While /pol/tards are getting ripped off on million dollar mortgages.
>>544210639Why is there always a pizza on the floor?
>>544210639That's a cardboard house lol
>>544210719Because they are a hivemind and cant afford a table, also they want to emulate 3rd world brown niggers
>>544210639Looks at wrist, Says made in Switzerland. I think I’m ok you little rat
>>544210639bruh only in ohio unc fr fr skibidi rizzler no cap 100
>>544210639Nice floor.
>>544210639Why do they have a big ass TV but no table to put the pizza? Also that is the saddest pizza I've ever seen, they could have eaten kebab for the same price.
>>544210639>6.875%>buyingJust because you are paying the bank instead of a landlord doesn't change the fact you are renting.
>>544210719its the same glow nigger posting these
>>544210639based. make ohio white again.
>>544210639too many peoplebillions will dienothing can survive that pop curve going str8 upima typing empty cities empty houses
>>544210639>$140KHe was tolerant and relaxed enough to buy a house in East Cleveland.
>>544210719>>544210860>>544210639Its a reddit meme. Its implied the moving truck with all your kitchen equipment hasnt arrived yet so you get fast food
>>5442106397 percent apr HAHAHAHAHAHA
>>544210639$140k, even in Ohio, is gotta be a shack sized house. That interest rate is rough too.
>>544210937Don't forget yearly property tax, multiple kinds. This, plus the usury for the PRIVILEGE of having a mortgage. Yeahno.
>>544210639https://twstalker.com/punchbagstudios/status/2109263340778422425
Can't wait for the day that all NEETs are used for drone fodder.
>>544211109>>544211037>>544210937>>544210824Look at the stairs. It's definitely at least a moderately-sized house. Why are you unable to be happy for others and only able to be spiteful?
>>544210719>>544210860why do foids insist on filling their homes with absolute garbage furniture?
>>544210719Because you're just supposed to, ok?
3.15% here. 20% down.It's actually getting to the point that I pay more in property tax than mortgage. After 10y of paying this bitch off, the county/state has dedicated itself to turning 'owning' into perpetual rent.I pay $500/mo in property tax, and it keeps going up.Yes, I pay $1500 against the mortgage itself. But the state is already on track to charging the same monthly payment to rent the land I own.
Jewish street gangs have destroyed Cleveland.
>>5442110566.25% is a win? Lmao nah I'm locked at 6.5% and it's ridiculous. I have to add $500 a month to dent it.
>>544211264I was not being spiteful. There is nothing wrong with living in East Cleveland, and I am glad that he moved there.
>>544211369do you honestly expect government to be fine with less money this year than last year?
>>544211142My dad didn't retire until his 60s...
>>544211056Pizza looks fucking awesome. At least he has a good pizza place around. I bought my house in 2018 and there isn't shit but 2 dominoes within 30 mins of me
>>544211369These property taxes are not sustainable. I don't know what's going to happen or how/if we're going to course correct.
>>544211544isnt the pizza in the pic from dominos? i like dominos btw so i agree with you. maybe ohio just has the best dominos?
>>544210639>Redditors are buying cheap houses>Failing foundation>Slop rehab didnt even paint the underside of the bannisterI dont even want to think about the "rehab" on that house.'Starter priced' homes (notice I did not say starter home) tend to be the most dangerous to buy, they look like great deals but often they are just shit houses bought at a price that didnt even allow a reasonable rehab before flip. Little tiny things like how the edge and detail painting is done tells the whole story.A lot of people dont believe this but you are often better off buying a shitty house and fixing it up yourself than buying a shitty rehab flip that you are one day going to end up having to re-do yourself anyway.
>>544210865No you're not
>>544211109Eh depends on the area. I'm in northern Ohio in middle of nowhere, 9 acres, river access.. house has a full garage, in-law suite, finished basement, 2 stories on the main house.. valued at 230k. I paid 110k for it (without the full garage)
>>544210929pizza is for white people, kebab is shitskin slop
>>544210639>6.875%What the fuck?
>>544211056
>>544211679>better off buying a shitty house and fixing it up yourselfIn america this is almost more impossible than buying a house period. Flippers sit with their finger on the button and will easily outbid you, a single person, by thousands to get their house.That old grandma house that hasnt been touched since 1984 selling for 20% lower than the homes around it? Gone in an hour, and the fipper company outbid every single private bidder.
