So much so that people talk about it like it's nothing.> wife and i make $375k but we're still fucked> lol I make $500k as a faang programmer and shit's nothing bro> high school dropout, make $180k as a business director of marketing or whatever the fuck> business peaked at $2 million last year, still can't afford anything> wife and I make $800k living in a nice neighborhood in the hamptonsI keep seeing and hearing these stories everywhere, even though statistics yell and scream at me that they're top 1% or whatever. Doesn't seem like it to me - ANYWAYS WHY DO PEOPLE ACT LIKE IT'S SO EASY TO MAKE THESE ASTRONOMICALLY HIGH SALARIES AND HOW DO I GET THESE JOBS HUH HUH HUH AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
>>60963073Making $160k is the easiest thing ever - just own 4 million dollars, put it into a 4% savings account and you get $160k doing nothing.Seriously, it's that easy: 4000000 * 0.04 = 160000
>>60963082BUT WHERE DID YOU GET THAT $4 MIL BESIDES BEING A TRUST FUND BABY HMMMMM FUUUUUUUUUUUUU
>>60963073Absolutely. OP, it enrages me how so many redditors have no clue how absurdly lucky they are. They'll be like "yeah I make $100k a year doing AutoCAD and work maybe 30 minutes a day max" or something. I constantly see on reddit normies saying "oh yeah I do like an hour of work a week max at my job and make six figures" they're inhumanely lucky. Their genuinely luckier and more fortunate than 95% of people in terms of super easy high paying barely any work jobs.
>>60963092Just ask a billionaire.1000000000 / 4000000 = 0.044 million dollars is only 4% of their wealth, if he really likes you he might just give it to you.
>>60963099Reddit is entirely astroturfedAssume every post there is a bit mean to influence your emotions
>multiple 6 figure salaries are commonThey’re either lying (most likely) or the majority of people who talk about their salaries openly are those who want to brag.
>>60963092Just get a rich father, bro, it's not that hard
>>60963073Envy is a sin.You wanna feel even worse? It WAS easy. For them. Not for you, because you're retarded and unlucky. And now they're having a better experience of life than you, despite you coping about how dumb and incapable they "really" are.So what you're doing is putting yourself above people you're not actually above. Because you don't want to believe that you're actually–in action–worse off than the people you call scum.Way deep down, all you're saying is, "I'm so much better than these people, why am I worse off?" And that's why you're angry.
>>60963073The US labor force is 170 million, top 1% is 820k/year, so that means there's 1.7 million people making retardedly high salaries.I barely even make 10% of that with a university degree and 10 years experience, yet I feel comfy. My net worth is almost 1m.What is crazy to me is how they're such high earners with such low wealth. Seems like most of them are retarded with money, they barely manage to save/invest any of it that somehow with my shit salary I'm in the top 5% of wealth for my age bracket.
>>60963092this is /biz/ we do not celebrate working hard for money, go eat the rich on reddit or w/e
I make $80k a year at a white collar role. Lots of promotions available, so $110k in maybe a few years. Really not bad at all. Remote job. I travel to some conferences every two months or so for a few days. I consider myself very lucky, I was washing dishes during the pandemic. Sucked so much ass.Wife makes $250k but she also works 50 hours a week at an intense job.>>60963156We avoid lifestyle creep at all costs. Oh, a promotion? Time to eat out twice as much and live in a bigger place. No thanks.
>>60963127Yep, OP is falling for the selection bias. You go on a forum related to finance and you’re not hearing from truckers, you’re hearing about a consultant and their marketing specialist spouse earning $450k combined trying to max their 401(k)s and HSAs.
People with high salaries let everyone know about it. Also, they lie and exaggerate.
>>60963154Cia type deep demoralization
>>60963073theyre probably lying unless theyre in medicine/dentistry or own a business.
>>60963073Because 175k starting for tech companies in the bay area is normal
>>60963363some peepo just born luckier. nuffin to be envi bout.
>>60963363If the truth demoralizes you, maybe your morals are retarded.
High level income salaries are NOT common. There is a huge gap between top 10% and bottom 85% income. 300k plus income jobs are rare. >>60963099bro sybau. Go to /henryfinance, that is where high income people go.
