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/pol/ - Politically Incorrect


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Is this what the American Golden Age looks like?

Replace and repeal Obamacare, where the fuck is the replace part?
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My company pays $400 a month for my insurance. Kinda wish i just got that money in my paycheck instead
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it's a golden age for big bussiness
trump has made it easier than ever to financially rape the goyim
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>going to a (((doctor)))
what a mindraped kike slave. i bet you're circumcized too
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>>545105489
The golden age is here, tranny
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>>545105901
How many teeth do you have? What do your labs look like?
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>>545106022
>teeth
all of them. wisdom teeth even grew in and my jaw was wide enough to accommodate them, no need for a jew (((dentist)))

>labs
tranny shit. go get your PrEP you aids ridden faggot, those are the only kinds of people mindraped enough by the kikes to care about this garbage
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even the most basic wagie grocery store job has healthcare for like 40 dollars a month
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>>545105489
Just go to the emergency room for everything and refuse to pay
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>>545106327
If you can maintain the hours, they usually cut around this time and jew you
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>>545106408
if your a cart fetcher or something yeah if you do something the store cant live without like freight you always get enough hours especially if you dont move like a snail
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>>545105489
>Who the fuck can afford this?
>bronze
LMAO you broke ass nigger. You live in a shit tier blue faggot state thats why your costs are so high. Bronze level plans are like $350/mo in Idaho.

I have a gold level plan only pay $170/mo, employer pays $500/mo. Keep voting for Democrats, keep voting for corrupt welfare programs, keep voting to flood your state with brown nigger trash that cant pay for their own healthcare, im sure your monthly premiums will come down nigger.
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>>545106481
My premiums were fine under Obama and Biden
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>>545105489
I feel like the healthcare system needs to collapse within the next 10 years. I haven’t had insurance most of my life and I used to be the odd one out. Now it’s much more common and less weird to go without it. I’ve now had it on/off depending on job situation and it’s hardly worth it in most cases, unless you qualify for Medicaid . I remember getting screwed over moving out at 20, being forced to work for family business which did not offer coverage, parents who refused to buy insurance, and then getting the Obama penalties for going without. I couldn’t afford the $250-300 a month that were the cheapest plans at that time even on my low ass income. Democrats waved a wand and premiums stayed low because “Covid “ and those protections finally expired.
Also even for people who can afford their coverage, your company is spending tens of thousands a year for you to be covered. I believe potential wage gains are being wiped out because insurance premiums take that money instead. I don’t see how this system is sustainable. I also don’t know how middle class people afford their premiums and deductibles. I have some broke sibling in laws, the wife goes to the doctor constantly and is one of those heavily medicated wacko women, the husband is on GLP’s, they’re in their 20s. I have no clue how they afford that with their income. How do people afford that shit on top of student loans, rent, car payments, groceries ? I’ve been really schemey/thrifty for the life I have, and I really don’t see how I could afford a medicalized lifestyle like many Americans seem to have.
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>>545105489
It’s the rich they are inflating prices you have to reason with them
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>>545105489
>oivey make the young people overpay insurance companies to make it cheaper for boomers!
But why not have audits into bloating medical costs due to the government trying to force more payers into the system, thereby making the institutions ramp costs, the same way college costs went up?
You'd think that college education should come with common sense, but it doesn't. You don't bother asking the right questions.
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>>545105827
>oivey trump is raping the goyim
>while Obama's ACA scam skyrocketed medical costs since institutions know that payment is guaranteed
I'd say you libtards deserve this but that doesn't change the costs impacting me too.
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>>545105489
>Thinking richfags actually care about the poors enough to replace it
Bad bet. Take care of your health the next two years anons. Or else your medical debt will fuck your life up.
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What does deductible and oop max mean?
30% of my wage goes towards health care but I never had to pay a doctor except the fixed 8€ per prescribed medication.
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>>545105489
It's a very Batich system and we're all poorer as a result of it.
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>>545107703
deductible means the amount that can be taken each time you go to a doctor or hospital.
out of pocket max is the total amount in a cal year they can take out before it's "free" to go to a doctor or hospital.

fyi they will always bill you in such a way that you never hit those numbers and you will always be paying the max amount.
insurance is literally and unironically a scam in all models.
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>>545105489
>atorvastatin
What are you, 70?
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>>545105489
lol I just open enrolled for like $60/month. It must suck working for Taco Bell
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>>545105489
That's like the prices in Oregon. Two & more years ago, I was paying half those amounts.
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>>545106177
Wait til you're 50. I used to be just like you.
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>>545105631
But then how would boomers pay for their healthcare?
Insurance is a scam.
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>>545106327
Those days are long gone. Powers that be want a culling. No more docs for plebs.
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>>545105489
That’s nothing mine was gonna be like $850 a month and they tacked in another `$100 since I’m a smoker and if you claim you don’t smoke and you do they will just cancel it. That was with the subsidy.
t.38 year old male self employed
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>>545108918
>But then how would boomers pay for their healthcare?
>Insurance is a scam.
Insurance is a scam by design.
But health insurance isn't even insurance. Imagine you called a car insurance company AFTER you wrecked the vehicle and then demanded they pay 99% of the repair cost.