>>544210929>they could have eaten kebab for the same priceJust so that you are aware we do not have 'kebab' in the United States. We have Greek places where you can buy gyros, but they are far from the most popular food in the US. Nobody says "lets go get some gyros".When you talk about kebab people from the US instantly know you are a retarded Europoor in a best case scenario, and more than likely a shit smelling mudslime sand nigger.
>>544212149white doors with black door handles is such an indicator of being in the lowest class now
I didn't pay anything for my house, I just got it when my dad died
>>544212095That's fairly decent for the last 4 years. I lucked out and got my house at a fixed 2.9, but my wife is big into realestate and keeps informing me of what's going on around the place.For a while there some lenders were over 9% which I just think of as insanity.
>>544212359Fucking hell. Now I feel a little better about getting 5.49% earlier this year.
>>544210639I can tell instantly exactly the type of house that is, that the mills in town are empty, and the #1 employer in the area is a hospital.
>>544212339It's standard for what's sold in big box stores. Most people are supposed to paint the house they buy, but so many people have been rent tards for so long the flat white is what they feel comfortable with.
>>544212639Honestly, why would you renovate shit or paint the house in whatever colour you want if you are paying 30 years mortgage?
>>544210639>140kHuh? Must be some nigger infested shack . Also why are all these reddit pictures the same ? Empty house with some goyslop and troontube video
>>544210639>6.8I pray your contract allows you to pay that shit faster because that's gonna be 2x the price by the time you pay it off normally
>>544212847Pre paying your mortgage is literally one of the lowest IQ things you can do
>>544210639>Ohio100% jeet
>>544210639>Xbox Series SBased
>>544211369as long as your govt is spending as much as it is, it will need a lot of money. Taxing property is better than taxing work because noone will want to work otherwise.
>>544211369California politics are terrible, but Prop 13 is awesome. I pay $14K property tax on a house worth about $2.7M, because I paid $990K for it in 2010. I'm shocked that voters in others states never did something like Prop 13.
>>544210639and the first thing they do is put a soft libtard beardo onto the big screen?
>>544212469>I can tell instantly exactly the type of house that is, that the mills in town are empty, and the #1 employer in the area is a hospital.yep, and the house is going to slowly go down in value. lack of good jobs is a killer. Upstate NY is a lot like that.
>>544210860>>544210719you can literally grab tables off the streets at this point and give them a good clean and paint for less than 20$. people are just retarded and lazy. if you cant even piece together a table you shouldnt be a fucking homeowner. also they are running their cable across the floor like savages
>>544210719And the pizza always has cheese on it...
>>544210719that's the reason they bought the house, to get a set for the reddit pizza shot
>>544212639We had only daughters and let them pick colors as toddlers so our whole house is a rainbow mess and I love it
7% interest for 140K doesnt seem that bad. but 7% interest on 1M seems fuckin brutal
>>544210824All their houses are
>>54421279730y mortgage isn't that bad. Or at least 10 years ago it wasn't. What kills people is usually is spiking insurance, rising property tax and utilities (a form of tax that isn't voted on). A bucket of paint can run around $50 - $100. Rollers / canvas / tape an extra $40. Compared to the extra $500-$3000 a year everything else jumps it's nothing.
Bought in April 2020 (3000sqft $330k @ 2.75%), was literately the last one to close before the bank was going to start requiring masks for everyone in the building. If it weren't for all the videos of people dropping in China that started dropping here around December 2019 inspiring me to I probably would've been stuck in my 600sqft apartment longer and had rates and prices really bad.
>>544210639>Redditors are buying cheap housesMore famous ones who monetize reddit like the YouTubers monetize yt. A FEW get a lot of money. That's all. Nothing spectacular.
>>544212324Exactly, couldn't have said it better
>>544211264Because each option doesn’t result in total ownership, which would include not paying property taxes or subject to eminent domain. As soon as a house is acquired and all aspects of the transaction are complete (all debt/costs paid) I should be able to live as lowkey as I want, there should be no accruing costs outside of the utility services I pay for. Until that happens, it’s delusional to think you “own” anything, and thus I will never be satisfied.
>>544213316Ha, nice. I had to keep telling my wife that we're not painting the wood. Don't care what color the walls are, I just draw the line at fucking up the wood tones.
>>544210824Most houses are due to the massive supply of timber. In Cleveland, Ohio there are many wooden houses built in the 1870s that are still functioning. Do you have your own house or do you still live with your parents?
>>544213274Well yeah, to prove they are white. Browns and chinks and jews are lactose intolerant.
