Housing is cheap as fuck right now, what's your fucking excuse?
You really should put a stem wall around that
>>540739589>55k for an objectively depreciating home>doesnt even come with skirts lmao
>>540739589a tesla is the same price as a trailer park home. grim
>>540739589Maybe level out the steps as well.
>>540739589Living in a trailer park is horrific
>>540739589You threw a mobile home on what looks like a small garbage lot.Might as well have grabbed a build-a-shed kit and save yourself 30k.
>>540739589>paid $55k for a trailer home
>>540739974I live in one and it's not that bad. The manager has a 0 tolerance policy and kicks out the junkies, alkies, and wife beaters immediately
>>540740028Would you call it a "house"?
>>540739945Literally all homes are objectively depreciating. You have to spend tens to hundreds of thousands of dollars during its lifespan or the roof will fall apart, the paint will chip off and fade, the siding will break, the plumbing will eventually fail, the electrical will eventually fail, and a shitload more things. It's identical to a car, you think a house remains brand new forever? It starts breaking the first night you sleep in it just like a car gets damaged the day you drive it off the lot.
>>540739589Am I retarded or does he not have plumbing and electricity?
Those fake shutters are gay af. Even if they were real, their not big enough...
>>540740068It has all the amenities of a house
>>540739589That's...not what those cost?What? What the fuck?
>>540739589See the other trailer 3ft behind it? Yeah, that''s a park. We have those here in my metro too. 60-100k.
It's his, though. You can turn your nose up, but it's more based than renting. If he was able to save $55k cash, then he probably continuously saves money every month on his cost of life budget, even while making repairs and improvements to the property. This is living within ones means to plan for the future. Anon lives in a trailer and lives better than you do, and will have more than you in 10 years' time. Tortoise and the hare.
>>540740103>its identical to a car >buy car, drive it off lot, -40% value you just signed loan for, immediately. >buy house, sell it for 10 years later at 180% of the total cost with interest >time:value principle of money yeah nigger you're just retarded
>>540740159Nah that's about right for a single
>>540739953>a tesla is the same price as a trailer park home. grimThere are GM trucks that are $100K, double that. Nobody is buying them except rich people and old boomers.
>>540739589>55k for a trailer>you don't even own the land, so the real owner can just kick you out whenever he feels like itgreatest country on the planet btw
>>540739589Nice! My favorite feature is how you can't even level it because it's sitting on cinderblocks like a Puerto Rican just stole its rims.
>>540739589My school had like 5 of these They used them as extra class roomsDamn, public school is absolute trash here
>>540740206Sorry, my knowledge of the price is apparently 10 years out of date.Also, that's 5x. So.
>>540740203Where will you live if you sell your house? Stupid nigger. Houses are for living, not for speculation.
Trailers are just old school goy pods
New grape hate thread just dropped!
>>540740103And yet they grossly appreciate far beyond their actual value.
>>540739589I refuse to go into debtso I will never own shityour system is fake and gay
>>540739589> Housing > Plastic walled stationary camper You're glamping homie
Dude private equity is buying a lot of the trailer parks and the lot fees are now like $1200 a month.
>>540739974No it isnt. I fuck this dumb migrant bitch who lives in one. As long as they’re CLEAN NOT FILLED WITH INSECTS.
>>540740028Damn that's based
>>540740498I’m gonna build a hidden castle in the woods and it will be haunted.
these things suck dickif thats 55k new he probably got a good deal thougheverything is retarded and inflated in new englandyou can go and look at homes in rural new england and see trailers listed for 200k. not even exaggerating.
>>540739589okey trailer park nigger
>>540740464>People are jealous of a dummy living in a trailer park Are you serious?
>>540740103not really, you can really not spend much and inflation alone puts the price up but it goes above inflation anyway. Bought a house for $57k in 1999 now worth nearly $200k, this isn't that impressive as others have risen far more. Take into account how much rent would be spent and zero money afterwards as an asset to sell.
>rent the land>forced to evacuate with 2 week's noticethe oldest kike trick besides coin clipping and fractional reserve banking
>>540740708£57k not $57k and £200k and not $200k
>>540739589
>>540739589When is a trailer no longer a trailer?
>>540740708How does that imaginary unrealized value benefit you when you live in the same house until you die? Or when you sell it and have to use the surplus gains to buy a house that has also increased in value a similar amount?
