>>2919134
Being retarded is a permanent tax that you are forced to pay into every single second of your life

>>2919137
I grew up in a white trash household with abusive parents, sorry I wasn't born with a trust fund like you

>>2919138
>trust fund accuser on trv
>white trash household
checks out goodly

What that anon really meant to say is that your bad decisions, irrespective of whose fault they are most attributed to, are imposed on you through fortune or suffering.

Fate doesn't give a fuck why those decisions were made or why they were forced to be made.

But I mean, you said it in your post that you were the one who managed your finances poorly. So what are we supposed to think?

>>2919367
I'm aware that I've made retarded life decisions, that's why I put late bloomer in quotes, you could replace that with "retard"

Was asking for some advice from people who have been in similar situations though, not sure what you're trying to tell me that I don't already know

>>2919375
You are asking should I be lazy?

Sure be lazy, lmao

>>2919377
I said I would try to make up the difference by working more if it's possible, which it likely is in my situation

I don't think you're trying to be helpful

>>2919377
Let me phrase the question in a simpler way

What should my net worth and income saved annually be at age 31 with no wife or kids to go traveling for a few months a year

>>2919388
Net worth over $200,000 at age 30

>>2919134
The best time to go was yesterday, the next best is today. If you wait until tomorrow, you'll never know when you'll get there

>>2919134
>I wasted my twenties working dead end jobs
I am wasting them right now as a NEET stuck on a tropical island with no job prospects, public transport, or opportunities for socialization even if I did speak the language. Fml

>>2919394
It's going to take me a few years to get to that point. Why $200k

>>2919134
I'm just worried that Europe is going to be completely destroyed by the time I'm old enough to retire and do real travelling, at least maybe I'll go to oktoberfest next year

>>2919403
Its already gone. Western Europe is like the istanbul airport just a jumble of people from around the world. Eastern Europe is depoplated. Culture no longer exists in Europe

>>2919403
As an Indian man in Appalachia I can say that Europe is already destroyed. My Appalachian cockpup twink took me to Europe once and I was shocked. It looked just like Appalachia.

>>2919430
Are you a pan Hindu - pan Buddhist transexual pansexual?

>>2919134
>>2919388
You're asking the wrong questions.
1 Know YOUR OWN PRIORITIES.
2 Budget for those priorities

Clearly, you already have a chip on your shoulder for already being a late bloomer.
So is your priority traveling, or is it having money to buy a house, raise kids or whatever? Only you can answer.

On a side note, what is your trade?

>>2919434
Electrician

The company I work for for most of its projects in the summer

>>2919396
What are you doing anon lol where are you

>>2919134
Just take the trip, I have never regretted taking a trip abroad in my life, I have however regretted wasting time NOT taking the trip. We aren't getting any younger, soon as you get enough money saved up, buy the ticket and go. Maybe you don't need to even go for 3 months, 1 month is great desu. You could be sick or injured tomorrow thinking, damn I had the opportunity.

>>2919483
>being
So just be a broke wagie until i die of exhaustion and stress at 64? Thats better than retiring at 40 an having 30 stress free years of leisure?

>>2919514
you're never retiring at 40 because of the retard tax. you're dying young and tired regardless

>>2919524
I retired at 40. And that includes having 4 kids.

Lazy Losers dont want to do the work and make the sacrifices for a good life

>>2919531
You son of a bitch some of us sacrificed and worked our asses off for years for things to still not work out.
There's way more to it than JUST WORK HARD BRO USE ELBOW GREASE and that black swan will fuck your shit up too.

>>2919134
I'm in a similar situation
27, bullshit job, about 60k total in savings.
I travel, but only on short 10 day vacations. Wish I could do something long term before I'm too old, but I'm scared of unemployment
Idk what to do

>>2919545
>some of us sacrificed and worked our asses off for years for things to still not work out

Lots of people are bad with money. Doesn't change the fact that with common sense and discipline you can retire at 40

>>2919558
>bullshit job
>>2919558
>Idk what to do

Hmm total mystery

>>2919531
i was talking to op. good for you but op can't because he's We Todd Did
>>2919578
40 isnt a flex, you can barely work at all your entire life if you're smart enough

>>2919581
>40 isnt a flex,

Then why do you cry about being a wagie?

>>2919586
i'm not op

>>2919579
I don't follow

>>2919578
You have to be over 18 to post here

>>2919629
Are you bad with money or just lazy

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>>2919657
Reckon you're a teeny bopper who spends too much time on /biz/ and have exactly zero real world experience.

>>2919578
I am ok with money. I saved and when I learned how I invested. But along the way I had shit like malicious family members fucking my shit up, coworkers undermining me at work, family losing houses because THEY fuck up not me, family dying, some killing themselves, others stealing and ghosting etc. Hard work and sacrifice doesn't always mean much when it's like fighting against a rising tide with a little plastic shovel.

