Why don’t poor people invest?
>>54394305010% of $10k is $1k10% of $1m is $100kYou can't catch up. You can gamble all in on options, but that's a casino with slightly better odds. Kikes convinced the low IQ miggers that their 401ks will be worth $100 million.
invest with what
>>543943050If the value of money is falling the value of stocks going up doesn't mean the economy is good.
>>543943050The rich get richer because everything literally *is* fake, a fad, or a scam lmao
>>543943050the stock market is the dumbest jew shit on the planet. jew 1: "congrats on the $1 million stock, i bought one share for $2" jew 2: "now my stock is worth $2 million dollars. i will buy your share for $4." jew 1: "whoa, now your stock is worth $4 million dollars" the only thing dumber is fedjews are printing the money from thin air they are putting into the stock market AND everyone else is paying them interest for it.
>>543943050>The people above you only get rich if you participate - yet nothing is producedThe late stage of the financial market economy, everyone.
>>543943050Lots of poor people used to invest and then "money managers" sold their portfolios at the lowest point of the market in 2008 and jews sucked up all those assets.
>>543943480In fact, the opposite. Industrials and stock market in Zimbabwe was booming during hyperinflation. If you didnt care about Zimbabwe or its people you could make a killing speculating.
>>543943050They can print infinite money and create infinite narratives, especially now with the advent of AI.
>>543943050>>543943436Stocks aren't 'the economy' nor do they reflect any financial monetary or material reality at all whatsoever.>muh poorIt's a global debt-based economic modelEveryone /every entity is in debt and the 'wealthy' are using massively interleveraged speculative debt instruments to generate it.
>>543943050With what money? Asking poor people to invest is like asking a disabled obese man with no feet to walk.
>>543943484You will invest in the unprofitable Anthropic corporation whether you like it or not. They need to IPO and dump the bags on grannies pension before actual competition arrives.
>>543943608Why are you replying to me nigger?
>>543943050I used to see a girl who would spend her entire salary on food, clothes, beauty products, and stuff for her apartment. She was always broke. Could never afford to go anywhere or do anything. Then shed always complain about how she doesnt get paid enough. I didnt bother telling her its because she spends it all the moment she gets paid and doesnt put anything into savings. You cant reason with people like that. Stupid cunt
>>543943050At their income it wouldn't change anything
>>543943050Literally all this is doing is building the foundation of socialism. The more egregious wealth inequality gets, the more justified wealth confescation will be.
>>543943436This, lets say I make 10% on $1MM... meanwhile there are capital wealth funds managing +$1billion...
>https://youtu.be/E23-NesjpJM>lol
Invest into what? Unless you have insider knowledge, you're just the goycattle throwing your money into the void to make someone else who has inside knowledge rich.
>>543943050I tried to invest in nepotism, Nancy pelosis son was a board member of a recyclable plastic company, he hired a market maker to dilute the stock and now it’s not even a penny per share, it’s $0.000x per, he tanked the fuck out of it and ran off with the bag Stock market is fake and gay, the only companies not doing this scam are the ones other fortune 100s park their employees 401ks into
Those trillion gains are probably fake numbers to keep the show up, but what i do know or care, i already make 6 figs and save up nicely.
>>543943050Poor people have been investing and its one 4eason why theres so much inflation re:bitcoin crypto and investin_ platforms like robinhood.The people in power use ses to maintain social heirarchy in the west. So the rich get even more richer and the poor get to m8ddle class while the wage gaps are still maintained
The rich have liquid capital to invest and receive bailouts while the poor don't. 90% of the United States economy is people pretending to work for bailout money. America will not have a real economy until asset nationalizations occur.
>>543943050I have $25,000I can't risk losing it. Is my best bet just keeping it in a 4.2% interest savings account and adding my wage bux to it?
>>543943050with what money? when you can barely get by paying for rent, food, your vehicle, etc. there is no money left to invest
>>543943050>you should invest in the stock market>the current stock market is propped up by massive ai companies>every single ai company has failed to turn a profit for the past 4 years but has taken tons of investor cashI dunno man, just feels a bit risky to me.
>>543943050Poor people cant invest, they live paycheck to paycheck
Isn't that the same as the national debt?Hmm seems Occupy was on to something.
>>543943050Invest in what?With what?
>>543943729Your rich if your liquid 25k dude with no debt especially. Save all that shit dont spend it.
>>543943050How many ipos do the poor qualify to purchase?
>>543943729>Is my best bet just keeping it in a 4.2% interest savings account andIt's losing ~1% per year at that rate, real interest inflation is well over 5%
I just bough 9 dollahs in a RRE companystonks go up now?
>>543943729Put it in VOO or SPY and let it ride
>>543943640Because (You) are a *DUMB FUCK FAGGOT* that doesn't understand how the world 2026 or money functionsNow, SHUT THE FUCK UP and go back to pleddit
>>543943050i grew up in a lower class town and started investing as soon as i turned 18told all of my friends to do the same but they all refused saying they were sure they'd lose it allnow were all early 30s and im the only one who owns a house and will be able to retire by 40poors can't be helped
>>543943476yes this seems to be my problem as well, I have not contribooted much lately and the numbers go up but not by much.
I made like $600,000 off of a $20K investment in NVDA back in 2019 before the AI boom. Cost basis in pic is wrong since that website cannot handle stock splits correctly.It should be like $5 and not $65.
>>543943050Teaching you guys that having the utmost bitch basic understanding of economics is a communistic trait was a devilish idea.
>>543943807Look up these search terms in archive.4plebs>financialization>central bank>money as debt>the money deluge>97% owned>debt based economic model
>>543943885>massive jawlineYeah nah that's a man
>>543943885They have unrealistic goals.
