>apply for a job>background check requires a credit check (you can get denied if you refuse)>apply for an apartment >also requires a credit check, and they keep track of your rental history, less than a year you're considered a "high risk" renter and have to put down a higher deposit>request UTILITIES (water, electricity)>utility companies require a credit check>try to get a phone or internet >"better" companies (like att, tmobile) require credit checks MUTTMERICA IS A JOKE
>>544064235You imported niggers deal with it
>>544064235There are laws against those things in most civilized countries but you didn't want "socialism".
>>544064235>pay off car>goy score drops
>>544064235Mine is 810. Was as high as 820 at one time. I pay my bills.
>>544064235My shit's capped in the high 700s because I never fail to pay off my credit card invoice every month but I don't take out other more retarded loans so I'm not a Good Goy™ who can make the kikes money on fees and compounding interest so they keep me out of their highest tier
>>544064235Don’t care, I live debt free and don’t borrow from the heebs.
>>544064235Is 853 good? Asking for a friend…
>>544064235>Buy everything with credit card>Pay it off within two weeks>Pay no interest>Kikes are destroying my goyscoreAm i retarded?
>>544064235LOL, no. I owe close to 20k and the credit card companies have given up collecting. Amex is willing to settle for 20%. Chase for 35%. Discover seems to have lost interest completely. I'm not at the statute of limitations in my state but they all know I'm judgement proof. Last I checked, my score was somewhere in the 620-640 range.
>>544064235Westerners told me I miss the freedom, guess freedom defined by degenerate freedom only
>>544064235If it's so important, how do illegals get by without it? Can't you just say you're undocumented fresh off the boat or cartel's van to skip the check and get what you need right away?
Superb credit score, yes, I do.I worked hard and was responsible so I do.And I think credit score is a reasonable good system.
>>544064235Never used a credit card. Do not have a credit score. Never been an issue.
OP, would you like to live next to someone who has a shit score, is a criminalz dosent pay bills, does drugs instead and causes drama? But got approved to live next to you anyway! Perhaps you are on of those with a shit score... who would love to live next to me but can't. Thank goodness.
>>544064563>saaaaar>>544064757It doesn't matter for most things anyway. For things it does slight differences dont make a big impact ie a 740 and 750 are the same for most people as would be 800 and 810. Its dick measuring bullshit for trust fund kids and a legal way to keep blacks out of decent neighborhoods>nigga my lights be on I ain't need be payin fo mo