>>544213659you can own this insteadjust don't forget the sleeping bag while searching for a cave until winter
>>544210639>6.88%KEK
>>544212149
>>544211305every man in all of human history has asked this question and you will not be the last
>>544210639Feels so good being a generational wealth haver so I have a home and bo credit to pay
>>544212639Nobody touches their house because of "resale value" so they continue to live it like a prison for fear of doing something to upset a future buyer 10 years later
>>544212149>400+k, I don't see how those materials, land and construction are worth that much
>>544213954White men have in pretty much their entire history lived around art and decorations. It was white men who designed and built the most beautiful monuments and houses.It's only recently that jews somehow convinced them that sleeping on a mattress on the floor in a white room was 'based'
>>544212149>man hand
>>544213076Prop. 13 is the best and should be in the U.S. Constitution. I pay $6K/year but if I bought my house now, it would be $11K/year. I know many people that couldn’t afford to live in their houses if it wasn’t for Prop. 13. My grandmother canvassed for Prop. 13 because all of the old people in her neighborhood kept selling due to property tax increases. It kinda irks me to see $10 million houses paying only $2K/ year but the government was going to waste it anyway.
>>544210719The people taking those pics cannot afford tables I’m not even sure how. They have shitty fold up tables that are not bank-breaking
>>544213855Talked to an old timer. Lady said that she amd her husband bought at 19% houses were cheaper, but there weren't many lenders.
>>544210639Im so excited to hear about this dude's first b&e.
>>544214099Costs don't determine prices, prices determine costs
>>544213076prop 13 cucks new home buyers by reducing supply though
njoy your radiation
I would do a lot of things to have a 4 bed 2 bath house on minimum 10 acres of land.Just short of selling my own soul or those of my immediate family/friends
>>544212149>single person>better buy a 4 bdrm house with 2 bathrooms and constantly clean and maintain all these rooms that don't get used.
>>544214114the most beautiful things have been largely reserved for the nobility and merchant banking class. When you realize our culture was and has been creative endeavor to placate a class of parasites you stop viewing our culture the same.The heights of our culture that foreigners flock to our cities to see in amazement is largely the excess and hubris of a class of people people living on the backs of others. Until all men get to enjoy those quality works of "our culture" it is not "our culture". pic unrelated
>>544210639>6.875%oy veyyyy
>>544214218>implying that they're not cooling down after just buying a fucking house.If I was in their shoes I would live spartan for a year or two before I got serious with decorating my house.
>>544214039That's so dumb. First house I bought had a salmon colored bathroom. Took like 30 minutes to turn it sky blue. Didn't even bring it up during negotiations (could have asked them to paint it, but why bother).
>>544214444chekking
>>544210639That’s pretty normal price for northern Ohio.
>>544210719Its a rats dream
>>544214099My profit takes priority, 1 loaf of bread will be worth 1 gold bar btw.Don't like it? then starve.
>>544210639because people on /pol/ got mind raped by demoarliation agitprop. the only reason i come here is to laugh at how fucking retarded you all are.
>>544214343If it was a guy I would understand that down the line that's a good place to start a family on>1 bedroom for you and the wife>1 bedroom for each gender assuming you had 4 kids, 2 genders each (bunk beds)>the hobby room
>>544210937>Just because you are paying the bank instead of a landlord doesn't change the fact you are renting.But at least the place is a little bit yours at the end compared to renting your whole life.
>>544214233>19%That's just mafia rates, usury should be banned, there should be a state bank if you need a house loan, but that'd be muhh gommunism
>>544214099Electricity and utility hookups are usually one of the largest cost factors on new builds. My region that can go between $70-$200k depending how far out you want built.
>>544214444just buy the basic tools like circular saws and build your own furniture when neededsome screws some glue some basic wood cutspretty much the scrubbing/polishing with paint is mostly to prevent rot over timeits not cheap initially but over time you'll have infinite furniture
>>544214182What you're praising is taxing new people who move in. It's not a good thing unless you have mega city. Everywhere else that's a quick way to kill your town.
>>544214611Gas hookup here is 2-3k€, I don't know about electricity, but I guess those prices are there because of unions
>>544210929Because it's a redditor. The "pizza on floor" thing is "we just got the keys, have moved nothing, have been taking care of paperwork all day, and are going to grab a quick first meal in our new place." OPs photo is just copying that. It's cargo cult karma farming without understanding.
