This time is different editionIts labeled real money so I don’t forget to cash out like i did 5 years ago
How do I become rich like you?
Anything good to do with cash these days? Think I'm gonna sell my SOL and BNB soon
>>60920246trade crypto for 8 years lose your life savings repeatedly and pay attention in bear markets(and have a high income to fund your gambling addiction)
>>60920252You can buy fuck with prostitute
>>60920231What does "real money" mean?
>>60920246It's very simple if you have 100 millions USD
>>60920278it means that the money is real and liquid and will affect my future and my families future and just because i didn't sell before it goes doesnt mean i never lost money
>>60920263What'll the return on investment be like anon?
>>60920262Thanks. I just started this year, and I'm already down 20%.>>60920291Kek.
>>60920231>>60920252what app you niggas using?
>>60920424blockfolio
>>60920231You the goy who pushed rc to a rightProbably a good thing you didn't paper hand your position at the top of last cycle Good luck
>>60920231>32,235,574alright fuck it I might as well go all out and be pathetic nowyou see I'm 26 and engaged. my fiancée is currently unemployed and I pay for both of us. I make 66k a year but I'm saving up for our wedding (early to mid next year) and I have to pay for rent and the living cost of two people.but because I only make 66k a year, I wonder how the fuck can I become a millionaire? I only have a little more than 3k in bitcoin and a little more than 3k in SPY stock. of course I also have more than 30k in 24 carat gold. Now I'll keep the bitcoin and stock and wont sell it. But I decided I would sell all my gold to help finance our wedding, new post wedding furniture and our honey moon.of course one day my fiancée will be employed as well. But since I'm the man of the house I wont touch her money unless she offers it. We're traditional like that. also I just remembered we agreed to have kids and though 6 kids over the years is great. but we also agreed we wont have any kids for the next 2 years. So I'll have a family to feed using my own money.Either way I'm 26 and I'm so fucking frustrated. because how the fuck will I be able to become a millionaire while I'm still young and youthful. aka before I'm old. aka before I hit 40 years old. Can I become a millionaire? how can I do that??! any advice, guidance, tips, help, etc... will be appreciated
>>60920246Thrity two thousand isn't rich
>>60920552rice and beansdump the fianceekneepadsthank me later
>>60920552She's definitely seeing other people anon, whether you realize it or notPut yourself first
>>60920552No you can’t without getting super lucky or doing something incredible like starting a successful business. >t. 41, married, 3 kids, 15 years a wage slave, worth about 500k if im lucky (mostly home equity).
>>60920231I could've bought a dip a while ago that would've been worth over 100 million after taxesI didn't
>>60920231Why did you "forget" to sell, op? Did you actually think it'll go higher (greed) or did you buy into some retarded 20 year plan-tier narrative (link, icp, etc)? Also my folio is 100% crypto at the moment because I don't really wan to wait for 30+ cuz I bought gold or something else. I don't like tradfi and I have a savings account.>LTC>BNB>SON>DOGE>MOGI don't want to spread myself too thin. Two good altcoins (I think) and three good memecoins (I think).>>60920552>But I decided I would sell all my gold to help finance our wedding, new post wedding furniture and our honey moon.Personal opinion from a dude that got a girlfriend after 25+ years of being a loner but holy fuck weddings are such an unnecessary, monumental cost. I get yours would be modest and all but still, you guys are struggling already you should lock in and invest as hard as you can... Wedding later, man. No rush. Just my two cents.
>>60920552sell some but dont use the capital to invest in 3 things that are literal net negatives ontop of your wife being a net negative financially atm.
>>60922249in an ideal world, he makes it clear to his wife that she is in no positon to demand anything yet alone a huge wedding. They need to build capital, not spend it on friviolous things that are net negatives. His wife needs to be applying to jobs 24/7, the extra income will boost them so much.
>>60922980>3 things that are literal net negativeswhen it comes to SPY stock and Bitcoin I was planning to invest in them long term not short term. planning on 30k for each. wouldn't that be a net positive in the long term? why would they be a net negativealso I'm hoping my wife to be gets a middle class or upper middle class job/income. because that will grant me more financial freedom and open more investment doorsbut who knows what will happen. just the other day she was asking me if it's a good idea for her to open a business as a side hustle. she wants to sell dresses in retail store. I told her to consider this a couple years from now when we have kids. then will decide whether or not it's viable. for now we wont be venturing into anything like that.
