>GEN Z IS POOR AND LE HOPELESSMeanwhile me and all of my early 20s friends have landed jobs making $80k+ a year right out of college living with family, and we're on track to invest tens of thousands every year. White births are barely 10% lower than they were 10 years ago and haven't declined at all for a few years, and that's with record high housing costs. Why do you want to be victims so much?
>>542354904this board is full of browns and old millennial losers
>>542354904skill issue
>>542354904Why don’t you tell these “friends” that you have to post your overinflated life story anonymously on 4chins to feel even a morsel of self worth in an otherwise empty existence
>>542354904Zoomies are about to learn what 2008/9 was like.
>>542355363>he thinks making $90k a year is an "overinflated life story"You can just say you're a loser.
>>542355186fuck off jamboy
>>542355494>trump gif>unironically thinks every white male has the same life and circumstances as hisYou can just say you’re a larping faggot making demoralization threads.
>>542355568fuck off retard and git gud
>>542355727You must be 18 to post on this website
>>542355766Typo I’m 18 also it’s 100.5 million per year
>>542354904>making 80k right out of college A macdons general manager. Wonderful use of your business degree (worth jack shit)
>>542355112fpbp
>early 20s>only 5 figuresWay to waste your life. I just became old enough to post here today and have been making millions at my startup since I graduated college 4 years ago.
>>542355112>>542355892You would know best ;)
>>542355832McDonalds managers top out at 80k. Starting at 80k you'll get up into the 100s pretty quickly out of college.
>>54235490480k a year is minimum wage now you fuckin retard, it's not 1990.
>>542355992You know we can all tell you’re LARPing right because only a boomer would actually think 80k was a lot of money even to start in 2026. That’s roughly the same purchasing power as a sub 40k entry level job in the late 90s.
>>542355992Oh so middle class. Not even upper middle class. You can thank Covid for shifting the class lines 25 grand upward
>>54235611440k was a good starting salary in the 1990s though. If you put 30k a year into the S&P 500 every year from 1995-2005 you'd have 2.5 million today.
>>542356172If I were 40 it'd be middle class, but we have compound interest on our side.
>>542356276You literally have no concept of how inflation pushes tax brackets downward and class lines upward.
>>542356392I'm gonna be putting like all of my money into stocks so inflation isn't a problem for me.
>>542356467Do it with maxed out leverage please.
>>542356544I will be using my student loans as leverage but no, I'm not that retarded lmao
>80kAfter taxes and health insurance if you had a wife and kids you would have 40k left
>>542356684Well good thing I don't have a wife and kids. I'm on my parents insurance which is literally like 100$ a year and with 401k I can get to like $77k post tax.
white birthrates get lower each year is the point, and teenage pregnancy is all but eradicated amongst whites. truly a good sign to see no care about it but money.
>>542356817>white birthrates get lower each year is the pointI mean right now they're higher than they were in 2023
>>542354904>Meanwhile me and all of my early 20s friends have landed jobs making $80k+ a year right out of collegeHow can other people be poor when my parents are rich? Doesn't make sense. If I'm experiencing one thing, then there can't be any other experiences being had. So what's going on? Surely, the life I enjoy as a 20 year old is due entirely to my personal virtue. It follows logically that anyone who doesn't have what I have simply lacks virtue.
What are you even trying to say in this thread? That this “success” now represents the current situation of everyone in your generation?>GEN Z IS POOR>Why do you want to be victims so much?Such textbook rhetorical engagement bait. I hope this soars to the archives as you desperately try to bump your way back up. So fucking embarassing.
>>542354904>out of college living with familykek
>>542357286It represents the situation of people who went to their state school and had reasonable academics, yes. A lot of us are living with our parents but we're actually more wealthy as a result.
>>542356901it says past 2 years were guestimations
>>542357347I'm going to have a 90% investment rate
>>542354904This is a Trump admin renormalization shill btw. They are desperate to get goys back on the plantation and convince you everything isn't complete shit.
>>542357386It's not "guesstimates", it's just not fully rigorously verified data. We can be reasonably confident in it, not to the exact number but to the general trend. For example, black births are dropping rapidly.
>>542354904>Posting at 11:30am on a ThursdayZoomerfaggot, go back to your fucking desk or I will fire you and all your "early 20s friends" back to the gutter I fished you out of. I don't pay you minimum wage to shitpost on my personal board.T. Millennial, your eternal gods and masters.
>>542357749I haven't started my job yet lol
>>542354904What do incels want people to do about their issues?
