If you don't take out a loan with interest, you don't have a credit score. If you pay off your debts early or on time, you risk having a bad credit score. If you don't have a good credit score, you pay more for utilities and insurance. It's all set up to punish you if you don't them money for doing zero work.How is that legal?
>>540894790You don't pay more for utilities based on credit. Those are fixed rated.My fixed rate credit card I've had for 15 years just went to variable rate out of the blue and jump three points with a potential cap of 19%. I drove straight to the bank and paid it off. Told them I'll never use it again and was considering closing all my accounts due to them trying to fuck me and everyone else. I wrote them a letter and referenced jews and usury multiple times. Only reason I had it was it was basically a low interest loan I could let the wife and kids use. I'll just give them cash or buy what they need/want for them.
>>540894790the jews own the system.
I don't borrow money, if you give me money and expect me to give it back you're retarded. Fuck you that's mine now. Interest is a scam btw.
>>540894790We don't have credit score here but I'm sure we will have something worse pretty soon.
Paying principle too early = less interest paid, also negatively affects credit. Very affectionate.
my score hovers around 800 just having a bunch of credit cards and paying them off. i never carry a balance
>>540894790it doesn't have to be legal, so long as people have jobs that can afford this they won't question the validity of it. it also gives average run of the mill people a reason to look down on their peers and give advice that nobody asked for.
>>540894790Debt slavery infull effect. debt slaves rise up and destroy all credit card readers you see
>>540894790It's because the creditors and the lawmakers belong to the same tribe.
>>540894790What happened to the old debtmaxxing threads? Did (they) install a mod that takes care of it?