How much cash should I pay for charity? I'm 27.I was recently(3 weeks ago) confronted by a woman in my head that I don't pay enough for charity.With the main take being I should reduce the amount I set aside per month.I have on average in the last 5 years spent 100zł/year on humble bundle purely on charity.(which means I spent 300zł/year on humble that excludes humble choice subscriptions as I don't control how much Humble Bundle gives to chairty on those, so it might as well be 0$/month or 2$/every month I pay for humble choice).This doesn not include smaller(10-40 zł contributions) to local big charity actions(WOŚP - which pays for hospital equipment in Poland and Szlachetna Paczka - which usually has volounters in supermarkets that let you donate food to poor people).For context.I live with my parents and I don't incour costs of living costs.I make around 1710zł/month. + I get 13th and 14th pay in March and September.I have 7100zł of debt, 43000 zł of savings I cannot withdraw for 4 extra years unless I force my bank to withdraw.I pay 400-650zł/month on debt handling.400zł/month on setting cash aside.33zł/month on mandatory life insurance due to my debt.I will set aside 250zł/month on charity and I will stick to it just stick to everyone who was mad enough to talk to my head about this income I cannot rid myself off.How much do you think I should spend on charity?I do run the risk that my parents will kick the bucket.But do note that taxes on property are really low 1.5zł/sqm/year and I could inherrit a 100 sqm house.How much do you think I should have on hand in case my parents kick the bucket?I would immiedietally seek employment(even minimum wage) and rid myself of NeetBUX I receive.The house has solar panels which reduces the running cost a bit, my parents were low-level government workers, working for the rail and jail system.
>>34067394The last 3000zł of debt was on 2600zł costing iPhone 15(previous to that I had 4200zł pixel 9).And I take that debt to have a phone that is less likely to be hacked in a way that makes me hear polish woman in my head.I had the perfect to avoid polish woman(a 300zł nokia 3210), but it was too perfect(pernemently having my phone's battery removed from my device, last time they said I visitted quora which is a website they don't use and they hacked my phone through it so they can talk to my head whenever I turn on my phone).
>>34067394I kinda cannot go backwards on my promise and do less than 3000zł/year in at least 2026.
>>34067394I asked shme-yayi, so 1-10%/year is the norm and I was doing 0.5% while having 100% of the cash available to be spent.
>>34067448I guess I kinda agree I'm a bit privledged atm.Won't hurt to keep it at 250zł/month after 2026
>>34067424And tbf I was initially just told to reduce the amount I'm setting aside, but now I can't really back down.
