We put everything into our retirement fund and house payment and never do anything that costs money.
>>546280791>Head bobbling intensifies >Saars, show bobs and vagine Lol, LMAO even
>>546280849>never do anything that costs moneylike living?
>>546280791I think I have an idea. You probably won't like it though.
>>546280791She is a women in "Career" you dont get it you silly incel
>>546280791I've always been curious to see a year long bank statement from one of these people just to see where it all goes
>>546281021Stupid shit. You already know. Adults who still try to compete with everyone else are almost always broke.>only POOR people buy things only when they're on saleBitch, you're poor.>only poor people wear the same clothes until they're worn outBitch, you're poor>only poor people eat meals prepared at homeBitch, you're a stupid fucking Bitch. As soon as i stopped caring what other people think my bank account grew
>>546280791We dont have to do shit. Women always can go find work in the worlds oldest profession. They have a built in safety net.
>>546280791The real trvke is the fact that the majority of millenials plan on committing suicide when they are retirement age. You know YOU are thinking this same thing. Unlike boomers who desperately want to cling to life and would do anything for a few extra days on earth millennials already barely care about living. When we're all in our 50s 60s and 70s there will be an epidemic of millennial suicide.
>>546280917Food is our main expense and we rarely eat out.
>>546280791These are the kinds of women who take out loans and pay interest to me; you might even call it based and usurypilled
>>546280791She looks over weight too... i bet she's been sucked into taking pharmaceuticals... dizzy cunt
>>546281418Damn, bro. Keep quiet about that shit. But yeah, Boomers want to cling on for every last minute, while millenials are largely waiting to die. Instead of suicide, though, I think it will be more about millenials choosing not to spend every dollar of savings + raiding every retirement account + selling all possessions to pay for cancer treatment. I think a lot of us will just take drugs to ease our pain and suffering, and allow our relatives to inherit what we saved up. I'd much rather have my niece and nephews get my money than some hospital and drug company.
>>546280791I have more money in my wallet than this bitch has in her life. I can't solve it, I don't know how anyone can be so casual with their future. I feel bad such people exist as suffering will follow.
>>546281418I just don't want to burden my kids how my grandparents, aunts, uncles and parents have burdened me. My purpose is to build wealth so that my kids can inherit it to try to live a better life. I'm not working just to give it all to insurance and healthcare. Honestly at the point I am at now I max my and my wife 401k and roth yearly. My oldest kid is 5 and we have a 4th kid on the way. I pretty much have made it by all definition in the modern world. But I am utterly disgusted by how boomers acted. A selfish generation that deserves to be forgotten.
>>546281418its funny cause they then spend those precious days just watching TV or doing fuckall
>>546280791i'm a NEET and i have more cash, what do these weirdoes spend it all on
>>546280791I don't even have a bank account lmao
>>546281729you need to realize that poor people exist just so assholes like you can be rich. you aren't a good person bud.
>>546281780Vacations, streaming subscriptions, and other frivilous goyslop.
>>546280791spend less than you earnno pussy no protection no pussy no attention no pussy no provision fuck off, hole
>>546280849> house paymentA house is almost as much a moneygrave as a yacht.There is always something to be paid. It never stops.t. owner
>>546281787didn't know that jeets can't get a bank account in canada
>>546281418Well, some of us are a bit more nuanced. I was gonna transfer all my property to the lad, wait the 7 years, then kill myself. Don't act like some of us don't have a solid plan.
>>546281506Being frugal is best>by consuming less you are getting accustomed to a modest lifestyle >a modest lifestyle leads to saving more money for the future>because your lifestyle is modest you don't need as much for retirement to maintain your modest lifestyle A lot of millenial and X consumers are going to be forced into extreme austerity later in life. They simply won't have the money for anything and they will no longer be able to work and make as much as they used to. They'll have to move in with others and rent a room. They'll have to eat cheap, bland food, and in smaller quantities.I would not want to be one of those people
>>546280791No need to do anything...stupid enough wiping themselves from genepool.
Anyone ever try Dumbaya? I heard it's pretty good
>>546281919Nah jeets get free bank accounts in canada, they literally get preferential loans and service fees waived, white males in canada are treated like shit by corporations here
>>546280791Even "rich" people are living paycheck to paycheck. It's an unsustainable system.
>>546280791The current generations of women don't know how to handle money. They are always living beyond their means because YOLO right?.Savings and wise investment? What is that?.
>>546280791have you tried real holocaust?
>>546281847>poor people exist so you can be richThat doesn't make much sense.Are you saying that without rich people we would kill these poor people?Are you saying that if there were no rich people then this cunt would have her finances together and wouldn't be a consumer?I would completely agree with you if you had simply said that rich people often get rich off stupid people, but you seem to be saying that these stupid people were created by and for rich people, and would not exist without rich people. That's stupid.Stupid people have always existed, and stupid people have always done stupid shit. Smarter people have always tried to find some way to benefit from stupid people so that the stupid people aren't purely a detriment.If you're not going to cull the idiots then you need to make them useful idiots.
>>546280791Ameripoors are so poor, I have 20k in my bank + I own my home.