>>543943905I can spend $5 and win the lottery as well.Most people don’t have $20k laying around to invest into a market that “crashes” every now and then. Especially these days when prices has gone up almost 40% in literally everything since 2020.Kick all browns and jews out of the west and we8d all be billionaires by simply existing.
>>543943050>why don't you just play the pyramid scheme like us scammers?Ask the real question.
But what if there's another lost decade?
>>543943885I own 3 acres and a 2000sqft home, 3bed 2 bath, 1 car garage, paid off e350, net worth of 700k, no debtstock market has only ever lost me money, you own less than me because you participated in the scam, I got burned early on and began saving early, im 36
>>543943050cant wait for the deluge of sob stories once the big crash comes. what happened was that since 2008 for the first time ever interest and bonds paid nothing, and then they've build the mother of all bubbles on top of it.
And as per usual, the regular 4chan elite who made millions on the stock market appears. Most people lose money on the stock market, or make very little returns if any. It’s the same as playing the lottery.
>>543944148I’ve been begging for it, that the best time to buy.
>>543943050I paid off my mortgage as quickly as I could and I've been investing into an account for a while at £1000 per month. If I'm lucky enough to be able to continue doing this for 25 years and get 8% return forever then I'll be at about 1 million. By which point I'll be retiring and relying on that money heavily. This is not realistic for the vast majority of people and I'm not even hopeful that I'll get anywhere near that, fully expect we'll see some kind of downturn.
>>543943050It can't have anything to do with their lack of money.
>>543943050>Jetski Grizzlywitz
>>543943050You have to have liquid capital in excess to buy into this overvalued market. Poors barely have enough shekels to eat. How the fuck are they gonna buy a share of the S&P 500 for $7,800 dumbo?
>>543944276You are cool.
>>543943974the post-1970s global economic system is Financialized. All wealth today in the 21st century is generated and sourced from (no, not 'capital', 'work' or 'labor') *speculative debt instruments'.Financialization began during the 1980s Thatcher-Reagan era of neoliberalism (during which the west's Real Economy manufacturing productive assets were offshored) and brand new, never-existed-before in human history financial instruments became the primary way for Wall Street and the financial sector to generate and make money (e.g. MBSs that were invented late 1970s but didn't become legal or widespread in use until the late 1980s).With the repeal of Glass-Steagall in 1999 the global investment banks officially became casinos.And yes correct: capitalism died and went to heaven forever in 2008. Since that year the entire establishment of global economy, HNW entities, banks, transnational corporations, hedge funds, sovereign governments are totally dependent on perpetual endless supplies of debt note fiat currency QE from central banks to backstop and prevent instantaneous implosion not just of their own operations but the entire worldwide interleveraged debt instrument hoax gigacasino.Whatever this is rn 2009—2026, isn't 'capitalism'
Investing is a risk. Richer people can afford to take on more risk, because if their investments go south they won't get ruined, whereas a poorer person might very well be ruined. They can also afford to diversify in a way that poorer people can't, further insulating then. As you might imagine, the reason this person is presenting it as a matter of "lmao dumb poors" is because he's a techbro cheerleader, and exhibits that demographic's characteristic trait of messianism about how the industry is going to go literally and figuratively to the moon and any skepticism about this is merely the cowardly myopia of luddites
>>543943872You are one retarded nigger. I answered OP's question explaining how percentages work. You are just a dumb nigger migger! Go suck some kike dick.
>>543943050>just invest broWith what money? I could put my entire bank account into stocks and even if I made a 2x return I'd still only have 20k. And the odds of doubling my money are so slim its effectively impossible.
>>543943050My cab driver just told me I should go all in on stonks.Are we all going to make it?
>>543943869seems like the best option.I'll keep $5000 in the HYSA for emergencies though
>>543944485that and big headlines on mainstream magazines are always a good sign..
>>543943050With what money? LmaoThis is a ‘let them eat cake’ ass post
>>543943436why are you only making 10% gains?
>>543943436Options are the biggest scam that ever existed.Never heard of anyone making money with options unless they have insider information.
>>543944273Retail investors have always taken big risk participating in direct stock investing (outside of an index fund scenario) but since the 1990s in particular, it has become an actual casino where only the biggest players actually have a probability of coming out on top due to their insider information, speed of trading etc.Yes it's possible to become good and proficient in Las Vegas and count those cards but the house always wins and this has never been more true of 21st century equities for the average non-insider citizen.(Btw and tangentially fwiw this also applies to the sports betting, and prediction markets which have become prolific over the past decade.Their entire network structure and algorithms are set up to ensure you do not win)
>>543943050Those numerous dips are when the rich dump all the poors that try to invest and then when poors sell at a loss just stop investing because the market is clearly a money loser for anyone with less than 9 figures invested in it the rich jump back in and artificially inflate it again drawing in a new legion of poor suckers to get buy the dump.
>>543944365>Investing is a risk.Not as long as you spread your investments enough.Money in a savings account is at risk from inflation and there is even a small chance of a bank collapse.Gold coins under your bed is at risk from thieves.I would say a World ETF is pretty much the safest place to store your wealth in.The chance of the top 2000 companies all going belly up is pretty much zero even in case of a world war (many companies actually thrive in war).
>>543944421>seething brainlet Israeli trannoid BTFO 'i- ansurrrRRRRRed'Stay out.>>543944613This
>>543944565>what moneyIt's all debt. (and speculative debt instruments, derivatives, options interleveraged)(You) think Elon 'has' his money?
>>543944357This board has the most financial illiterate people I've ever seen, it's actually insane. Unless you're baiting in which case kudos.