>>544214182Property tax shouldn't exist, if you bought the land you don't need to rent it from the government yearly, at that point, it's just a feudal system with extra loop holes
I wish I could own a home.I don't ask for much. Just a little 700 sq ft box to live in.I visited some brand new "manufactured homes" with my ex-gf.They were nice and I would have been happy with them.But they all came with a fucking 458 dollar a month HOA feeSo they were basically no longer affordable.She ended up breaking up with me after I refused to buy any of them.Then I got laid off a year ago.And my other ex-gf dumped me for wanting to go back to college instead of getting another job.I only made $25/hour and you need to make $40/hour or more to have any chance of a future or family in this country.Now I am banging an asian girl who doesn't mind that I live with my parents at 33.I still have $60,000 in savings so a decent enough down payment.But I will never find the house I want.You aren't allowed to own land if it's not a certain amount, it has to be some trailer park rentoid nightmare.No one has given me a real logical justification why I cannot own a parcel of land that is 8000 sq ft.No one has given me a real logical justification why trailer parks are allowed to exist.I'm not trailer trash I just want a cheap home so I am not paying out the ass in property taxes.Why does EVERYTHING have to be pushed to the fucking limit? I don't really care anymore. I'll keep banging my gf til she gets sick of me and live in my car when my parents get sick of me. I really do not care for anything in this world anymore. Fuck this niggerkike scam of a society, jeets are a bunch of fucking scammers yes, but boomers are the biggest scammer cunts on earth. If Trump gave a fuck about white people he would ban trailer parks and deny federal funding to any state that does not start building nice little manufactured homes for white people to start families in. But he doesn't cause he's a fucking ZOGbot. So i don't care anymore and I hope it all burns.
>>544215001Nigga just save up some money and move to turd world
>>544214588True, just seems like a complete waste though if you aren't going to start a family there immediately. There's a guy on youtube who makes a pretty decent living with RC car content and he's bought a fucking 15 room mansion for himself, I'm just wondering when he's getting a reality check when he realizes all of those rooms have to be cleaned and repaired all the time, even hiring cleaners every day of the week to clean all of those rooms will add up to a lot of money.
>>544214794Kind of, but a lot of it is distance. I'm nowhere near a major city, depending on how far you are from a utility line is a lot of what factors in. The utility guys are unionized, but they're also stupid fast. Saw them install underground wiring to a property about a mile off the main road in about 3 hours (the tunnel for the wiring was bored out over the course of a week by a specialist group).
>>544214444That’s you, I’d rather get my shit set up asap
>>544210639Im all fairness, all i have in my house furniture wise is my ecliner. I sleep in it so I don't have a bed. I work from home so I just basically work, sleep and relax in my recliner
>>544211229Neets continue to make shills and normies seethe
>>544211264I'd put money on the fact that this is a 1 bedroom condo.
>>544215001I just looked at the area in which I would prefer to live and everything is at least 400kI want every boomer except my parents to die horribly.>>544215098>There's a guy on youtube who makes a pretty decent living with RC car content and he's bought a fucking 15 room mansion for himself,Let me guess, Jeremy Hambly aka the Quartering?
>>544215079And how the fuck would that help me?
>>544214887Property management is one of the major functions of a government. Property taxes are a way to determine if the land is still being productively used and fund the infrastructure of the community around your land. You can cry all you want about it, but until a better system is in place too bad.
>>544215001Move to asia then.
>>544210824Your shack is made out of old corned beef tins
>>544215377I have too many friends here for that. And where in Asian would I even live? And what job would I have there? Everyone says "uhhh dude just get a remote job [that barely exists anymore] and go to the Phillipines [and get gold-dug by fucking whores, I briefly dated a flip and she was an obnoxious cunt]"
>>544215377>move to a country in which nobody will accept you except being a token gaijin (and whatever term the Chinese and Koreans use for foreigner) and never be part of the community.And you'll be lumped with indians and niggers as gaijin to be rightfully deported.
>million dollarYou posted this yesterday where some retard bought a million dollar house in the oakland ghetto though>>544210719it's part of the thing
>>544215001>HOAThat's rule by investors. If you're buying a house and not a portfolio. Out west HOAs are a naughty word so they have covenant land. Same shit.
>>544215001>But they all came with a fucking 458 dollar a month HOA feeWhat I love about this character is that your age changes, your wage and savings amount changes, but year after year, the HOA fee still is precisely $458.