>>546281299> only POOR people buy things only when they're on saleOnly wealthy people have the money to buy consumer goods in large amounts when on sale and thus save money in the long run. Poor people run out of money before the end of every month again and again. They can't make strategic purchases.
>>546281898I'm not paying a landlord.
>>546281964I have enough Warhammer stored up to last several years at my rate of completion. I'll be fine.
>>546282299Rich people are literally rich because we have long term planning and invest our money instead of splurging.
>>546282315you paying your bank and government who are your landlord
>>546282042Oliveira is a sephardic name. All big shot latinos have sephardic names. Coincidence? Na. They're fucking jews.
>>546280791rich cunt
>>546280791why would anyone think moving money into one account would do anything?
>>546281964> forced into extreme austerity later in life.They will support the system in return for gibs and their surrender of any privacy.
>>546280791That's horrifying. I'm 37 and I have a 6 figure 401k, plus my house will be paid off in exactly 10 years. Having only $900 to your name at 43 is grim. Not even trying to troll, I legit feel bad for her
>>546280791I'm 35 own a small townhouse and put 10% of my savings away every yearI don't even make much, about 55kLiterally just try harder
>>546281418yeah right, the millennial plan was always to vote in socialism. Fucking whiny loser generation
>>546281736Your generation are all parasites. You brag nonstop that you dont work and are all on foodstuffs and medicaid
>43>pfp looks 60Looks like it's over for you, lady. I guess back in 2011 when guys were telling you to stop being a whore and settle down, and instead y ou hopped on tinder and rode dicks for another 15 years.... well.... HAHAHAHAHIncidentally I know a boomer whose daughter is 48, so gen x, but she's also turbo broke and expects daddy to give her 50k for a downpayment on a house (he will only give her 20k, which is still too much).I don't know how these whores are always broke.
>>546281710>>546281736you fags will be just as desperate when the time comes. everyone talks a big game when it's not their actual life on the line.
>>546280849Also you're probably not a 43 years young woman who never settled down and doesn't understand no one wants to wife her up at her age.>>546281418men plan on it, women think some rich guy will like them for their personality like back in 2003 when she was young and hot and dick was easy to get.
>>546282595>I don't know how these whores are always broke.because they have no impulse control whatsoever, and deep down maybe even subconsciously they always think they can get a man to clean up the mess. Father, husband, etc
>>546281736UH OH THIS GUY IS CRITICIZING BOOMERSQUICK SOME BOOMER GRAB THE COPYPASTA ABOUT HOW IT'S NOT YOUR FAULT FOR DESTROYING SOCIETY AND BURDENING US WITH 100 MILLION PAJEETS AND OTHER SHITSKINS AND 100 TRILLION IN UNPAYABLE UNFUNDED LIABILITIES
>>546280791i worked in a bank in a decent area.amount of decent looking white people living paycheck to paycheck with poor credit scores was insane
>>546281710Funny how everyone was all>millennial optimismjust a few years ago and now it's>russian roulette or MAID?
>>546281964Also a lot of the>I'm 33 I'll just kill myself when I'm too old LOLTypes will pussy out of killing themselves.
>>546282424she's saying she has no other accounts besides that one, or if she does, none of them have any money in them to show how poor she is. she's not trying to say there's some dis/advantage or whatever to it.
>>546280791Like how do you fuck up that bad lol?Im 41 and my goyslop retirement account has $120,000 in it, im not including my crypto or gold/silver.
You can't unless the whole system changes. The up the prices every year, wages increase every 3 years, people work jobs that suck the soul out of them. They are desperate for fun, so they spend money on that. One thing that drives me nuts are all the cattle that repeat boomer quips that basically tell you to live like a slave with nothing and give thanks for paying 40% in taxes and fees. Then they all buy self help programs that give football movie motivational quotes. You have these whitecolar /fit/fag that spout wake up at 4am type bullshit. The whole system is created to do the exact thing like that poor beeflips in OP.THE SYSTEM IS DESGINED TO KEEP YOU FUCKED.The only way out is to make per hour, or work a dead easy job and live like a slave.
>>546281847Haven't a low six figures net worth doesn't make me rich it just means I didn't make the absolute worst decisions at every point in my life like this dumb bitch.
>>546282644Ah the boomer cope>even though my parents and grandparents were real people who didn't aggressively ruin society, deep down they wanted to because otherwise I'd have to face the fact that boomers are just uniquely terrible
>>546282530You mean socialism like the medicaid and social security boomers currently benefit from or is this another>free shit for us and the rest of you pay for itFrom the 'bootstraps' generation?
>>546282821how does that picture prove this? lol
>>546280791I recently bought my 11th home. I rent out 9 of them. Being a landlord is hard work but I’ve busted my ass to get to this point. My goal is 22 houses then I’ll higher someone to run the business and I’ll retire.
>>546280791>positive creditGet a load of Richy McRichface over here.
>>546282836? you can't have six figures net worth unless people like this "dumb bitch" exist. if everyone had six figures of net worth or higher, then trillionaires would be the new billionaires and nothing would change anyways.
>>546282424Nothing she is just begging to be saved.
