https://www.tomshardware.com/video-games/pc-gaming/valve-to-discontinue-physical-steam-gift-cards-by-the-end-of-2026-due-to-scammers-says-nefarious-actors-continue-to-exploit-them-despite-years-of-restrictions>Valve is bringing an end to one of Steam's longest-running payment options. On its official Steam support page, the company has confirmed that it will be discontinuing Steam gift cards by the end of 2026. It will no longer be restocking physical gift cards at retail stores and expects existing stock to wrap up by the end of the year. Customers with existing Steam gift cards will continue to be eligible to redeem them at any time, subject to applicable local laws.>For those interested in grabbing one of the last remaining physical Steam gift cards, several retailers should still have them in stock, including Best Buy. Users who prefer gifting Steam Wallet funds will still be able to purchase and send digital Steam gift cards directly through Steam, meaning the gifting option itself isn't going away, only the physical retail cards are being phased out.>According to Valve, ever since the launch of physical Steam gift cards in 2012, scammers have increasingly used them to defraud unsuspecting victims. Over the years, the company has taken several measures to combat the problem, including working with retailers and law enforcement agencies, adding warnings to gift cards, restricting redemption to the currency of a user's Steam Wallet, and even removing cards from sale in regions where suspicious activity was detected.Meanwhile, Fortnite cards are still in stores and work on Epic Store.
I used to buy these as a kid with my lunch money instead of buying foodWorth it to go hungry just so I could buy Magicka and Garry's Mod
Sad.
TL;DRindians ruined gift cards because of their constant scamming
Now I hope Valve gets gaped in court
I don't think I've used a store gift card in decades. Not since I got a job and can maintain a credit card.How nostalgic.
>>740819314What scams exactly?
>>740819314thirdies BTFO
>>740822605do not redeem saar
Suddenly all the recent anti valve posts make sense. It's jeets mad at not being able to redeem gift cards anymore
>valve>caring about scamsHow retarded do you have to be to believe this obvious lie to tighten the monopoly and comply further with the draconian ID laws and censorship on the way?
>>740822605A lot of scammers like to have people buy a shitload of gift cards and mail them to the scammer so they can resell them.
>>740819314Didn't even register for me what just happened yet, I don't want to believe it.If ((they)) think this will make me participate in their shitty basedciety they are gravely mistaking.If anything i'll finally be free, Steam/GOG games are like the last thing I still care about, I was already cut off from everything else, they think I'm not used to it and can't handle a little more? Sucks a lot but I'll live.Without Steam I can use an old computer, I can go fully offline, the options are endless, my last tie to modernity is cut like that.Thanks Gabe for cucking out, they're still gonna behead your family regardless for only complying last second and not helping build the technocracy from the start so it would've been nice to go down fighting but oh well.Maybe Ill get a GayBox or Station so I can use discs, still one of the greatest losses PC gaming ever suffered, I held out against Steam for ages, difference is now its not just simple corporate greed but the elites clamping down, gaming is so shit now anyways there is not even an incentive to cave this time.
>>740822960Especially when they still allow Activision to sell Call of Duty game, which still have RCE hack exploits>>740822742Cope
>>740822605MA'AM, DO NOT REDEEM THE STEAM GIFT CARD! **I** WILL REDEEM THE GIFT CARD!
>>740823603>so I can use discs
>>740823603i forgot how cuc ked this site is holy fuck things are really that bad.
Good. Fuck poors.
>>740819314because no one uses epic store
>>740822605the type kitboga does those streams of
>>740823972Fortnite will be similar to TF2, and there will be a generation of future zoomer boomers who are attached at the hip to Epic Store like Valve drones are with Steam. Having cards still in store will help facilitate this.
>>740824149But coomerdoomerzoomerboomers only play Fortnite and refuse to buy other games on Epic.
>>740824272They probably don't buy the average indie sloppa.Just compare when something like Braid dropped to now, when Braid, Anniversary Edition, was a total flop.
third world problems
fuck you gabe you're not getting my credit card number.
>>740819314>jeets trying further to kill retail gaming by scamming left and rightftfy
>doomposting over steam no longer having gift cardsSlow news day?
>>740825954This is a big deal. I remember when I had to beg my older brother to use his card (after giving him money equal to the game)
>>740825954They still have them just not in stores
>>740819314Man, I don't want to pay in my own currency USD is just cheaper.
>>740825954Kind of my thinkingLiterally who cares about this
>>740819314ffs, i am the only PC gamer in the family so my brother and brother in law both get me steam gift cards for christmas. neither of them are gonna log on and go through the process of sending me $15 in steam cash
>>740823045Provide one fucking example of this happening.They have people just give them the codes over the phone or the internet precisely because they don't want people mailing them shit. If they were going to be mailed anything only a retard would ask for gift cards and not cash.
>>740826389>Literally who cares about thisThird world scammers
>>740826389>Literally who cares about thisMe you fucking bloody bitch bastard!
>>740826453Go to your local grocery store gift card section and look around for a sign. I saw one at kings the other day.
>>740826716>Indians literally just make life worse for the rest of us and there are no consequences for them
>>740826716did you even look closely at the sign you just posted?>Never provide card number to ANYONE over the phone or by emailThis is how the scams work, because it's basically an untraceable transfer. No scammer is asking people to mail them gift cards, because mail can be tracked and at that point you might as well just have them send cash.
>>740823603You could just use a vanilla gift cardI found myself an almost expired one not too long ago and moved the funds into steam
>>740825954Have some compassion, man. Thousands of people in India are going to starve because of this.
>>740826942Are you getting autistically stuck on a word because the other anon said "mail" instead of "send"? We both know he didn't literally mean physically sending them codes. At least, I hope you realize that.
>you can just call up any random boomer, ask them to buy hundreds or even thousands of dollars worth of gift cards for you, and there's a decent chance they'll just do itNo really, wtf is wrong with that generation?
this sucks for two reasons:1. you can buy them discounted at sam's club/costco, thus saving you money2. parents buying steam cards for their kids for xmas gifts are now fucked, they aren't going to go onto steam to gift money to their kids3. I am an adult but still always got a steam card for xmas because they are something easy my family member can grab even if they are just grocery shopping
HEY YOU OLD BITCHYOU WILL GO TO JAIL NOW SAARbitch lasagna
>>740827243>he didn't literally mean physically sending them codesThen he shouldn't have used the word that involves physically shipping something.
>>740827243Then he could've said that after my first post instead of posting an image of a sign that literally says what I said in my post.
>>740826972Yeah I know but it still sucks so much.I use paysafecard for GOG but you need to pay conversion fees and transactions fees on it its a fucking scam (same as credit card/paypal all that shit) Steam card was so much better, I hope GOG makes one.All the tards waiting for their stupid banks to allow them to spend their "own money" got all the Steam Decks sold out on launch day to us with filled Steam Wallets that went through in one click was funny.This really is a major disaster, comparable to loss of physical PC games, alternatives (which dont even exist in all countries/stores) are more expensive, more inconvenient, have stupid limits and dont work as well. Its also that now they're completely dependent on third parties which will lead to more censorship, more crackdowns, more demands for digital ID and surveillance, one great way to save money, protect privacy, piss on the payment monopoly is now gone.I know its not gonna do anything but anyone who is affected or at least understands the concerns should write to support, nothings gonna happen but at least they should hear that it really was important for us and its not just a minor inconvenience we'll get used to, I mean some of us choose Steam back in the day specifically because it was possible to spend cash unlike on all the other download sites.Also lets not pretend they aren't also cracking down hard on other anon payments, be that visa gift card (who wants to still support visa now?) paysafecard, etc.As mentioned most of these already have stupid fees, stupid spending limits, etc and now you're forced to support the payment mafia, i hate it so much.I've been using them from day one, ive been that asshole since the visa censorship started who said "I never used visa hah, totally doable you can do it too" and now they killed it.