>>544215277Nah, some bloke named Kevin Talbot
>>544210639Lost all my money in crypto the past few years I fucking hate the WEF so much
>>544215308You can own a home there and move your gf there, you could live like a king in second or turd world countries
>>544215350I will just live in a place that doesn't have property taxes, you pay tax for inheritance and when you buy a house, that's enough
>>544211489Dumb fuck should have pulled himself up by his bootstraps. Did he ever think of that?
>>544215471Don't listen to him,>oneit's very rare to find asians that look like his pic>twomoving to asia as a white guy should be the last resort among last resorts, that's pretty much if Eastern Europe or Latin America is not an option.>threeAsian countries are pretty authoritarian, a lot more so than here, you can't even own a shotgun in Japan without a retarded amount of paperwork and good fucking luck getting one as a gaijin>>544215667>making a woman moveHA good luck with that in modern feminist shitholes like the USA, she'll just sign the papers and yank the house away.
>>544215667Maybe in the 90s. I haven't heard of many expats happy with going abroad to make their retirement checks go further for quite some time.
>>544215491Move to Thailand or Malesia, get a part time job and live in your own house, you have a massive saving pool, you will fit in like the rest of the boomers that retired in Thailand and learn some local language so people don't hate you
>>544211056Dude you're getting a draft
>>544215840Not interested in moving to another humid shithole when I'm fine with the one I live in now
>>544210639>Northern OhioWatch it be the largest nigger infested shithole you've ever seen
>>544215808Idk, if you have 4000$ in dividends you can live just about anywhere in South East Asia(Singapore doesn't count), but then again, I know most of you don't invest so buy a property and your monthly bills will be 500-600$ a month or less, depending on your lifestyle
>>544211056>We did it chat!Do these retards who watch streamers not realize they are literally not an individual but a hivemind that streamers do not even care about? This whole "chat" thing is really humiliating when you think about it.
>>544215904Japan is an option then, If you know hot to renovate a house, go north, sort your visa out and get a permanent residency, you can get one if you have a stem degree, n2 in Japanese and work experience in that field, all of this cuts it down to 1-3 years
>$140k in "Northern Ohio"
>>544212324>When you talk about kebab people from the US instantly know you are a retarded Europoor in a best case scenario, and more than likely a shit smelling mudslime sand nigger.couldn't have said it better myselfkebab is niggershit
>>544215969>4000$ in dividendsDividends usually are about 4% on stock. HOW FUCKING STUPID ARE YOU?Most people are barely keeping above water and we all just have 4000 in dividends floating around. The median HOUSEHOLD income is $40k a year. Why the fuck do you think we have 30y mortgages.
>>544215969>Investing in the largest stock market bubble in history>thinking that 4k in monthly dividends is a thingYou would need a fuckload of starting capital to even reach those kinds of dividents, and even then it wouldn't matter because the market is in a massive bubble and bound to crash >>544216155I've been to Japan and as much as I really like the country, I know I would have a miserable time living there because I'm not Japanese and learning that language is damn near impossible.
>>544216253That's about 70k invested, provided you did it at the right time and with right stocks, aren't your guys trust fund babies there? Maybe I have a wrong impression of how rich Americans are
>>544215727He did that. He shoveled pig shit as a teenager.
>>544216355You're fucking stupid you know that?Americans look rich to you but most of us are at best lower middle class.
>>544210639>140kWhy not just buy it outright in cash at that point?
>>544210824>Jealous brown chimes in right on queue
>>544210719its purely for the photo and updoots
>>544216305Just sell before it pops, also Japan needs people, they might not like it, but they will have to choose who to import
>>544213480>Another jealous brown Lol
>>544216432I'm staying out of it thank you, I'm sticking to money markets and Gold/Silver.Also Japan does not need immigrants at all, how about you fuck off back to your country, Jeet?
>>544216155stop giving him relocation advicebuying any type of land or house is infinitely harder for immigrantsRealistically you'll have to marry and put everything on your wifes/husbands nameits all the risk for a few happy years until the same problems start creeping up
>>544216400speak for yourself, nigger
>>544216400Idk, I'm doing a work and travel program this year in North Dakota, minimum wage in my country is 3.7$ an hour, obviously America has better standards, I know how to work with tools and have worked a shit ton of blue collar job so, during the summer I can make a lot of money there and buy a big countryside house for less than 10k here
>>544216563Can I borrow a dollar?