>>546282962it doesn't, you're supposed to take it at face value that she isn't lying about either thing. Hard to do, I know.
>>546281710>Boomers want to cling on for every last minute,the three boomers I know have all had multiple extensive medical procedures recently that probably cost more than they made their entire working lives, all paid for with medicare, no wonder its going broke
>>546283004>I recently bought my 11th home. I rent out 9 of them. Being a landlord is hard work but I’ve busted my ass to get to this point. My goal is 22 houses then I’ll higher someone to run the business and I’ll retire.its a tough racket with the high interest rates and deadbeat renters
>>546280791>MillenialThat looks like 55 year old in a good angle
People in this thread talking about housing, 401ks etc. So when the bottom falls out of the market again, there are no more bailouts. The government is $40+ trillion in debt, printing more money would cause hyperinflation. Medicare/social security is in so much debt the interest payment alone is $1.4 trillion.It's just funny hearing people thinking the system itself is the safety net.
>>546280791but at least you have feminism and free niggers
>>546283004>my goal is to be a rentseeking kike
>>546281418Yeep, as soon as my health starts tp go im done living
I am literally her exact age and I have been saving since I was 13 and got my first job. I early retired at 40.5 and now bring around this much in every year just in interest which is mostly just reinvested. She fucked up and didn't use her youth and time to be in the market.
>>546283418glowies have a lot of ways of draining your bank accounts. it would be a shame if you got a sudden cancer diagnosis.
>>546281898Kek not really. And even if partially true its basic maintenance for the biggest investment most people will ever make
>>546281021>4 streaming services minimum>Restaurant outings 4 days a week>Ubereats and doordash (w/ subscriptions)>Bi-weekly theater visits for latest goyfilm>Funding a hobby like "collecting">Weekly "treat yourself" days>Adding 3 new games to steam library when they haven't touched the last 20 games they bought>At least 7 more subscriptions to services I've never heard of>$300 in credit card interestAnd then they go on Twitter and talk about how "living in your means" is bootlicking like they haven't turned themselves into debt surfs who can't enjoy life without paying through the teeth for the their bread and circuses. That being said, total billionaire death (they're all kikes and shabbos goys)
>>546280791She is good enough to get a betabux isn't she? It would be a real shame if she wasn't
>>546280791>people of my generation are already +40
>>546283471>>546283418I have cancer if you dont give me 10k your mother will develop sudden euphoric waves during her bedrest tonight.
What I don't get is americans always brag about how high their salaries are(and to be fair it's demonstrably true entry level jobs there make as much as doctors here) and yet such a large % of them have no savings, how come?It can't be just cost of living, even adjusting for that you earn more than almost everyone is it just jewish media consumerist programming to waste every cent you make?
Also I doubt she bought condos and homes and worked her way up creating passive income to pay for a larger home. Now I live on 230 acres.
>>546283518Forgot >$1500 rent payment in area with median rent of $1000 (and they could move like 1 mile further from a city and the rent would drop another $500 but they refuse)
> be me 29> live in the Bay Area and work as a waiter> rentoid no roommates> have $70k spread across investment accounts, savings and some crypto These people have no money because they buy luxuries that don’t improve their lives at all or they spend $5k per year on a shitty vacation and come back with nothing. I spend good money on groceries, health insurance and my rent and that’s about it.
>>546283580Does everyone you know make good decisions?
>>546283580Your view of the average American is distorted through the lens of the internet and your specific algorithm feeding you information. Many of us are living paycheck to paycheck just barely scraping by.
>>546281021OF COURSE it's gonna be a bunch of bullshit where the money goes. this is burgers we're talking about
>>546281964Good news, austerity means you’ll get to be one of those people anyways. So instead of having fun while you can, your savings will simply become worthless.
>>546281787Nigga, 4 payments on a hotdog?
>>546283649>bragging on a board full of poor hillbilliesCmon now stop it, i can't even afford food wish I was larping.And I'm a midwesterner.
>>546280791Why would you keep all your money in a chequing account? Has this random twitter person also showcased what they OWN?If you put all of the money you made into a chequing account. How much would you be losing year over year?
>>546281299kekbased
>>546283580Ill comment on canada cause we arent really that different.Most people are broke here because they buy cars, snowmachines, trailers, vacations, and boats they cant afford on credit or their home equity loan.Everyone just has to have that lifted ford raptor because "what would the neighbors think of us?".Its funny like in my little neighborhood. I just bought a used camping trailer with cash and parked it on my property. 2 weeks later the neighbors across the street buy a brand new one (and I know they cant afford it).t. drives 13 year old toyota as my daily
>>546281729Why would you ever keep that much cash on hand?
>>546282299This is like the people saying they can't lose weight because of muh genetics. It may apply to a subset of people, but they are extremely scarce, especially in America. Almost always without fail they are making horrible fucking decisions or just do not know how things work. The easiest place to start is asking someone how often they eat out anything. Drinks, food, snacks, whatever. And when those stupid fucks scraping by finally get a raise, they respond by wasting more money.