>>60963176> Wife makes $250k but she also works 50 hours a week at an intense job.Exactly. Once you get over $160k salaries, the job is a different level of commitment. >80-100k is really low. You wife probably with you cause youre nice and safe. Kinda like attractive girls over 22 dating/marrying men slightly less attractive than them.
>>60963214Depends how high. 100-300k MIGHT be a lie. Over 400k, not a lie. Whats the point?I always tell people I make $200k because any higher and most people wont believe you.
>>60963073Those are almost always self-employed and business owners.yeah, we make those kinds of income fairly easily. But we're doing 15 different people's jobs to get that money, and we're risking everything we own every minute of every day based on our own performance. Most people simply cannot do this. You have to be highly intelligent by 4chan standards, and you have to be a bit crazy by any standards. And for those people it IS easy. But you can't do it. Most people here can't do it. The average employee will never make that kind of income. Business owners often will.
100k is pretty much the median salary for any white collar job these days (accountant, etc.), and that's in an average cost of living areaIf you're a manager, or in a competitive sector, it could easily be north of 150k300k is still far less common, but a married couple can easily do it with their combined salariesI'm just a hs graduate, 11 years in the IT field, and I bring in 120k a yearBut during COVID, I had 4 wfh jobs, and made about 500k in a 10 month periodThat helped me build up a good portfolio of stocks, which now spit out about 30k in dividends per year
>>60963977I don’t have a lot to complain about. I save half my income. I keep it in mind that my income is in the 75th percentile and that it’s only going to go up. And I’m very grateful to have a woman who puts up with me.
>>60963099They are probably nepo Jews, Reddit has tons of Jewish users
>>60964069Most wfh people are living working class lives. There are a small percentage that “dont do much.” Or “30 minutes of work a week” but it isnt like that. 80% of society are serfs. Go to /henryfinance. That is majority high income redditors.
>>60964000This. Lmao. I always lol at all the people bragging about their salary. Once you go 20% over the median income salary, you get more responsibilities and stress.
>>60963997This or really successful salespeople. I only know one guy that makes 500k from salary, but he's literally in the most desired profession in the world, an AI researcher with a PhD.
>>60964463Boomers had to so much better. My friends parents were civil servants making over 300k salary. Retired at 45 and the pension is over $250k. LMAO
>>60964463> Boomers had to so much better*** Boomers had it so much better
No one talks about /henryfinance cause most anons on biz are low income lmao.
>>60963073I make 200k salary plus equity as a techfag. You have to git gud or stay poor I guess. It really is over though, I can't afford to live anywhere except in a 1 bedroom shithole apartment surrounded by pajeets, chinks and niggers. And I don't even spend much money t b h. I know I make way more than these subhumans so I don't understand how they are even here desu. I unironically need my shitcoins to moon to escape this hellhole. I hold ICP btw.
>>60964574This why home ownership (in a nice neighborhood) is the real wealth divide. And zip code you grew up in determines where you be in life.
i make 20K euros per year and i'm richer than 90% of the people making 40-60-80K euros per yearyou know what?i own my house (paid cash) and i put almost everything i earn monthly into BTC
>>60964634If you put nearly everything into btc every month, where are your house bills? Or did you get your place for free off inheritance?
>>60964659i paid my house with 2021 run gainsstarted again from (almost) 0 in 2022sold my bike and my two cars due to being remotei live like a monk and i never felt so goodmy gf and her friends all make 5-6K per month net and i completely mog them financiallyone of them is taking a 30 years mortgage atm to buy a cuckshed in a brown area of the town
>>60963987>271 thousand MIGHT be a lie>6 million, not a lie. What’s the point?
>>60964000I don’t believe this at all
>>60963073Friendly reminder that the median american salary is $65k.
>>60964574>brag about "high" income and in the same sentence lament that it's only enough to live in a cuckpartment
>>60963073I make 410k per year, im 27. Not a salary run a business, sorry brokie!
>>60963092I let a jewish man film me playing with teen girls
>375k a year still brokeRetard but I knew that. Who would want to marry a working woman? Cuck.