>>544216504India is sleeping at this time, you can see it by minimal amount of meme flags, I did a summer exchange program in Japan, I don't plan on living there
>>544216516I've been throwing back his advice with an interest payment of cow shit.I know full well what it's like to live in another country and the struggles my parents had to do in order to try to do things legally.Which makes my blood boil when they allow some drooling nigger or arab come in with no issue.>>544216563Tell me what I should do, I barely get enough in my paycheck to get 5% put away in a money market.
>>544210719I have autism, so I’m not sure if these replies are serious.It’s because when someone moves, there’s a high chance that their furniture is back away in a moving van.
>>544216577Well all I can tell you is good luck, and make some friends out there who will let you shoot their guns and drink their whiskey/beer
>>544210639>Touts his 6.875% interest rate like that's somehow a good deal.This faggot would have a heart attack if he saw my 3% mortgage.
>>544211679the bottom arrow points to decorative inlay.
>>544210719Same reason why there’s an empty bottle of some trendy Korean soju without a single sip taken from it.
>>544216728I'm a fan of whiskey, once I get drunk I roll over like a pig and fall asleep immediately, will do at end
>>544210639Lol that's why I always laugh at these retarded racist incels that call others "normie". Cool, you know esoteric knowledge about pagans and read all of elliot Rogers social media posts. But you're still too dumb to understand basic economics or learn how to budget, so you live with mom and dad and get angry while "the normie" "redditor" buys a house and starts a family.
>>544216305Just 2 more weeks!
>>544215989glad I am not the only one who notices this
>>544216577Construction when paid properly is peak. I made 90k but was working 12 hour days 6 days a week. Converting for inflation that would be around $160k now. Most of those jobs went to mexicans who were working for half that. This travel job you have is probably another method of undercutting the locals.
>>544210639I’ve been saying for years white people should be moving en masse to places like Detroit (before you say hur derr niggers that’s why I said move en masse). You can get houses in the nicer, suburban adjacent parts of the city for like $80k. That’s less than some of these vanlife fags pay for their van
>>544216355>aren't your guys trust fund babies there?You're on fucking 4chan. Most posters here are bots, jeets and other mud races, or have never even held a job.
My plan is to take my $100k in savings and just YOLO it in the Philippines for a few years, I’m a half-Mexican Amerimutt so I should fit right in. If I don’t make it I don’t make it, maybe in the next life.
>>544210639Lots of cheap places in the Ohio. And the rest of the Midwest too.If you're happy living in a cold as fuck, run down town been in decline since the 1970s, full of the most ignorant lower middle class / poor people you'll ever meet, then sure 200k will totally get you a good house. Have fun!I was born in such a shit hole. I achieved my goal of getting the fuck out. I now live somewhere much nicer and more expensive on the coast. Yes, it is worth it. x100
>>544210639There is the Christian.There is the non-Christian (all non-Christians are anti-Christians).The non-Christian is: selfish, dishonest, lazy, cruel, impatient, greedy, jealous, pessimistic, cowardly, rude, ignorant, arrogant, irresponsible, manipulative, prejudiced, stubborn, aggressive, untrustworthy, inconsiderate, ungrateful, hypocritical, reckless, controlling, resentful, hostile, dishonorable, disloyal, callous, narrow-minded, deceitful, vengeful, insecure, apathetic, unreliable, entitled, intolerant, bitter, egotistical, impulsive, cynical, disrespectful, unmotivated, materialistic, uncooperative, secretive, foolish, neglectful, condescending, unprincipled, and destructive.The non-Christian is the old, obsolete human model, fated to be permanently wiped out.The Christian is: selfless, honest, hardworking, friendly, patient, generous, secure, optimistic, courageous, respectful, knowledgeable, responsible, sincere, impartial, adaptable, peaceful, trustworthy, considerate, grateful, authentic, cautious, empowering, forgiving, friendly, honorable, loyal, compassionate, understanding, truthful, merciful, confident, passionate, dependable, appreciative, tolerant, content, modest, deliberate, hopeful, courteous, driven, unpretentious, cooperative, transparent, wise, attentive, encouraging, moral, and constructive.The Christian is the New Human, fated to enjoy the Kingdom of Heaven for eternity.The non-Christian is everything that's wrong & wicked with the world.The Christian is everything that's right & good with the world.For now the wheat & weeds grow together until it is time for the harvest at the end of the age. The harvesters are instructed to first collect the weeds, tie them in bundles to be burned, and then gather the wheat into the barn. This is the fate of the world.