>>60922985when we discussed finding a new place to live she said that she doesn't want to put me under pressure financially. and encouraged me to choose an affordable flat even if it's small. I didn't even say anything nor did I complain. she said that all on her own. which made me happy. She's pretty understanding most of the time, including financially.but since she thinks her wedding day is a special day she doesn't really want a modest wedding. and she wants to go on vacations abroad twice a year. So she's understanding financially but there are still things she wants that are going to drain me a little bit. but at the end of the day this is just how women arewomen drag men down financially but I have no choice since they are the only way to have a family. I'll have to make due and somehow find a way to become wealthy. If I can't become a millionaire then I should at least have a net worth of 300k minimum before I'm 40. my eyes are on properties and rental
>>60920723>No you can’t without getting super lucky or doing something incredible like starting a successful business.I was just talking about how my fiancée was asking me whether or not she should start a business as a side hustle selling dresses in retail stores. She asked me if I'll back her up and support her financially. and I told her that this is not the right time for it. I told her to postpone this and ask me again years from now when we're both parents.I still don't know if we should do this or not. Because I don't know if selling dresses is going to be profitable enough to justify venturing in it
Just waiting for bitcoin to hit $1 million USD in 10 years
>>60922249>Personal opinion from a dude that got a girlfriend after 25+ years of being a loner but holy fuck weddings are such an unnecessary, monumental cost. I get yours would be modest and all but still, you guys are struggling already you should lock in and invest as hard as you can... Wedding later, man. No rush. Just my two cents.women are too emotional to accept those things. they think their wedding is their once in a lifetime big day. where everyone will see them as the princess of the fairytale in their own heads.we're inviting around a 100 people to the wedding so it's not massive but it's not a budget wedding either. fuck I can't wait for this shit to be done. I don't want to deal with it ever again
Just a 100k wagie, although more like 120k if you count dividends, interest, 401k match. I save over 50% and hold some gold stocks. Started tracking about two years ago.
>>60920559Stupid euro nigga
Fine ill bite. Ive been doing this for 8 years as well but as you can see, mistakes were made. I wish I had a few million right now but this is all im working with.
This bullshit gotta be larp, or you have super rich parents and think 1 million is nothing.There is no fucking way anyone would be stupid enough to gamble with 3 MILLION let alone 30 million instead of putting it in s&p500 and retiring
>>60923043>shes understanding most of the time including financially>wants a lavish wedding and travel twice a year>unemployed and unwilling to find a job Holy cringe what a parasite, tell her you want someone with passion and drive not a womanchild
$185k stocks (started year with $160)$231k crypto$20k silver$10k gold~$250k aptI'm living frugally and selling various junk I've accumulated to get more to invest. My primary goal is to hit $1m net worth and only have like 50 items in my apt
>>60923096>I save over 50% and hold some gold stocks.same, and somewhat similar net worth. Investing is the most satisfying game of them all. When I used to game 10+ years ago I'd always only do the meta game of playing the auction house etc to accumulate gold but strangely I wasn't able to transfer that mindset to IRL until like 5 years ago
I love speculating in the market because if fucks normies in the ass. It is revenge of the incels 2.0.
>>60923266He wants a family, not a ladder climbing career woman
>>60923931>selling various junk I've accumulated to get more to invest.stuff I've sold in the last month:2 antique guns (didn't even keep up with inflation :( )3 computers I fixed up and earned a quick $100-300 on ea2 paintings (again, not even inflation)Couple kilos of lesser quality junk silver coinsFly tying equipment from when I was a kidBig metal statueWalkman + box of cassettes I inheritedElectric grillFishing rodAbsolute fuckload of misc electronics like gpus, psus, ram stickssorry for blog posting but I just reviewed my sold listings and it's so satisfying because of my goal
>>60920231*Heh* not bad kid*Teleports behind you*Nothing personell
>>60923266growing up her father used to vacation twice a year. so she claims that's the lifestyle she grew up with and she wants to maintain it. I told her that she can still vacation with her father. But this made her upset because she said she wants to travel with me, her romantic and hopefully lifetime partner. She wants us to share everything in our lives. That's the type of relationship she wants ours to be.
>>60920552why are you getting married so young anon, you dint hasve the mindset to become a milliinaire, the fact you are supporting another human being broke yourself is admirable but you dont have the right mindset. getting married at a youg age is a mistake. having only one partner is a mistake. some men like you are made to be taken advsntage of and be poor and broke. maybe just accept it.
