Here's a breakdown of monthly recurring charges.House related:$140 water/sewer$120 electric$20 natural gas(summer)$375 property taxes(cheap, the house was built recently it would be closer to $700).$200 house insurance.Vehicle:$280 for full coverage on a newish truck + older suvOther subscriptions:$80 cell phone, two lines.$60 internet service$15 amazon prime$60 dog health insurance(two dogs).This is close to $1200.Food is roughly $1400/month for two people/two dogs who never eat out.This means a base output of $2600/month. If you factor in house payment at 3k/month this turns into 5600/month of base expenses. My take home pay is $5800/month at 120K/year, I do invest in 401K(if I didnt take home would be closer to 6400).How is everything still functioning? Everything should be on fire right now.
>>540074562>$375 property taxes$4500/yr?That's criminal. Valuable home, really big? Downsize. Move. No mortgage?
>>540074562>house payment at 3k/monthoh. you are stretched too thin, anon
>>5400749554500/yr is nothing, check out newer houses in oregon, most houses are $8500 to 10k range.
>>540075060LOL. I'm in Oregon. I was paying about 2200 on a 300K W. Valley house, so sounds about right. Building smaller on red county lot now. Probably going to be 1400 max now
>>540075237I doubt your payment was that low unless it was ancient. A 500k house in salem which is recently built has about an 8k property tax.
>>540074562>over $300 per week for foodHow is this even possible? How fat are you and your wife and dogs?
>>54007552445/day for two people + two dogs is a lot? That's nothing. It comes down to less than 15 per person.
>>540075408It was a '50s house, but taxes were based on average price per square foot in the neighborhood, and Oregon has a law preventing big tax hikes. So age may have been a factor.Best I can tell, my taxes will be 1400 in Douglas county, but hiding about 500 square feet until I'm assessed.
>>540074562>property taxesLol Have you ever thought that people shoudn't pay if they only own a small house?
>>540074562>water more than electricLiterally how
>>540075743Cities add additional fees to water bills if voters reject increase in property taxes.