Fell for the debtmaxxing meme and now collectors are on my ass
>>543649251Lol at your life
>>543649251put your phone on permanent DND
>>543649251Just declare bankruptcy, stupid
I miss having a credit card. It was like having a rich people pass where I could go out and buy almost whatever I wanted.
>>543649419>Just declare bankruptcy, stupidWon't work and it's the second mistake debt maxxing retards make.If liquidation of his assets isn't sufficient to cover his debts they will literally just wait until he has new assets/income to take what is owed and they won't even ask him to pay, they will garnish his wages or welfare before it even hits his bank account.t.debt collector.
>>543649251So ignore them lmao
>>543649606Youre not even in the same country lad.
>>543649251Isn't like 40% of your country debtmaxing anyway because your watermelon seller doesn't understand economics?
>>543649606idk about your cuntry but in mine it works perfectly fine and they can’t wait for anything
>>543649251Don't they have debtors prison is Turkey? That was advice for Americans anon.
>>543649819Yeh but the lira isn't devaluing fast enough and gold isn't increasing>>543649860If you dont make a promise to pay its not illegal but they harass you and all your family members+distant relatives because our citizenship data is leaked constantly
>>543649606Same here. Retards here don't seem to understand it just protects you from further accumulation of debt through interest. Declaring personal bankruptcy doesn't wipe out your debt because it plaintiffs have all the legal right to demand what is owed or settle for a smaller amount if it's just going to drag out for years. In Finland you aren't allowed to garnish neetbux because those funds are considered essential for bare minimum standards of living.
>>543649775>Youre not even in the same country lad.You think debt collection isn't international mate? I've dealt with turks before. Everyone in my line of work has kek>>543649821>idk about your cuntry but in mine it works perfectly fine and they can’t wait for anythingIn Poland a court will decide your fate, simply filing for bankruptcy won't automatically save you. You'll also have courts and debt collectors demanding your financial records for 5~ years after you declare bankruptcy and they'll keep dragging you back into court claiming you have the means to pay your debts etc
The first mistake I'm noticing is that you don't live in America where you can tell debt collectors to eat your boogers and they can't do shit
>>543649251why are you debtmaxxing in a shithole with a currency that keeps losing value every day
>>543649483I can buy almost anything I want, but there's nothing I really want now that I can. God is a bit of a nigger.Also, stay the fuck away from ((credit cards)) until you don't need one.
>>543649251Now declare bankruptcy.
>>543650606>with a currency that keeps losing value every dayit actually makes sense in that case
>>543649251What are Turkish tax collectors like?
>>543649251Just escape to Kurdistan, where you belong
>>543649251just move to Germany like all the other Turks
>>543649606Cant garnish stolen goods and weed distribution income
>>543649606Here, if you start (and finish) the bankruptcy process then all pre-existing debts cease to exist. but lenders won't lend money to people who lack registrable assets: car, house etc. those assets will be lost if you start a bankruptcy process, and you can't sell them if you have debts that use them as collateral. So in theory yes, you can clear debts through bankruptcy, but you can't get loans without assets in the first place.
>>543649319>clott adams falling for itooof
>>543649251OP is from a 3rd world shithole.There, they simply take your organs and sell them to settle your debts.
>>543651058turkey is roughly eastern europe levels of shithole, they are probably the most powerful nation in the region tbqh desu
>>543649251>ever participating in jewseryinterest is one of the most evil inhumane concepts of all time
>>543649606>>543650256get a real job. I hope you get killed by black niggers with extreme violence.
>>543651058I don't think it's that bad but I imagine some Turkish debt collection companies hire guys who act more or less like mob goons collecting for a loanshark.
>>543649251In Erodgans Turkey debt collectors max you
You're good bro you're Turkish just smoke some hookah and take a nap
>>543650269Average retarded Anglo
AH GEEZ DOOD
>>543650217I am in the same boat, I thought the EGP would be at 100 by now, so I took a bunch of debt.It's fucking BS!
>>543651058Good thing I'm alcohol diabeetusmaxxing. All of my organs are lethal.
>>543655990>EGP would be at 100 by nowAs in 1 USD = 100 ish EGP
>>543649251Tear up your papers and escape to France
>ah jeez d00dretard, debt collection companies buy debt for pennies on the dollaroffer to settle for 7% of your outstanding debt. 3-6% is the industry standard rate for buying debt, so if you beat that by even a little, they made their moneydon't make payments, settle for a lump sum but demand written confirnation that the debt is settled in full and send a check so you can stop payment if they don't follow throughfailing that, just send $5 every month with a letter stating that you're having hardships and can't pay the minimum. in many states, refusing this payment may mean you are off the hook, but state and national laws vary on this, and if not, they can't say you aren't trying to pay
>>543656008My dad alcohol diabetusmaxxed he was having a lot of fun until he died
>>543649251put together w/e money you have and see if you can win enough gambling to pay off your debt
>>543649251Nigga thought it was free money
>he actually fell for that one sam hyde video