Coming from a Euro View here but need a hard kick up the ass from /adv/. Long and short of it, I am purchasing my first house with my fiance. For full context, I have gone from a single, living with parents shut in to having a fiance, a stable mid level job and in a position to buy a house.We searched for months and realised with our combined income, we couldn't get bith a good location and a good house.After 6 months of searching, we have found a home which needs a lot of TLC and the layout is bugging me as the sitting area to eat is tiny. But I know I should be grateful to have a home at all, its 3 bedrooms and in a safe area. But its not what I pictured but my fiance and I went through with concerns of inflation and it ticked our boxes.But I can't help but feel we should have waited. Talk sense in to me to be a bit more appreciative of even having a home.
>>34332652Just extra detail >36>Fiance 32>was told by my parents we should buy fast as to not get butchered by inflation>we find this house and get it 13k above asking price than usual bid wars where price can go up to 50-80k more-see some of the houses we considered last year-prices barely nudgedI was also paranoid about houses being in crime / shitty areas which held us back. But now im thinking maybe we should have gone for the better houses.
>>34332652>Euro View heresincerely hope you both get ass raped
>>34332659Harsh. Do you have any advice otherwise?
>>34332652Especially since you already did it, what matters most is getting any house. The only reason you should borrow more against it is to get another or investments that lead to another. Be your own bank now.
>>34332676Thanks man. No we don't intend to borrow more, that's it. It's standard to get a Mortage but we are both quite sensible with money.I suppose what's irking me is the good houses were in not so good areas (safety or transport) and this was the best compromise with my parents close and easy transport.Its not a perfect house but i just need a good boot up the ass.
>>34332652In a similar situation as you. To avoid the feelings of regret and anxiety. I recommend making the house as comfortable as possible (New carpets, new vanity, learning to paint/patch holes, etc. If you do that, in a year or 2, you may actually realize you just didn't like the energy of the home and needed to make it more "you".As a new homeowner, I learned that to own a home you either are rich enough to get things fixed, or you learn to do it yourself.
>>34332659Hernandes, lower your tone
>>34332713>I suppose what's irking me is the good houses were in not so good areas (safety or transport) and this was the best compromise with my parents close and easy transport.Location, location, location is a massive cliche but it's true that although you can improve an average house in a reasonable area, you can't do much about a palace in a place where you're scared of getting shanked or robbed every time you step outside.