>>543944163> I own 3 acres and a 2000sqft home, 3bed 2 bath, 1 car garage, paid off e350, net worth of 700k, no debtCongrats on having expensive to maintain liabilities instead of productive investments. retard.
>ctrl-f>no gold or silver You guys used to be cool
>>543944645You just have to accept that dips happen and know the index always recovers eventually.You almost always get your money back within 5 years if you do nothing.And right after a dip is a great time to start investing.When the AI bubble pops for example you'd be a fool not to take advantage.
>>543944893This (not just /pol/ either, entirety of 4chan)
>>543943050I do, but it'll still take decades to amount to anything, especially since retail isn't allowed at the big boy tables
>>543943436No one convinced anyone their 401k would be $100m, what a retarded taken. Everyone knows a 401k is meant to provide middle to upper middle class life style when you retire. Are you fucking 12?
>>543944980A lump if metal isn't an investment.Investments generate wealth.If you must go for the shiny stuff buy shares in mines.
>look guys the stocks are up>huge portion tied into tech AI bubbleIf the pushback against hyperscalers continues, or even if the growth slows down, the crash is going to be unprecedented.Heaps of these companies are overleveraged and require constant growth to stay afloat. I mean even just the fact that nearly 9% of that is Nvidia, who is moving money around to tech companies, who use it to buy their chips. Is a massive red flag.
>>543944273What? All you have to do is buy an index and wait. These are productive companies that do things to make money. This has worked for over a hundred years at this point and there’s no reason to think it stops.
>>543943885I was forced onto the street against my will with nothing at 18 and had no way of saving or investing even though I've known exactly what to do with any amount of money, I was artificially forced against my will to be poor and didn't get to have a choice in the matter.
>>543943050the (((rich))) get richer because everything IS a scam, that they're in charge of.
>>543943050>why don't people without money invest money
Fractional reserve lending, what could go wrong?usdebtclock.org40 trillion in debt to the "Federal Reserve". These niggers haven't even paid for the Vietnam war yet. Their next party trick will be stealing the wealth from generations before they've even earned it. TBD
>>543945115gold was valuable to human beans for thousands of years and will continue to be valuable for thousands of more years until the ayys get here and just use it for spaceship wiring.
>>543943619you should invest any amount you have, keeping it in cash means it loses value to inflation all the time because indeed money is fake and gay
>>543943050Poor people don't invest because it's taxed and if they had any savings and investments they would be seized due to judgements and fines for some stupid shit like bad loans, credit card debt or crashing into 5 cars because you were drunk and had no insurance.After that happens a few times they avoid putting anything in their name and accumulate jewelry, watches, designer goods and electronics which can be pawned if the need arises. The rich do the same thing and protect some of their assets from tax and seizure by investing in art and antiques.
>>543943436The. Entire ticker should be wiped every year, starting a new under a new label designed for starting growth: savvy investors would see the old and buy the new. This would make so much inflation tho due to collateralized loans in huge numbers every year.
Man this board is why people don’t interact with the poor. You guys are fucking retarded and peak doomers.
>>543945215> I was forced onto the street against my will with nothing at 18 and had no way of saving or investing even though I've known exactly what to do with any amount of money, I was artificially forced against my will to be poor and didn't get to have a choice in the matter.Get a job loser
Money's pretty valueless right now.
>>543945115If you don’t hold it you don’t own it, it’s not complicated.
>>543943436>You can gamble all in on options
>>543944613>Never heard of anyone making money with options unless they have insider information.That's because you only hear about the retards who buy options because they are trying to gamble on some stock going to the moon (or crashing hard) and using options to bet on 100x as many shares as they could just buying them outright.The real key to options is to be the house who sells options to the retards who want to gamble. Your vig are the premiums you collect from buyers, and from leveraging theta time decay.
>>543943436Yeah even that Charlie Munger guy said something like "the first 100k is the hardest." It's fucking braindead once you get a sizeable amount of cash to just collect off of passively
>>543943050>>543943436up until a couple years ago, broker were charging like $10 flat fees to buy a stock. even if you wanted to invest you would get absolutely raped
>>543943050>>543943436the stock market doesn't create wealth, it only transfers it, the 99% always loses, the 1% always wins.
>>543943050RECORD HIGH
>>543945749It's called a zero sum game, you toss your money in and rich people steal it from you with market manipulation. You might win a little but they always win. Can't beat the house.
>>543944613people selling worthless option are making bank
>>543943885
because vidrelhttps://www.youtube.com/watch?v=HX0fIi3H-es
>hey goy just particpiate in this jewish ritual and you can have money toyes it's obvious to anyone with the brain participating in this ritual is basically a source of free money but it's also basically binding yourself to satan
>>543945737It hasn't been like that in a long time
>>543943729Spend it on something that will improve your life. Why wait? You aren't getting any younger.You think it's going to matter when you are 90 years old and have an extra $25,000?
>>543943729Buy land in a growing area but do a lot of research firstThey can't print more land
>>543943050Nice try, Rabbi.
>>543945919Look at this nigger and laugh. Remember there are only two people in this world. Those who understand compound interest and those who dont
>>543945784Exactly but let's say it was fair and not rigged, even in that case it's designed to transfer the wealth of many into the few, it's a scam kept up by scammers and it's also true that if you are smart and invested enough you can make money off it but you'll always buttfucking the vast majority and by definition the majority cannot earn anything from it.
>>543945940No, but they can keep jacking up your property taxes.
>>543943050I don't have insider knowledge so if I invest there is no telling when they will make the economy collapse
>>543943050working is a scam
>>543943729>Put it in the bank>So the bank owns it>Wait for someone else to make sexo with your goyshekels and deliver more debt couponsI really don't get how people believe having more of something inherently bad makes them free.Can you be rich and free? Or can you personally collect national debt and be rich?
