Card payments? We don’t do zat in GERMANY
That’s an area where Germany is actually based. By using card, 2% of every transaction is going to American companies like Visa and Mastercard, instead of staying in the European economy. It adds up to trillions of euros per year, and all of that would stay if we just used cash.
>>540820910Not letting the state track transactions is a great choice.
>>540820978correctpeople distrust every other option than cash!mostly soiboys and other freaks use phone/card>ok PMs are even more based
>>540820910They also won't let you piss or take a shit without coughing up 50 cent or even 2 euros in cash at public bathrooms making big queues that are the most disgusting places in the world, fucking faggots
>>540820910New whiteness map dropped. If you use cards you ain't white.
>>540820910piss colour dehydration map? germans and balkanoids should really drink some water
>>540820910Sure thing, cardcuck
>>540820910We use bank cards for transactions instead of the ponzi scheme called credit card that you have to pay extra for.>>540821125The bigger issue is that you lose all track of finances if you only pay with cards. Its why I still use cash because its easier to keep expenditires in check that way.
>>540820910Not sure what the incentive would even be to pay cash - I ultimately pay 2-3% less using a card via the cash back rewards you don’t get otherwise
BasedZe germans know where all this "credit" shit is headed and part of globohomo agenda.DON'T GO PLASTIC!!https://m.youtube.com/watch?v=jKTtIT2OLYk
>>540820910ours was so bad that they had to force us by law to make payments over 1000-2000euro in bank transaction to prevent corruption you seemost people still withdraw their salary as soon as it gets on the card and keep $$$ savings under the mattressand yes, this is one of the rare cases where germany is based...if they do do it and it's not lies
>>540820910>>540820978>>540821125this. imagine being proud of being traceable goy cattle.
>>540821369we had to be forced by law to have an open bank account
>>540821295>lose all track of finances if you only pay with cardsmy bank app tells me exactly how much I spent and what on and even puts it into charts and categories each monthyou are just retarded luddites
>>540821406You are being traced by your phone already via your provider.
>>540821369>if they do do it and it's not liesI think it's true. It's definitely true for old people and our median age is 45
>>540820910>being proud that the government tracks you even buying toilet paper or food
>>540821476Thats not the point retard. You still end up overspending by going cards only because you have tangiable reference. If your budget for revreation is 200€ a month and spent over half in a week via cash you'll notice that right away unlike with card payments unless you are hawkeying your finances 24/7.
>>540820910>he is PROUD of being the dumbest goycattlelmaocannot make that shit up
>>540821300economically correct. doesn't make the world better though. not sure what data the map is based on. keep in mind, we have a rather large migant proportion who run and are employed at all the money laundry shops, gambling parlours, shisha bars, barbers and car washs. all the cash they claim to have as revenue would go into the stats. many of them are on the dole and need to provide bank balance history. one wouldn't want the purchase of a bmw appear there. i flip old stuff on small ads. that's cash only and it keeps me happy.
>>540821537what phone? you carry a cellphone? LMFAO. OPFER
>>540820910Why are swedes always so fucking proud about beeing american lap dogs?
why do dutch and danes cardmax but germs use cash? what is causing the huge cultural difference between these neighbours?
>>540820910Shut up Capatin Sweden nigger dick slave. You are an excuse for a human
>>540821702thisswecucks are happy to be cattles lol
>>540821537>>540821788
>>540821832nordcucks are progressive for progressiveness sake. germans are progressive because they are guilt tripped into it. However, when there is no trigger to activate the guilt tripping then germans will stick to their regular beliefs and in terms of money it's cash payment
>>540820910I take all my wagecuck money in cash and then pay
>>540821832The Dutch are very progressive compared to Germans. Germans are stubborn and more old-fashioned. A lot of boomers are scared of online banking and even using cards. They fear someone will steal their money or identity. There's a lot of fear mongering in the news about fraud and phishing
>>540820978you can build your own payment systems...
>>540821369>most people still withdraw their salary as soon as it gets on the card based>and keep $$$ savings under the mattressgypsy tier retardation. there's no stupider location of savings than money
>>540820910We took an excursion to AVSTRIA and they all rejected taking card payment. I guess they cheated on the tax. Based.
>>540821537And what should we do now? Handstand? Summersault?
>>540820910Imagine being a trackable goy. Nowadays it's even worse, they pay with PHONES! Id this isn't ultimate sign of goycattle I don't even know what is
>>540820910Bro our country is filled with 80 yo grandmas
>>540820910You do use cards, Sweden and Germany. Germany not as often. Stop spreading lies.Still, I will happily pay cash for some currywurst because it supports local businesses and it keeps my food cheap. People are unaware of how having credit cards can rack up the price on consumer goods./thread
>>540822267As long as you like being bombed by jews you can build your own payment system.
>>540822353if you care about being tracked you wouldnt post hereor maybe youre just retarded
>>540820978fpbp, one rare win for germanoids.
>>540821832>why do dutch and danes cardmax but germs use cash?old people
>>540822256>They fear someone will steal their money or identityUnironically, while they are alert about digital transaction, they easily hand out large sums to scammers. Perhaps cases that involve boomers are more interesting for news because higher sums are involved
>>540820910>% cash of total piece of shit paymentsWhat did they mean by this?