>>2919134
>entry level trades
My migger in Bibi, you are not blooming yet

>>2919691
>broke retard copes by imagining that everyone is a broke idiot

>>2919725
I never said you were broke, I said you were a nigger with no life experience if that's how you feel.
I'm actually incredibly well off, I was born into a wealthy family and have had the easiest of easy rides.

>>2919724
In one year I can go union, then make 100k a year plus bennies

>>2919728
I was born into a wealthy family too, but the only thing my dad contributed to after I turned 18 was my college classes - which I had to commute to and from their house every day on my own dime to attend.

Unlike OP I've always saved and had money since becoming independent because I don't get swayed by corporate advertising propaganda. However, suitable opportunities for self-enrichment are very limited. Most HR and other normies won't touch me with a ten foot pole.
>>2919733
Doubt
Every mutt exaggerates their pay like crazy. Bet you'll make 40 after tax as an apprentice.

>>2919581
Ah yes, all the geniuses who live with mom in the ghetto and never work. Truly aspirational characters

>>2919787
Learn how to read, I said "then make 100k" meaning I'd make that after spending some time in the union. And I live in California, 100k is average here. Pipe down seething Eurocuck.

>>2919787
>Get a tertiary education and opportunities that come with it paid for by my parents
>But I had to get too and from school on my own dime!

Its easy to get rich in the West, but you have to try. Its easier to cry, like a bitch

>>2919134
Unless rich or married to the love of your life at 30, most people's 20's look like a waste.
Your 20's is for figuring out how to be an adult. Ideally you come out of it with an in-tact reputation, decent health, and some kind of career, but a lot of people don't.
Regardless, 30's should be taken more seriously. Travel is great, but if you're in your 30's, either travel by moving to places you want to experience or just do the 9-5 and vacation route. Life works out better when you're consistently dedicating your time and money to things that improve your station in the long term, rather than periodically squandering time and money on a short amount of pure recreation.
Sounds hellish, but it's not. Once the momentum gets going and your live overall is improving because the consistent choices you make, your everyday life starts to improve enough you're not even thinking about taking lots of "time off".

>>2919977
Yeah people who want to travel alot in their 20s and 30s are lazy retards. You shoukd be working towards a goal, a family, buying some land or a house, getting set up for when you are older

Wanting to travel to goon, or try food or party in nightclubs or beaches is loser shit, brown mentality and the 2nd half of life you will get the bill

>on the travel board
>No one should ever travel unless their whole life is planned out
Some of you blow ins are boring as fuck

>>2919977
cringe

>>2919979
>travel to goon
You can only do this when your physical appearance is peaking and before you decide to settle down, so for most people that would be their twenties. Unless you're a loser who pays for it, then you can just go to Pattaya.

>>2919979
>you'll get the bill
Hey, we're not the ones going fat and bald with high cortisol, cholesterol, blood pressure, debt, toxic marriage, wifey always eyeing up other men, divorce allegations, "those dimocrats raised my durn propty tax agin!"

>>2919134
If I was in this situation I would only do it if I planned to jump off a bridge at like 45.

If you actually want to build a life and start a family one day, you shouldn't be pissing away what little savings you have on traveling. If you have an above average IQ, you should sponge up all knowledge that you can about running a business in your trade, and then eventually branch out and start up your own shop. When you're up and running and have a few guys working for you, then and only then should you consider spending money on travels.

>>2920105
you dont need savings to start a family. you need dick in the pussy. all that takes is free time. you're not smart just because you're in a sexless dink marriage with a nu-female who acts like a man

>>2919977
Once you give up on ever being free and the "momentum" pulls you deeper into the whirlpool, you resign yourself to the grind and grow to dislike any changes to your wagecuck routine, including vacations beyond the place you always go to. I've seen it happen to male family members.

>>2920106
Thanks for the input inceldur

>>2920108
>if you have sex you're an incel akshwually
deep

>>2919977

>most people's 20's look like a waste.

Flat out lie. Most people go to college, get a decent to good job. All my friends have a mortgage for a 300-400k house and they are 33.

I'd say 1/3 dick around their 20s completely with under a thousand bucks in their bank account to show for it

>>2920118
>All my friends have a mortgage for a 300-400k house
kek what a bunch of NPC faggits. if they aren't soulless they will die with a bunch of regrets and what-ifs

>>2920124

Yeah sure

>>2920104
>Hey, we're not the ones going fat and bald with high cortisol, cholesterol, blood pressure, debt, syphilis, paid gf always screwing other men, no house, no family, "those dimocrats raised my durn mcdonalds prices agin!"