>>543943436This I have 8k and doesn't earn shit
>>543943436you can, trouble is unless you're absurdly lucky you're in for a multi generational deal.
>>543945275I'm not saying it's not valuable.I'm saying it's a passive lump that keeps more or less the same value throughout the ages so it's not an investment.This is very different from buying a machine, real estate or a company.Those things generate actual new value over time.
>>543943729well if anything ever happen you will outsurvive the retard that will never do anything and starve to death.
>>543943586>They can print infinite money and create infinite narratives, especially now with the advent of AI.that is true.
>>543946216>new valueThis is a spook. The only value is having value, meme money can collapse but gold is practically eternal
>>543945749>the stock market doesn't create wealthThe publicly traded companies do create wealth.And that wealth goes to the shareholders.All shareholders in the world combined make money money than all workers in the world combined.
>>543945215sorry brahmy parents loved me
>>543944643>the house always winsOf course. I never understood how normies can look at anything where they stand a chance to win money and go, "Yeah, this makes logical sense. A company can somehow give out more than it takes in and still stay in business. Of course I am going to win!"These places aren't running a charity where they give away money. They found a way to make more money than they lose, otherwise they would not stay in business.
>>543946356It's not money, it's company value.That's why stocks are immune for inflation just like gold is.
>>543946503Have they found a way, or did they join the right gang?
>>543946454This dude has never been spanked. He's hitting top of thigh instead of ass like a moron.
>>543943050>May i see my money please?Its right there on the screen>No I would like to see the physical cash pleaseOh uh... hold on we need to make some calls, by the way what do you want to use the money for?>None of your fucking business, its my money, you have it, give it to meIm sorry sir we cant do that, we need some uh time and there is a uh waiting period and if you take it out right now uh you're going to have to pay fees, and a uh withdrawal penalty, and uh well we ummm are you sure you want the money right now?Try it some time with your bank or 401k they love it. Hint... they dont actually have the money its all fake. I went through this trying to get money for a house in cash, the bank acted like I was robbing their mother.
>>543943050The stock market is a scam, but you have to be high IQ to hold that as a true concept and be able to operate with it as such.
i once tried to invest and everywhere i tried to use wanted a minimum of $5K invested to start
>>543946603The economies of the world are run by a hierarchy of grifters. They will let you make a buck as long as they get enough of it to allow your scheme to run. It's all a big pyramid of dick sucking, with in groups at the top keeping everyone else from not having to suck any dicks to survive.If you want to know what it's like behind the scenes, just read or watch Dune but instead of Spice its petrodollars.
>>543946679you place a sell order and the broker matches you with someone placing a buy orderyou dingus
>>543946574>company value
I tried to take my life savings of firewood and matches to invest in the stock market .. I don't understand why they threw me out. That's all I have and it's not good enough?What do I need money? HAH, I'm not rich ..
The USD is the grand daddy of all shitcoins
>>543946417How precisely do they produce wealth for the shareholder? What it actually does is present a representative token of a fraction of the company that is only worth what the next person will pay you for it with the goal of trying to sell it to the next sucker. This is just hot potato. In reality, completely insolvent companies have made specific people trillions of dollars over the years with no actual production of any tangible thing of value.
>>543943729If you don't mind banking it bonds are guaranteed higher returns right now (if you're betting on the US government defaulting, you probably have bigger problems).If you want regular access then savings accounts are fineIf you're saving for the long term you want the risk premium. You'll lose far more to opportunity cost than to chance over time. You should only do this with money you're okay leaving alone for a decade + though
>>543943050>Stock marketJewish rigged gameIf you win, they claim it broke "the rules" and arrest you for "fraud", laws changed to prevent you from repeating itIf they win it's perfectly fair, and all due to "market sense"If you lose you didn't invest well enoughIf they lose it's unfair market conditions and they get their losses cancelled at taxpayer expenses
Reminder that you're living in an even worse version of the pre-1989 Japanese bubble economy. These smug retards bragging about their portfolio are a top signal.
>>543946752I find that hard to believe
>>543943499You are who op is talking about
>>543943050They don't know how it works are too lazy and/or stupid to find out. Or they are too afraid of suffering a crash and "losing all their money". They would much rather waste their savings on vacations and consumerism.
>>543943698Holy fuck the s&p is not a secretGoyim are not people
>>543947007I'm expecting a crash, there will be a recovery within 5 years, 10 at the absolute worst. It's better to ride it out than try to time the market.
>>543947050Bubbles are made to go bust, won't you agree?
>>543943698All world ETFs. You play all sides and make a profit no matter who wins or loses.
>>543946813If they think none of us see them behind the curtain sucking their own dicks, then all we have to do is take the curtain away. The curtain isn't the crippled awareness of the goyim, it's something else. Technology? Behavior? Speaking the language they gave us to make sense of the world?
>>543947188Ther hasn't been a single 10 year period where the s&p was negative
>>543944645If the poors were smart they would just buy the dip.
>>543943050You need to invest an extraordinary amount of money to not only pay off capital gains, but make a dent in your future/NEET or whatever.I'd actually much prefer to buy it on real goods now because things can always skyrocket in price. Take for example, computer RAM. I bought 176GB of RAM back in early 2024. It was like $150 total. Now that same RAM is $800 worth.You can say the same about cars or whatever. When the new telemetry, spyware shit goes into effect, USED cars will much more valuable Believe me, I've done research. Investing is a fucking scam and you can always lose everything. You at most, keep up cost of living.
because they live day to day something switches in your brain. kinds silly honestly if i kept all my minor investments id have 6 figures and thats like 500 invested you just idk something switches
>>543943050invest what?
>>543947242All that's collapsing in about 12 years thought, being fake and all...