>>740825954its third worlder 9/11
>>740828098I feel you, brother. this is hitting me hard. I used to paysafe cards and steam cards. you get punished for not being cattle at every point. I didn't order anything online for years now. but not having the steam cards anymore... I don't even know, this fucking sucksalso FUCK ZOOM ZOOMS, you are braindead cattle and your whole life is online. you'll never get it
>>740819314Realistically how many people were actually using these? Either scammers or someone buying it as a gift. Surprised they didn't do this sooner.Sorry Ranjeet but no more steam gift card scams for you.
>>740828098we can still use paysafe cards. there is no panalty on steam for using it. you are just limited to 50 euros per card. it fucking sucks, but it's still a solution
Why does no one talk about how Discord itself will literally steal your codes if you paste them into even a private channel?
>>740828098>>740828570If there is any solace you apparently still have the option to purchase gift cards but only digitally since they're not affected, only physical cards. https://store.steampowered.com/digitalgiftcards/You also don't even need a steam account to send them digitally it says you can checkout as a guest, but then that makes me question how that isn't also another opportunity to scam others? also I assume this would differ between regions
>>740828098If you gave steam your money then you asked for this. We tried to warn you retards for 20 years
>>740828596Me. I'm too lazy to re-enter my credit card info every time I buy shit on Steam.
fuck valve for this. this was always a solid gift i could ask for on holidays. guess ill be giving that money to nintendo instead
>>740819314Steam exists because retail gaming completely abandoned the pc market because console publishers bribed them for all the shelf space. Fuck you.
i'm off my ritalin until friday so i didn't bother reading all that, but i hope valve wins whatever it is
>>740828810use paypal
>>740828870>use paypal
>>740828870cmon dude are you retarded
>>740828812>fuck valve for this. this was always a solid gift i could ask for on holidays.this.
>>740828810>going to the store to buy gift cards is less effort than pressing the save payment info button
>>740819314NO MORE REDEEM? SAAR DO NOT DISCONTINUE THE REDEEM
>>740829167Only an idiot actually keeps their payment information stored.And yes, grabbing a gift card on your way out is basically zero effort.
>>740829560this is maybe the brownest post i've ever read
>>740829560>using storesthanks for your personal info saar :)
>>740819314Do not redeem Saar! Stupid bitch bastard!!!
>>740828098I genuinely dont understand wtf this post is trying to say
>>740828596me, I like limiting my steam spending and like to have my card details in as few online stores as possible
>>740819314I hate Indians so damn much
>>740819314thats it i am no longer be buying game through steam. i am not going to give my cards to anybody and that includes steam. just when i was starting to use steam and actually paying for my games. oh well.
>Indians eroding high trust societies since foreverGiving India internet access was a fucking mistake.
This thread is eye opening. There are actual retards itt who think they are some kind of untracable hackerman because they buy everything on steam via giftcards or will somehow have their bank account stolen by Valve if they ever input their CC.
>>740819314SIRRR GABEMAN DO NOT REDEEEM BLOOODY BBENCHODDDDD
This reeks of NWO strong-arming.
>>740832150Trying to civilise them was retarded. Same for africans, and most of asia. World would be much better if only NA, europe ( nothing east of germany tho) and Japan had internet access
>>740819314how much longer does india need to exist before we understand they are ruining everything that is good about our world
>>740828596Me. I want my credit card details stored in as few places as possible and Steam stopped accepting PayPal from my country. Thankfully I found recently they reimplemented PayPal
>Oh boy, I sure do love paying $100 + tips so I can use a gift card to purchase something worth $100Why are gift cards a thing?You're paying more just to get lesser value
>Supposedly won't even be able to get codes printed at GameStop anymore either>VISA/MasterCard prepaids have an activation feeJust glass India already.
>>740832401the us is the reason the world has gone to shit. they are the ones who should have never civilized. they have destroyed everything good in this world.
lol wasnt this a loophole to bypass credit cardsvery suspicious
>>740832513so i dont have to use the jewish banking cartel
>>740832119how are you going to buy keys without giving away your info?
>>740832513That's weird. A $100 gift card only costs me $100. Where do you live?
>>740832513Gift cards exist for its intended use: gifts for that acquaintance you sort of know and can't rudely ignore. Then scammers realized it's also a method of offloading money with minimal tracing.
>>740832653what keys retard? can you not read?
>>740832725fair, nevermind
>>740832551My taxes likely pay for your military....yeah, please glass our cities already.
>>740832680gift cards exist to circumvent the jewish banking cartel
>>740825954I use cash almost exclusively, I buy gift cards so I reduce the sites I have to enter my CC/Paypal account, specially in these near Orwellian timesgranted I rather trust Valve over almost every other website out there, but it's a nice option to have
>>740819314Weird move but I really don't care. Valve likely just outgrew any need for any physical presence.
>>740832312it reeks, alright, but only because of all the Indians shitting their streets over it
>>740819314Oh no.. poor indians.......
>>740832826I highly doubt you are storing wads of benjamins under your floorboards so you definitely have your money in a bank account which means the kikes are using your money to gamble on Wall St every day (and WON'T pretend to reward you if your account is a checking account).tldr I don't believe your words mean shit even if it's valid.
>>740826782they're indian, there's no consequence worse than what they are
>>740822605DO NOT REDEEM BLODDY BENCHOD
>>740832268privacy/=/anonymity also its good to avoid having your cards in as many websites as you can, I go and pay my electricity,water and internet bills in cashwell internet I've had to pay over the phone/online a lot because they moved the office a little too far away but you get the idea, we are way to close to 1984 times because of bs like this already
>>740822605SAAR YOU HAVE UNPAID STEAM BILL YOU MUST BE SENDING THE STEAM CARDS TO PAY BILL OF FBI'S WILL BE RADINGS YOUR HOMES
Who do we actually blame?Indians?or retards falling for the Nigerian prince with a diamond mine mail scam?at least the mail send by yourself is scary tho
>>740833636I cannot find it in my heart to blame the terminally retarded for being retarded, they can't help itIndians deserve mass genocide.
>>740833636jews and their banking cartel mafia
>>740833636senile geriatrics don't even know what plane of existence they're on.
>>740833636you can't blame a retard for being a retard because they are retarded and don't know any betteryou can blame the """person""" indians aren't people taking advantage of a retard then making it a core of their economic strategy
>>740819314Looks like something as harmless as Steam gift cards now has to be added to the list of "things that only work in high trust societies"
does this applies to other gift cards?there's one called happy fight here, its basically a gift card, that you reedem in their website for a code of the store of your choice, steam being one of them
>>740819314surely there's a better way to curtail scammers?
>>740822605A scammer (usually in another country, usually India or Pakistan) will cold call tech-unsavvy old people in first world countries. They'll pretend to be a government agency, a billing department from some company or another, or a hacker who's threatening to release your personal information or drain the funds from your bank account. They'll tell that old person that they have a sizable outstanding bill, unpaid taxes, or that their data or accounts are being held at ransom. But, they're getting a chance to get away clean, If they just buy a couple hundred dollars worth of gift cards and read the numbers off the back over the phone, they can avoid having their income garnished, being sent to jail, or having their bank account emptied entirely.They utilize panic and repeated threats to get people to act irrationally in the face of the dumbest possible scam on Earth. It doesn't matter that the IRS can't do shit with Steam Wallet funds. It doesn't matter that even Google and Amazon don't have the resources to give a courtesy phone call to every single person on Earth who's got an outstanding balance with them, and they're not going to demand payment in the form of credit for someone else's service. It doesn't matter that a hacker has absolutely no incentive not to just steal all your shit without even telling you they did it. When some people are put on the spot, they'll tamp down any thought of "This is fucking retarded" with "Yeah, but what if they're telling the truth?"