>>540740567The trailer park or the immigrant?
>>540740398Another house. Using the proceeds from the sale of my previous house and land.
>>540740688post your paid off house
>>540740498Here's a really simple way for you to understand it: Yes, you should not drown yourself in debt. Should you be afraid of debt? No, and you are a dumb goy for being slaved out this way. Debt is no worse than assets. Its just on the other side of the sheet, but you goyim wouldnt understand this.
>>540740028>The manager hasThe problem is private equity is coming for trailer parks now. Being it's a trapped population with no where to go. https://youtu.be/wkH1dpr-p_4?si=ZUBquAixYCRhyzDgBut other wise I assume a trailer park is like an other lower income area. If you have ok neighbors it's fine. If you have trash next door it's terrible.
>>540740983see >>540740852
>>54073958955k to live in a cuckshed lmao
>>540741064I'm not explaining basic economics to you on /pol/, this isn't speculative or something new in the united states economy. Play the game or bitch from outside the club.
>>540740688Post pics of your house with timestamp, Sukhpreet.
>>540741093I accept your concession.
>>540740852It works because of now worries. I can now see that house and pocket say £200k and now live in my other house that was my parents that was handed down to me when they both died. I understand that isn't the case for all but you simply cannot beat house ownership, albeit I did pay of that y£57 mortgage pretty fast to avoid all those usury payments. Anyone who stuck to the same payments for 25 years were pretty stupid, maybe they got one of those mortgages that paid into stocks (interest only) and that was used to pay off the mortgage after 25 years - insane if you ask me.
>>540739589is that julian's trailer?
>>540741107There's no concession to be made, because there is no good-faith argument. You're saying that the money doesn't matter because you aren't contributing to the economy: It's mentally retarded in a lot of different ways. It's not worth addressing, because you aren't making a real stance - you're describing fairytale land. Have a good one!
>>540741105I miss old computers that were built like tanks and designed to be around smokers.Now it's all cheap chinese garbage that breaks if you look at it wrong.
>>540739589>Housing is cheap as fuck right now, what's your fucking excuse?I don't want to live in a cheap fucking house.
>>540741068tbf that is better than paying thousands a month for some shitty apartment. I have zero sympathy for fags paying that amount just because they can live in the hustle and bustle of the city.
>>540741132>ownershipYou're leasing it from the state. Stop paying property taxes or mowing your lawn and you'll find out quick who the real owner is. Unless you somehow managed to get an allodial title.
>>540740028sounds like your manager is gonna cop a lawsuit lol
>>540739974It entirely depends on the specific trailer park
>>540741216>property taxesthere are no taxes. It's council tax and people renting also pay the same, so it's a none issue. Maybe the US needs to stop with the outright Jewry on offer.
>>540741052>private equity is coming for trailer parks nowthe 419(k) tithers need their valuation set to the negative of what it is and the bankers and academics need to be shot
>>540740201I could build a house the same size as that trailer for $30,000, and have it last longer, also, living better is purely subjective, you define better living as being gay and eating vegetables, i define better living as injecting meth and fucking pornstars.
>>540741307Do you have HOAs like 75% of american neighborhoods?
>>540740398>Houses are for living, not for speculation.lol, lmao wagecuck
Decent singlewide...too bad it's in the NEWinter is gonna rape that poor thing without a wood stove
>>540741374No, we don't get into gay stuff like that. At the most we have areas that stop planning for certain things - hence th3e AC memes about the UK and Europe as a whole stopping people putting AC in if it's not done correctly (meaning it's more expensive). Tho on the whole regarding AC I can put AC in with no restrictions - just need that split air one when the prices and availability arrive in winter.
>>540741397>why not bothhouses are for both. you buy and you have an asset that once you pay of you can then see when needed. you rent and you are giving a mortgage months of money to jews and see nothing in retun apart from living in a hovel.
>>540739913you just put skirting on a trailer you fucking dipship. a stem wall would cost as much as the trailer
>>540741566violence is king nigger
>>540741372>I could build a house the same size as that trailer for $30,000thats what i thought but it cost about $50k. finishing a home gets really expensive.
>>540741735Most of the stuff would come from Habitat for Humanity - Restore, $80 for a toilet?Try $30.New Cabinets set you back $5000?Old cabinets for $500I even got an old roof with decent shingles on it still one time, renting the crane to lift it was cheaper than building a new roof.