>>542357961Almost everyone is an incel now unless they're settling for a landwhale.
>>542357498thats great i can be confident that theres sociopaths like you working on collecting data. white birthrates are very much down in all fields.
>>542354904Fuck hope and Godspeed, Gen Z.
>>54235490480k is pretty good out of college, that's about where I started. It's nothing to brag about though, you are going to want to job hop maxx and at least double that salary by the time you're in your late 20s. Don't get married to your first job, COL+performance raises will get you like 5%/year while job hopping can gain you like 30% or more.Avoid all the goyim traps like financing a brand new car every 2 years and you'll be good ole son
>>542357996Guys at work show me photos of other guys' wives/gfs (from social media) and make fun of them. They're all making fun of each others wives/gfs kek. Normies really are such a bestial issue, it's too bad they're like 90% of the population.
>>542357948the retard doth protest too much :^)
>>542358152>it's nothing to brag aboutYeah I mean well I had no internships and didn't do much networking in college. My friend who did is making $180k, but after taxes and rent it'll only be like $20k higher than me (he's super HCOL and I'm with my parents). >brand new carI have a 2012 from my parents. Not throwing that away.>Don't get married to your first job,Depends how much I enjoy it. It seems like interesting work so I might just stay for fulfillment.
>>542354904You guys started this retarded demoralization trend for no reason and now the current generations are suffering en masse because of it. All doomerism is a self fulfilling suicidal ideology aimed at destroying everything you otherwise supposedly stand for.
>>542354904$80k ain't shit in today's economy buddy. Nice entry level job.
>>542354904congradulations on your (((success))) OP, I dont know why we all cant get lazy-girl-jobs like you. for some reason, 80 IQ white girls with gender studies degrees have an easy path in the corporate world
>>542358560Maybe if you live in a studio apartment in New York
>>542355112k go back to Tik Tok this is our site now
>>542358147Source?
>>542356243>2.5 million today.Great, you can afford a house in a middle-class suburb...High rollin'
>>542354904>$80kThat’s fucking nothing in this economy
>>542360806A house in a HCOL upper middle class suburb costs like 700k outright lmao
>>542360865>I have no spending discipline
>>542360936You have no kids, and you don’t have a good job either
>>542360975One of those is true. But I'm 23 and my savings will be like 70k a year. These days young women make as much as men. If she's smart with her finances that'll mean a savings of like 140k a year between us setting us up for having a family.
>>542360902In bumfuck-nowhere maybe
>>542361080Very hard to believe. You must live in fucking Arkansas or something lol
>>542354904negativity victims
>>542354904lmao, I have never had a job. And have no friends nor indeed have I ever had a girlfriend. It's just a projection my guy.
>>542361084Okay man. I live in a top 10 highest cost of living state with my parents, in an 80% white suburb that's incredible safe with good schools. You can get a 2500 sqft house here for 600k
>>542361148>Very hard to believeWhy? Living with your parents you can easily spend less than 10k a year. I don't even know if they'll make me pay for food or not.
>>542361080Implying modern women contribute to a household..your money is their money her money is her HER money...Good luck to any sap trying to settle down with a woman today at all desu, he will need it
>>542361455You can say "i am not paying for that". Ever tried it?
>>542361573Will get you labeled "abuive" nowadays
>>542361736*S
>>542361736Sticks and stones
>>542354904I never got to experience picrel.
>>542354904>He doesn't understand demographic trends>Boomers are going to take away 30-40% of the population when they die off>The figures for unmixed whites are much lower because (((census takers))) count beaners, arabs, Jews, and other nons as WhiteShiggy diggy.
>>542361417Your whole thread is just a larp You don’t sound financially literate, and I doubt you will ever qualify for a loan to upgrade your life
>>542361886The US is 55% white and births are 51% white
>>542361904I've run the numbers. Car + health insurance, gas, food, repairs, and utilities will probably run me around 10k a year. And I don't know if my parents will have me pay food/utilities
>>542362003Oh and my credit score is above 700 right now and will only increase as I pay my loans and use a credit card.
>>542357996>Almost everyone is an incel now unless they're settling for a landwhale.No, you are just a terminally online shut-in with no real world social life whose perspective has been massively skewed by primarily interacting with other terminally online shut-in virgins on the internet. Inceldom and adult virginity rapidly becomes almost non-existent after 21. If you have even the most basic kind of social life in your early 20s, it's almost impossible to remain a sexless virgin unless you are actively trying to or are a completely disgusting garbage person. Even the schlubby skinny fat reddits0i beta male nerds at least occasionally have drunk hookups or get dumpy girlfriends.