>certain online thing I used removed gift codes as well because of indians like a year and a half agomy god, just put them behind a firewall>its indians ruining hosting services because they upload CP tagged as everything including anime terms
>>740835487>They utilize panic and repeated threats to get people to act irrationally in the face of the dumbest possible scam on Earth.Note that this is how most scams and "hacking attempts" actually work. You can make your system as physically secure and encrypted as possible, but if a technician is an idiot and gave the keys to a rando, then you're still screwed. This is why phishing is so successful. My old work used to have us watch security training videos that told us shit like>Don't plug in mysterious USB drives you find on the ground>Don't leave your login details out where people can see them>Don't leave credit cards unattended while you're processing them, give them back to the customer when you're not using them>If you suspect something is wrong contact your manager immediately, don't assume things and fuck around and find out>Use the two-factor authentication>If you see an email with suspicious wording or a mystery link or download, don't click on anything and report it to ITAnd I rolled my eyes every time and laughed with my manager at the incredibly dumb skits in the videos, but then at my college every idiot on campus (and some professors even) keep asking stupid questions like "is this email legit or a scam??? it says my login details are about to expire" and I stopped wondering why we had to do the training.How little did I really know about how smart people are in general.
>jeets on suicide alertKEK, based Gaben.
I'm so glad that I'm not a dense Steamie!I'm a Pirate Chad 4 life!
>>740819314these were based when they first came out and you could use them to fill your steam wallet and buy shit without giving up personal info, trading and the marketplace got cucked with draconian security measures around the same time that loophole got closed to collect more shekels for the governmentall e-commerce operations are run by soulless ghouls and you should pirate and use adblockers and similar personal defence software at all times
>>740819314What causes people on 4chan to spend their entire lives just shitposting a videogame storefront. Like what combination of mental illnesses cause that level of focus for something so meaningless?
>>740827316They browse internet with a chrome browser no adblock becauase corpo say adblock are pro holocaust and papa didn't grow a nazi so when they WILL see a flashy pop up WARNING WINDOWS DETECTED HACKING IN PROGRESS CLICK HERE NOW! It's redeem time
>>740822605SAAR THIS IS THE IRS PAY 1300 OR MAYBE LESS IN GOOGLE PLAY OR STEAM CARDS OR YOU WILL GO BEHIND THE BARS
>>740837167All of the ad blockers in Chrome have been permanently disabled a long time ago anyway because Google is an advertising company!Firefox + uBlock Origin = Prestigious Master Race!
>>740837228>boomers grudgingly forking out $10 for a gift card for their grandson's birthday vs emptying the entire gift card shelf at the store because an indian voice on the phone told them to
>>740837358Firefox will kill off adblocks too eventuallyIt will be then a wild west of super niche browsers and phising going all time high
>>740837426SAAAR YOU WILL GO TO JAIL IF YOU DON'T PAY US $100000 IN GIFT CARDS NOW
>>740837475>Firefox will kill off adblocks toolol
>>740837582Not a two weeks thing yet but they got compromised already by the usual people that brings the end of times
>>740837358>All of the ad blockers in Chrome have been permanently disabled a long time ago anywayThey did and still trying despite of ithttps://xcancel.com/IntCyberDigest/status/2064843682096832825
>>740836743>plebbit filename
>>740825341just use paypal, greasy third worlder
>>740822605WHY DEED YOU REDEEM THE CAARD BLOODY BEETCH BASTARD???
>>740822605>open card>write number to text file>have script attempt to redeem number every 5 seconds>innocent person buys card>money stolenSimple to understand for anyone with 80iq.
Great, I used steam money mostly to pay for my FFXIV sub,now what? Should I just buy Crysta instead?
first tvpass disappears, now this, it's a shit week
>>740832528Is that part true? Not even buying digital codes online at their store?
>>740827316they grew up in a time where you blindly trusted whatever the media said like it was gospel, dont blame them, it comes with a high trust society
>>740827391basically, an increase in piracy
>>740828773I never heard of that before.
>>740829560There's no reason not to keep it stored. Blowing past Steam Guard is incredibly difficult short of stealing someone's phone. You'd also get alerted on attempts.
>>740836494Malicious actors have actually honed in on exactly how convincing they need to be to succeed. Perfectly recreating Amazon or FedEx's website is actually LESS effective than putting insane fake timers and slide-in notifications that "MARK M. From North Carolina just paid their bill!" It's better to make a dozen midwits who can't figure out what you did to them panic and act than it is to genuinely get one over on just one person who knows what they're doing. Odds are, the idiots will be MORE suspicious of a legit-looking page than one that's obviously bullshit putting time pressure on them.
>>740819314Do real people even use gift cards? I swear it's just scammers at this point.
Literally what stops you from buying PaySafeCard?That's what we all did 10+ years ago before being old enough to have a card.
>>740841683I'm thankful for them because I can just grab a 10$ gift card for the mandatory office gift exchange during holidays
>>740841683Yeah. Lazy gift but it's supposed to be better/less crass than money. The worst gift cards are for places you'd have to go out of your way to go to.
>>740841543My spam folder is full of crap like this to bait people into "OH NO! I DON'T WANT TO PAY $400, SO I'LL CALL THIS TOLL FREE NUMBER AND GIVE THEM MY CREDIT CARD INFO TO STOP IT!"
>>740819314If Gabe has his way, soon you won't be able to buy socks at a department store. Sad.
>>740841798I buy mine off Amazon.
>>740838287>have script attempt to redeem number every 5 secondsthis anon mostly gets it except - scammers/jeets/jews go in to walgreens/cvs/wherever take an entire stack of gift cards, leave the store - scan the bar codes, go back to the store and restock the cards because the employees don't give a shit or are in on it, hapless goy buys a $100 gift card and before they can use the code it's already redeemed luckily gift card companies have insurance so if you call them they will mail you another $100 card that works
>complaining about not being to use cash or cards is being brownguys...pls
>>740841990But gift cards are usually just placeholders and you're getting the code printed by the cashier.
>>740819314>no more gift cards cause its not worth the headache anymoreand in 10 years this'll be everyone else too
>>740842047Cash is only used by drug dealers. If you don't have a debit card or a credit card, you're the brownest of the brown, or the meth headiest of the meth heads. A lot of companies don't even cut checks for employees anymore, expecting them to have made it to 1940 and opened a bank account.
>>740839154High trust societies are bad for humanity. Humans should not see other humans as anything except potential enemies.
>>740841683>Do real people even use gift cards?yes, they're huge business. but a lot of stores have switched to buying them from customer service desks or only buyable through the store's phone app.
>>740842150I'm a neet though, I have a bank account but asking mom for Steam gift cards is just the easier option.
>>740842504Just get her to Zelle you.
>>740841896do you engage in a lot of high performance activites?
>>740842571I consider my masturbation very high performance. I'm down to under a minute now.
>>740842079Every Steam gift card I've ever seen, and 90%+ of gift cards I've seen for any other service are the kind that have a code under a scratch-off on the back. I think I've only ever seen the placeholder kind come out of a Coinstar machine.
You do not hate indians enough.
>>740842660Yeah, the code is invalid until the clerk scans it. If you scratch them off without paying, it won't work.
I guess I'm going back to console then. I refuse to give these companies my credit card info.