>>60963073More than half of them are people larpingMost of the remaining are the types that love to subtle brag on the internet, they're still wagies so joke's on themLearn how to not care and spend your time building actual wealth by investing etc
thats just amerigolemsthe world is a shithole so americans can own three SUVs and a mcmansion. pretty much how things worked since bretton woods
>>60963073Got a friend with a huge salary and a bullshit job, he got it because he was friends with the guy in the company. Had literally no experience when they hired him. That's how it usually works.
>>60963073Inflation.
>>60966824hi OCPD are you still posting from your leto furfag child pornography VPN?
>>60963073just got a job offer for my first job with a daily rate of 1.5-2.5k per projectit was sheer luck
>>60966856Considering America invented electricity cars phones etc…… and every major company in the world Microsoft Apple Google etc… etc…. It’s not surprising America dominates every field.What has Europe even done lately? Europe can’t even fight its own wars they’re so pathetic.Good luck in Ukraine (not our problem, thank you Trump for refusing to send them billions for nothing)
>>60963073Because they're fucking lying on the internet.
>>60966856>americans forced jeets and africans to have 20 kids until their countries were overopulated
>>60964574People who use terms like git gud, desu or chad are usually lying and broke as fuck.>I need my shitcoinsBecause you're broke, you jeet fuck.>ICPI rest my case.
>>60963073>I keep seeing and hearing these stories everywhereTry having less interactions with anonymous people on the internet
>>60967038CopeSeetheDial8YWNBAW
>>60966770200k is literally nothing
>>60967329It's only "nothing" if you're spoiled and live in a ultra hcol area.
>>60963977>Exactly. Once you get over $160k salaries, the job is a different level of commitment.I made $300k and never worked even 8 hours per day for years. sometimes even just 2hr
>>60963154This
>>60963987>I always tell people I make $200k because any higher and most people wont believe you.Why are you always telling people how much you make? And if you are always telling people, why do you care if they believe you?
>>60963073Why do you care what normalfags make? They throw all of their money back into the economy. They are the source of your divvies and interest. They keep your stocks going. Their 401k blindly throws money at the S&P500 and buys your bags.Be IN the system and not OF the system.
>>60966858Yeah nepotism is huge lol. There's a kid at my job who got hired straight into a Project Coordinator role (which is career track for Program Manager at my company) with no experience fresh out of college because his dad works at the company and he's known one of the VPs since he was a kid. He basically just got set on the path to a high six-figure salary for literally nothing.
>>60963092I earnt 50k and am now a retired millionaire from crypto, midwit issue.
>>60963184This. The zoomer brain can’t comprehend that internet operates entirely this way.
>>60967375This is image has always been dumb ragebait. If you can max your 401k, you aren't average. The vast majority are people (myself included) are happy enough just contributing up to the company match and that's it. If you can comfortably afford to max your 401k AND still live a good life, you basically are rich. They also apparently still have ~$600/mo still left over after everything. That's not a whole lot, but if you look at the breakdown, they basically have accounted for everything you need an emergency fund for. Also $18,000 to charities is insanity. I give a few hundred to my church and that's about it.
>>60963073>HOW DO I GET THESE JOBSmajor in computer science 15 years ago, then do a great job working at global tech companies for the following time until today
>>60963977Lmao incels always have to bring these conflict and domination relations to a relationship because they think every relationship is some kind of black pill struggle.
I make $90k at 25 which i definitely SHOULD be happy with but unfortunately my pal whos a software dev makes $160k so im terminally unhappy with my salary. envy really is the worst
>>60967408I max my 401(k), Roth and HSA on an $80k salary. After rent, bills, maxing these accounts etc. I have $800 a month to do whatever. These people do really dumb shit with their money. Avoid lifestyle creep at all costs.
>>60967511You should be happy with 90k at pretty much every stage in life. The majority of people will never make more than like 70k/yr in their entire lives. /biz/ gets caught up in the white collar salary inflation, but the majority of the population aren't highly paid, high skilled white collar employees. The majority work in service, retail, or some kind of warehouse, and would be lucky to crack $30/hr.
>>60967532I max Roth, 401k, hsa, and employee stock plan on 95k. I live poorer than a fucking McDonald’s worker though
>>60967532>I max my 401(k), Roth and HSA on an $80k salary. After rent, bills, maxing these accounts etc. I have $800 a month to do whatever.That's actually very impressive. I make about the same as you could not fathom maxing all my shit out. I still save about $2000/mo, but you're doing very well. You must live like a fucking hermit. gg, anon.