>>542354904Wouldn't surprise me if this is a fedpost to convince the chimps on this board that the job market is normal.I mean look at the pic, seems like classic Jewish demoralisation based on an anonymous anecdote. Kys boomer.
>>542362164The job market is pretty bad but once you have a job the economy is good
>>542362113>dumpy girlfriends>settling for a landwhale
>>542354904you're a goy who is going to get stuck in that junior role for the next 30 years
>>542354904>we're on track to invest tens of thousands every year.
>>542362303Would you rather I have a negative net worth?
>>542355689
>>542362273>Moving the goalposts."Incel" means "involuntarily celibate" not "I can't get a high value 10/10 perfect girlfriend."You are literally just the male equivalent of the fat post-wall roastie single mothers with half nigglet kids and a bunch of STDs and debt whining about "where all the good men at" because they think they are entitled to a rich, tall, handsome, exciting 6-6-6 Chad to swoop in and treat them like a princess. If you can't manage to lose your virginity in the post sexual revolution hookup culture world we live in, it's because you are objectively a bottom 2% absolute garbage tier man, and your actual looksmatch and valuematch and desireabilitymatch is a bottom 2% absolute garbage tier woman
>>542362300Even if I did I would have a net worth of like 5 million inflation adjusted
>>542360806What a dumbass crybabay comment. And complete bullshit
>>542354904>$80k+That's nothing by today's standard. Maybe 30 years ago, $80k would have gotten you far. I was making similar for 5 years. Left & became a NEET because I got tired working long hours & not having a wife or kids to come home too. Nice larp, but you ain't nothing but glorified wagecuck.
By the end of 11 years I was making 85k for a job that makes me locate annually and was then fired, so now I make $0
>>542354904I wonder what these 2 look like now.
>>542362641Okay but now you have a net worth of like 300k probably do you regret that?
>>542362704Probably got fat desu
>>542354904It's called getting lucky. If there are people who got lucky there are people who didn't get lucky that exist. In order for there to be a winner there must be a loser.>>542355448They already know what it's like. Some of them don't know anything but 2008/09. Why are you retards acting like every zoomer is swimming in accepted job applications? I'm struggling to even get a simple job of stacking boxes at Walmart and shit.
>>542354904Similar. I make 80k comfy office job. Married. Wife earns similar too. Bachelors degrees, nice cars, got our first home at 28. No debt other than the mortgage. Life is actually pretty easy if youre not retarded.
>>542354904>making $80k+ a year right out of college living Those jobs paid $80k/year 20 years ago. You've lost so much yet don't recognize it.
>>542362833>b... b.. but someone else earns more than youSo? Still an easy life. I have everything i could want with this income.
>>542362833Objectively no they paid like 50k
>>542362833This. Hell, you don't even have to go back 20 years.I have gotten a modest yearly pay raise every year at my jobs, but if I wanted to have the same purchasing power TODAY that I had in 2019, they would need to give me a 40K raise because of how bad Covid fucked us with inflation. And we all know that isn't going to happen. You read 80k for that starting salary, but it might as well be 65K based on what it was within your own recent memory that formed the expectation of how much 80k should be worth.
>>542354904Good job. Glad to hear it. Keep going, m8.
>>542354904>80kFucking how do I do this.
>>542354904Money is all that matters.Your human value is determined by the dollars in your bank account. It is your moral responsibility from birth, as dictated by Jesus, to grind for a career that offers a good ROI. Law, Engineering, Med. Save and invest everything.Your only goal in life is to have more money than your neighbor. If someone does life 1% better than you, you are a failure and reap what you sow. Every poor person reaps what they sow. There is no excuse to choose a low value, low ROI career, even if it makes you an intellectual. Employers don't need that; they need someone who can do the job, and the job GOOD ENOUGH. Not great enough. Keep grinding and improving. Don't date, produce multiple streams of income, and win.Life is, for better or worse, a dick measuring contest.
>>542362303Whoever made that comic is completely out of touch. Her smile should be turning into a frown as she waste time with a Jew daycare job. So I did the honors & fixed your shitty faux manga comic strip to show what really goes on inside the minds of the hags who wasted their youths with "careers"BTW I hate career oriented women.
>>542354904>80k a yearborderline poverty wage in my area and i'm not even being ironic
>>542363570California?