>>540739589Is that the american dream people talk about all the time?
>>540741976The american dream was propaganda from day 1.
idk
>>540741068>>540741068It's not even that. They have to pay for the rental lot like 1k a month or more.
>>540739589you have to pay lot rent.
>>540739589Why could the boomers buy a house for $10k, but houses now are $500k? Because The Jews transfer wealth to themselves through inflation by the Federal Reserve printing $trillions. Imagine that you have a machine that can print endless amounts of $100 bills. >Print $500k then go buy a house>Now you own this house.>Repeat. >Soon you own the whole neighborhood>Repeat for decades. >Own 100,000's of houses>Rent house to goyim>You collect 50% of the goyim's paycheck>You own 50% of the goyim's labor>goyim must rent foreverHousing prices are now astronomical and ordinary people can't afford to buy. Vast numbers of goyim now work for you in virtual slavery. This is wealth transfer from the citizens to the Jews who own the central banks that print money. Enslavement through central banking.>By a continuing process of inflation, government can confiscate, secretly and unobserved, an important part of the wealth of their citizens. - John Maynard Keynes https://archive.org/details/a-history-of-central-banking-and-the-enslavement-of-mankind-pdfdrive https://archive.org/details/secretsofthetemplehowthefederalreserverunsthecountryThe Creature From Jekyll Island.pdfhttps://archive.org/details/pdfy--Pori1NL6fKm2SnY
>>540741935good luck. i went there and all the stuff was $5 less than new a home depot. only thing i ended up buying was a bathroom variety because it was half the price of new.
Remember to always protest peacefully. There's never any excuse to use violence.
>>540741374Yes, except they're part of the government offically.They call them "Councils"
>>540740103That's why there's a big difference between a house and a house on owned land.
>>540742343Some are very gouged, they get like new stuff, and sell it for new prices, very annoying.
Not knocking mobile homes they're perfectly fine, but only if you own the land as well. If you "own" a mobile home in a trailer park you can be forced out at any point.
my former coworker said he paid 200k for such a trailer park house around 2018
>>540739589If it's that cheap, how many niggers are around there?
>https://youtu.be/exmUlevMhNQ>lol
>>540741935I can't take people like you seriously.
>>540739589I hope to fuck that includes the land it's sitting on. Otherwise they're going to jew him to death with pad rental fees then charge him for removal when he can't make rent.
>>540740609that would be really kewl anon. I want think it's a great idea
>>540739945>dude bro dont buy that house, pay rent and get a sports car broooPeople said that about my fixer upper I bought as a single guy and now its worth $700k. My mortgage is 1/3 the price of renting a house where I live.
>>540739589thats not a house
>>540743086How much do you really need?My house is like that but built on top of a garage. Its pretty comfy for me and my son.
>>540740203>buy car, drive it off lot, -40% value you just signed loan forMeanwhile, in reality>buy lightly used car, drive it off the lot>ten years later, the same car is worth more than when you bought it>not the same kind of car also lightly used>i mean the exact same car that I’ve been driving for 10 years that is now very heavily used
>>540739913Stemming is something you do way later down the line. That's fucking expensive. Absolutely great to do on a trailer and a great return investment but this guy probably emptied his bank out buying this thing.
>>540742299We're in the finak chapter of the movie Willow where evil takes over everything.
>>540740103Depends.If you are handy you can do a lot yourself. I got a deal on my house because it was run down when I bought it.I did my own roof with a couple friends and it cost only about $4000 maple bucks after tax.I've had plumbing issues too and it aint that hard to sort out.
>>540743135hey im also a tbi anon. this shit sucks ass. it was my moms birthday yesterday so i made it to my "cant an hero before" date since i ruined herr last two by being in the hospital. now i can do it whenever i guess.
>>540743211>>ten years later, the same car is worth more than when you bought itHow? Sounds like bullshit.
>>540742672>new englandHighest white population in the country.
>>540743079>its worth $700kNah. Because you see, people can't pay 700k for a 100k+ house. But blackrock can, and that's the point.
>>540743338Sorry anon.Your mom will miss you if you do it. So please don't. I know it sucks being that we basically repulse women and people IRL treat us like retards if they find out.How did yours happen if you don't mind me asking? I was zogbotting and got blown up twice.
>>540742672It's New England, so probably not too many.Most of the niggers there are clustered around the big cities, namely Boston, Hartford, Providence, Springfield (though that's more of a spic enclave these days), etc. etc.