>>546281964>They simply won't have the money for anything and they will no longer be able to work and make as much as they used to. This doesn't make sense since your earning go up over time with age not down.
>>546283808How can you not afford food when reefer trucks literally pull up to various neighborhoods every week and give great frozen Wegmans foods no questions asked? I use that to supplement my huge property taxes. I get good steaks, ribs, stuffed salmons etc and regular food. There is so much welfare out there and people giving stuff away no questions asked.
>>546283863Women commonly spend all their money and live paycheck to paycheck. She probably earns at least 150k
>>546280791how do these people survive though and why aren't they upset that their beloved "migrants" are making 10x that a month for doing literally nothing
>>546283050>>546282836you're both gay and owe me money I got cancer and you're being abilist if people like me didn't exist you fags would all die of disease, people like me exist so doctors can see what kills people and what doesn't so you can take your rich asses to the doctors and get proper treatment because people like me test the borders of what a human can handle.
>>546281418Late Millennial here. I am currently networth over 1mil. House owned and paid off, 2 cars, no debts, big investment account and a bunch of bonds. My wife (6 years younger than me) is about to have my first kid. My plan is to keep building wealth, have 1-2 more kids, and split it between the kids that don't end up cunts that will waste it all. I will try my best to instill values that will make them all worthy heirs, but I can't control every variable. I want them to succeed. It's the only reason I work at this point. I have no desires to accomplish anything else for myself.
>>546283580Because the average American is retarded. I worked at a factory and everyone would waste their money on, gambling, drinking, and new vehicles. They would ask me how I have so much money to own three houses. It really comes down to financial IQ and discipline.
>>546280791>don't consider the future>get rekt by the future>PLEASE SAVE ME BIG DADDY GIBSMEDAT!!!>>white culture at its finest
>>546280791Make more.
>>546280791kek, I got 905k CHF in my petty cash account.
>>546284134Good on you. A couple million more in net worth but no family so it all goes into being reinvested in stocks, funds, reits, previous metals and other notes. Wish you the best. Don't get stupid/complacent down the line.
>>546283004>then I’ll higher someone
>>546280791Just think, this is how bad a millennial has it, and we still lived through at least some remaining tail end of prosperity. Zoomers and following haven't experienced anything except economic crisis after economic crisis with no end in sight and literally no intentions of fixing anything to avert the crash course we're on. What's it gonna look like for them at that age?
>>546284061I don't think that exists here and all the junkies have exhausted all benefits here, most places stop helping people due to 30 fent junkies rolling up and boxing places out including the food stamp office, it's an epidemic and why they cut everyones stamps here and made people reapply, and i'm caught in the middle because my doctors don't know how to tell the FSD that I'm terminally ill, I gotta go re-open my case for a third time in 2 months.Thanks Trump.fuck nigger made painkillers illegal to prescribe only for ER doctors so I don't get help for my pain and these nigger junkies developed because of fent coming through the backdoor of these new guidelines.This country deserves to be nuked 50x over.
>>546280791Yes, it's called whipping the worthless NEET zoomers and millennials back into work. Their IQ is the same as niggers so if it worked on niggers it'll work on lazy good for nothing welfare queens
>>546284162>meanwhile in goat fucker land
Wages haven't kept up with inflationUnless you bought your house and car prior to 2022 you're fucked
>>546281418I'd rather just suicide bomb an ADL+Bank center while glowniggers tongue my anus
>>546281736>A selfish generation that deserves to be forgotten.Deserves, but absolutely shouldn't be, they need to be held up for all time as an example of what not to do.
>>546280791i-i'm getting an education in my thirties and will save for retirement. i have an option A and option B for my studies in case things don't go as planned. it's interesting though. plenty of people are willing to work but they can't find employment, and it's only going to get worse with the increasing automation of entry level jobs. then people with generational wealth will laugh at you for not having money. "just get more money lol!"
>>546284350You can always move to one you consider better. This country has done well for me and being out in the boonies I don't get the city riff raff. It's still work though... maintaining things.
>>546280791>We need to do something to solve thisThere is only one possible solution nowBill Gates and his kind win this whole damn rotten world
>>546281021My friend bitches about being poor and having to feed 3 kids sometimes. He has had it rough in many ways...but he also always has the latest playstation and games and smokes a pack per day. I feel like a lotttt of money gets spent with people rushing to buy some new thing that just came out.
>>546284496I have too much here, family, elderly widowed mother, my cats and my house which is shit but close to paid off.Once it's paid off I plan if I'm still alive to go northeast there's a mayo clinic doctor I met here ironically who wanted to take me in because of my rare conditions, but that is like if I'm about to blow my brains out and have no options left, which.... well I'm close.