>>542362719lol no. Cause I don't work. I wake up & play vidya games all day. I don't want to work for a system that hates me. 5 years of being a full-time glorified wagie & having to deal with DEI niggers & HR cunts only made me resent working. No pussy, no work.
>>542363807How did you make 80k a year for 5 years and invest nothing?
>>542358286>other guys' wives/gfs (from social media)Doing what?
>>542362597>2.4 mil dollary doos>somehow the value of that is adjusted uplol, it's gonna be worth less and also you will have been eating air and living innawoods
>>542364168Assets won't be worth less. When inflation goes up, asset owners win.
>>542363620northern virginia>>542363807based
>>542363922Got a job in the tech industry. It took me 5 years just to break even with $80k. At entry-level, I was making $60k, & we had a team of mostly white guys. Around that time, the DEI woke shit was being pushed by upper & middle managers. My boss was a DEI nigger. The moment some Jew decided to put him in charge of our projects, I left because I hated his fucking woke guts. We went from a team of 10 white guys to 2 white guys in less than 5 years all because of that DEI nigger boss. I just tired & left. Decided I wasn't going to do it anymore because the hours were long & had hardly anytime for myself. The money was descent, but I left like I wasted 5 years of life because I was being priced out of the housing market, & every year I saw the "job requirements" from job posting being more & more out of my reach.The system doesn't benefit white males. That's why now I NEET.
>>542364326I live in a HCOL area with my parents, I guess it's kind of a cheat code because I get a HCOL salary on LCOL cost of living, but fuck it I'm not apologizing. NoVa sounds like hell though, I have to say.
>>542354904Weve gone from shopping malls to Buc-ees gas stations
>>542364550And you can bet the niggers will ruin those like they ruined shopping malls.
>>542354904Sounds nice to me if true. I know a lot of the shit I read on here is just mindless blackpilling and untrue.>t. Millennial
>>542364326>northern virginiadie glownigger
>>542363922Had student loans & home prices were getting more & more out of my reach. Homes were already costing $200k by the time 2017 arrived & I didn't want to live in a nigger-infested area. Even with the amount I was making, I would have been tax raped.
>>542364917How much in student loans? I'm not going to pay off mine for a while, I might even consolidate and extend them for 15 years.
>>542364272you are going to have 50k of assets at best and a mortgage
>>542355186Heterosexual men in a normal, dominant position within a relationship don't jump on their girlfriends like that. Deeply perverse.
>>542364983I had about $30k in student debt. I paid it off in 2 years by living in a cheap place while paying off my debt as quickly as possible. Had to continue eating like a poor college kid even when I got my job.>I might even consolidate and extend them for 15 years.Don't do that. The more you extend the loan, the higher interest they will make you pay & you cannot default on your student loans.
>>542354904>Meanwhile me and all of my early 20s friends have landed jobs making $80k+ a year right out of college living with family, and we're on track to invest tens of thousands every year. White births are barely 10% lower than they were 10 years ago and haven't declined at all for a few years, and that's with record high housing costs. Why do you want to be victims so much?Meanwhile the Tel Aviv nigga posting this thread.
rapejeet demoralization threadliterally everyone I know is depressedeven programmers with good degrees and experience that I know are just getting temp gig contract roles
>>542355186>jumps right into his girlfriend's arms like a womanAnd just like, she lost all respect for him. Absolute betamale behavior.
Hey, stop this crap, im in the middle of war and my children are being killed and brutally enslaved.- Sword Intent.. Slice the mountain in half...
>>542365298>The more you extend the loan, the higher interest they will make you pay Uh, no?
>>542355935sneed bitch
>>542364686Do you know how many people I would hurt for us to go back in time for just one day?
>>54235599280k doesn't mean shit for one person, especially considering how much debt, rent, and high gas and grocery prices 90% of young adults will certainly struggle to endure. that money dries up faster than they can ever save it for a down payment on a house, let alone a decent new car, etc. and for most people, there's no safety net of cash or inheritance to rely on. the economy simply does not favor most traditional career paths for Gen Z.and that's not even accounting for the illiterate, brainrotted Gen Alpha disaster we're about to see. that entire generation is well and truly fucked.
>>542362113I know its anecdotal but I am still a 26 year old virgin.Imho its not really that important, what we should really be tracking is either marriage/couple formation, because at the end of the day having sex only really matters if you are going to have actual fucking kids, otherwise you are just coping with sex like a drug to forget your shit life.
