College is a scam and women are the ones still falling for it.This creates the "Miss University tax" causing men to walk away from relationships with them.The birth rates collapse because women are deep in debt and nobody wants them.Liberals then write stories about how "educated women" are less likely to have children, implying only dumb women have children.Despite their best efforts, children are fast becoming a status symbol, one these "educated women" can't have.So these liberal "educated women" support anyone who commits infanticide out of spite.For the next trial, the prosecution needs to eliminate any woman who went to college from the jury pool.
>>542345246dumb hole took out a massive loan and wasted it, and now bitches that she doesn't want to pay.give her a good smack and then send her back into the mines.
Notice how she doesn’t mentioned how she studied sociology or interpretive dance or whatever unemployable meme shit
>>542345246I paid off half of my student loans before I graduated. Then I put most of my disposable income toward them and paid off the rest within a few years. I ate only the cheapest food and never fast food/restaurants, pirated all of the movies and TV shows I was interested in, got the free phone with the cheapest plan from my phone provider, and rented a place in a bad neighborhood because it was cheaper.
>>542345246>For the next trial, the prosecution needs to eliminate any woman who went to college from the jury pool.No woman should ever be in a position of authority.Only White men can bear the responsibilities that come with rights, therefore only White men have rights.All children and less favored races can either accept White rule or go back to their own lands.
>>542346433this stuff just keeps happeningthat finn is going to be a bitter child hater and support infanticide too
That settles it. I'm growing a big old bouffant hairdo. I don't care what people say.
>>542346097I had no debt in undergrad because I didnt flunk my classes and the state paid for like 90% of the tuition. Then after undergrad my loans stayed very modest like 25k. After that I just doubled up on principal payments and it's down to like half now. I am constantly trying to guage at what point it makes sense to just pay it all off. I mean of course I am making interest payments, but it is also better in my mind to pay off a loan with money that is worth less than when I borrowed it kek.
>>542345246it's all because americans worship money. The whole economy has become one scam after another, intentionally trying to sell you a smaller and smaller portion of something for a higher and higher premium, so americans can inch closer to "financial independence early retirement" on paper. But someday someone is going to redeem that paper.
>go to college>take a loan out for everything like housing food, drinks, weed, drugs, etc.you could easily pay that off in 4 years as well but they end up getting a car loan a house loan or spend 3k in rent buy a shitton oof useless shit, and eat out every meal. Women are the ultimate goyim
>>542345896Women either fumble the entire point and get degrees for gullible retards (humanities), or they get into actual fields (engineering) and pass because professors and TAs will inflate grades for anyone with a pussy. Then they go on to incorrectly build a bridge and get people killed.Women shouldn't even be taught how to read. You could use a picture book to learn recipes so you could stay barefoot and pregnant in the kitchen like the good lord intended.
why do chuds want everyone to have kids?this world sucks ass man, we wont breed just to please you
>>542345246I agree they should do away with school and all jobs should be based on your ability to learn, which you will learn at special vocational schools and/or simply just on the job. Your ability to learn will simply be based on something similar to IQ test, but highly geared toward looking at general intelligence, rather than how much "stuff" you know. Certain vocational schools/jobs will only accept you if you score a bare minimum amount.This keeps the dummies from shitting up and lowering standards of important subjects.
>>542345246My country has no college debt. We have even worse demographics than you do. Idiots will always fall for blaming cultural issues on money. Money has never been an issue. It's all about values. Society gets a lot of what it values. Money is a result, which is why the stock market is always green while our nations are hollow husks
>>542351775Bingo. It's not a new concept too. Schools only make sense until 8th grade or so. Teach kids to read, write and basic maths and history and geography. Then have workplaces form then. The kids work for very cheap until they learn a skill, after which they can leave and learn another or put it to use at any compatible workplace
>>542351608Because, Vanyo, either our kids inherit the West, either THEIR kids do it.
>>542349841What did he mean by this
>>542345246College isn't a scam and women should be prevented from going to college
>>542352251so its a race to the bottom?