>>60920552>marrying the first girl to give him pussy>plans to have kids even tho she has no job>offers to pay all her bills incl. childcare expenses without her chipping inanon here is the architect of his own future alimony payments
>>60924169>She wants us to share everything in our lives. That's the type of relationship she wants ours to be.and what the fuck do YOU want, faggot? you're footing the bill for everything and live a supposedly "traditional" roles and it sounds like you've already been henpecked into agreeing to pay for a lavish wedding and expensive vacations for a woman who won't contribute. you sound like a spineless dweeb who's girlfriends pussy controls their wallet. she will divorce you and milk you for all you're worth if she's already angling for you to pay for holidays and a huge wedding
>>60924298>>60924425>>60924452ok I want to add more information since there is an obvious misunderstanding here caused by me withholding some crucial information.1- my fiancée has a college degree. it's not a stem degree, instead it's a social sciences degree. and she is looking for a job. and if she was employed and her income was a middle class level income I expect our combined salaries to be 100k+ a year. So she can chip in and financially contribute to our lifestyle too, Of course if that was to happen it has to be voluntarily & out of her own free will. Since it's my obligation to support the family not hers. But I'm confident she's kind and smart enough to contribute without me asking her to do so.1/3
>>60924298>>60924425>>609244522- she is very emotional and a little bit of a crybaby when no one is looking. she is emotionally dependent on me and she genuinely loves me. so she basically can't live without me. no need to worry about any divorce or anything like that. keep in mind that we both have a traditional mindset. I mean she's 4 years younger than me aka she's in her early 20s. If she was like most women she would probably talk about how she wants to chase her career and become an established woman before getting married. But my girl agreed to marry me without "establishing herself". This is something rare since most girls in our generation are terrified of that. They are afraid of men and don't want to be dependent on men. Imagine being a late millennial man or gen Z man. Truth is, there is a 95%+ chance you're never going to marry a young woman. Your wife will probably be middle aged when you marry her (30 yo or older). Meanwhile I'm marrying a young woman and I will age with her and she's having my kids. I have to do this now and not later because even my fiancée doesn't want someone with an age gap of 5+ years. So if I get older I wont get the chance to marry a young woman. Women were sadly brainwashed into believing in this age gap nonsense. some of you wonder what my fiancée brings to the table. what she's bringing is she's going to be my wife and have my kids. and she will help and support me in establishing my household and family.keep in mind she said she doesn't want us to live in an expensive apartment since she doesn't want to put me under financial pressure. she is willing to live in a small one room one bathroom one pantry apartment for me.2/3
>>60924298>>60924425>>60924452and now the big one. aka the "information I withheld":3- her father has a job but he's also a landlord on the side. He has 2 buildings that are 4/5 floors including ground floors. He employees one security guy for each building and he also employees an errand boy/guy mostly for the maintenance of the buildings. He's not new to this and he has sold and bought and built buildings in the past. So even if her father doesn't care about me he still cares for his daughter and might support her financially if needed. He has 4 daughters and 2 sons. and I suspect my fiancée is his favorite of them all based on everything I know. She is more or less daddy's girl. now both his sons are in school. the older one being 15 yo. So ideally, when the time is right, he will accept me into the family and let me in on that landlord money. But I don't if that will happen since he already has sons that can inherit what he built. But he definitely cares for his daughter and I'm hoping that will translate to financial assistance for our family and household.if I too become a landlord or at least get a portion of that money, it might actually set me into the path of becoming a millionaire or at least rich enough to never have to worry about myself financially.my fiancée wants to open a business selling dresses as a side hustle. I told her the time is not right but I'm willing to support her. However I'm hoping the financial support comes from her father since he already ahs capital. but we'll see. but if my fiancée succeeds and if her father lets me in on his real estate, or at least if he continues to support his beloved daughter, then I would basically be blessed. since I'm both married and I got $$$. I'll do whatever it takes for things to go in the right direction3/3
>>60924761Sorry to say this but it sounds potentially like a genuinely low iq woman. They attach to people emotionally and financially because that's how they've always lived life, but don't really "love" people as we think of it. When they switch to a new person they're happy again very quick.Consider giving her a iq test. Say it's a game you want her to help you with
>>60924169Tell her to grow up lmao nobody except rich people can travel abroad twice a year, especially if you are a salary worker. Stay poor unless you marry in your 30s
>almost 30>net worth is barely 10k unironically hate being too scared to kill myselfI am going to die a failure after living decades in squalor
>>60924875What did you spend your 20s doing? Did you feel too good to work a job?