>>740842150>Cash is only used by drug dealersI don't know what kind of "privileged" hellhole you come from but I hope you stay there forever.
>>740842992I wonder how many people were using steam cards to buy games? Is there a stat on that?
>>740819314I had a friend who got scammed trying to buy weed with $300 in steam gift cards lol, whatever will dealers use now?
>>740836743steam and pirate niggas are cringeit's time to take the gogpill
>>740819314Thank you Steam. This was simply a headache for retail. I know people will be pissed about this, but I would say only 20% of people that are buying these cards are for legit purposes. 40% are using them for money laundering and the other 40% are being scammed. Honestly, the best way to gift someone, is to just have a steam account yourself or to just give them a temp card. That's what I do, I get temp cards directly from my bank that they can use for any online purchase. NEVER fucking buy Vanilla cards or other "gift" cards in a store, 75% of the time you will have your money stolen.
Boomers were so silly they were duped in to exchanging usable money for store scrip because it's "more thoughtful"
>>740843512boomers are the ones who think gift cards are impersonal
>>740822605Most of the time it is the elderly being targetted. The basic scam is>You want to buy this dog? Send me money in gift cards>Oh, I didn't get the money yet, maybe there was a problem, go buy another card and send itThe other one is>Your family member is being held in jail/is in the hospital and you MUST pay up or ELSE. Send the money in gift cards to this locationBut the most atrocious one is cloning the contacts in the phone, so you get text messages from people claiming to be your family and it looks like it too and they say that they need you to buy a 500 dollar gift card for little timmy for his birthday. This happens a lot when idiots use their phone browser to visit shady porn sites. People never realize what gets installed on their phone and they almost never question doing something when asked. They are literally robots and when you try to deprogram them, they get angry.
>>740823603Pretending that discs are sacred is for retards, if you have the files on a storage medium you control and don't have to deal with DRM or external resources that's all matters. This is a meme that was pushed starting with the 80s when software copyright became a thing, before then you could just make as many copies of software with whatever tools you had at your disposal.The elites clamped down over 40 years ago.
>>740843076either bots or unironical indians employed to push some agenda, the exact same sentence was answered to me on youtube comments in spanish some weeks ago, and once you understand 3 languages, it becomes obvious how many bots or stolen accounts exists in these conversations
>>740843512Nah, almost everyone now hates giving money to people for a "gift". At least if it is the only gift. My parents will give actual money, in addition to something personal for a gift. Never gift cards. It is my brother who will give his son steam and nintendo cards and not think about it.
>>740827316good times create weak men.also leaded gasoline
>>740832680>Gift cards exist for its intended use: inserting themself between customer and service, collecting their $15 activation fee as well as aa 3.5% transaction fee, and collecting the $0.50 for free because retards dont know you can pay in multiple parts and just throw out cards low on funds for some reasondont be retarded anonits just jews making a nothing service inserting themself between you and the ability to use cash as cashyour "gift" bullshit is just the advertisement PR they used to convince you its a real thing
>>740837358I thought brave still worked and it's chromium, though I'm using ff + ublock
>>740843861>stolen accounts>accounts>4chan>accountsObviously, your bot script broke.>>740843076I'm an American from America that drinks American Dew. People give you the side eye if you pull out cash here, except in places like Detroit where everyone deals drugs.
>>740819314SAAR, DO NOT-DO NOT REDEEM IT!
>>740837358uBlock Origin and MV2 addons still work, you just have to use a chromium derivative like ungoogled and not chrome
>>740826091No, it absolutely is not. The only people this truly fucks over is scammers, and maybe less than 0.007% of people who buy games. While not a net fucking win, the people who this actually impacts overall are people who should be fucked over
Who actually buys giftcards except for people getting scammed
>>740844614I want to motorboat shamiko
>>740844819I meant in other websites, not 4chan duh
>>740845319puffy vulva
>>740819314Oh no, now paranoid schizoids have to use a credit card.>but muh trustless cashEven cash requires you trusting the government to honor its value. You've just drawn a lawn further down in the sand than most other people.
I am surprised to see all these bank card and anonymity schizos.Reminds me of my father who closed his bank account because how dare they increase banking fees so much(it still wasn't a lot), and a year later he realized the extra cost services add to bills for sending checks in letters is the same as paying a bank account fee and he also has to go and pay the bills himself instead of just having the money collected from his account automatically.
They need to ban>cash>being poor (under $300k/year)>consoles (being poor)
>>740819314
>>740845132tough luck she's momo's
>axes gifting games outside your price region>axes gift cardshow am i meant to get my argentinian fren steam gifts now?
>>740846213What, were you mailing physical gift cards? There's still the digital ones...
they have been selling steam giftcards at a loss this whole time I think they simply decided to stop losing money. protecting the retarded is just an excuse
>>740819884I used Paysafe Card because I didn't have my own debit card yet. Good times. Wonder if that's still around, since I think it was only a thing in Europe and our overlords are trying to ban cash.
>>740833636Sorry Ranjeet but no matter how retarded people are, the person who deliberately takes advantage of gullible people to scam them is the greater evil. I don't give two shits about India's "The scammed is in the wrong" culture.
What a surprise that the average chan zoomie corporate bootlicker will glady defend this decision while shouting " PAJEET/LOL POORFAG/COPE".The same zoomie will be bitching why nobody cares when Gabe introduces a thousand buck per month subscription just to access your games.
>>740847646>when Gabe introduces a thousand buck per month subscription just to access your games.It won't be Gabe doing that, but at some point, Gabe won't be involved with Valve or Steam.
>>740819314based valveTOTAL RETAIL DEATH
>>740822742ding ding ding ding dingTOTAL JEET DEATH
>>740823603>using discs>offline
>AI replacing jeetcenters>gift cards disappearingIf they figure out a way to prevent rape, India is finished.
>>740847737Gabe is the most non jewish jew in the gaming industry. His nickname isn't Gabe zero billions for nothing.
>GDC 2019>https://youtu.be/wrvr02SiHY4?t=2218How times change.
>>740842705Which is why you automate a script that constantly tries to redeem it. Of course that begs the question who is buying a card that has already been scratched but people do dumb shit I guess.
don't worry, by 2030 every packet you transnit will be hard tied to your real life identity with no way to prevent it. and you're a pedophile if you don't clap at it btw.
>>740843076I run a grocery store and I can tell you exactly who is and isn’t paying for shit in cash, and the answer is “white people aren’t paying in cash”.I think it’s more day laborers than drug dealers, but generally speaking if you’re buying things in cash the reason is you got paid in a way that did not involve a paycheck. Nobody cashes paychecks anymore. The only people who are paying in cash are people who are PAID in cash and unless you are a stripper, that means someone who was paid off the books. Be you a drug dealer, a street-corner ditch digger, an indian working at his uncle’s shady 7-11 franchise and skipping the payroll taxes, or a homeless panhandler.
>>740838125yeah sure let me just go to the store and pay cash for a paypal card real quickidiot
>>740850841Don't you have a bank account at all?
>>740850820Not from US but I noticed that in general credit/debit card payments started to be so widely used that many people don't even consider using cash anymore. Especially since to get the cash, you have to either visit the bank or use ATM machine and scammers/muggers/beggars are often nearby, trying to prey upon you - as you pointed out, everyone get their paycheck by bank transfer. Only time when I ran into someone refusing to let me use card was some odd hobby shop owner, who started monologue about how banks are robbing people like him and controlling everyone (apparently bank takes some small sums for each transaction - another shop owner I asked about that shrugged and replied that they don't mind since it's more convenient for customers and it's not a big deal in larger scale). He still had terminal for payments so honestly I see no point. But I live in Europe so my point of view is different.Funny enough, Japan still insist on using cash everywhere, which can get problematic when you are suppose to, for example, pay for hotel stay.
