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/pol/ - Politically Incorrect


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>don't join the trades!
>they're just a meme, bro.

white collar cucks bout to be buck broken by AI while we're counting STACKS
>>
>>540629292
This thread again. Only midwits have jobs. Work for yourself.
Inb4
>I'm a contractor
You're still getting paid by the hour and have a bossman.
>>
>overtime
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>>540629292
Keep breaking your back as I juggle 3 wfh jobs working 50 hours a week making 200k leafbucks.
>>
>60 hours a week
I'm enjoying mid-life, which you will not because you will be broken and exhausted by my age.
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>>540629649
Tell me your secrets
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>>540630278
I have a college degree.

This guy makes half of what I do, accounting for his retarded ass overtime, which is always available to me on an entirely voluntary basis

Also this is a tired old rehashed bait thread

Lurk moar
>>
OP left out the part where he had to drive 3 hours one way to get to the job.
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>>540629542
cope
>>540629588
yes
>>540629649
working 3 jobs? why dawg
>>540629840
nigga ill be retired by 30
>>540630848
i guarantee you don't make squat
>>540630922
its a 5 min drive
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>>540629649
>>540630848
listen, asshats.
i have zero income, zero savings, and zero debt.
people do things for me because i'm nice.
you can't buy nice, but just about everybody feels like they should give me something for my time.
i never ask, and i always get.

lrn2math.
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>>540631260
>its a 5 min drive
kek sure kid
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>>540630848
I was asking the leaf
I also have a college degree
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>>540631260
No, rebuttal. That's why you're someone's midwit wagie.
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>>540629649
You have to work 50’s to hit only 145k USD? I make 200k usd only working 40’s as a retarded blue collar wage slave. Your flex is pretty pathetic

>>540629292
Hey faggot, you should have gotten a new pay stub by now. I know I get paid weekly which is why you always see updated paystubs when I post compared to other wage slaves in these threads, but you should at least try and stay current with your dunking on the retarded white collar’s who actually think they make more than the top tier trades.
>>
>>540632134
Shit, I did not realize that not only does OP get paid only twice monthly, they stretch his pay date out to the middle and end of the month. Mr shecklestein needs those extra days of interest in the savings account before giving the scraps to you. I admit I am the retard who cannot read the paystub right, but that is why I am just a blue collar retard
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>>540631260
>nigga ill be retired by 30
I hope you do. I like seeing tradies succeed.
>t. ex-iron monkey
>>
I have a college degree and graduate degree, working in mgmt of blue collars, my take home last check was 7320.20 and at end of year I get 140k equity
>>
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>>540629292

I'm starting over at 40, what do you guys think electrician, HVAC or something else?

Electrician sounds like it could be interesting and I'm clever so I can handle learning pretty much anything; but I heard you're basically a slave for your first few years as an apprentice electrician.

HVAC seems pretty chill; but it also seems boring and unlike being an electrician I don't see it having any sort of crossover into specializing in something else.

I guess I could be a plumber; but women look down on anyone who has to handle shit in any capacity.

I've inherited a comfy starter home from my mom, I have about $220,000 in my stock account and I'm set to inherit half of a home that's worth close to a million and about another $150,000 to $200,000 when my grandmother dies. Right now I'm living with grammy and being her caregiver mooching off my grandfather' pension. Its comfy enough; but she's 96 and it has no future and I haven't completely given up on having a family of my own.
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>>540634968
Get a general contractors license and use some of that money to build your own spec homes. Actually, you probably don't even need the license as owner builder, depending on where you live, if you have your own financing. Just get some land and build something on it.
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>>540629292
I work blue collar but often gotta make trips to the office for paperwork or whatever
And these guys are really using chatgpt to answer emails and fill out excels, blasting the aircon, and then tell me at lunch how stressed out they are
I’m not even mad, but it’s fucking over for these people once bots can reliably answer the phone
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>>540634968
I’m about to start over at 40 too, bro.

Or kms, I haven’t really decided yet.
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>>540635817

Hold in there man. I've had to give up on a lot of my dreams; but I'm seeing there are other ways forward.
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>>540634968
>owns a house
>six figure portfolio
>inheritance incoming
>starting over
I retract my fren hug, yu are a liar and anon-fren
>>
>>540635922

I own a house because my mom died. I'm getting half my grandmother's house because my mom died. I have the $200,000 because all the money I ever did make I put into stock and never touched.

I have some things going for me financially; but my family is practically extinct. My mom is gone, my father and his half of the family live half way across the country. I have no brothers or sisters. All the families money is going to either me or my boomer aunt. I wish I still had my mom though or maybe a brother who had my back. I've got money; but I'm alone aside from a 96 year old grandmother who I love dearly. So its not all upside.
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>>540636135
Anon, when I say I’m starting over at 40, I mean I’m unemployed, about to turn 40, and will be completely out of money before that happens. The most valuable thing I own will be a 2022 Toyota.
>>
>>540636269

You got any family to help you? The only reason I've got anything is because my family has always been there for me.
>>
>>540631260
We don't talk like niggers here
>>
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>>540636395
Im blessed to have family who will (almost certainly) cushion my fall before all my bones break, but none that will lift me up like yours have.

