Employers in the US are going to start dropping health coverage at an increasing rate due to soaring costs. They can no longer afford to eat $20,000+ per employee per year in health care alone. If you rely on an employer plan, you should look at potential private options, improve your own health, get a government job, etc.Just a friendly tip from a knower. This is not something employers want to discuss openly, because it is very unpopular. But the economic logic is simple and compelling. The 'gig' employment trend demonstrated that Americans absolutely WILL work without employer healthcare coverage, and this model is going to be expanded throughout the corporate economy in the next several years. Be prepared.
>>542797335if you are young you don't need (((health insurance)))that $20k could be earning 10% APY.once you realise the pay-out-of-pocket rate is the same as a co-pay....
>>542798035Plans are purchased en masse, at fixed rates, rather than for individual workers. This is part of why they are so expensive.