Yes you are

>>2920124
Rentoid cope

>>2919394
Yeah, 200k-350k usd seems to be the amount that most of my friends and I are at, and we're approaching 30.

>>2920151
Based

>>2920154
Thank you, same to you, based wealth creating travel anon

Hi anon, no don't travel, just think about the McMansion out in the suburbs you could buy instead, and instead of travelling, you could just work MORE! Then you can have 0 interesting stories to tell at your cook out with your similarly minded neighbours, and talk about your house valuation, or whether you'll get the BIG promotion (you won't)

Do you want to live the life you're itching for, and make a few memories? Or do you want to be one of these anons telling you to stay in your lane and till the fields until you are too old to enjoy it? Or worse as you already know, things always come up that cost money, if you wait for the perfect time where there is no risk it may never happen at all.

If you have an opportunity to live the life you desire you should seize it with both hands, who cares about the middle class lifestyle you could be missing out on

Hi anon, travel, just think about the corpse laden Ganges while normal people live in McMansions out in the suburbs, and instead of having a family, you could be vomiting out your mouth and ass at the same time from the 30 cent meal in Mumbai! Then you can have 1000 similar stories to tell at your hostel while you sweat in a stinky room to no one who will listen, and talk about your rotten teeth, your untreated venereal diseases, or whether you'll get the window seat on the overnight bus next to some other broken down loser like yourself to the next shithole (you will)

>>2920191
>deathbed
>I wish I worked more!!
>dies

>>2920201
Yep, they realize they wasted their life and not putting forth more effort was a mistake

>>2920202
How is it possible to "waste" life? As if life is just a commodity meant to be expended for big nose tribe

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Ignoring all the crabs in a bucket correct lifers who've found their way over from Reddit, travelling doesn't need to be expensive. The best travels of my life were camping and hitchhiking through the Middle East and the Baltic region. Much easier to do as a young man travelling solo.
Sounds like you're sorted, work that require a only 9 months of the year leaving you free for 3 months sounds great, at around the 3 month mark I start to get fatigued/bored of being nomadic.
Some even volunteer on a farm or at a homestay, do minimal work for rent and have a break and meet some interesting people with different outlooks on life.
We live at a time where the world has never been more open to us and travel is more accessible than ever before. You may be a peasant irl but you have many more opportunities than people born even 100 years ago

>>2920207
I believe if you suffer in poverty for 50 years because you refuse to work because you read on an incel forum that Capitalism is Le Bad, yes thats a wasted life. You are buckbroken

>>2920211
>You may be a peasant irl

Thats what laziness gets you, 25 and you gave up on life

>>2920225
You are a deadset spastic mate, if all life is just creating shareholder wealth, maybe you should stream line the work flow and neck yourself, because if you do it today you will have have lived the same amount of life as you would have if you wait until you retire at 70

>>2920226
>Of course the white subhuman can't get any action or fun copes like this.

You are talking about yourself. Lmao living a miserable existence "travelling " but all you are doing is moving from shitty hostel to shittier hostel or sleeping in the bus station moving among a sea of 80 iq people.

>bbbbbut at least I dont have a good job, house and family

>>2920222
>if you're not a jew slave you will suffer! incel!
anything your jewish master doesnt like is branded with "incel". i cracked the code

>>2920238
Actually they love that you cant breed and are broke and miserable moping about in shit countries living in hostels

>>2920238
Looks like it. It used to be "racist."

>>2920243
Is that the new humiliation ritual? Push them out into shitty countries then mock them for it?

>>2920274
They do it to themselves by never trying

>>2920106
You're right, brokies have kids all the time. All this posturing about how you have to devote 90% of your life energy to a tax-paying career in order to achieve or enjoy anything else in life is pure bullshit. They really think we will fall for their middle-manager shtick. Work harder so I can get richer!

>>2920191
Travel life is physically and mentally healthier than wagecucking. I don't even need doctors; how many McMansion dwellers can say that?

>>2920243
>if you reproduce outside of the state sanctioned ritual from the talmud it doesn't count
shalom

>>2920319
Niggers, spics and white trash get heavily subsidized for having kids and barely working or being unemployed. Lower middle class whites get tag team fucked up the ass by Obummer and Big Mike.

>>2920321
>>2920320
>>2920319
You may be broke and miserable but at least you dont have a home or family or your health

>87 replies
Wow seems like this has really hit the nerve.

>>2919134
No need to stick to an ironclad plan. Take a vacation every other year or when there's no career-impacting project. And your vacations don't need to be months long.
Build some sort of financial nest egg first. Don't assume you can depend on the government or your employer if you suddenly need a lot of money.

>>2920467
Lazoids realizing they fucked up and no refunds

>>2920342
projecting golum

>>2920467
I think it's the same two or three trolls who spam other threads talking to each other. This thread got almost no replies relevant to the OP, lmao