>>540743456It is the market price and people will pay it. I live just on the outskirts of a major city and everyone with money is moving out of the hell that Canadian cities have turned into.When I leave Canada im actually just planning on turning it into a rental.
>>540743491>find out.Find out what?
>>540739974Most of the trailer parks ive visited are filled with retired boomers
They go for well over 100k here in Florida. You have to pay lot fees too.
>>540743549You have to be literally retarded to pay 700k for that, everything is a ripoff, just go put yourself to shame and eat bugs too.
>>540743491I tripped and fell into my very study desk and hit right on the top/middle of my nose. Shattered nose, eyesockets, brain bleed that went untreated for a week. craniotomy since burr holes didn't work. then it has to be redone since it got infected. can't walk hardly and i slur my words and my personality totally changed. lost my physical strength even with muscles present somehow. therapy isn't doing shit. I can't go and do anything I used to enjoy anymore. No more travel. I can barely walk up a hill. Sporting events? car races? hiking? going shopping? NAH. So not as good of a cause as yours, not that any of them are good. fiancee left me over it too.My mom will understand.
>>540743689Not wrong. I'm pretty surprised at what mine is worth (I paid $200,000 for mine just before the coof)My property isnt exactly like that (the house is about double the size of that) and I have quite a bit of land and a garage attached.I bought it more as an investment. When I leave Canada to passport bro I'm going to rent it out and have a company manage it for me.
>>540742165God youre so retarded and cuckheld lmao keep coping they pay property tax and a mortgage thats it. Like 100-200 a month fagtard>>540741068Meanwhile in your bumfuck shithole island nation a raw 1 acre lot is going to cost 100k NZD... SAD! You will literally never own a house and have no hope of even owning property.
>>540743800I'm sorry :(My exwife did the same. As soon as I came back hurt she lost all respect for me and started treating me like shit.
>>540739974I would expect to have an old lady neighbor entirely mummified sitting up in her front room TV chair after being murdered by her insane meth addict son 8 months earlier.
Mobile home on a nice piece of land is literally the dream life and I own a house lol
Just build fucking adobe housing you dumb mutts, for under 1000 bucks you can get a naturally breathing mansion you can format any way you like.
>>540743079no one said dont buy the house they just noted the prices are insane which they are. if you need to pay 1 million dollars for an epipen to not die you have to pay it, doesnt mean you have to jerk it off as a fair price and not blatant extortion and market manipulation and untenable.
>>540743956fuck bitches
>>540743800This thread is making me really really depressed.
>>540744042>live in a mudhut like niggers and spics
>>540743956>I came back hurtWhat happened.
>>540740708That's the land or property, the home itself is always deteriorating. Sold our home we bought for 89k for 300k, but they just tore it down to build 3 more homes on the land. Also, adjusted for inflation the value is for sure less, especially real estate inflation.
>>540744259>Also, adjusted for inflationnope at least in the UK inflation simply cannot keep up with house prices hence why they separate them from inflation figures.
>>540744042I always assumed there's a reason these only get built in the desert. Rain status?
>>540744351Oh yes it is because of Trump that the houses skyrocketed in price! Thabk you retard for contributing.
>>540739589-----
>>540743347This. Unless we're talking about exotic cars from the 60s and 50s here in mint condition. Most cars regardless of age or variety usually are just sold for scrap.
>>540740103land is not depreciating which is why living on a trailer park rented lot doesn't count
>>540744613>>540743347nta, but its sarcasm
>>540739589One of these costs $213 000 USD up here. And by up here, I mean in the Yukon in the fucking Arctic
>>540744390Overhang roof and some protective coating you'll have to reapply yearly at most, still the compounded maintenance cost will be dwarfed by that of a regular home.
>>540744889who would voluntarily choose to live there?
>>540739589>>540740201He's living in a trailer park where he doesn't own the land it's sitting on. That means he has to pay monthly lot rent, probably around $600 a month.
>>540744390FFS the UK has had typical cob housing for centuries. The fucking UK!
>>540739945>REEEE IT DEPRECIATES!you know whats cool about living in a trailer?Your property tax every year gets lower fucking retard, it never goes up, and if you don't intend to sell it, its perfect!
