>$300 in checking account>$30 in savings>$20,000.00 in 401kShould I withdraw? I don't really have an emergency but I'd like to move out of my parent's home. I know I'll be taxed to hell and back but it's been pay check to paycheck for years
i cashed out my 401k for a 6 month sabbatical a couple years ago and it was the best time of my entire lifei figure i will take a sabbatical about once every 6 or 7 years and just work until i die, seems like a fair trade. now that i've had a taste i MUST do it again, probably once i turn 40 to enjoy the sunset of my youthmy wife still hates me for it because she was just anxious the whole time but fuck man best 6 months of my entire life bar none
>>34452280sorry i was memmeringi would say moving out is just as cool as a sabbatical and probably even more important desu
>>34452280You have a wife that hates you for a good time? Was she not invited?
Keep squirreling into your retirement fund. If you cash it, you will get taxed hard on that.
>>34452290i was out getting drunk and going to raves while our bank account was dwindling and she took it as a fundamental failure of me as a provider even though i was still literally paying for everything she just didn't have a sense of security and permanence and that hurt her as a woman, she didn't really believe i was going to go back to work until i did
>>34452236>picrelatedThis picture is devious, and it shows the problem with the majority of men in this board, lmao>I'd like to move out of my parent's homeIf your parents treat you well there's zero reasons to move out unless you want to marry an have kids and the house is not big enough. Just buy index funds with the money you would use for rent, your future kids will thank you for building generational wealth and set them on a better path.
>>34452236>Only fat girls give him attentionDude. I am constantly seeing super charismatic, sometimes super successful, and sometimes super nice guys at my school, go with fat girls. And guess what??? They have a girl and I don't. So as far as I'm concerned, that guy is fucking WINNING. If I was that guy, I'd find the first hog and make her my WORLD. I'd enjoy it too, I'd make her REEEE and make guttural sounds while I'm fucking her in the ass and groping her flabby tummy flaps and pulling her belly in like I'm trying to pick up a sack of slime and it's imperative that it stays in my possession, all while my cock is smoothly sliding in and out of her tight asshole, and she oinks. Until I cum. Man, that's the fucking life right there. Depression from being alone is too real. Too real.
>>34452236You can take a loan from your 401k and invest in a Roth IRA. Then, that money can be used how you want without being taxed to hell. Stay and build some wealth. Have a plan. Not a knee jerk reaction.
>>34452737it's not often I react to posts with "wtf this guy has lost it lmao"...Why not a cute, cunning, well mannered, and loving Chinese gf? They gotta be better than this gutslut shafting existence you speak of. Wayy cooler when you can fuck and have amazing convos with the same woman
>>34452315>still paying for everything>bank accounts dwindling
>>34452236>pic>too old, girls at bars are creeped outwhat
>>34454327club goers are 18-22there's a huge difference in those 3-4 years
>>34452236I'm glad i'm out of this late twenties phase where you're not even 30 but you think you're old. That's such a retarded thing society makes us believe.
Bump
>>34454525>club goers are 18-22>there's a huge difference in those 3-4 yearsGood news. Not only are you wrong, you are also retarded