>>543943499>nothing is producedare you an idiot? you dont think the companies in the spx produce anything? apple doesn't produce iphones? caterpillar doesnt produce tractors? lamb weston doesnt produce potatoes? chevron doesnt produce oil?stay poor, dipshit.
>>543943436You have to contribute from your labor for a while.Trying to make exponential gains on nothing is clearly a losing strategy, but a 'job' gets you in the door over time.regular $1K monthly contributions becomes 100K in a few years. If you can afford it weekly, only 2.No need to gamble. You're just expecting markets to expand. And overwhelmingly they do. Especially technology. ETFs make investing in the arena crazy easy. Sure, that will mothball your individual wins, but you're not trying to get 'the' stock pick right. You're just assuming technology will grow exponentially, because it has and broadly, technology keeps solving technology problems. You WANT to invest in it broadly.But that's just technology. Betting on markets broadly is how you effectively save. Inflation keeps doing its thing. It's a necessary evil. Too much is bad. Deflation is worse. But that means you DON'T WANT TO SAVE FUCKING DOLLARSGold is 'fine', but it is fucking useless. Invest in something productive. I have gold. I have silver. It is fine. But it won't compound anything or make your life better - only prevent it from becoming catastrophically worse.Invest optimistically in the continuing fortune of your economy. Budget and all that, but betting on failure is practically self fulfilling.
>>543947828>stay poor, dipshitBullish
>>543943050Hard to invest when all your money goes to rent thanks to speculative pricing that benefits faggot investors.
>>543947895Where are you going to get a job that pays enough for you to live AND let's you invest $1K per month lolol. You have to live at home with your parents.
>>543946454My parents did too, the government ruined all our lives and I don't blame them.
>>543947970live with your parents for as long as possible retard
>>543943476>>543943899Almost any tech stock. If you invested in Sandisk, Micron, or WDC a year ago you'd be 100% to 300%.Look at any companies with recent dips and see if it's worth buying.
didnt they try with wallstreet bets and rich people had a massive sperg out about it?
European men need a different operating system. This one is jewish. Taking your energy and donating it to their OS benefits them, not you. It's the same houseboy vs field nigger problem most posters cannot see past when they tell you to study STEM for a degree, marry a girl with modern sentiments who is less whorish, buy property through a bank at interest, and "invest" in a usury scheme they promise will make you the most comfortable houseboy in your city. It's all so fraudulent.
>>543947828It's not enough that you grow, you have to grow faster than China. Otherwise we will all have to learn to speak mandarin
>>543948109>he government ruined all our livesit's the governments fault we didn't work and save!
>>543946158You need to trade at least $1,000 of that every day on dips and jumps or find high dividend stocks and invest in them.
>>543947828AI and tech corpos have repackaged the same set of office software that is just a bloated, inferior version of the same shit from $30+ years ago. Microsoft is worth an insane amount of money from selling Windows and MS 360, along with Azure webslop that is literally a windows server subscription service. All this shit does the same thing it did forever ago, but now the quality is questionable and the pricing is predatory subscription bullshit.Tesla makes nothing, it barely fills orders for cars. It's a car company that tries doing everything except selling cars or filling orders for anything it proposes to manufacture. People will tell you it's worth billions.You people are insane if you expect us to believe this shit is productive or even worth 1/10th of what it is priced at.
>>543948194padding. you have shit taste anon
>>543943050>S&P value is determined by how many dollars you can get in exchange for selling stocks>the S&P value is increasing>that means the S&P is doing wellAre you sure? Are you sure its not just because the dollar is basically worthless now?
You are donating both your labor and your surplus to their companies, and that's after you rent and subscribe and pay tax to temporarily occupy their infrastructure. Doubt this deadly illusion and in rush the mesmerists and spellcasters with a cacophony of noise.
>>543948128How about we just let investors eat shit when the market crashes instead of bailing them out?
>>543947895>monthly contributions become 100K in a few yearsThat's $12K per year. If we go by the growth from a year ago, it was 14% growth. If it does that every single year on $12K initial for 10 years, it's only 44K. How much has the cost of living gone up? What if your employer shit cans you?
>>543948194>it's the governments fault we didn't work and save!literally yes. I couldn't even find a burger king to work at because the managers didn't speak english. 100% of the financial misfortune I've experienced in my life was inflicted on me by the government in one way or another. By the time I finally scraped and clawed my way off the street I was already pushing 40. What's the point in saving for another 20 years? By the time I have an amount of money that matters I'll be too old for it to matter.Money can't buy the revenge I want.
>>543943050The average American lives paycheck to paycheck and if something happens that requires savings then you have to dip into your savings.
>>543948267There are plenty of companies like Adobe and Oracle that are down 50% over the last year.Tesla is installing charging stations just about everywhere and are selling commercial and household batteries.
>>543948339Dangerously based and speculation pilled
>>543944946>this loser has a roof over his head instead of 1s and 0s in Shaim Goldstein's computer, what a suckerThere's not a meme on Earth that can adequately express how profoundly inverted your intelligence is.
>>543948470"Investing" is dependent on having enough money that you're willing to blow in case the stock market drops. Only rich fags that already live better than everyone else "invest" heavily. A normie that gets any sort of money is going to use it to improve their material condition.
>>543943050The gamble is worse for poorer people and there needs to be greater assurances, it's why most will simply choose to work a job(also a gamble) and hope for promotions, which is another gamble as well. There's still living to be had and spending a year eating only ramen after trying to recover from a bad investment can kill you, then what was the damn point at all.
>>543948470Don't ask the average American how many subscriptions they pay for or how often they eat out.