I only get about $700 a week and a lot of it goes into cheap groceries and gas. People say I need to stop smoking and it will help but I literally but a $100 carton at the start of the month and it's my only non-necessary expense. I even sustenance hunt and fish to curb my grocery bill. Most of what I buy is rice, bulk veggies I freeze, and sauces. My bill for internet + electricity + water + sewage is like $270 a month, and rent is $1,100, and I have to drive to and from work which costs about a full tank a week which is $68~ right now. Sometimes I'm able to build up a small savings of $1,000-$2,500 but usually when it starts feeling comfortable I run into some bullshit problem that tanks them. I'm considering no longer paying for car insurance since it's around $500 for 6 months. I don't really get anything from it since it's the most basic of bitches package for being street legal, but also I use to drive without insurance or updated registration for a whole 2 years with zero issues even when cops stopped me to warn me about tail lights/speeding. I had more money and savings when I was homeless and 90% of my income came from spanging and doing odd-jobs. I literally had 13k in my bank, I thought I could get more by getting back into society but this entire system feels like it's carefully made to just waste all your time. I do enjoy most people don't understand how easy and comfortable it is to survive in a backpack and live a full enjoyable day to day life that way, because I have a huge advantage in my confidence since if I ever get pissed off enough I'm just going to go travel again and eat fish I catch and hang around cool people who do the same instead of all the NPC troglodytes who run in this hamster wheel goy machine.
>>546284423Prices remain high despite the wage pains because consumers hold so much damn debt and they are allowed to. You might decide that buying a 100k car with a 60k salary is not an option, but plenty of other fucks do and keep the relative price of market rates for those goods high. It's the same concept for insurance. Yes, insurance is bloodsuckingly Jewish, but the high rates are because faggots use insurance for every little fucking thing and it pushes the price up for everyone.
>>546284465being smart with money is good, having emergency savings is good and looking to invest and diversity is also good but dont fall for the retirement shit. none of us will retire. enjoy life
>>546280791I have all my money in cash, all $15 of it. I don't work and I have no desire for money whatsoever. Video games are free and that is what I spend my time on.
>>546280791One posting nigger kikeHalf of Boomers have no retirement.
>>546284563Boomers smoked five packs a day and all had boats
>>546282918yes, that's what I mean. Do you think this is some gotcha? I'm not a boomer
Just turned 40. Have a little over 100K saved up. Not enough to buy a house, but could probably get a shitty apartment. What do with the money? I dont feel like going through the trouble of starting a business. Its basically just sitting in a few different kinds of savings accounts that get tax benefits.
>>546284630true my boomer mom spends money she doesn't have constantly i have to cancel orders on bullshit because she pays 5x higher for some catalog item that can be purchased on amazon for pennies on the dollar.The fags ITT who are doing well now are like the boomers of old who are rich today they were always well off thus snowballed.
>>546284604>enjoy lifei'm getting there man. spent years as a neet and now i commonly advocate for other people to fix their lives. i may have wasted a lot of the potential from my prime years but i'll make the best of whats left.
>>546284678literally just gamble and buy hookers and coke in vegas and rent a fast car lol
>>546280791>buys new iphone every year>owns 3 stanley mugs>20 pair of shoes>$20 frappe lappe dappe cappuchino every morning>$20 lunch>needless internet subscriptionswonder why she's broke
>>546284678Spread it out in stocks and collect dividends to the tune of like 10k a year.It's not much, but it will take the pressure off you which ain't bad for 40.
>>546284586I live in the northeast and it's getting full and expensive but best of luck. Well, if you have time to be on 4chan you're probably at least doing somewhat OK. Never in the history of our civilization has there been more wealth, charity, access to clean water and food and most of all, free time. This is a copy paste that I wrote some time ago when a little drunk amd I thought... damn, we are actually peaking as a society. Feel free to read it or not, but there is alot to be thankful for. ..Why is everything so great now? Are the seeds our fathers and grandfathers planted just in the last few years coming to fruition? For fucks sakes, we have people flying around the dark side of the moon and Mars isn't too far off. Sure, I don't have my laser pistol and jetpack, but when I look at each sector of things that affect my life... damn, we've come a long way. This future is amazing. The only thing I don't like maybe is there are so many more cars on the road. Have you driven one of those new electric sports cars?! Holy shit man. Instant torque. >>847191>having it toughWe are literally in the Golden Age of prosperity. Life is the best it's ever been. There has never been more wealth, charity, and free time in the history of our civilization. We aren't at war, technology has made medical science extend our lives and we have a ultimate library of information literally at our fingertips. More plentiful fresh water and food, entertainment and opportunities to discover the world, love and new horizons. You have zero idea what bad days are. Neither do I. We are lucky to have grown up at this time. This human civilization is peaking. Take advantage and love it now, because it can be soo soo much worse. Nothing lasts forever.
>>546284600>but plenty of other fucks do and keep the relative price of market rates for those goods high.this is the truth. you can learn about mortgages and how much money you'll really pay over the course of 30 years, but it also doesn't matter, the market is driven by the average behavior, and that means on average people take out the largest, longest possible mortgage they can find. you can live your own way in the usa in most respects, and you really should (like not eating out, not buying processed food at the supermarket, spending more time exercising, not watching popular film, listening to pop music, watching tv), but when it comes to housing and cars, you're really forced to behave like everyone else.
>>546284807based, but fuck Vegas go do that in macao or somewhere else in Asia or Panama City Panama. Vegas is a massive ripoff
>>546280791You don't need any savings. There will either be an AI Apocalypse or AI post-scarcity world in a few years.
