how do you even beat 60/40 portfolio? it's literally perfect and so comfy
>>60924732That's the most boomer goy shit I've ever seen>40% bondsenjoy getting all the gains from SPY get squashed by that chunk of portfolio that can't even outpace inflation
>>60924732Retard this isn't 1992 anymore
>>60924753imagine thinking deflation doesn't exist
>>60924732Replace the 40% of bonds with bitcoin and it would actually be good.
>>60924781lol
by being all in chainlink of course
>>60924732> 40% of portfolio loses money in real terms
>>60924732This hedging strategy stopped making sense the moment stocks and bonds lost inverse correlation. What a fucking moron one would have to be to continue using it
This thread convinced me to cancel my CD (like 3.65%) early. I can get that in a week
>>60924732try 95/5 until you're 60+ lil gup, you're welcome
>>60925177Gup? Guppie like a goldfish?
>>60924781Can you point to a single instance?
>>60925085I'm new and I finished reading the bogleheads wiki. At what point did bonds stop being effective and why? I knew I made a mistake purchasing them when I found out my grandpa didn't even own any bonds.
>>60924732100% BTC portfolio
>>6092473250% SPY and 50% growth stonks
>>60925204of devaluing USD?
>>60924732Bonds are so cringeNot buying your bags
>>60924732>BondsLol, lmao even.
boomp
>>60924732sounds like a good way to barely beat inflationi'm not even sure it will do that anymore
>>60924732If you're going to have bond try a municipal bond. Some are a tax free income stream. I know Nuveen has some.
>>60931086>I know Nuveen has some.NAD.7.9% tax free
>>60924753Im trying to retire in the next 6 months and this aint it OP
>>60924753it's 60% bonds which is even sadder. Change the bonds to bitcoin and this is actually a decent portfolio.
