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/pol/ - Politically Incorrect


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File: 1636151093022.jpg (82 KB, 1080x1080)
82 KB JPG
Fell for the debtmaxxing meme and now collectors are on my ass
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File: 1764050967427458.png (317 KB, 1003x561)
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>>543649251
Lol at your life
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>>543649251
put your phone on permanent DND
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>>543649251
Just declare bankruptcy, stupid
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I miss having a credit card. It was like having a rich people pass where I could go out and buy almost whatever I wanted.
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>>543649419
>Just declare bankruptcy, stupid
Won't work and it's the second mistake debt maxxing retards make.

If liquidation of his assets isn't sufficient to cover his debts they will literally just wait until he has new assets/income to take what is owed and they won't even ask him to pay, they will garnish his wages or welfare before it even hits his bank account.

t.debt collector.
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>>543649251
So ignore them lmao
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>>543649606
Youre not even in the same country lad.
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>>543649251
Isn't like 40% of your country debtmaxing anyway because your watermelon seller doesn't understand economics?
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>>543649606
idk about your cuntry but in mine it works perfectly fine and they can’t wait for anything
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>>543649251
Don't they have debtors prison is Turkey? That was advice for Americans anon.
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>>543649819
Yeh but the lira isn't devaluing fast enough and gold isn't increasing
>>543649860
If you dont make a promise to pay its not illegal but they harass you and all your family members+distant relatives because our citizenship data is leaked constantly
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>>543649606
Same here. Retards here don't seem to understand it just protects you from further accumulation of debt through interest. Declaring personal bankruptcy doesn't wipe out your debt because it plaintiffs have all the legal right to demand what is owed or settle for a smaller amount if it's just going to drag out for years. In Finland you aren't allowed to garnish neetbux because those funds are considered essential for bare minimum standards of living.
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>>543649775
>Youre not even in the same country lad.
You think debt collection isn't international mate? I've dealt with turks before. Everyone in my line of work has kek

>>543649821
>idk about your cuntry but in mine it works perfectly fine and they can’t wait for anything
In Poland a court will decide your fate, simply filing for bankruptcy won't automatically save you. You'll also have courts and debt collectors demanding your financial records for 5~ years after you declare bankruptcy and they'll keep dragging you back into court claiming you have the means to pay your debts etc
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The first mistake I'm noticing is that you don't live in America where you can tell debt collectors to eat your boogers and they can't do shit
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>>543649251
why are you debtmaxxing in a shithole with a currency that keeps losing value every day
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>>543649483
I can buy almost anything I want, but there's nothing I really want now that I can. God is a bit of a nigger.
Also, stay the fuck away from ((credit cards)) until you don't need one.
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>>543649251
Now declare bankruptcy.
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>>543650606
>with a currency that keeps losing value every day

it actually makes sense in that case
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>>543649251
What are Turkish tax collectors like?
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>>543649251
Just escape to Kurdistan, where you belong
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>>543649251
just move to Germany like all the other Turks
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>>543649606
Cant garnish stolen goods and weed distribution income
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>>543649606
Here, if you start (and finish) the bankruptcy process then all pre-existing debts cease to exist. but lenders won't lend money to people who lack registrable assets: car, house etc. those assets will be lost if you start a bankruptcy process, and you can't sell them if you have debts that use them as collateral. So in theory yes, you can clear debts through bankruptcy, but you can't get loans without assets in the first place.
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>>543649319
>clott adams falling for it
ooof
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>>543649251
OP is from a 3rd world shithole.
There, they simply take your organs and sell them to settle your debts.
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>>543651058
turkey is roughly eastern europe levels of shithole, they are probably the most powerful nation in the region tbqh desu
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>>543649251
>ever participating in jewsery
interest is one of the most evil inhumane concepts of all time
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>>543649606
>>543650256
get a real job. I hope you get killed by black niggers with extreme violence.
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>>543651058
I don't think it's that bad but I imagine some Turkish debt collection companies hire guys who act more or less like mob goons collecting for a loanshark.
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>>543649251
In Erodgans Turkey debt collectors max you
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You're good bro you're Turkish just smoke some hookah and take a nap
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>>543650269
Average retarded Anglo
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AH GEEZ DOOD
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>>543650217
I am in the same boat, I thought the EGP would be at 100 by now, so I took a bunch of debt.
It's fucking BS!
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>>543651058
Good thing I'm alcohol diabeetusmaxxing. All of my organs are lethal.
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>>543655990
>EGP would be at 100 by now
As in 1 USD = 100 ish EGP
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>>543649251
Tear up your papers and escape to France
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>ah jeez d00d
retard, debt collection companies buy debt for pennies on the dollar
offer to settle for 7% of your outstanding debt. 3-6% is the industry standard rate for buying debt, so if you beat that by even a little, they made their money
don't make payments, settle for a lump sum but demand written confirnation that the debt is settled in full and send a check so you can stop payment if they don't follow through

failing that, just send $5 every month with a letter stating that you're having hardships and can't pay the minimum. in many states, refusing this payment may mean you are off the hook, but state and national laws vary on this, and if not, they can't say you aren't trying to pay
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>>543656008
My dad alcohol diabetusmaxxed he was having a lot of fun until he died
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>>543649251
put together w/e money you have and see if you can win enough gambling to pay off your debt
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>>543649251
Nigga thought it was free money
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>he actually fell for that one sam hyde video



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