>>543948049YES!move back in with your parents and start getting aheadWhy the fuck are you living alone digging your own grave?You're on fucking 4chanswallow your pride and stop pretending you have your shit in order, and start working on GETTING it in order>>543948342Why would you stop? The literal point was to continue contributing until you are around that 100KI am clearly recommending contibuting way beyond 100K. It's just that at 100K your gains start to look like your yearly contributions, for doing absolutely fucking nothing more. At that point, you legitimately can slow the fuck down, especially if you are still young.Both of you are proving why poor people are poor. Just start investing in the market ETFs. There are 0 cost fractional brokerages out there. It couldn't be easier to start getting your $XX to start working for you.It's infinitely better than spending any of it on more consumer bullshit. Literally stop dooming and just invest. You will feel better when you see a few thousand return a few hundred for literally fucking NOTHING more than disregarding goynip and videgoy games.
>>543943818>$25k liquid is richHoly shit we're fucked.
>>543943436Unless you're day trading [spoiler]successfully[/spoiler] you won't actually become super rich off of just investing. The idea is that you invest regularly while also working a job and you'll generate some wealth. /biz/ always talks about it, but you'll be stuck in six figure hell. Regular monthly contributions of a few thousand into safe stuff like s&p while working your normal job will make you "wealthy" (above average). Actual multi-millionaire status? idk. You need to own a business, invent something, or find the next thing and gamble it all on.
>>543944148>that fucking chartI wish I never went to college for the years 2022-2026.I could've walked into some fuckin trade or warehouse job, invested, and gotten insane gains.The next best thing for me right now is to get ANYTHING in my degree field and stuff it all in the market.Hopefully the world won't fucking implode right after, with my luck it will just to spite me.
>>543943050>uphold the kike ponzi scheme, goy
>>543943050You know the answer lol.
>>543948902Notice memeflag. In india.
>>543946417>publicly traded companies do create wealthNot for the Real Economy of goods-services-commodities they don't.Entire post-1990s global system—particularly after the 1999 repeal of Glass-Steagall subsequent to which the global investment banks officially became casinos—is totally about making money off of money itself alone.Most transnational corporations are shoveling their profits into (no, not capex improvements of their own manufacturing output of brand product/service) *buybacks of their own stocks* to artificially boost valuations. Corporations and particularly their CEOs that rotate in-out every couple of years not only dgaf about their own product, it might as well not exist at all along with the entire Real Economy of goods-services-commodities. None of the post-1990s global finance system has anything to do with the Real Economy (that 99 percent of us subsist in), it's entirely walled off and segregated from it.>"The real money to be made in the world today is not by producing anything at all. It's simply by forms of speculating — basically making money from money. That's the most profitable, and by far and away the biggest form of economic activity that exists in the world today." — Nick Dearden, quoted in the documentary '97% Owned'The Money Delugehttps://www.youtube.com/watch?v=t6m49vNjEGs97% Owned — How is Money Createdhttps://www.youtube.com/watch?v=XcGh1Dex4Yo
>>543943885If you get some really good investment and you are early somehow, that company gets bought out by a megahuge company and you and your stocks get sent home with some pocket change.
>>543948786The cost to go out to eat is like $20/plate. $20 x even 4 times per week is $80/week or $320/month. $320 per month is $3840 per year, with growth of 14%/year, that's only $14K after TEN years.Also, that's not even getting into the assumption that an American can even afford to go out to eat 4 times per week, that's only discussing the massive what-ifs.Let me guess, you think it's easy to get a job, especially a degree-requiring job (which are the only ones that even pay enough for you to live even on survival mode)>move back in with your parents I do live with my parents. I am fortunate enough where that's the case. Many people don't have that option.
>>543943050How is fiat currency not fake, a fad and a scam?
oh and if the small company doesn't sell the owner has a very unlucky slam into a SUV carrying 200 bags of concrete on their way to their government contractor side hustle job that their uncle coincidentally was on the city panel for >>543949251
Except it is literally a scam. The biggest scam that's coming up is Anthropics ipo lmao
>>543945838Doubt if you sell a significant amount, they’ll manipulate the market to make you lose.
>>543949545*Doubt it, if…
>>543943050Because poverty is nothing but a state of mind. Poor people are mentally impaired.
>>543948741The crazy thing about it is this:If these faggot billionaires didn't make it, they would still all be living better than most Americans.Gates would be some senior Boomer employee on an ancient tech firm with a cushy house in Seattle worth $1M now, Bezos would have went on to be the head of some university, Buffet would have been a state-wide landlord, and Musk would have been a politician in South Africa.
>>543943050poorfag here, in hs they told me to open some investing/retirement shit, In my 20's I tried but they all required a minimum balance to open an account, I was working two jobs just to pay rent and buy rammon noodles. it would have been really smart to do at the time, but when you are poor and your car needs repairs, that takes priority over trowing money into the void. poorfags are starting out at less than zero and won't see returns on their meager investments in their life times.
>>543949873The nature of society is deranged and against the ways of the world.
A poors $8k is an Option in an Options market. I actually highly advise to take gains early and use it to run around the bottom of a grand canyon. Theres nothing worse then seeing an old rich loser, not broke but physically broken. The poors have something alot of riches want. Energy, Health and Beauty. In alot of ways Riches are communists and say "the youth and poors have all this, so we should even the playing field with money as my golf handi-cap" No matter rich or poor we should leverage our bright sides. True poverty is like a loosh, not anything tangible or accessible.
>>543948292Extremely anti-Semitic post
>>543943050Because the (((market))) is a scam.