>>740825954Please saar understand, jeets and SEAmonkeys just lost a major source of income.
>>740851829There’s a transaction fee for processing credit card payments but it’s legit negligible in most cases, unless a shop is so small it doesn’t have actual payment terminal infrastructure and it’s using Square or some other “ipad with an attachment” type register, though even those are dropping in cost as popularity goes up. The payment processing for 10,000 credit card transactions is still probably less than the handling fee you pay to an armored car company to carry your cash away every week, never mind all the attendant labor associated with cash handling. To be fair, as long as some amount of customers are paying cash, you can probably treat at least some of this as a fixed expense that doesn’t get worse for each additional cash dollar, but my point is when you compare the actual business costs of dealing in cash vs taking a card swipe, cash is typically higher, just because it’s riskier and slower.
>>740825954batsard, this spells poorly for my izzat
>>740832268not a psycho, but i had my credit card stolen and my credit score TANKED in the TJX hack back in the day.doesn't matter that the leak was out of my control, the banks still considered me a huge risk, which meant i couldn't get a loan for a house in 2007, still don't own a house now, because of that, thanks GFC.so now i put my credit/debit card in as few places as possible, because sometimes even just buying a pair of pants on a business trip (didn't shit myself, just found out i'd packed my navy work suit, and my black funeral pants) can lead to me renting for 20 years.and i'f im going to tank that kind of bullshit, i'd rather it not be for the sake of videogames.besides, in this era of endless subscriptions, being able to hard limit how much a service can take is a nice feeling.netflix gets a $100 prepaid card, when they boosted their rates from $7 a month to $12 a while back, they got fuck all more from me, while many folk i know didn't even notice they were paying extra, because it just comes out of their cards.
>>740852153> doesn't matter that the leak was out of my control, the banks still considered me a huge risk, which meant i couldn't get a loan for a house in 2007, still don't own a house now, because of that, thanks GFC.Sure but weigh that against the risk of someone sticking a gun in your face and taking all your money. Dudes don’t come into a liquor store in a ski mask and demand the cashier hand over all the credit card transactions. The anonymity of cash makes it dangerous just as much as it makes it safe, and you’re typically at far more risk as a result. You managed to get got in that narrow window of time before cashless transactions were so widespread that standards and measures were in place to handle identity theft. These days if a malicious actor gets your CCD information in a leak the bank blocks the first suspicious transaction, calls you, asks if it’s legit, and kills the card if you say “no”. Didn’t happen as much back in 2004 or whenever as it does in 2026, but card tech has gotten more secure. Cash is still as insecure as it was in 1960.
>>740852153Maybe it's because where I live have different credit scoring and financial fraud systems, but it's baffling to me how a stolen credit card can be that consequential.
>>740819314Thanks to the endless scams. The scammers like pajeets need to be culled.
*funny redeem meme*
>>740837426>an indian voice on the phone told them toPajeets use the AI to cover their jeeted accent.
>>740823603>discslmao
>>740853395>PLAY>has no age limits
>>740825341Paypal to someone, who will give you a digital gift card.
Isn't it still possible to buy digital steam gift card with cash? I remember buying playstation games that way
>>740819314It explains why my local Aldis not having them anymore. I’m told they sold out so fast that restocking them is no longer possible for years.
>>740846934I used to buy prepaid mastercard cards from the post office, then use them to charge the same amount onto steam
>>740819314retail gaming is already dead and nintendo killed it
>>740853858Problem is there are fees when you do this
Gaben really pushes shit like this at like 3 in the morning on a yacht in the middle of the ocean like>8 monitors rise from the desk surrounding him with figures silhouettes in smoke pictured>Is it time?>It’s me Gaben, after 20 years in development, we hope total scammer annihilation has been worth it>He presses a large red button on his desk and successfully deploys a cognitohazard that makes all Steam scammers an hero>Gabe is immediately arrested despite mass protests, which many pass in
>>740819314>>Valve is bringing an end to one of Steam's longest-running payment optionsNO! Wtf, I wanted to buy gift cards for 800€ with Cash... for the fucking Steam Frame. Fucking hell, I'll buy them now, fucking FOMO
>>740827391I suspect many grandparents will simply switch to giving cash, which is ironic because physical gift cards were originally marketed as a more convenient and gift-friendly alternative to cash.
>>740824149It's been seven years, and that still hasn't happened.
>>740828098The good news is that this doesn't necessarily mean there will be no physical gifts for Steam users. Retailers may still sell: - Printed digital-code receipts.- Steam wallet codes delivered at checkout and printed on the receipt. - Gift cards sold through third-party kiosks.- General-purpose prepaid cards that can be used online.Or just ask one of your Steam friends to send you a digital Steam gift card and pay them back afterward.
This sucks so much, your bank doesn't need to know: when, how and where you buy shit. Going to a store with a corona mask + sunglasses, buying steam gift cards and redeeming them on a Gnu/Linux computer is true american patriot freedom.But honestly, I mostly buy online games on the Steam Cuck DRM store, I'll just get offline games as repacks. hehehe
>>740854604>- Steam wallet codes delivered at checkout and printed on the receipt.Nice privacy violation + KYC. Just buy online atp
>>740854610>GAY/lincucksOH NO NO NO
>>740854656>>GAY/lincucksI'll drop the cuck and stick to piracy
Gabe is having a good time on his boat while you losers cry over losing Steam cards
>>740854641Not really. A receipt-printed Steam code can still be bought with cash and doesn't necessarily require identity verification. It's less convenient than grabbing a physical card off the rack, but it's not the same thing as KYC. If privacy is the concern, paying cash for a printed code is still fairly private.
>>740824429Braid is shit.
>>740854735>chinese textNow we see who's behind the Steamies shit.
>>740854641The average Steam user is increasingly digital-first, so Valve may have decided that maintaining physical inventory for a shrinking audience wasn't worth the cost and fraud risk.
>>740819314gonna have to switch to paysafe cards, which have always been superior anywaysthose work on gog too and only subtract the exact amount so you can cross buy
BEST ROBBARI
>>740854831Right, I got it wrong. I confused it with binding some sort of your identifying steam account details on the receipt, so that it's locked only to your account.
>>740854851>chinese text
>>740819314Just buy prepaid credit cards instead?
Not only has Tim Sweeney made a positive impact and pushed the boundaries in the video game industry when he created Unreal Engine, one of the greatest and most-used game engines in the game industry but he regularly gives gamers free games and has secured deals to help develop and bring ports of beloved console exclusive series' like Kingdom Hearts and The World Ends With You to PC.He has also helped the environment, between 2008 and 2019, Tim Sweeney has purchased and dedicated over 50,000 acres of North Carolina land to conservation, the most notable being the Box Creek Wilderness, a 7,000-acre natural area that contains more than 130 rare and threatened plants and wildlife species. I don't see Gabe giving away free games and saving the environment.
>>740854956I don't know. It's foreign, so it might as well be Chinese. Shit starts with the Toys R Us R.
>>740852743Don't believe everything you read on the Internet. That guy had a job in the early 2000s that he had to travel for but he hasn't managed to buy a house in 30 years because his credit score..? Questionable story. Sometimes people will torture the details of some aspect of their life to prove a point.
>we have to continually get rid of small luxuries because of brown people
>>740855021Tim should spend his time making a good store, because Epic ain't one.
>>740855142>let third worlders access something>they shit it up for everybodyEvery single time
>>740841896>71% Polyestergood goy
>>740819314Pretty sure it's jeets, hues and vatniks who fucked it up for everyone else once again.