>>542345246>95k in debt This happened to an older friend of mine’s daughter.She just HAD to go to an out of state school down south when our state has some of the top universities in America and all the state universities here give steep discounts for state residents.She ended up with over 100k in student loans to become a fucking school teacher making 40k a year. She got with a carpenter dude down there who knocked her up twice, but noped the fuck out on marrying that debt, so she kicked him out to squeeze him for (((child support))) which ended up being less $ than he was paying covering the lion’s share of the household bills.So now she’s a single mother with 100k in debt in her 40s, and last I heard mom and dad have basically disowned her when she started dating a nigger because all her attentions from quality White males have dried up and she’s lucky to get a pump and dump from the guys she wants.But hey, at least her 2 White daughters get to see their mom be a pathetic coal burner in real time, so they are much less likely to participate in such behavior when they come of age
>>542345246I couldn't give less of a rats ass how much debt you have, its all fake made up paperI do care enormously though what you want to do tomorrow, normally the debt flags excessive spending habits, consession to vein mimetic rivalries and a really big urge to follow the current thing. I need pic related basically, if you want to amazones against the fiat money cabal with me
>>542351321Thank you. Yes the economy is a scam but if you buy enough stocks you can benefit from it.
>>542351536I am in the legal department of my company and there are cubicles and cubicles of women doing HR jobs just outside my office. Mostly Shaniquas.
>>542345246If that $95,000 of debt is entirely student loans then I'd suspect she went to some overpriced university or got into law school but quit her first year in.I'm back in school and shouldn't have to take out more than $11k in loans for a double major.
>>542346097Cool. All of those things break even with zero disposable income in Canada unless you make more than 80k a year.
>>542351965what is your female higher education enrollment? higher than the US? then it would explain why the situation in italy is worse
>>542345246WIU's fees are $15k/yr all in including tuition, fees, housing, and food. Wtf is this bitch spending so much money on?
>tfw going back to school at 32>tfw thanks to CLEP exams I can afford to finish my associates off of my savings >but I won't be able to afford to do a bachelor's unless I get a Pell grant >applied for FAFSA and just got "deferred interest on loans" which isn't going to fucking help at allWhat did I do wrong? Should I just give up after I get my associates? It's a maths associates and I was hoping to do a finance bachelor's but I dont know if that's even worth it. I seriously don't know what to do anymore but I NEED to be making more than 27/hour or I might as well kill myself.
>>542351608you have to be strategic with children like the jewish families (sassoon, rothschild, etc). they set them up to run an aspect of their business, someone they trust because it's their child. raise one of your children to be a lawyer, another one to manage finances, another one to do some technical aspect, etc
>>542353670>It's a maths associates and I was hoping to do a finance bachelorNone of these degrees are going to get you more than 27$ an hour at your age and at the school you're going to. Switch to a new major while you can.
>>542351536Someone failed undegrad organic chemistry
>>542352794Not beating the stereotype of Yankees going to SEC schools being dumbasses that couldn't get into their state U.If you're smart, SEC state schools will give you full rides. At that point it becomes worth it, even for otherwise mediocre schools like Ole Miss. I don't get why Yankees would pay full price.
>>542353532Probably out of state tuition. A 4 year degree at my local university is close to 200k for an out of state student. It's basically a party school for rich white Californians. 40% of the students are from California.
>>542353895What major is worth doing?I'm stuck with the math associates at this point. I'm in my last semester and it's too late to drop these classes. At this point I just need to start making 80k+ a year or it's over. I'm not exaggerating. I can go back to my old job and make 25 to maybe 28 an hour but there's no point because I cannot afford shit around here. I cannot provide for a woman. I want to be able to take care of my gf one day
>>542353670For finance? Go to a third tier toilet non-target school.
Lifelong debt slave wagies who don't reproduce?Sounds like an Israeli dream.
>>542354290>>542354032That isn’t a stereotype and you are a total faggot. It’s obvious from just the 3 posts you made in this thread.
>>542353670get into defense. get an engineering degree. ME make shit though.
>>542354352Try to get into accounting and then pivot towards a career in auditing for construction companies. Construction is one of those fields where they tend to pay their office workers a little more than other jobs just because they're flushed with more income than they know to do with.
>>542353670>goes back to school at 32I hope you're banging some zoomettrs otherwise this is nothing but a humiliation ritual.
Okay then, how much are you making at 23? My peers from college are making anywhere between $75k and $180k a year.
>>542346097Meh... i gambled and went deeper into educational debt. Didnt pay anything and was delinquent on my lians for 3 years, and then i fucking made it and paid off $500,000 of debt in 18 months. I smoked a ton of weed, partied and wasted money on women the entire time living beyond my means. Instead being some poorfag penny pinching jewslave
>>542345246
>>542346097What was your interest rate? If it was below 4% you're an idiot
>>542345246I don't get how these people didn't look at the cost/benefit of their "dream job" prior to going to college and the chances of them getting their "dream job".All they had to do was a simple Google search to determine what people in their "field" make and the chance of getting a job. They didn't do this, and now they're in debt for a stupid overpriced degree in a field that doesn't pay well.Even today, I still see d00dle nigger women in the gym doing the same shit with dance degrees. It's embarrassing.