>>540743885>God youre so retarded and cuckheld lmao keep coping they pay property tax and a mortgage thats it. Like 100-200 a month fagtardUnfortunately he's right. Manufactured home lots are typically in the 900-1200 range depending on where you live. They're only cheaper if you live in a shitty (as in dangerous) area, or a literal backwater (where you're making far less money). Manufactured homes themselves can actually be pretty dang nice for what they are, but lot rent will almost be MANY times higher than it should to a completely unreasonable degree.
>>540744613Cars do not really depreciate, that's not how it works. The purpose of a car is transport. If you buy a car with 50k miles on it, and drive it to 100k, the depreciation is irrelevant, because a car is seen as a tool. Your car went from 15k and now it's worth 10k. This is the wrong way to look at it because it's not something you sell except to get a different car.
>>540745074And given how hard it is to move these things, or have anywhere to move them to, if you ever can't pay lot rent you'll lose it.
>>540745122Your lot rent could get increased or your trailer park could get bought out by a private equity firm who enshittifies everything. Do yourself a favor and buy your own plot of land for $10k so you can have true ownership.
>>540739974What's more to life than getting drunk and eating chicken fingers?
>>540744993Boomers who retired from the glory days at the mine and liked the natural beauty. Half of those boomers then jacked up the price and sold to gen X or millenials looking to escape the city during the pandemic or LARP as homesteaders. but the boomers also sold to pajeets who the city dwellers were trying to escape from. But the boomers of course have that "i got mine" attitude and would over charge whatever dumb pajeet is willing to pay thereby recreating the same urban community as southern cities and towns but much colder.
>>540745074versus $20,000 in property tax, plus mortgage, plus HOA fee, plus home insurance, plus constant maintainance and repairs, plus lost free time having to think about and manage all that shit, plus stress, plus tip
>>540745082I hate these fucking people so much, it's like they got handed all the tools for tgriving by default. A family that isn't abusive and fucks up your head. A family that actually taught them something useful. BOOM, ends up in some posh house because their moral was never touched. I hate happy people so much.
>>540739589I live in Canada, that trailer would be 200k here and $850 a month in pad fees
>>540745122Can you give some tips on the cost and what trailer to buy? I'm actually probably buying a semi truck, but...
>>540745204I heard it's like 40 fucking k to haul the trailer there.
>>540745231>versus $20,000 in property taxproperty tax is usually around 1% of the value of the property annually... so for a $70,000 property, it would be $700 annually. Versus $6000+ a year in lot rent for living in a trailer park>plus mortgageyou still have to pay a mortgage either way>plus constant maintainance and repairshe still has to pay for his own repairs because he owns the house>plus HOA feedon't get a plot where there's an HOA.. the USA is still full of rural, unincorporated land perfect for a shitty single wide trailer. plus you can have a half acre for yourself and won't have to live 2 feet away from mexicans playing loud music at 1am
>>540739589>55k>cuckshed>located in bumfuck nowhereXisters...
>>540739970In the dark, niggers will fall before getting to the front door.The first one to fall will make a lot of noise, making all the others make even more noise, and probably scare themselves off before you can even emerge naked with a shotgun.(Also the door is pained on the side of the wall, and the real door is hidden in back.)
>>540742983good, I seriously don't want to be around "people" like you
>>540739589>ciderblocksThat home will get knocked over in a 50mph wind
I asked the botnet for how long I would have to live to pay off a loan for this really nice house for my wage.It said 141 years, but then corrected itself with "never" on account of the interest.
>>540745166Yes and no. Older model cars and and luxury cars age like fine wine if maintained. Their price appreciation rises hard. Most regular every day cars and trucks do not appreciate well. Sure a Corvette is just a tool to drive around in. But a Corvette from the 60s will appreciate better than a sedan from the 60s.
>>540740558Since a white America is long gone I will support the left as long as they liquidate land lords and billionaires. I want to see it. I don't give a fuck if they turn all the kids into trannies, not like I'll ever have kids anyways. I just want revenge on the parasite class at this point
>>540739589I dont single wide anyways
>>540739589that's legally a vehicle, not a house
>>540745344never buy a trailer unless you plan on putting it on your own land and you're OK with everything falling apart and being very expensive to repair. Trailers don't use normal house parts for things like plumbing
>>540745155I looked up average lot rent>Urban centers and high-demand coastal regions like California, Phoenix, or Florida heavily penalize renters, with some luxury or 55+ communities creeping well past $1,000>heavily penalize rentersAt least google ai didn't sugarcoat it
>>540739945All houses--they're houses, not "homes," RealTard buzzwordfag--are objectively depreciating. Constantly. Also if you do anything to your house to make it appreciate in value--like, you know, put a new roof on (which has to have a permit pulled)--the taxman adds that to your assessment.The longer you can live in a snug simple house without putting money into it, the better. Start with something decent, but leave yourself enough money when buying to do necessary upgrades at the beginning.Then coast.