>>544216855I get 50€ for hauling cement bags for 10 hours per day, I will work my ass of there for sure, but I don't think the embassy will approve me because of me liking racist memes on Instagram
>>544216617no>>544216678find a better source of income
>>544216928My parents forced me to work since age 17,I am stilling working in my postgraduate studies when I can, I wish I could have made more money, I want to retire as soon as I can
>>544216357Yeah probably for 2 hours a day, 2 days a week, for one summer. I'm so impressed.
>>544216855I don’t know how the fuck these guys are still operating this way, every job site wants you to bring your own shit and pays pennies, and then people wonder why when the drywall inevitably breaks down and 48 empty cans of Tecate comes spilling out.
I legit think I could talk my land lord into letting me buy the house im currently renting for $80k he has had it long enough he has made his money on it, and has mentioned he would be willing to take a "loss" on the house as is sell it t9 me for less than what its technically worth which realistically is not whats its really worth. A smol garden house built in the earlt 80s
>>544210824That's a given. The most shocking thing is that this cardboard only cost 140k bucks.
>>544212149A shitty 2 room apartment costs this much in Belgrade, mutts don't have a clue how good they have it.
>look at this guy who bought a house! Am I supposed to be mad? Good for them. I hope they start learning same useful construction skills so they can maintain it themselves.
>>544217237You get a closet and a shoebox on Belgrade waterfront with that money, but Belgrade isn't the entire country, as someone who was born there, I left, the best decision ever, I think it takes more time for someone in Belgrade suburbs to get to the city centre than me traveling to Novi Sad from Belgrade daily
>>544214593stop paying property taxes and find out who the house really belongs to
>>544210719You've got to get the essentials in first.
>>544211126most sane and intelligent american ITT/board
>>544217318I'll admit that I am bitter because the average house is 300k and I don't get how these people can scrounge up that money unless they are working a 100k a year job or worse, they're in a dink/dual income relationship
>>544212149Who even designs this crap?Do you need a license to become an architect in the USA? Is it like getting a driver's license?Are there special exceptions when the building is made from toothpicks and consequently harmless even if it collapses?
>>544217002lol i got offered the same pay but decided notif you save 20% as per muh richfag advicethat's only 2.4k a yearin 5 years you'll have your entire yearly paycheck saved up LOLcongrats fag you can invest 12kits not worth it in my opinion 60 months is a goddamn long motherfucking time to do physical labor just by the 10th you'll be in the danger range of inflicting perma trauma on your muscles
>>544210719everyone here is a retarded shut-in. It's tradition. Moving is tiring and annoying, so when you finally get your foot in the door (the first day) you just want a TV and a pizza and beer. They probably have a bare mattress somewhere to pass out in later too.It's not reddit to enjoy a small American tradition. Move into a monastery you utter faggots.
>>544217946Yeah, I don't plan on working physical in the long run, I have met people that can't bend down without moaning in pain, I helped them out of pity, all 40 yr old dudes
>>544218295we have to take care of our backs! be very careful!
>>544217799>Who even designs this crap?normalfag home design trends: social media viral post edition >>544210719>>544211056jfc at the celebration of slavery, they toil 50 fucking years just so they can afford basic survival needs like a shelter made of cardboard, wood shavings and wood glue >>544212295>In america this is almost more impossible than buying a house period. Flippers sit with their finger on the button and will easily outbid you, a single person, by thousands to get their house.It's all automated now. The algorithms make it entirely fake and gay, just like the stock market, and it's now just a way for the wealthy sociopaths to extract even more money from retailoyim.
>>544212149nevertheless she persisted
>>544210865Lol what a tryhard. All these strangers are really impressed faggot
>>544213923Nigger
>>544218037I hope one day I can down a cold Weihenstephaner or two with a great NY style, Sicilian, or Chicago Deep Dish Pizza on my first night in my own house.
>>544217237At least you are safe from the town rapist there.
>>544213076>I pay excessive tax instead of bigger excessive tax>this is a good thingThat tax on land should be independent of land valuation is a separate issue.Land tax exists to tell you to stop holding an empty bag. No other fucking reason.
>>544211056WE DID IT 4CHAN0 USD 0%Grandma and grandpa just kicked out their tenant and now lets me live at their 2nd flat for free because they love me and because I am a good grandsonI think its almost terrifying that greed, usury and hatred for your own ilk is so innate to american society that people from wealthy backgrounds cripple the future of their own family, the english do this too.