>>546284496Missouri btw we are the worst for welfare or one of the worst, my disability got denied even though 4 years of fighting it was approved by the judge she sent it in incorrectly and the only appeal I could do at that point was federal lawsuit which costs 500 to even begin with a 1% chance of reversing it, then I had major vascular surgery failure and my cancer spread during my 6 month recovery from the failure.and laws are changed here so you basically can't due doctors unless they kill you.States like yours who do well and you admit you use welfare when you have 300k and land proves you're defrauding people like myself who die because I can't get welfare because of all the god damn fraud going on.you do realize that, it's quite insulting to hear someone who has 400k liquid cash laying around and acreage is defrauding the welfare system.
>>546284678Yeah, you should get like 10-12% a year return on average though any hands off guided money manager. Since I early retired that's what I do and gives me all the income I need. Could I do better if I educated myself on investing? Sure, but 10-12% is acceptable in my case.
>>546282698>they always think they can get a man to clean up the mess. Father, husband, etcIt's this, hands down. Because in so many cases it's true. Add government to father or husband as well. They always have that sympathy card from having the children, even when they can't, shouldn't, or don't even want to.
>>546284814It’s hilarious seeing people post this type of shit, it’s always old people gaslighting or young people beaten into austerity. Actual millennials remember their parents burning money on stupid shit daily and still having more than enough to fund a lifestyle that people think of as upper middle class now.
>>546284897>best of luck while I defraud the welfare system in my blue state while sucking up the benefits for people like yourself who are dying, you must be doing okayThis is typical rich retard thinking btw, you probably should delete the whole "i'm defrauding HHS"post.
>no retirement fundi refuse to believe this, 15 years ago i worked at a fucking mcdonalds and that shit had a retirement fund
Ban twitter screencaps. Problem solved.
>>546282266I plan on moving to a poor country with my USD when i'm 80. At least i'll die robbed.
>>546283050envy is the root of the other sins. Repent commie
have you tried being not white? Then you'll have more discipline with money
>>546285039You can actually make decent money as a manager at walmart or mcdonalds.
>>546284959It's a food drop. Literally anyone can go by and pick up food. No ID or requirements. I get raped in property taxes each year even with agricultural exemption. I make hay and lease some land (might do solar soon) but this state I am and our local government is wasteful and greedy. If I want to take some frozen Wegmams food from the food drops I see no reason why I shouldn't. Nothing Immoral or illegal. It's for anyone who shows up.
>>546285013maybe your retarded parents did
>>546282511Weak. She very likely, like most people, has terrible spending habits.
>>546281021>car payment>college bills>rent>health insurance>prescription billsthis is where the vast majority of my GF's money goes.
are there literally people that drive a shitbox for 500k miles cook every single one of their meals with the cheapest rice and chicken they can get at aldis and put everything away into savings until one day theyre 60 and have a boat and think thats the life haha i dont need to worry anymorethis is literally how stupid people think they are rich lmao they dont take risks it must be that protestant work ethic bullshit
>>546285037Nope. Just show up and they give you quality food off a reefer truck. Good food too and always a bag of non perishables. Even got large freeze dried prepper food cans a few years ago to add to my collection. No fraud, no requirements. I'd be an idiot not to go if I was in town that day close.
>>546285209Maybe not illegal but I wouldn't call it moral, can't you apply for homesteading?Do you have multiple properties, do you have an elderly parent you could put your property under?My aunt had acrage but since she was 65 she paid basically 0and yes I'm angry i got fucking cancer eating my skull from the inside out and attached to my nerves and I have to deal with constant bullshit, no I'm not doing okay I'm only posting because I recently got narcotics, enough to have enough energy to shitpost for a moment.
>>546282888you'll do the same thing if your life is on the line. >nuh uh i'm just built different!you aren't.
i have $90hell yeah
Go on cruises a few times per year. “Because I deserve this.”Go out to dinner a few times per week. “Because I deserve this.”Buy big house. “Because I deserve this.”Buy expansive car. “Because I deserve this.”Have two functional kidneys but refuse to sell one. “What if the kidney I keep fails?”“Have plenty of blood and plasma to sell, but keep all to yourself. “I hate needles.”Have extra limbs and eyes but refuse to donate. “You donate body parts only after you die.”Have only $905 in savings. “How did this happen to me?”
>>546280791>I moved all my money into one account>900 buckswhy even bother?
Women control 80% of consumer spending and then bitch about being poor lol. Stop falling for every tiktok ad.
>>546285424>Have two functional kidneys but refuse to sell one. “What if the kidney I keep fails?”>“Have plenty of blood and plasma to sell, but keep all to yourself. “I hate needles.”a-anon...
>>546284897Read some Kaczynski. If we have such abundance why are birth rates cratering? And suicide rates increasing? We're paying for it all with our souls.