>>740855142>because of brown peopleThey are now called changing consumer habits, bigot.
>>740819314DO NOT REDEEM
>>740855234Yeah, they are the reason we can’t have nice things.
>>740823779You can use discs on the PS5 retard, you don't even need an account.
>>740853395>>740848029you stupid retard niggers, you literally don't even need an account on PS5 to use discs. Fucking retarded mongoloids spouting shit they know nothing about
>>740855874Unless the whole game isn't on the disc.
>>740855891yes, but most singleplayer games on PS5 are fully on the disc. Something like 90% of all games on the system are.
>>740855934Who plays single player games in 2026? Do you guys not have friends?
>>740855314>meanwhile saizeriya drink bars are going strongwho will western execs blame next for their own failure
>>740855314>go to Mickey D's>no fountain>go to zoom zoom at counter>"give me a suicide">"sir, we don't talk about unaliving or self deletion here"
>>740819314you really spend your life grasping at every single thing so you can twist into some retarded bullshit
>>740827391>parents buying steam cards for their kids for xmas gifts are now fuckedYou do realize you can just add money to a steam wallet right?If the parent is giving their kid a steam gif card then that kid must have a steam account, just gift the money directly to that account, its the exact same end result as redeeming a gift card>but muh presentsJust write "give mommy a hug for 50 steambucks" on a card or something.The samw thing applies to people saying they dont want to hand over their CC info to steam, fair enough, just use a prepaid card to buy steambux then use that when something you want to buy comes out
>>740852629yes anon, but the thing is if some dude holds me up at the bottle-o they get the contents of my wallet.when the hacks happened i lost EVERY CENT for like 4 months, couldn't pay rent, or car registration, or uni debts, or my phone plan, which made it very hard to you know, call the banks to recover my assets while out of the country, and THATS what killed my credit scores to the point that i had to buy a house outright because i couldn't get any loanthe problem isn't that i lost money, its that i lost the ability to earn money, or spend money, i had basically been severed from any form of transaction that wasn't cash in hand.>>740855121i was "traveling" as a fresh out of uni IT rep (literally just got sent out to tech shows with the marketing guys to make sure their laptops worked, and they didn't get dazzled by technobable on the showfloor), literally only had one suit for work, and one for funerals, thats why i was buying pants from a fucking TJ max.the reason i couldn't afford a house is beause, you know, fresh out of university, worst part is, i COULD have afforded the house if i hadn't been a retard and bought a used ford falcon that sat unused for long enough to have the LPG tank expire and default on its rego, and once the market crashed we all assumed it would recover eventually, then i lost my job, and rent tripled.keep in mind anon, back then we sort of assumed the entire market wasn't going to crash, so companies were hiring uni grad students by the dozen just in case they were the next zuc .
>>740856769With Steam Families, they can even moderate the purchases even if they're not gamers.>make a cart up to this amount, give or take, and request it
>>740856809>lost EVERY CENT for like 4 months,Thats still an entirely you issue, why is your credit card / bank account set up in a way that someone can even drain it?The option to add monthly / daily / single transaction limits is there for this exact reason
>>740822605they can also be scraped iirc
>>740857381yes anonbut they weren't there in 2006this is WHY those limits are an option.like how now day we have things in place to stop 9/11, but back in the 90s we didn't.
>>740857503>but they weren't there in 2006Must be a consequence of living in a shit tier country using a shit tier bank then, my condolences.
>>740857503Disputing transactions and halting anything on the current number was easily doable in the 90s.
>>740822742Ah, jeets and jews, the far right's boogeyman of choice.Can't comprehend valid criticism? It's the JJs
>>740857790Take that shit somewhere else, faggot.
>>740857906Muh JJsI am so smart
>>740857652not while traveling, during a mass hack, while trying to communicate across time zones.spending 4 hours on hold, only to get disconnected because i've used $100 of roaming charges was a real problem a the time, and trying to organize unlocking an account, from ANOTHER COUNTRY when its been hacked is tricky at the best time.trying to organize a flight back home to get it sorted took a long time, because hey, i had no access to my finances, and trying to get a multinational company to float you a few hundred dollars, to skip out on a work trip, was fucking awful.
>>740822605This retarded fucking situation happened recently>friend panic calls me>"anon I think I bricked the company PC and now they want me to buy Google Play cards">ask him what the fuck he did in detail>he sends me a screenshot>it looks like the Windows 10/11 repair menu you can access from boot>only that it does say something like "Exception Ox000KJL" which makes it immediately obvious that it's bullshit>look it up>it's just some shitty scam that locks up your browser window making you think you broke the entire thing>you can call a number to "fix" it>he fucking did>some guy sounding "foreign" said he can fix it for himAnd how do you actually fix it? Just restart the fucking PC, lmao. And the best thing is, it's some 20-something retard. You'd expect them to know about this shit.
>>740819314One of these days we'll make India pay
>>740855934>most singleplayer games on PS5 are fully on the disclol, he really doesn't know
>>740826453I worked retail. This shit is so prevalent that my employer had to train us to drill old people over why they were buying 4 gift cards at a value of $200+ each. Usually it involves some form of IRS, GeekSquad, or other paid service scam. This has gotten especially bad in the last 5-6 years, look up gift card scams on YouTube. A lot of YouTubers are fighting against this by hacking people that are trying to perpetuate the crime, but sometimes people lose their life savings sending all of their money out to someone they do not know they can tell to kick rocks. This typically targets older Americans.https://consumer.ftc.gov/articles/avoiding-and-reporting-gift-card-scams
>>740822605pajeets
>scamming pajeets raging in commentGood on ValvePajeets raging is a good sign
It's a damn shame cuz I used to get the occasional steam gift card back before I had a credit card. Anons bitch about giving Valve this kind of info but ultimately, they are trustworthy enough and if the worst happens I can lock my card before it charges my real money in my bank account (obvious tip, but NEVER EVER GIVE YOUR DEBIT CARD INFO. THAT SHIT IS YOUR REAL MONEY).
>>740822605Realistically no jeets ask for steam cards. It's always google or iphone.This shit is never in stock at target during sales anyway so it doesn't matter. It was useful on some occassions to cash out a store gift card, I think I used some gamestop gift cards to get steam gift cards one time but that was before they stopped allowing it.
>>740826453imagine being this uninformed on something before you comment. imagine.
>>740824149You retards said this almost a decade ago and it still hasn't happened. Fortnite fucking lost players even.
I have a conspiracy theory, because I don't believe it's because of the Indian scammers:gaben had a heated debate with his lawyers and is in conflict with the jewish mafia credit cards. I think they made a deal, abolish steam cards and get a bit loose on the censorship
>>740844326>$15 activation fee as well as aa 3.5% transaction feeI have never had a gift card that did this.They’re profitable just based on the fact that they guarantee that you are spending money on them specifically.Unless you mean the generic prepaid Visa card ones in which case no shit sherlock.
>>740835487>hey if you just buy $500 worth of Chic Fil A gift cards the IRS will wipe your debt cleanAre boomers really this fucking stupid???? WTF
>>740868170yes.they actually think that if you dont send them $300 of visa gift cards, the IRS will show up at your doorstep and arrest you for unpaid taxesremember anon, this is the generation that never dealt with "free armor trimming" and the furthest distance their natural information spread was to the town bordersnow we can call thirdworldians in other countries pakistani (because it triggers everyone except pakis)scams need to be targeted nowadays, while during their time it could be the most generic as fuck>i am indian price, my parents locked me in prision, i need the monies to post the bails and sue thems, i will reward you handsomely when i take throneand still have success
>>740819314SAAR DO NOT REDEEM THE CARD!
