> 27> blacki filed chapter 7 bankruptcy. i paid for a family member's medical bills while they were on hospice. well they died and i guess i didn't realize how little money i had until after i paid for funeral expenses as well. altogether 133K usdits been a year. i got laid off and have nothing left. i am losing my car too.being black i know the odds are stacked against me. am i just in financial hell nowdid anyone else come out the other side of bankruptcy? does life get better. how did you guys recover from chapter 7?
I filed Chapter 7 years ago, your credit is fucked for like a year and then after that, you're able to get some credit cards with shitty rates to rebuild your credit. After a couple years you can have good credit. Just be smart and dont build up a balance on the credit cards.
>>34417513start doing drugs and ill kill you myself.hell, they prison sentence would make for better housing. Bounce back.
>>34417527bhis
>>34417513No good deed goes unpunished.
>>34417513sorry bro, you got a shit hand : (When my grandma passed, she took her debts with her. the hospital claimed we owed $270K, but we showed them the death certificate and they fucked off. Debt dies with the debtor in the USA. Putting their debts in your name wasn't very smart. sorry anon. when you file bankruptcy it follows you for 7-10 years, i forget the specifics, but credit cards, mortgages, car loans are gonna be difficult. Otherwise, it's just smoke, the randomest people declare bankruptcy because it's a great way to get out of debt, assuming creditors aren't garnishing your wages. You'll make all the money back eventually, but you'll never forget how you helped family in their time of need. I don't know if that helps you.