Also 42. Yesterday had 6k to my name. Bought 4 new teeth for 1.2k now I'm down to 4.8k. it's cheap though for ceramic zircon. In Europe I would pay 5k easy.All my friends are even worse off. Those who didn't get one of the house from their boomer parents have nothing. My parents decided to spend it all on splurging at high society places. They sold a house and threw 1m out the window.I'm not allowed to talk about it. Because in 2015 I screamed at them and my mom was crying and wanted to kill herself. Of course in the last ten years they decided to leave me nothing out of spite to my unfair allegations. They went from regret to fuck you son you deserve nothing in a nights sleep. And now they keep giving me 20$ for my birthday for extra humiliation and my das always asks when I get a high paying jobs and starts laughing. And like I said. 10 years now of lovy dovy family happiness. Not a single word about money or expenses.This is a real story. And I never got anything during my childhood either. Don't take drugs and worked all my life.
>>546283484It depends. Lets say it was 30 years ago. You were looking at a completely average home. If you had a down payment of 20%, but instead of getting a home, you took that 20% and invested it into the market, reinvesting the dividends, and investing money you saved by being in an apartment instead of mortgage payments (and kept doing that until early 2000's when the mortgage payments became cheaper than rent), 30 years later you would have over a million dollars from renting, while the home owners home would be worth a median of 450k.Property taxes and general repairs over a 30 year period are going to cost you over 150k as well on average.
>>546285209I don't like associating with the public much anymore which doesn't help I'm constantly on immunosuppresants and even using the door handle opens me up to nasty infections, going to my doctors is bad enough.Look into homesteading in your state there's usually ways to avoid property taxes though you might have to quick deed it to someone you trust but then put the property in a TOD so when they die it becomes yours tax free.I have to do a lot of legal and medical shit in my offitme and my dad was the master of avoiding taxes.
>>546285315Homesteading doesn't apply in this state. It did for when I had some properties in Florida though. I went to college there and bought my first condo in Cape Canaveral at 18 so I could get 87 dollar an hour in state tuition at the time. Yeah, I've heard at a certain age some places let you do that. Not here though. Also I'm 43. My tiny town literally bought a van a few years ago and hired someone to drive around and exchange needles. Insane. But yeah, why don't I move? Sentimentality. I'm in the bucket as you. I'd love to move once again to very conservative state but I'm already stretching myself too thin as it is with the properties I have including hunting property out west which was one of the few things my parents left me. Meh... maybe I will move if this place gets alot worse.
You have $905?Lucky!
>>546280791Maybe we could take care of our own with better wages and lower housing costs if we didn’t have 100,000,000 illegals here pushing wages down and taking up housing. Not even considering how much they take in welfare programs or reimbursed “charity” gibs.
>>546285592Wanna buy 12.5 acres in a mountain in arkansas?lol my aunt died and left me it trying to offload it so I can finish paying my house off and fucking die already.I'm in terrible fucking condition and driving to arkansas is a nigger nightmare lemme tell you when you gotta down 5 narcotics just to get out of bed going down there is a fucking nightmare.I have buyers but the title company is dragging their fucking ass.
>>546285218How is burning money on shit while you still have enough to live perfectly fine and save retarded? People were just wealthier back then. The poorfags were all part timers
>>546280791This woman has $905.00 to her name.Meanwhile I'm in my early 30s with a 300k net worth and I feel broke.How the fuck?
>>546280791I work a shit retail job and buy all kinds of stupid ass shit and still manage to have a 5 figure bank account. The fuck are these people spending their cash on?
>>546281021I used to do financial advising and debt restructuring. A lot of these people are beyond saving and will blame anyone but themselves when shit doesn't go right.They need to crushed by debt and silenced, so the rest of us can get on with our lives.
>>546285526That mouse experiment maybe? I guess I'm one of the beautiful ones? I dunno. Yeah, I've read some uncle Ted but was very inflexible. I'm an idiot compared to him in many ways but I am alive with property and fuck off to Japan and travel/cruise all the time while he had many personal demons and well... died as a result of his choices.
>>546284820> MUH STONKSMost people don't win at casinos.
>>546285592Its not much better here I warned cops we got bad fent problems boiling near me and ignored until I had 11 arrested, then within a week 3 targetted hits and 2 fent overdoses, needles fucking everywhere now, used to never see needles here.
>>546285526it's called kikes.kikes have done it and are doing it.read the fucking archives you mindless cunt newfags
>>546284152>It really comes down to financial IQ and discipline.Is IQ related to finances?>let the goyim live in the real worldBear sterns, Enron must have been the smartest people at their height..
>>546285555I kind of talk about this with my money manager and CPA but it can't hurt to check again. Thanks.
>>546284604>and looking to invest and diversity is also good>saaar
>>546285781and sorry I'm just angry and off steroids so I'm in severe pain, been on steroids nonstop for 8 weeks and I decided enough is enough i lost my sense of smell and my mind, now i just feel like hammered dog shit but least I can smell again.
>>546285886No problem always worth digging a lot of this shit isn't out there you gotta find it, old laws etc I've learned a lot doing multi state property shit for two old women, I gotta goto texas and new mexico still my dad left me legacy mineral rights but they aren't paying out need to see why they were putting out 2500 a month in 08 now its 150 somethings going on, need to make sure they ddin't route my checks somewhere else.