>>740819314it's gonna be hard as fuck to buy region locked games nowhope you already got im@s bros
>>740826716We had an 80y/o lady try to buy $8000 in gift cards. We ended up selling them to her in the end after we refused to sell them multiple times and tried to insist that she was getting scammed, but she just kept getting more and more irate with us and the store manner finally said fuck it.
>>740819314seems they dont want my money anymoreim not linking my bank to steam since online transactions cost me bank feeswill now be getting back into torrentinghow the fuck is this a scammer issue? no really? one thing they can do is limit how many they can buy in a store, they been doing this for years at ebgame(now gamestop) where you are only allowed to buy 100$ worthif someone is so fucking stupid enough to be scammed into buying gift cards for indian phone scammers they deserve thier fate, thats not a steam issue
>>740869778>online transactions cost me bank feeswhat kind of shit ass bank are you using nigger?
If your retail shop exists to sell Steam gift cards then maybe you should be packing it up already anyway
>>740869964all banks cost moneyim not paying a bank 3$ a month(for a small limit of transactions) when i dont use my debit card to buy shit, cash onlyif i were to buy something digitally they take 3$ each timeim not paying a bank to use my own fucking money, how are you retards this complacent that you never learned this
>>740870160No I'm with that other dude, what shitty bank are you using that's forcing you to pay for online transactions?
>>740870160anon... like 99.5% of banks these days wave the monthly fee if you do a direct deposit each monthORhave a min balance sitting in the accountare you from like 2002 or something?
>>740841990you cant just keep trying gift card codes in the hopes one eventually worksafter a set amount of attempts it locks you out of trying for a time(hours or days), just like peoples passwordsits how company's keep their shit secure, unless you are saying valve is a fucking retard in this case...?also all gift cards have silver over the codes and have to scratch them off, you cant just steal a stack and scan them
>>740870385no they dont, im not talking deposits, im talking spendingi have a savings account(used to have no transaction limit or a limit i never reached so no fee), changing it to something "better" costs you a monthly fee for a bank to hold your money or finds other ways to get money from you hence transaction feesdo you never look at your invoices(bills) and see what all those random fees are or know you pay your bank inorder to hold/spend your money, some banks wont even list their fees/charges. you should ask the bank or your parents aboot how banks work kid
>>740871160You might just have a shitty bank anon.That or they don't trust you enough that they need to give you fees.
>>740872106all banks in north America do thisallofthem
>>740871160>>740872270>do you never look at your invoices and see what all those random fees are or know you pay your bank in order to hold/spend your moneynobecause i dont sign contracts i dont read nigger.i dont agree to contracts with bullshit "random" (read as: dumbass customer) fees.unlike you.get a new bank dumbassheres your checkingheres your savingsnow go kill yourself
>>740872270Of course anon.Because it happens to you it means it happens to everyone.
>>740872384>family banking account of a specific typethere are many dif types of bank accounts you know
Gift cards are only relevant in countries that couldn't figure out bank transfers and only have gift cards, credit card and maybe Paypal as payment options. It's unbelievable that this is the primary method for so many people because they can't just wire the proper amount.
Ha, fuck Valve.
>>740871160Anon what the fuck kind of ass backwards third world shithole is this?Where I live banks compete for clients, every basic plan has zero monthly or per-transaction fees, and the paid extra options (sms notifications for example) are made free if you keep and/or move more than certain easily achievable amount of money monthly.Not to mention cashbacks. Last month I rolled 15% extra cashback on online services (steam, xbox wallets etc) , this month it's 5% on all food delivery, on top of 3% cashback on all purchases permanently.But also, if I amount of money on the card is above a certain threshold (~6 months worth of salary) I'm getting interest scaling with account age and amount of money, a bit worse than on a real savings account but not restricted to specific durations.
>>740872837north america apparently. >>740872270he's just a dumbass nigger getting fleeced
>>740872106Holy shit, stop using your savings account to make purchases. You use a free unlimited chequeing account and just move money over as you need it.
if you had helped to keep your dumb ass grandparents from giving up their pension to an Indian scammer they wouldn't have had to
>>740873013Next you'll tell me I should take loads amount of loans and never pay them back, huh?
>>740873224>you should have been playing parent for your grandparents instead of learning basic addition>if you dont think about it, this is really your faultspiritually boomer
>>740873591i mean no one else is really to blame
why can't we just disconnect india from the american continent?just kill all telecommunications and internet nodes with that shithole
>>740873738Besides the people who should be wise enough to see a scam? Like common now, retard. Is this bait? Children should be fooled by scams, not my 80 year old grandma who used to run a whoreouse.
>>740873224m8 I can't even help them print a document, 20 attempt later the printing icon is still invisible to themall the information goes out the window because they know they can always beg for help and guilt trip me try and guide them and they go into a retard boomer rage and start opening shit at random like the calculator when you just told them to go to their documentsI honestly think refusing to help would be better for them
>>740819314So India existing means we can't have high trust stuff such as anonymous gift cards.Can't we just nuke them already?
>>740860968This happened a few months ago when Valve completely obliterated the CS:GO skin market, no clue which group was seething but somebody was
>>740873519do normies really do this?it may just be my autism doing the math$80/month is... not that much for that loan that big actually? shit is not checking out here since thats comparable to what i "earn" sitting on my $5K of monthly divvy stock at about 10% returns ($45+/5K double it for $80 month/10K math)theres no fucking credit card in existence that ONLY has a 10% interest rate everything is like 23%-28% nowwhat am i missing here other than his "$80" becoming not-"$80" next month?
>>740819314>Valve getting rid of gift cards because of a few bad applesthat's like punishing the entire school, staff included, because 2 retard kids start a food fight. we already still getting crapped on by payment processors, don't just kill off our only alternative.the best scenario to do is print out new card with a big fat red warning label telling buyers to not be stupid and hand out codes on the phone. after that point, if stupid people still act stupid, then maybe they shouldn't have money to begin with.
>>740875268It's just the ~1% monthly interest. The 12->27% interest is annual. So depending on your rate the monthly payment for that amount would be between $80 and $200
Why do pajeets ruin everything in life? Video games, tech prices, jobs, the economy... is there anything their brown shit-stained hands haven't touched yet?
>>740875268Surely this must be one of those plans where first few months require less payment than the rest.I've seen credit cards with 3-6 months of zero minimum payment required, then comes 7th month with 17% minimum payment.
>>740874734>why am i on the facebooks (on my phone)?<...because you tapped facebook to open facebook?>i dont want to be on facebook right now<...so dont open facebook?>get me off the facebook<press the home button then>oh.gotta love being a parent to your parents, getting bitched at for not being a parent and having kids, because your too busy taking care of your own parents and teaching them how to function as adults when they are grown ass childrenyou were too busy parenting as a preteen to be a preteen, and now your sitting here wondering why your life is fucked up and your filled with anxiety.its because you never really had a childhood because you were too busy playing adult, parenting your own parents, to have a proper one
>>740875750Thanks for the projecting blogpost, faggot.
>>740819314>scammers have increasingly used [Steam Gift Cards] to defraud unsuspecting victims>Fortnite cards are still in stores and workjej
>>740869340OH SHIT
>>740842182Thats what the third world is, yep.
>>740869340>Region lockedSuch as?
Didn't Steam have a data leak a few years ago where they were exposing your payment info to random people?
>>740819314>gift cardsWhat are you, a whore, a poor shitskin jeet? You don't have a credit card? Hahahah
>>740876776If you're talking about the one I'm thinking of, "kind of" but not in any way that was actually a useful exploit. It was literally redistributing people's traffic at random while under intense load. You got like one page and the chance of it containing anyone's info was worse than a scratcher.