>>540748054Dress it up to look like a shithole from the outside every year when the tax assessor comes to inspect it.
>>540748515Problem with that here in commieville is the county can then demand you have to remediate this or that thing, or the fines start. It causes more attention from Big Sister, which is a passel of cat and dog moms with a Sibyl Serpent job for life and a taste for petty power. They despise non Sibyl Serpents who live in the unincorporated county. I want to be fucking left alone (thoughtcrime). All I wanted to say was that I think OP's guy did OK if that's what he wants and knows what he's going for. I'd rather live in a tidy/snug "trailer park" with down to earth poor people than with the kind of shitties that have invaded my rural neighborhood from California and elsewhere. My house and land have "doubled in value" twice since I bought it 25 years ago. Infuriates me. I am going to refuse to sell it for anything more than real dollar value increase (original price at whatever the real money value is then) to the right young people. I'll fucking give it to them if I have to. I hate all my neighbors for looking at these "appreciations" as a way to soak new buyers. The real dollar value of my house (original price plus devaluation of currency coefficient) is 1/3 less than the assessment, and houses around here are listed at twice our assessment. Mine is supposed that as well. I'm simply not going to do that when the time comes. When the love of my life was alive that was always our plan. Keep things simple so some nice young family can afford it (we had one child, who died), and enjoy having a little land and a garden and a sweet place for kids to safely fart around. I wish I could find them now and start the process. Not selling to libs though.
>>540740115It doesn't even have a real foundation. That shit's sitting on blocks like the rusted out car in some redneck's front yard.
>>540739589>55k for a singlewide trailer>probably run down on the inside>in trailer park, those places that are well known for being filled to the brim with methed out junkies, niggers, illegal spics, and whites that are just as undesirable as niggers>still paying 500-1k/month to rent the lotYou'd be better off renting a studio or just being homeless and renovating a Van at that point.
>>540751242>new england>niggers
>>540740103this. homes don't appreciate, the fiat it's valued in simply becomes increasingly worthless
>>540739589Do mobile homes come with land deeds? Or do you still need to rent the land?
>>540739589That's not a house, it's a trailer park portable with vinyl siding. Literally sitting on cinderblocks.
>>540740567Where is she from?
>>540739589Single wide trailer on a little piece of affordable rural land is legitimately a good option for cheap housing. You're still going to need a well and if you don't want it to look like shit you'll want to build a deck around it to cover up the foundation; but its still a cheap option. Just don't expect it to survive a tornado.>>540751340>Do mobile homes come with land deeds? Or do you still need to rent the land?You need to rent or buy the land. Buying the land would obviously be preferable.
>>540739589That aint gonna be fun in the New England winter
>>540740103>>540751278>this. homes don't appreciate,That's historically true; but over the past decade and a half as the boomers imported infinity migrants home prices have significantly outpaced inflation which is a big part of why they have become exceptionally unaffordable at present.Historically speaking land and homes generally hold their value relative to inflation; but don't depreciate so long as you're keeping up with the maintenance so that they don't fall apart. That said the value of any home is dependent on the market its selling in. If you buy land in a city that's growing its value will go up if you buy in a city that's in decline its value will go down.I would consider housing to be like gold or silver. Its a place to put your money that will generally hold its value; but you shouldn't expect it to go up in value like a stock would. That said you can either live in a home or you can rent it out to someone for a profit which is something that can't be said of gold or silver. Of course you don't have to do repairs to gold or silver either or pay property tax on them.At the moment property is over priced; but so is rent. My financial advice would be to buy a home to live in that's affordable and comfortable; but not to spend a lot on a fancy house because the market is likely to contract when the boomers start dying off. Mortgage rates suck now; but they're still going to be preferable to getting fucked with rent. Basically get yourself a basic; but comfy house that you can get a wife with then put the rest of your money into stocks or other investments that will give you better returns.