus helping their healthcare buddies…
Most people get their health insurance through work and pay like $500-1000 per month in premiums to cover a wholeass family or around $100-200 for a single person.There's a yearly deductible but it's like $1000.You usually have to go to an "in network" doctor.Most of the horror stories are people who have shitty jobs or are self-employed and get the cheapest Obamacare options.
>>539896403For 99% of people it's more than sufficient and no one cares. For the 1% of unlucky people that slip through the cracks, it's not. Unfortunately people in good health don't go around praising the healthcare system; you only hear from the people it's failing. This gives the impression everyone is complaining when it's just a self selection bias. Last year I stubbed my big toe badly and it got swollen. I suspected it was sprained so I just let it heal. After 8 months it wasn't healing so I made an appointment with my podiatrist. I got an appointment within a week, went in, he saw it, took an x-ray, said "you have early onset arthritis, we'll give you a cortisone shot now and every few months and see what happens," he then got the shot, injected it, and I was out the door within an hour. I had no copay. That was a month ago and the swelling went down and pain went away. Boring stories like that don't sell a narrative.