>>740819314>can't use the 5% cashback for groceries my CC offers to buy Steam gift cards anymoreThanks, India!
>>740877227>cashback on giftcardsim not crazy for reading the docs and seeing this never worked in the first place, and you lot are just thinking your getting your 5% back or whatever when your not getting ANY back on the money spent on gift cardsright?
>>740822605Used to work financial services at Walmart, gift card scams were crazy common and Steam was one of the popular ones. People posing as the IRS, "my grandson's in jail," buying a dog, etc. and they need gift cards ASAP. These people wouldn't even know what Steam is when asked about it.Probably the worst cases were romance scams, though, because you can not reason with these people. Remember one old guy ecstatic that he was helping pay for his overseas girlfriend airline ticket to finally meet in person and would not listen to reason. Must have tried every cashier in the store multiple days in a row, it was sad.
>>740877459I'm guess you come from a shithole country where your CC provider has access to an itemized version of your grocery store bill so they can see exactly what you purchased.Here all they can see is the total amount you spent, so they have no way of knowing that your $51.15 bill was for a $50 Steam gift card and a chocolate bar.
>>740839154Nothing to do with high trust, boomers live in a gullible perpetually by never having been allowed to question anything and living extremely out of touch lives duo to pure ignorance
>>740877018Bit of a "no brown M&Ms" thing though isn't it. If they can't get something as simple as not caching sensitive pages without guaranteeing they can only be served to the right person then what other basic security principles are they getting wrong.Fuck that shit. Piracy all the way.
>>740877815card issuers can see your MCC + the SKU's of what you buy retardread your fucking docs. they have exclusion clauses for giftcards.IF they give you cash back, WHEN they realize they did, they will claw your rewards back from your other transactions.you are a midwit thinking you are 200IQ doing a play every 85IQ person realizes they can try and because you see cash back (on all the other shit you buy) you think its working.
>>740824045It warms my heart knowing a guy streaming himself fucking with call centers and scammers probably did more for actually killing and spreading awareness of these scams than actual government intervention did
>>740835487Feel like there should be some way to limit this kind of bullshit by having phone companies earmark that the call is coming from India.
>>740878690Just because they have exclusion clauses doesn't mean they're fully equipped to apply them. I go through my CC statements every month including my rewards and I always received the proper cashback for my gift card purchases because again, my CC can't tell I'm buying gift cards if I buy them at the grocery store. For all they know I really just bought $52.59 worth of groceries that day.
>>740819314I used to buy those with store giftcards I got at work, but now it's not allowed anymore.Too bad, I got my steam deck all with giftcards.
>>740819314>Valve is the reason Indians are sub human scumI mean we really are clutching at straws Saar.Isn't it time to wear the jam?
>>740819314>kill retail gamingbased
>>740879058>they know what im doing but the jews running the banks have been outsmarted by me buying a chocolate bar with my $50 gift card
>>740879832You have yet to explain why I've been able to get cashback for buying gift cards when you keep claiming that's impossible.
>>740819314I can no longer dodge using my debit card and avoid funding the totalitarian Visa regime.Fuck shit.
>>740819983>>740822605>>740879474FBI clearly said it’s an America problem with money laundering. Stop being a racist fuck.
>>740822605>What scams exactly?the one where stores get a cut and gabe has to downgrade his monthly yacht expenses
People keep blaming steam but honestly, its the 3rd worlders with their abuse and scams, cant have nice shit.
>>740882007Good morning, Sukhdeep.
>>740844819>AmericaYou do know we still have to keep physical money around for tips, right?
>"Steam is getting rid of the least convenient way to add funds to your account!">why?>"To stop scammers!">so?>"so they're LITERALLY KILLING GAMING AAAAAAAA!!!"Anyone else come to these threads just to watch retards make stretches and laugh at them?
Does /v/ not own a debit or credit card?
>>740885172yeah bro just let visa or mastercard decide if you can purchase a game or not
>>740885378I mean, they did either way.
>>740885378Steam lets you add funds to your account, you could do that instead. The funds are not tied to a specific game purchase.
>>740885378They already do that while physical gift cards exist.
>>740829560I just use Keepass to autofill the info without needing to save it.You DO have a Yubikey and a Keepass file for your information if you say you take your security seriously, RIGHT?
>>740882007Yeah, i dont think it's white americans who are running these scams...
lmao keep ass
@740882007>the American federal crime task force is concerned about a problem affecting AmericansWOOOOOOOW BUGGED POLITICAL MECHANICS HOW WERE US SAARS SUPPOSED TO KNOW DOOD
>>740819314I want all valvecucks to fucking to suffer!
>>740855934Wait, he actually doesn't know
I only used these cards becasue i sure as hell dont want to give Steam any accoutn information. Guess i wont be buying any games anmore. Good, im finally free from thsi shit hobby.
Steam rn
>>740882007putting those H1-Bs to good use I see
>>740854992prepaid credit cards are pre-scammed.they are just waiting for you to activate the card.
>>740885378they already did that while gift cards existed, sukdeep dikshit
>>740886857>credit card companies blocking purchases on steam will let you keep purchasingstupid pajeet
>>740855934Zero DLCs, no day one patch, no patches Enjoy playing the STUTTERING, BUGGY, INCOMPLETE games.
>>740859612ikr lmao
>>740875689When they touch the internet, everything is already RUINED.
>>740835487The people that fall for these kind of scams deserve to be scammed.
>>740889443Yeah, but boomers have more power, so they’d complain a lot more about getting BTFO’d. That could lead to more regulations or other restrictions. It could be bad for all stakeholders involved. It’s probably best for Valve to cut it off before it makes everything worse.
>>740837358people use chrome in current year?even internet explorer has been more secure the last decade
>>740887836i'm not the one seething about the giftcard apocalypse, ranjesh
>>740889810yes you are ranjesh
>>740828596I receive Steam Gift cards all The time.
Broskis, can I send myself a digital gift card to move funds from one steam account to another if those accounts use different currency?
>>740891060retarded ESL jeet, i'm CELEBRATING it, i love seeing all you fucking jeets seethe about losing an avenue to scam people, NUKE INDIA TODAY
Any bongs here ever use a paysafe card? Are there any limits on what you can use that for/
>>740819314SAAAAAAR, DO NOT REDEEM
>>740882007It's not Americans running these scams within the US, Sandeep.
>>740893157I use paysafe for Steam yeah.
>>740893124weird flex on wanting to nuke yourself but okay
meh.... every now and then, there is like a buy 50 dollar gift card, get 5 dollars from places like the dollar tree.I get those deals since it saves me 5 bucks sometime in the future. It's worth it. Shame to see it go.
>>740894070shut the fuck up you retarded fucking jeet, i'm a white american living in america, always have been, always will be
>>740868170Boomers are actually less likely to be scammed than Gen Z and younger.https://www.khou.com/article/news/nation-world/gen-z-online-scams/285-6b4d3179-941a-436e-8808-4ce7262ad5a3
>>740822605Eariler this year, my paypal account got hacked. My bank account was tied to it so the hacker used it to buy like a hundred dollar steam card and a shitload of other things. I caught it mad early so I was able to shut down everything and get my money back.Tho the Steam card took a very long fight because the retailer kept disputing the refund. In the end, Paypal refunded me. Lots of hackers and scammers will intentionally buy Steam cards because it's hard for Steam to do shit about it.
>>740894221you're a retarded jeet pretending to be american and looking for izzat and engagement shekels on xwitter
>>740889443Nobody deserves to be scammed by Indians, at least those Nigerian princes only targeted the greedy idiots.
>>740894445go stand in the path of a train, poojeet