>>544210639Why is there always weeb-sophisticates with ironic man-cave eating on floor lifestyle. Why don't they put down the video games and smoke a cigarette?
>>544210639I got 5.99% in May, my friend bought around the same time new and got 4.99%. Now with rates going up I really feel like we made it when it was our last chance… Thank god my boomer grandparents saved my family from permanent serfdom by giving me the down payment. I honestly don’t care if home prices go down but logically I really don’t think it’s going to happen. I read every article and watched so many videos for years hoping things would get cheaper and they really didn’t. Rate hike cycles normally last years and this one just started, so shit is only going to get worse unfortunately….
>>544217237How many millions is that in your currency?
>>544219163Because some of us value our lungs, but at least I believe in your right to smoke
>>544219188I dont expect this to not brew a civil warYou can't exclude fighting age men from the ability to own property and have families for that long without heads rolling and bullets flying
>>544211679I wish I knew this 6 years ago
>>544211126Why the fuck did we let things get to this point
>>544219518The "greatest generation" didn't shoot the national guard members for pointing bayonets at them for daring to not want niggers in their schoolsOr really, not shooting the politicians in DC for allowing the 19th to pass
>>544211056There is something powerful and truly manly when you live on your own in your own space aswel. You can fully be yourself. I envy that. Enjoy anon now find your local crack whore for gum blowjobs on weekends for $20 and your set
>>544210639And my axe!
>>544211679I'm completely okay with this and would simply handle it myself.
>>544219718>There is something powerful and truly manly when you live on your own in your own space asweGod it's such a painful feelingHonestly not having my own place puts more weight on my sound mind than being 28 and a virgin
>>544212339The builder special. They buy the shittiest possible fixtures from home depot/lowes. So the shitty black knobs and those awful overhead boob lights
>>544210937No, if I stop paying rent, I get kicked out and get nothing. If I stop paying my mortgage, my house is foreclosed on, sold, and I get whatever percent equity I owned.
>>544210639>140KTOPFUGGINZOZZLE watching ledditors default en masse on a massively over inflated market is going to be one of the finest moments of the next decade
>>544212893Well the argument you're making is that you'll be able to eek out higher than the mortgage in growth with your dollars. So any dollars spent that can earn +6.87% would yes be technically better. But I also understand the peace of mind aspect. Ask yourself this. Why aren't all mortgages just wide open lol.
>>544219948I honestly hate the fucking retarded crying about property taxesLike holy fuck man just put some fucking money aside for the payment it's JUST A ONCE IN A YEAR PAYMENT AND THAT'S USUALLY ONLY SOMETHING TO DEAL WITH WHEN YOU HAVE A FULLY PAID OFF HOUSE BECAUSE YOUR MORTGAGE COVERS IT WITH THE GODDAMN ESCROWLIKE HOLY FUCK MAN I JUST WANT A HOUSE FFS I AM WILLING TO DEAL WITH THE PROPERTY TAXES AND A LOT OF RED STATES ARE JUST GOING TO REDUCE THE FUCK OUT OF THOSE ANYWAY FUUUUUUUUUUUUUUUUUUUUUUCK
>>544212295Hey man, I provide a very valuable service by buying houses made in the 1920s, slapping some hipster font and a waist-high fence on to it, and listing it for double.
>>544210639>first thing I move in has to be muh vidya games>Northern OhioRedditor pays $140k to live in a shack an hour outside of Detroit
>>544211056>6.25% 30yr>we did ityou did nothing yet wagie, you have 30 more years to go
>>544220113Property taxes are also one of the few morally justifiable taxes because they prevent land hording. Land is a resource everyone needs, but there is a limited amount of it. Land is also a productive resource that makes money and it stores value over time. This makes it a target for speculation and investors. Without a deterrent to owning unused land, people would just buy land and sit on it forever.
>>544210639Stay on reddit faggot
At that interest rate, you end up paying 8 times principal for a 30-year
>>544210719it's a recurring joke for that style of post, like showing your feet in a gun picture
>>544220286If he's smart he can readjust his lifestyle, pay the mortgage down, pay the principal every couple of months, and in 10 or so years he can re-finance.At least the property is his>>544220518Not to give too much away but I work with property taxes as part of my involuntary career and people cry too much about them.I usually just dismiss them as retarded boomers who cry that their magical social security check can't cover everythingLike go fuck yourself if you are a boomer and you couldn't save money from the 1960s to 2008
>>544211056How do you know so much about reddit memes anon?