>>542345246>be dumb roastie>go to college>get almost $100k in student loan debt>graduate>student loan bill arrives in the mail>shockedpickachuface.jpg>"HELP I AM $100k IN DEBT"Just think for a moment. These are the same kinds of women who call you "creeps" & say you them the "ick" while never giving you the time of day when you were their age, all while getting creampied by Chads every weekend.Fuck it. I think our ancestors had the right idea marrying them as young they did & not allowing them to even attend high school.
>>542356428Okay so just become a stay at home mom? My aunt had kids at like 40
>>542345246I went to state university & got a CS degree with $30k in debt. I paid it all off in 2 years just by living very cheaply & getting a job that pays $60k/year. But then again, that was during a time before Learn To Code became a meme & the industry was not as saturated as it is now. I'd imagine it's worst now.
>>542356692It's far worse now.
>>542345246Let the goywomen deal in the real world.
>>542353004>not even makework jobs for white womenI don't know if this is a good or bad thing.
>>542356537She, like many highly education women, has effectively husband-blocked herself. Highly educated women really only date equivalents or higher education. So while she might have a thing for a doctor or an autistic surgeon at her work. It's likely that those doctors/surgeons are snapped up by lower education women, or they are simply okay with the rotation of nurse pussy at their work.
>>542356692I graduated from CS this year and I just got an offer for $90k. And this is probably the worst the entry level CS market is gonna be. It took me months but most of my friends are getting something.
>>542354678I was working for a defense contractor as a technician. I would've tried to move up there but then I got laid off. >>542355213It is a humiliation ritual and I already am banging a girl but I might try to bang some zoomettes too. Any advice? How do I even approach them?
>>542355109How much are we talking?
>>542356537At 35 it's already too late to have healthy kids for the mayority of women. That's the age limit in most fertility clinics if they want to use their own eggs. Sure, there are some cases where a woman manages to have kids in her 40-50s, but that's not possible for most women, biologically or economically if you try with a clinic.
>>542357487My aunt had her youngest at 38 and none of them are retarded or sickly.
>>542356863hell yeah
>>542357639Gen Z is actually the wealthiest generation in American history per capita
>>542357528Are you a woman?
>>542345246yeah, but how else are women supposed to learn about political science or psychology or english literature?
>>542358001I was born at 37. One of my friends was born at 36. Another around 36. At that point it's not just one anecdote.
>>542352455I have 2 kids, I've made 288k$ in income my whole life after tax. My wife has made 300k$ life income after tax. I have 1 million$ in assets and cash excluding housing. If you don't know how jew magic works I'm sorry you had to spawn into this server.
>>542358335Did you just invest at like 23 and then burdenmaxx since then or what?
>>542345246Yeah, uni shouldn't cost more than 2k$ per year
>>542358401Courses aren't that expensive. Courses can cost $6k/4 months were I live.The big costs come from people who live on residence with no form of income. So their living expenses and debt from that are out of control.That's why colleges LOVE international students.
>>542358395I have no loans. I just have a frugal personality and my wife is the same. I'd say 300k$ of that money was invested for a meager 2.5x. I've made the money in the past 6 years, before that it was mainly in a savings account. I invested because of the kids, before that I never really cared about money, but I've studied economics as a hobby since a child.
>>542358915Has the Swedish market just had an insane bull run or what?
>>542345866You just know she was a needless cunt to every slightly nerdy guy who was actually there to study and build a career.This kind of shit is just another version of visiting your hometown and seeing people who were shitheads in HS working at Walmart.
>>542358981There's internet, you can invest anywhere in the world you want. And for trading Sweden has extremely beneficial taxes. I don't pay any capital gains tax, I pay a fixed sum on the total invested money. But my stocks are only like 200k$.
>>542357746By absolute number, not by purchasing power.
>>542345246You have a point
>>542359088Shitheads at wally world arent shackled to debt like this. Instead they get neetbux while working lmaooo
>>542359852No, adjusted for inflation actually
>>542359708So what's the rest of your money?
>>54234524695000$ is worth the Chad Cock Carousel
>>542358162You're a woman.