>>543943050You know, money has to come from somewhere. We can't all be rich. If everyone is rich then no one is, aka inflation "I'm a millionaire in won."There literally a limited number of slots for [rich person], we can't all have one, we can't all make it, and the slots already have occupiers. The system requires a bitch. Just like a race requires losers. The line can't go up, the money can't go to the [rich people] slot, unless it's being taken from somewhere and someone. If [poor people] actually did all invest and successfully made money, all of them, the stock market would cease to work. Where would the profit/money return be coming from? Supply side Jesus? It ain't actually magic, it's just a system that abstracts and hides the bitch.
Yes got, just give every spare penny to your name to GOLDSCHLATZSHMEIMSTEINGBERGSOWITZ for your entire youth and middle age so that you can be aBING BING WAHOO MILLIONAIRE in your 60s when the spark has long died and a single wide trailer costs 5 million + fees + tip.Now that I think of it, Christianity works a lot like the stock market. Just suffer now, never have any fun, and put your faith in the system and you can FINALLY have fun later. But never now. Now is time for suffer, later (retirement for stock market, the "aFtErLiFe" for Christianity) is when you get your reward. And all the while? The JEWS get to enjoy life HERE AND NOW at your expense because your beliefs force you to LET THEM HAHAAHHAHAHAHAHAH
>>543950346>You know, money has to come from somewhereNo, you just print it, you only need a printer, paper and ink. Not even that, money is just a number you can modify with a computer. It's worthless, it has no inherent value.
>>543943436pure idiocy, you can become much wealthier if you invest than you would be if you dont invest.
>>543950346another stupidity, we are all much more numerous and richer, both in total and in a per capita basis, as well as living much better lifes, than any person before us, its progress and capitalism baby.
>>543950609>get people to give you physical items, their labor, and land for pieces of paper, shiny rocks, and pixels>collapse society every 80 years and hide away until the turmoil is over>leave the abused with little to nothingThe economy itself is the scam.
>>543950265Elon Musk, from dispensationalism. Accuses me of being woke and demanding Diversity Equity and Inclusion. but in his mind this is the face of a meritocracy...were all waiting for that huge head to say something important.
>>543950765No shit, it's been like this since forever. People actually giving away things that are worth something and that can be measured (labor, crafts, even ideas) to bloodsuckers that don't produce anything, that enforce upon you stuff that's inherently worthless. Some idiots in this thread genuinely believe having a lot of money equates to being wealthy, fucking retards. The elites have the real wealth, chumps like us have nothing, just paper and computer bits.
>>543944065yep fuckin yikes
>>543951030>>543944065don't mind that at all and I love some thick eyebrows and BIG forehead too, the thing that matters is feminine spirit and behavior, as long as it's actually a woman, those traits are a nice feature to have.
>>543943608rich people are constantly in debtyou really think they're going to buy property on their own money?stay poor, faggit
>>543950673>we are all much more ... richer, both in total and in a per capita basis, as well as living much better lifes, than any person before us,This is such a cope to keep people from criticizing the rulers of the status quo. People keep repeating this prayer hoping idiots will believe it or that if they say it enough it will become true. There are plenty of people and ways life has gotten worse over time. Social media alone has made sex and dating an increasing hell. But what improvements happen in the grand macro worldwide economy happen because 1. technological improvements, or 2. raw population growth which makes GDP line go up. The former is nice, but the stock market doesn't do anything for it nor is it reflective of it 99% of the time. Even when it is, e.g. the AI feeding frenzy right now, it's over valued and irrational and there's a lot of suckers involved that are going to get fleeced, rather than any pure hearted growth from pareto improvement. If you had a stock market in a medieval stasis world, it wouldn't make people richer, you'd still need a bitch to keep getting return on investment - just shuffling money around between winners and losers. In the latter case, it's just a get rich quick thing dumbshit neoliberal economists love because line go up. We live in a reality and planet of scarce resources, 50 billion people on Earth makes the economy seem rich until it collapses quicker than a smaller population planet.
>>543950613>you can become much wealthier if you invest than you would be if you dont investThe problem is people start investing with so little and expect luck. In reality they should be doing safe activities with that money giving significantly better returns but taking EFFORT to do so, THEN investing once they have a decent baseline so that the same growth is significantly more beneficial.Investing tidbits and relying exclusively on compounding returns is for when you already have a baseline built, not for having it be decent in 80 years.
>>543951230>rich people are constantly in debtRich dad poor dad mentality. I get tired of sharing meals and settings with credit card brokies. Its like a shell game with the casino with this "buy now pay later...Im rich and youre poor ACKTUALLY!!!" like get away from me..you disgust me..
>>543950673>much better livesWe were closer to UBI in the 60's than now. Frontiersmen in the US in the 1700's paid 1/10th of their income to rent, if they even had rent.William Shakespeare's was considered average in Europe in the 1500's yet still he knew how to read and write and his childhood home was giant with a garden and livestock.The only thing that I say has gotten really better is antibiotics and vaccines.
>>543945940tiny lots with nothing on them are 70k
>>543946727What IQ allows you to synthesize a million dollars in a failing economy so you can multiply it with jewish cheat codes in a casino you recognize as a scam?
>>543943050What did he mean by that?
>>543951368I watched Sam Hyde preach the concept of "debt maxxing" for 20 years. Saying "I took out huge loans now Im a bitcoin millionaire...Im never going to pay my debt back.Then He says "AHKTUALLY Im doing advertising spots with a company to help resolve debt now...because Im a millionaire AKCTUALLY!!.." It sounds fake and gay. Not to Throw shade at Sam Hyde but it just sounds fishy and I was right about exiting the system and not debt maxxing in the end, I think.
>>543943885sauce
>>543951748Like Elon Musk..Wants 40 billion dollars in Junk Bonds RIGHT NOW. but Jared Kushner..Probably doesnt have debt and instead eats blood diamonds and makes the goy pick it out of his poopoos...Its just a different breed of rich....as a unwanted abanda-goy we should look up the Jared Kushner model..at leas as an example.