Of course, inusrance companies loved the ACA and shit. They made bank off overinsured younger people, at the much smaller expense of paying for a few gomers.
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>>545108533
my max out of pocket is 8,000, in Feb have shoulder surgery hit the $8000, need stomach surgery, meant to do it previous year, but want to do it this year because already hit the max oop, talk to surgeon back in June to be scheduled hospital says the wont schedule anything till Jan 2
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>>545105489
At least we don’t have to pay taxes for socialized healthcare. With insurance I know this is just for me
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>>545108877
did you magically become a decrepit aids ridden faggot when you hit 50
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>>545106481
>I only pay $2040 a year to offset boomers existance so that my taxes can go to Israel
>My employer pays $6,000 a year to Israel for me too! suck it liberal
Hope you like your new muslim neighbours
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Shit don't ever get married bro

I pay $1400 a month for a wife and 2 kids
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>>545105489
Damn a month? Just for mutts I get taxed £1,957 per year in for National Insurance which automatically comes straight out of my paycheck that my job/the government figures out based on what i earn and that pays for the NHS, UK state pension and welfare benefits. You fuckers are getting raped at $6000 a year.
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>>545108877
No shit. That's why I'm not going to waste 30+ years paying into this bullshit. I'm 30 and haven't been to the doctor since I was 16 and had to get a physical to play basketball. I've had different things crop up at different times since then, but they solved themselves with time or simple regiments.
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>>545105489
How did you get it to go down that low? My lowest option is like $1.2k/mo
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insane
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>>545105489
get a real job
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>>545105489
I haven't been to the doctor in 20+ years and insurance just denied my dental claim, you are better off saving $30 or so and putting $500 in an account and paying cash for anything
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>>545105489

Health insurance is for chumps. Just save you money and pay cash. Its cheaper, the insurance companies are colluding with the medical companies to raise prices when you get a procedure covered by insurance they raise the price when you pay on your own it costs less.

If you're worried about an emergency buy into one of those medical care credit unions. They'll cover you for a disaster and its only like $20 to $50 a month.
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>>545111332
Every time I’ve offered to pay cash for anything that wasn’t an emergency visit, the reply is always
>Oh we don’t take payments before we run it through insurance
Ok, fine. What’s the bill after it goes through insurance
>$3,226.44 plus tip
Are you fucking crazy?
>No, this is the rate that we agree to with insurance companies as the rate we will charge anyone who isn’t them, we can’t legally change it for anyone even if we wanted to
It’s a captive market. It’s not free at all.
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>>545105489
>muh I'm a poorfag thread
I make more than that in the first half of the first day of the month.
stop being poor, faggot
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>>545112550
what?
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>>545105489
About 1100$ monthly get docked from my paycheck for "free" healthcare.
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>>545113965
what if you work part time?
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>>545113417
>I'm salary
>don't work that many hours total
>I did the math
>I make a shitload per hour
>AI can't replace me
It isn't that hard to make good money. I'm in a bullet proof industry that even if WW3 were to kick of the gov would step in with the Defense Production Act and convert our product into something beneficial to the war effort.
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>>545105489
Have you considered getting a job that pays well?

Let me guess, you have no marketable skills, right?
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>>545105489
Mine is $1600. Try having a family, anon. it only gets harder
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>>545114061
Good i need people like you to keep subsidizing me.
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>>545105489
Its like we should force the medical industry to get cheaper.
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i just stick a finger up my butt and diagnose myself. Haven't needed a doctor in years.
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>>545111756
This. Hospitals can charge whatever they want because insurance companies will always pay it. You end up paying what it should have been before insurance anyway. Its a fucking ponzi scheme every boomer just paid into out of shame.
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>>545105489
Daily reminder that in over 5,000 years of documented medical practice, not a single doctor anywhere in the world has ever prevented even a single patient from dying. Doctors literally have a 0% success rate, but people keep spending hundreds of billions of dollars a year on their services.
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>>545114007
It only depends on how much you earn. After earning about 90k before taxes your paycheck loses the maximum, which is about 1100$, but those are substracted after taxes. If you are the single earner and have a big family I guess its cheaper than the US, but otherwise its subsidizing niggers and arabs.
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>>545106481
>my employer pays

For your welfare you are a slave.

>t. Adam smith
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>>545105489
what's going on? my mom's bill is similar in the hundreds of dollars per month range, but the amount she pays is 67 dollars because most of it is covered
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>>545105489
>LOWER EXPENSE ($)
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>>545105489
It’s genuinely always cheaper to get regular doctor visits without insurance. Had “some of the best insurance in the country” through a job recently, went to a doctor and got charged twice what I paid for out of pocket, after having a good slice taken out of my paycheck already. Insurance is a massive fucking scam and you’re an idiot if you just pay it. It is in no way cheaper.
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>>545109101
You got seriously kiked lmao, just in time for the new insurance period to kick in and require a new deduct from you wew.
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>>545105489
Remember, this fuck presides over the Golden Age
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>>545105631
its a jew scheme, jews get the money and use it to jew schemes, same with 401K jews use that money to play while youre at work
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I know you're a leftist faggot but the answer is trump is a retarded faggot too, probably why he used to be a leftist faggot
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>>545106685
Because everyone else was subsidizing them for your poor ass.
Obamcare was designed to crush the system.
It's working. The replacement Medicare for all is going to double all tax rates.



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