i have a stack of them in front of me. yesterday i opened the letters, today i have to pay them. cant bring myself to start, its daunting the buildup of sums to a high tower im standing in front and i have the feeling i end with nothing and its neverending. whats the mindset? how do you get yourself to do it?help me to start pls.
>>33618512How I do it:I realise that it's retarded to not fix problems, therefore I fix problem.How you can do it:Find someone who does emotions properly / can handle reality, and who you share responsibility with your your living situation.When they start suffering as a result of your negligence, by having to clean up your messes, you'll be more motivated to get your shit in order and help them out.
>>33618512Time to learn the shit school doesn't teach you. Sort your bank accounts so you have an account for bill money. Get those bills and do some maths, figure out on average how much all your necessary bills cost you per week or fortnight or however you get paid and round it up a bit, when you get paid you put that money away first thing. You no longer have to worry about bills.
>>33620138How can I figure out the average if the sum changes? And how to decide what to pay first in case the money is not enough for all? I have only one bank account, would it be better to have two, one for spending and the other one for bills?
That's how I feel about finishing my projects at the house. Things get overwhelming and I put it off and then feel like shit when nothing got done for the day.the I'll do better tomorrow , over sleep, well it's too late now to start cycle is the worst. Then I'll work to the bone a couple days in a row and I'll burn myself out and crash for a week. Got used to turbulence so I saw sabotage to keep myself in that turbulence. Restoring myself to the balance I had before now instead of the five steps forward three steps back. I'll feel better when I can do consistent 2s
>>33620211The price of bills is always changing, so it's better to put away a bit more than you think you'll need just I case it does go up, so you will hopefully be covered. You should have an emergency fund saved up to cushion the blow further.Afaik if you use internet banking you can open as many sub accounts as you want to organise your money and not have your cards be able to access all of your money at once. You should be able to Basically split your bank account into multiple accounts to make it easier for you to organise your money. I have an account for spending, short term savings, long term savings, mortgage, house bills and personal bills. Before any expenses come I already have the money ready and I haven't had to worry about a bill in years.This comes after some time of financial planning and saving, so we may be in pretty different circumstances if you have just been hit with a bunch of bills and don't have the money to pay all of them, but you might be able to take this as something you can set up when you're done qith these bills. Most places can help you with a payment plan if you don't have the money to pay them right now, just be careful not to get too deep I to that or you can get stuck in a dept spiral which can fuck you for a long time.
Pay what you need to pay for before you even think of buying something you want.
enlist. stack $$$ into stocks. be like me.picrel. my afsc
>>33622692yea im in europe and a cunt, and will take care of my karma to not be you in any day of thousand lives.>>33622670>living at your parents?
>>33618512bump