>>543947390>said the dumb nigger
>>543946454Watching modern white act like niggers will always be amusing lol
There was a literal poorfag janitor who invested up to 8 million. I literally do not get how you poor people keep thinking it impossible.
>>543952224>Haha someone lived to 70 years old and squandered his life existing like a cockroach and had a lot of money saved up! What now?
I like my shinies :)Bought when it was at like $15
>>543952362I remember his story. He lived in Vermont or something and donated all of his investments to charity. I mean, he was a Boomer with a paid-off house I'm sure, so being someone like that is very very different than being a young person trying to survive off janitor wages. This was also still like 12 years ago when he died.
>>543943050>Why don’t poor people invest?Why would I invest in the stonks?A. It just follows inflationB. You now have to pay taxes on your inflated money that you "earned"Like, you buy a gold coin at $1000, right?Sit on it for 20 years, then it's worth $4000, still following?Everything else went up 4x in 20 years too, that's just inflation.Now sell your gold...Oh no, you need to pay taxes on that $3000 in inflation we didn't get earlier.You even have to pay taxes on bond interest, like WTF? I loaned you the fucking money and you spent it, creating inflation, and now you're going to tax me for loaning it to you?Fuck you and your investments.It's a big fucking scam.
>>543943050Could've made life changing gains with a 200 eurodollars investment, dang it
>>543952362Yes, if you weren’t born into money you need to save up. That how it works. Or you can gamble on 0 dte options like a degen.
>>543948136Telling people what to invest in a year ago doesn’t help anyone. The only way to “win” at stocks is to insider trade or obsess over it all day, neither of which are things poor people can generally do.
>>543944993Not so much a dip as a shakedown, or as I like to call it, a rugpull.
>>543943885>Lust provoking image>Irrelevant time-wasting anecdote
>>543943050Nothing goes up forever Jetski niggerWe are over 6 years overdue for a massive correction.Probably the biggest one in history.
>>543952982Which is why you buy the dip you retard.
>>543943050That's physic
>>543943050Because jews use computers to make millions of micro trades a day to siphon off the goyimz money like vampires.
>>543952891>seething poor who can't admit he dun goofed
>>543944613Options are just a tool like any other that can be used recklessly or used well.The right way to use options are to sell options and use the money you make from that to buy options. You'll lose probably 75% of the time but a huge win 25% of the time will pay for every single loss. If that's too risky for you then just sell options and keep the extra cash but that's a pittance compared to what you can make taking risks
>>543943436Check out $TQQQ
>>543943050all our money goes to a roof over our heads and general living expenses.
>>543948194>Lust-provoking video>Irrelevant time-wasting insult
>>543947609A lot of people are forced to live day to day.
>>543953422>Lust-provoking video>Irrelevant time-wasting insultAnon, didn't you know? All "successful investors" spend their time posting lust-provoking images on 4chan. That's how you know they're real super-serious investor types and what they say is true!
>>543944148This graph looks suspiciously like a martingale system before it goes pop.
In the age of ai, theres no reason to not invest in etfs, but normie cattle wanna be chattel and I suppose its easiwr to bitch for tax funded college
>>543943484Jews are rich. You brainless goyim are poor
>>543943619>poorGet a job>but Im mentally illNo surprise there
>>543943050It's because they know every is fake.
>>543943652>You cant reason with people like thatSome people deserve to be poor
>>543943663>the more justified wealth confescation will be.We already got that; its called taxes
>>543953651epstein was a coomer and made bank on stonks
>>543944357Most people are fat from eating out and take out>Im struggling to eatPut the carbs down
>>543954032>made bank on stonks>bankrolled by Israeli intelligenceHoly fuck you're even dumber faggot than I imagined. That or just a dishonest kike.
I'm 32 and I have 120k in my credit unionI refuse to put a cent into the stock market because my mom was a good little goy and lived like a pauper to put all her extra money into the market and lost most of it in 08. now she's still poor and she didn't even get to live a decent life as a young persongiven that, what should I do with my money? my credit union has money market stuff, CDs and I know rates on bonds have gone way up since trump and his cronies are retards and making people nervous
>>543952132One ten year period would disprove what I said.
>>543944273I've been on this shithole site long enough to know everyone on here has a 10 wife, 12 inch cock (always rock hard) and is 7 foot tall making 7 figs working 10 minutes a week.
Because poor are too busy paying debt and rent they have nothing to invest.do the math, you're better off just spending your extra 100 bucks a month than investing it.
>>543952576>what is a roth ira
>>543954297>10 minutes a week10 minutes?!?! That's...that's for Quakers!
I have seen wall street bets, those niggas lose money all the time.It IS a casino
>>543954278idkI have around 200k bananas saved up on safe investments, and just got a new car. What normies even do with their money? Travel and buy expensive shit? I don't wanna do any of that. Could save for a home, maybe, but I am not sure if its worth the hassle. I will probably just rope one day.
>>543952576Underrated
>>543943050BOOOOOOOOOM
>>543954278>lost most of it in 08if she didn't sell and just waited for the market to recover she would be fineyour family is just retarded
>>543954278You can live for the rest of your life with that money in a 3rd world country.
>>543954523>if she didn't selldamn you know it would've been better to just eat garbage and wear rags for a few years to get back 25 years of saving just to have it all wiped out again by post-covid fuckeryif you have enough wealth to just wait out economic collapse and let your stocks tick back up, you don't need the money owning stocks provides. if you need the money, you don't have the ability to wait it out. that's my entire fucking point
>>543954660maybe I should just move to somewhere in LatAm and live a simple life with a nice little job to stay busy and not have to worry about finances