>>60920552Anon there are really only two ways for people like us to get rich, I'm talking anyone who's networth is in the negatives all the way to ~200k, we're basically all in the same boat together.You have to sacrifice everything and work your ass off to save and exploit compounding interest in some way and wait years of your life, or you have to get insanely lucky. Usually it's a slight combination of both. For example in my case, I ate nothing but Winco sub sandwiches and put everything I made in chainlink/BTC while living with my annoying mother for 2 years. I had a mediocre warehouse job making $17/hr at 25 and did not even bother thinking about relationships. Now I'm 32 and have over 100k to my name after fucking up MANY times and NEETing off the money I've made for 3 years or so. I'm hoping to walk away from this run by actually cashing out when my portfolio is worth anywhere between 250-400k. One of said fuckups is much like OP I didn't cash out 5 years agoI now have a relationship for the first time (lost v card at 30) but I don't think I'll be continuing my relationship with her. She much like your fiance has no interest in actually contributing and I also made the mistake of telling her what I have. Hopefully I'm able to split amicably from her and use some excuse like moving to a different state since we don't live together. I do think your biggest mistake is going to be getting married however, but it's none of my business how you choose to life your life.To answer your question though the only way for you to become a millionaire is to sacrifice. Think about it logically, on a $66k/y salary even if you were to save EVERY penny (impossible) you would need a little over 15 years. The solution here is obviously to multiply your money rather than add to it, so what is the best way to do that? That's why most of us are in crypto. Crypto cycles for now are the best risk/reward ratio in terms of % gains
>>60924895started helping my mom with bills in my early 20s but we lived somewhere expensive so I couldn't save upmid-20s she died from cancer and I just kind of rotted in the aftermath because I didn't know what to do with myselfburned through all my savings doing that and starting collegeI'm still 2 years away from a degree and my job experience is strictly fast food but even then, why would someone hire a 30 year old with a degree over a 24 year old with the sameI don't blame anyone for it, I only failed myself
>>60924757>>60924761>>60924786Anon you are way too emotionally invested in her. For women marriage is the prize and emotional women are the major cause for cheating. Her being emotional all the time isn't a green flag it's a massive red flag that WILL be exploited by other men in the future. You seem to be under the impression that a majority of men aren't marrying women because they can't when the reality is most men don't WANT to marry modern women. If you actually found a keeper then good job I wish you luck, but if numbers are to be believed you're making a massive mistake.What exactly is the benefit of marriage if you are a man? There is none, and if children are your reason why don't you marry after you have kids?Your goals are fine but you can't have your cake and eat it too unless you were born rich. You have to choose wealth or this potential dream family of yours. Otherwise stop asking us how you can become a millionaire at 30 on a mediocre job because it's insulting to those of us who sacrificed, researched for years, risked our asses and everything we've worked for while you come here here trying to have it all at the last minute when it's clearly impossible. Unless you win the lottery of course>>60924953I feel you bro, doing that same shit going to college for computer science is what lost me half my stack too. What a worthless waste of time
>>60920552wagecuck (for now atleast) here. I recently started investing: Scooping 10% or so of my salary and investing in some big names like NVDA, ORCL (todays 40% growth was pleasant), MSFT and so on. Also ocassionally gambling on peanut shares like RAY with small amount of money.Its not much for now, but it will expand over years with consistency and constant monitoring of situation, I hope. Maybe you can try something like this. If 10% is too much, maybe try 5 or so.Meanwhile, on free time, if possible, try to start your own projects for additional income that you can divert in investing.
>>60920552>>60925063Also, Ignore the ones suggesting to not marry or some stupid shit like that.Your money wont be worth shit for you (or anyone) when your time in this world will be up, but the memories of your beloved and the legacy you leave with your children will.
>>60920231it was four years ago and you're already fucking it up again lmao
>>60925126I'm sick of seeing some higher metaphysical cope about how "welll uhhhhhhh on your deathbed money won't bring you happiness!!!"Oh yea? Well maybe I want to be happy literally any other period of time between now and when I die. Maybe I don't want to spend the next 30 years of my life working for mr sheckelberg to have a chance at being the 5% of people that actually manage to have a conflict free marriage with a loving family in a western society. I think I'll stick to lifting weights, making money, and banging whoever I want in 2 years while society wagecucks to finally be happy when their joints give out (they won't be)Also, with your advice of saving 5-10% and putting it in boomer stocks is going to get OP MAYBE 100-200k if he is lucky in 10 years
>>60925126agreed. put whatever you can into bitcoin as you earn it but don't chintz out on your kids
>>60920231Half my portfolio in index funds, the other half in crypto, 50% BTC, 50% ETH, 5% LINK, 5% mix of other alts.6 figure hell has been real, but hopefully this is the year I will hit my FIRE number.I think the 4% FI target is reachable. At that point I'll sell everything except 1 BTC, and quit my job so I can do indie gamedev fulltime and focus on my health.>>60923096I'm also a 100k wagie, wish I took more profits and reinvested more during the bear markets.