>>546285307>let the goyim live in the real world
>>546285919Yeah, I drink quite a bit too. I seem to drink the most when I am not on vacations. I'd love to get chickens again or another serval but I go away for long periods certain times of the year after certain land/home chores are done. Oh my bad, I thought you said you felt like getting hammered. I put up my old families train set yesterday even though it's just me. Holidays are coming. Have fun with family if you can.
>>546284897You are right, Anon. Just look at the miniatures. GW figures are fantastic, not like anything we had even 25 years ago. Plus 3d printing. Amazing sculpts of any kind you want. And that's just one aspect of life.>>546285526Because you are just jaded into thinking it's bad because of the media. Every single thing goes wrong anywhere in the world we have to hear about. Border skirmish? World war 3. Some train crashes in Spain? I have to hear about it. Not to disparage the loss of anyone suffering now through war or tragedy, but I don't really need to know. You can't have a gas explosion in a South Korean tenement without I have to hear about it. So take some kind words. Don't worry too much about it. Fuck bitches. Paint great miniatures. What else is there?
>>546280791>We need to do something to solve this, /pol/ you must be new here—
>>546286178lol na we all have our vices, I chainsmoke hence head and neck cancer (though i grew up painting cars didn't help)I stopped drinking so long ago a beer now would probably make me start dancing.I can't do it though lol I had a vascular graft bypass put into my heart due to a failed renal surgery that turned into an emergency, though thinning my blood at this rate wouldn't hurt.
>>546285779
>>546285779>>546285779
>>546285592if you're already in a blue state might as well stay, I left one for Texas and look at it now. The owners of this country want one party rule and it will be the Democrats
>>546286178Eh why I'm pissed I wanted to use my foodstamps to buy fucking thanksgiving dinner so I rarely eat, and these dumb fuckers kicked me off incorrectly but they don't just "reopen" things on their own you gotta force em, that's my goal this week problem is my new doctor is scared to write off i'm disabled because he's a resident and doesn't wanna "get in trouble"So I gotta go find a new fucking PCP because my specialists put that on the PCP to do, medical is retarded it's its own set of retardation seperate from american life.I hope you have a good thanksgiving/christmas or jew holidays if that's your thing.or quanza or whatever it's called.My family is a broken mess, my mom gets hip surgery in a few days so likely thanksgiving is off the table and my sister who used to host it is a crystal meth addict now at 52 lol
>>546286302I heard people recently saying something about smoking being not that good for your health anymore. Use to be it aided digestion, helped with alertness and promoted a sense of well being. Oh well, times change.
>>546286370>>546286460Kraut, it's 5 in the morning what point are you trying to get across?
>>54628079132 years old. This was closer to $400k before the huge market downturn last week(I'm mostly invested in the tech sector) but it will come up again.I don't know how people are so bad with money. I don't work a high paying job, I just save everything I earn.
>>546280791I went homeless twice and I still have some savings and a retirement account. Bitch unless you had super cancer, wtf were you doing?
>>546286654I did have one doctor tell me to not smoke, and I can say when I was in the ICU flayed open alive the only thing I wanted was a fucking cigarette doctor wouldn't even give me nicotine, it felt so fucking good to have one when I got home lol.It's my big vice, well now and these prescriptions I need to get out of bed, i used to be so anti pill now i'm pill-pilled.It was more than likely the paint thinners that got in my fucking eyes as a kid multiple times, since the cancer seems to be located behind my right eye.They just did a biopsy of it and I feel like literally death incarnate.
>>546286874>one doctor say to not STOP smokingoops.
>>546286473They are giving everyone a frozen turkey with all the trimmings in three days. Drugs... yeah, I never really messed with that except for rare coke on special occasions. Nah, white Christian british/Irish origin five generations ago. Might want to see if they give away turkey near you. Or at least get a freezer and get sales like ham on Easter, corned beef st patty, beef rib roast christmas and freeze. You save ALOT.
>>546286806Good job on that portfolio, anon."People" have been breed and trained to be the perfect consumers. Having any form of financial discipline is considered a mental illness, by those in power.
>>546286989Worth looking into, though if I get one I'm going to smoke it, i love smoking meats.https://www.youtube.com/watch?v=YeemJlrNx2QI'll take the costco/sams chickens home and immediately smoke em, so fucking much better.
Watching the larping richfag talk about how to get welfare is quite entertaining.Write what you know eh?
how does this even happen, i have been able to save quite a bit with a drug habit and a fairly low wage job, with long streches of part time work
>>546287179Technically 300k isn't rich, even me as a super-poorfag know 300k isn't really that rich.I've known several millionaires go from multi millions to getting on medicaid and having to doordash.Nobody is insulated from rock bottom, and 300k is hardly multiple millions.
>>546287100I like Costco ribs because they are always meaty and remove the silverskin for you. Never got into smoking though. Probably should. I do pretty well low and slow in my oven and caramelize the sauce with the broiler. Now people are saying alot of smoking is carcinogenic in food. Eh... something is gonna kill us.
>>546287179If the opportunity opens up to pay less taxes or to get benefits I'm entitled to, I have no issues with doing so even with a high net worth. You do the best with what you can.
