The Universal Residential Appraisal Report.Since 1986, this one form dictates how much a bank will loan you for a mortgage. It only considers such things as square footage, number of bathrooms, garages... Nowhere on this form does it consider build quality or materials. You could build the house out of solid gold bullion and it wouldn't matter to the bank's mortgage department. "Oh, it's a 3 bed 2 bath and 1500 sqft? That's worth 300,000." This one form is the reason you have oversized McMansions built out of cardboard. This one form is why a home built 100 years ago will still be standing after the new home built today collapses.https://www.youtube.com/watch?v=UcQaoURMbbM
>>541592373
I bought a 100 year old home with cash. It'd cost a million dollars to build something like this now. I have three sub-floors, one's made of CORK.
>>541593309your million dollar new home sir
>>541594926Heh, OK ten million.
>>541592373I live in a 160 year old house that used to be a big sawmill.. yeah it's built sturdy, but every single fucking thing related to utilities is a fucking nightmare
>>541596945Can't you just use surface mount? Is that illegal in residential
>>541592373My home was built in 1984. So it's solid, then? I just replaced the roof last year. It was still the original roof and finally started leaking.
>>541592373>>541593309Amen. My little 100+ year old 95k starter home is framed and floored with OLD GROWTH HARDWOOD.Look at this stud and tell me that you can get something like it today.
>>541596945Yeah, that's true. I want to add a second floor half bath if I can ever scrape up the money, and the plumbing's gonna be a nightmare. Might try to scrape up the cost to remodel the bathroom downstairs before starting, on the principle that it'll be easier to run pipes when I already have walls open.Technically, I don't need to remodel the downstairs bathroom, but I want to. I am very skeptical about whether the existing shower/tub install had the surrounding area properly waterproofed, and I want the walls half-tiled rather than having exposed drywall.Previous owners were retarded even by boomer standards - for example, I have lovely old molding on all the interior rooms except the kitchen, where they decided to rip out the molding on the kitchen's interior walls so they could put in shitty fake-wood laminate and ugly particleboard cabinets. Pic related.
>>541597988You're better off than anyone who has a house built after 2000. Not gonna be as sturdy as a century home, but not a cardboard shitshow like a new build.