>>60920231I only have about $14,000,000 but it was given to me for free as a trust fund. Taxes are paid by the grantor so I make a cool $280,000 in distributions per year.
>>60920291lol
>>60924953That sucks man. But just grind hard. If you have a degree and no liabilities nor big debts then you aren’t doing that bad for the age of 30.
>>60924953>why would someone hire a 30 year old with a degree over a 24 year old with the sameSorry about your situation but I did entry level hiring in a mid-tier tech company, doing interviews with people in university anywhere from 1st year to already graduated, and age was never a consideration. It was always pretty much just whoever had the most experience and skill and being a good fit got the position. Nobody on our team would have blinked at someone being 30 instead of in their 20s.So don't be a fag that let's something like that hold you back, I swear I just watched a video of this 35 year old guy calling himself a loser https://youtu.be/VQsdy_yaQAQ and 99% of his problem was mindset and overthinking, literally his own worst enemy. You're literally doing the same thing with what you wrote, so don't do that to yourself, don't count yourself out before you've even taken the shot. You have to be your best ally, nobody else will be that for you. retard
>>60925530thank you mr. millionaire for telling me I'm a fag, retard, and just need to be a better ally to myselfI just saw a car appear in my driveway and my portfolio suddenly multiplied right after I read that
>>60925353nice, I hit $1M recently too
>>60925641You're welcome, I know you're being a stick in the ass sarcastic fag right now but unironically yeah that will be a better option than thinking it's over because you're 30 instead of 24 when you apply for a job. You realize there's still a whole workforce of wagies at these companies in their 40s and 50s, right?Doesn't matter what you take away from what I said though, there's nothing stopping you from continuing to cope and being in your own head, just remember being gay is a choice.
>>60925701I'm sure it's easy to have "just do better" mentality when you hit a million dollars, I'm 4 weeks away from not having a roof over my head and dozens of applications ignored or rejectedyou said yourself in your earlier post>whoever had the most experience and skill and being a good fitthe issue with my age is that I don't have any tangible experience in my field, I can't even get an internship because every paid one I see is looking for seniors and I can't pay rent with an unpaid onean inexperienced 24 year old is more malleable than an inexperienced 30 year old, is it not? I certainly believe I'd be a much harder hire
>>60925746>I'm sure it's easy to have "just do better" mentality when you hit a million dollarsIt's not like I was born with it, I'm almost 35 and you can see I didn't have much 5 years ago.Yeah it's hard to stay positive when you're starting out but it doesn't define your future or what opportunities are available, being 5 years late isn't even a factor if you don't let it be. If anything it can be a positive because you can take the learning process seriously and seek out opportunities while other kids are partying.>the issue with my age is that I don't have any tangible experience in my field, I considered years in school as experience. Almost nobody had work experience that we hired, but I'd almost always take a 3rd year student over a 2nd year student.>an inexperienced 24 year old is more malleable than an inexperienced 30 year old, is it not? I certainly believe I'd be a much harder hireMost resumes don't even have people's date of birth, the people making the hiring decision aren't even going to care unless it's some turbo nerd startup with only other 20 year olds, which you don't want to work at anyway. Most likely they'll be in theirs 40s or 50s and they'll see you as just another fresh young face.>I can't even get an internship because every paid one I see is looking for seniors The job market is pretty shitty right now I agree, I don't envy being in that position but there's not much you can do about that except applying everywhere and using your network for opportunities, reaching out to teachers can sometimes help. Sometimes they're looking for TAs or just if they know you're looking for a job they can connect you with people looking to hire. Some schools help land placements at companies too.
>>60925746>>60925641A fixed/loser mindset is what will actually make you a minimum wage worker, not age.
>>60920252I've sold SOL and bought more BNB and A.
>>60927773cheers man I'll think really hard and spawn a CEO position for myself out of thin air
>>60920231>only 32mWhat are you, some kind of poor?
>>60920231target was $342K this year
>>60920552>i decided I would sell all my gold to help finance our wedding, new post wedding furniture and our honey moonAnon, I...
>>60920552Shit. You got your first job and realized you will be working for decades and won’t be rich. Welcome.
>>60920552>fiancée is currently unemployeddo not marry unless her family is RICH. Almost every women is a leach looking for a free ride and there is guarantee she will not divorce rape you. If her family is not rich, do not marry.
>>60920552>of course one day my fiancée will be employed as well. But since I'm the man of the house I wont touch her money unless she offers itgrow some spine and make her save 10-20% for investments and pay 50% of the bills with the remainder
>>60920252>VOO and VTI youre just buying the same thing twice
>>60920246inspect element