Im glad you are richer than most Americans without really doing anything, but to say you are “starting over” is honestly kind of offensive. I’m literally a couple months away from sleeping in my car and begging for help with a storage unit.
>>
>>540629292
Be careful don't get burned out
>>
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>wagie bragging about working over 50 hours a fucking week
Holy KEK
I'm gonna play video games and smoke fat joints while you work and pay for it.
You can try the NEET lifestyle today if you want, just call in sick.
>b but Mr. Shekelstein needs me today
no he doesn't
>b but how am I gonna pay Mr. Noseberg?
uh don't

take a day off anon, you deserve it.
>>
>>540636576
>but to say you are “starting over” is honestly kind of offensive

I'm 40 and I'm starting a new career. That's all I meant when I say I'm starting over.

If you've got some family you could move in with I'd explore that option. Particularly if you've got some elderly family with an extra room that you could trade chores to for boarding. That's basically what I've done with my grandmother and its allowed me to save all the money I've made instead of paying it to Mr. Shekelberg for rent.
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>>540636834
Why in the fuck would you go get a job working for someone else when you have $200k that you could start something of your own with?
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>>540636834
>>540637582
I agree with this anon unless you can earn six figures first year.
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>>540637582

Like what?

The reason I have that $200,000 in savings is because I've invested all the money I've made and let it compound.

I've thought opening a restaurant would be fun; but I'd have to be convinced I was going to make money at it. Any business I opened on my own would have to make enough money to offset what I would have been making with the money I had invested plus the wages I'd make working for someone else.

Like even when I inherit and sell my grandmother's house my plan is to put all that money into stock and let it keep compounding interest. If I can make like $50,000 a year working for someone that's enough to pay the bills while me investments grow and if I do that for 15 or 20 years those investments will be worth a lot of money and I can retire and live off them.
>>
All these anons falling for the bait. lol.
I'm happy for you anon. I started out in a similar position. Now I'm making ~$250k/yr working 20 hours a week on average at age 35. Keep at it, keep making connections and building skills and you'll get there too.
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>>540637582
What are you going to do with $200k? Open a hotdog stand? Have fun spending half that on licenses and training and greasing people's hands before buying your first hotdog.
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>>540629292
Congrats anon, hope you save it and don't blow it on booze and cars and hoes
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>>540629292
You made this thread last month and I haven't forgotten your gay photoshopped payslip getting ripped to shit then either.
Fuck off kike.
>>
>>540637835
>I've thought opening a restaurant
Do not fucking do that. Believe me, I've had a restaurant for around 10 years now and it's a hard business to get started, the opposite of fun. I would never have opened a restaurant but I had a piece of property the county rezoned to commercial and I had to build something on it. If you had a commercial location already I would say go for it. But, if you have to lease or buy a location it fucks up your profit margins. You can make a lot of money at a restaurant, but the hard part is keeping the money from going out the door.

I was serious about the build a house comment. If you have your own money, you aren't dealing with a bank, and you own the land, most places will let you pull all the permits for a residential construction. Just you pulling the building permit will get you 15-20% when you sell the house, even if you sub out every bit of the work. Let's say you buy a lot for $200k, spend $300k on a build, total spent half a million, you can clear close to $100k. Just by acting as the general contractor on the build as owner builder. The only catch is there is usually a construction warranty period of one year. As owner builder you probably won't be able to sell the house during that time. One way around this is to borrow against the completed house to fund your next build, then sell it or I suggest you get a 15 year note then rent it out. Charge 150% of the monthly mortgage payment and it will pay off in about 7 to 8 years. Then, you can borrow the full amount again, keep it, and continue the process. Over 25 years it's like selling the same house three times and getting to keep it all.

You do this for ten years and you will never work again.
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>>540638250
He makes it everyday.
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>>540638054
Oddly enough the Florida DBPR (Department of Business and Professional Regulations) Division of Hotels and Restaurants doesn't require any food permit for a hot dog stand.
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>>540638531

My boomer aunt's husband is a contractor. He's semi retired at this point because his health isn't great; but his brain still works. Maybe I could work with him.
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>>540638789
The hardest part is knowing what subs to hire, which ones won't rip you off, which ones won't do shitty work, which ones can complete their part in the time they say. And, knowing enough about the construction costs to know if you are being ripped off. If you have someone who's already knows that stuff, you're way ahead of the game.
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>>540631260
>nigga ill be retired by 30
i remember when i was 20 and retarded like you
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>>540638900

He knows that; but he lives in Texas and I live in NC, so he wouldn't have any local knowledge unless I moved to Texas.
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>>540639475
Why would you have to move? You can just build in Texas. Especially if you have someone there who can look in on it and they know what their looking at. Also, building with your own money frees up some of your time constraints. If you were building for someone else or under a lender then you would need to have things move quicker. Being able to take your time can make you more money. There may be say a flooring guy that is 20% cheaper and just as good but he can't get there for a month. You can wait for him. And, if you're far away it gives you time to check things over better if you need to travel.

If you really want to try it, the first step is to contact a real estate agent. They can show you the vacant lots available, but they can also tell you what size home in that area sells best and what the comparable price would be on a house there if you built one. Next is getting a set of plans. These don't have to be stamped yet and there are really cheap ones available online. After that you get quotes from sub contractors, a plumber and a mason, a framer, roofer, siding, electrician, drywall, paint, flooring, trim. Then, you decide if you want to build or not. You can get all this information for basically free in a months time.

You don't have to move.
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>>540639947
*they're
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>>540629292
>60hrs/week
lol
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>>540629292
Nice, that's twice my pay. Then again I work 24 hours a week, white collar. I don't really need money, I've got 1.5 mil $ in return producing assets already and live in a rental with my family so no need to do repairs in my spare time. I mostly cook for the kids or play or educate them. My hobbies cost nothing. I'll retire before 40. You keep putting in those hours though!



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