>>540820978>That’s an area where Germany is actually based. By using card, 2% of every transaction is going to American companies like Visa and Mastercard,not even true retard. I use Klarna, never had to pay a cent
>>540820910We own our money in Germany
>>540822489Freu dich auf die Schufa-Einträge Retard und EU-Überprüfungen, die bei jeder Klarna-Transaktion stattfinden.
>>540821160a swede calling others faggots kek what's next a jeet calling us dirty?
>>540821673Not really. I just look at my spending every 3 months. Export credit card history and have an excel book that automatically looks for keywords in the description to categorize my spending for me. Then any unknown item gets flagged and I pick a keyword and category. Takes me 5 minutes every 3 months and I have budget built into it to flag excessive spending. After 2 years of this method I have overspent one time which was during Christmas when I got a good bonus and wanted to spoil my kids. If you have been cash only for a few years of adulthood then you can do this too. I was autistic like Germans and only had debit or cash until I was 27.
>>540822353if you have a """smart""" phone everything that happens around you is recorded, transcribed and stored. Anonymity is impossible. With llms now they can fully automate processing of that textual data + context to build and update your profile in near realtime
>>540820978To be honest the only reason why I use cards are self-checkouts, because they no longer have coin slots. Everywhere else I try to pay in cash.
>>540820910Right on, Germany! Why do you Swedes allow yourselves to be choke-pointed by banks, and American banks at that?
>>540820910>memeflag>d/c non-political threadWhy do you guys always bump this shit?
>>540821464how are they going to garnish your wages if you don't have a bank account????
>>540821673>200€ a monthLol what kind of a poorfag are you.
>>540820910some(rare)times i am proud of my people
>>540820910i dont even carry cash any longer because all my coworkers like borrowing from me and it pisses me off, now they dont even dare ask me to go to the ATM
>>540820910rare german w
>>540823119>non politicaleconomy is inherently political
>>540821125Cameras catch people all the time on crime shows, then they just check the store records. You're acting like it's untraceable.
>>540820978It's a chicken and egg thing. If Germans used wire transactions more, we might have had already some form of native European payment system that doesn't rely on American companies for transactions. Mutts rushed past eurpoors economically precisely because of tech which Krauts are too reluctant to embrace. Thankfully in the era of Trump euros are finally waking up to it and we might see digital euro payment system soon*TM
>>540822563the jews now have your IP
>>540823804i will go full retard over the digital euro and you cant stop me. ill shit on the goddamn counter in ze supermarket.
>>540823804So braindead that there’s been no euro equivalent of Swedish swish or Polish blik
>>540820978You do understand there's a cost for businesses handling cash that far exceeds that 2% fee, right? >constant stock of coins for change, theese need to be ordered and transported by someone from the bank to the business. >money needs to be counted at the end of every business day often at the cost of hours/overtime by whoever is counting it>money needs to be regularly moved from business to bank, again either at an hourly cost or by paying for a cash transport company >higher risk of miscounting/theft/fraud from employee especially if business has multiple stores and the owners can't be there all the time >most costs can't be paid by cash anyway (rent, energy, payroll, taxes) so an over reliance on cash could result in shortfalls if that's sitting in branch when automatic payments are due
>>540824167BOSSMAN! HELP ME!I'VE GOT TO COUNT ALL THAT CASH!!!WE'RE DYING HERE!!!!*collapses*
>>540820978i wasnt aware that it was that much moneyi always knew that cash was better, but i always took the proprivacy stancethere was 1 guy that bought some paint to vandalize some feminist mural, obviously this is very important so the police had to find this guy, analized the paint went to the store, and since the poor guy paid with card they got him
>>540821476stop fighting, "your" debt-money is equally worthless.
>>540821537i recall a few years back, some people were arguing that spain should invest in nuclear energy to be independent from the gas and not depend on russian and algeriato which some people said that spain will never be 100% energy independent because we dont have oil, so at that point why would it matter to be 100% dependent on others
>>540820910Retarded they use cash a lot of cash payments, because the immigrants pay with the money they make selling drugs
>>540824167>>constant stock of coins for change, theese need to be ordered and transported by someone from the bank to the business.i worked on a small bank, and its not a big deal, call the bank, prepare 250 € in coins come take the money leave>>money needs to be counted at the end of every business day often at the cost of hours/overtime by whoever is counting iti think the machine does that, as long as the numbers are well and the guy isnt a retard, that should be a once in a month thing>>money needs to be regularly moved from business to bank, again either at an hourly cost or by paying for a cash transport companydepends on how much money you are generating, this is what, 2 times a week? 15 mins inside the bank?
>>540820910Why is Romania grayed out when the source of the map says it's 65%?
>>540820910That’s fake data. Pretty much everone here uses card or mobile payments.Never is this 63%
>>540820910Based.What you don't understand, Abdul, is that Visa and Mastercard force sellers to increase all prices by 2-3% so morons like you don't understand that you're paying the card Jews to use your own money.