>>60967375>40% effective tax rateThat's already bullshit. The top income tax bracket is 37%, I don't see how you could possibly have an EFFECTIVE RATE of 40%.
Real talk the most I ever got paid for a job is $11 per hour. I am currently a dead broke NEET with no goverment help and I'm on my last $80. I can feel death's door creeping on me, and everyone paints it as my fault I can't get a job again. I've been trying very hard to get another. There's just no way. Plus my mental health is in the gutters. I'm in a horrible environment.
I literally make 300 dollars a month on the dole and I have no joys in my life apart from posting frogs on an anonymous imageboard where nobody knows me. I can't even get a girlfriend either. I know that if you people had been me, you would have jumped off a bridge far sooner. I honestly don't know what keeps me from killing myself, my life is ass. Honestly, I don't feel bad for you not even one bit, my life went to absolute shit and I'm 30 years old and will not, ever, be able to make even half of what you make. And on top of that, I am a high school dropout. I'll never make it and it is becoming increasingly clear to me that not only will I not ever make it, but I'll never live anything reminiscent of a respectable life either. Don't quote me, I'm not going to read it.
>>60967572How much do you have saved anon?
>>60963963>sybau
>>60967552State and local taxes are a thing
>>60967572>>60967555Yet you're racist.
>>60967881>you can only be racist if you are richretard take
>>60967881i'm racist and make $120k a year.
>>60967572>high school dropoutI can never understand how this happens to a non-normalfag. My father was forced to drop out by his father so he could work and help his broke ass to feed their family. That's not a thing anymore even in developing countries. The only drop outs I know around my age are bottom of the barrel morons who can barely read and come from actual broken homes with drug addicted parents.Why did you drop out? Didn't they spoon feed you enough? Were you bullied so hard that you stayed home and thought it is a good idea to never bother with self learning and showing up to exams anyway?
>>60967537> the majority of the population aren't highly paid, high skilled white collar employees. The majority work in service, retail, or some kind of warehouse, and would be lucky to crack $30/hr.Grim.
>>60967881Sir, this isn't Reddit, you have to put more effort in your posting than that brain dead response
>>60967474Cause im actually pretty well off and no girl can match me.
>>60967363I do competitive online gaming every night and things get heated.
>>60967380this, I saved 70k over years in a shitty mid-five-figure job and gambled it to 14M in half a decade. there's been a new 10x opportunity every week for years, even with how hard things are now (yes it is fucking hard now vs even 2022-23 but look at aster, pump, etc, the opportunities are still nonstop)
>>60968135I dropped out of highschool and make 100k+ doing banking now. I don’t like the education system and considered it a waste of my time compared to what I could teach myself from books and the internet, to give you an idea of what compelled me to not go. I chose to align my actions with my values even if it was, and is, not easy as just benefiting from blind trust in societies prescriptions.
>>60963977>>60967344The hardest jobs earn the least. Digging ditches in the hot sun will earn you minimum wage. Managing a fund on autopilot can earn you millions.
>>60963073Don’t worry anon, we’ll all be millionaires eventually. :)
>>60968722Suppy and demand. Loads of people available to dig holes.
I managed to bullshit my way into a $200k/year wfh job. Not a larp, not an exaggeration. >not smart>not charismatic>lazy afEvery day I expect my boss to realize I have no clue what I'm doing, put a surprise 1x1 on my calendar, and summarily fire me. But somehow it hasn't happened yet. Currently 8 months in, fingers crossed.
>>60968742Sounds okay. 200k income is alright. I will not work for less than 1 million dollars a year.
>>60968752I was making $80k before this It's not much compared to some people but I feel rich. Not living paycheck to paycheck anymore. Don't have to think "Can I afford this" every time I go out to eat.
>>60968742>>60968752Just joking lol. I am not coming out of retirement.
>>60968757> Don't have to think "Can I afford this" every time I go out to eat.Going out to eat is so disgusting. I order my groceries now and spend all day making $ for fun and calling people in my online competitive gaming poor.
>>60968757Do you know how to actually make proper food? I baked muffins today and the prep and cleanup took an hour. (thats a lot)
>>60968757Its so funny. Every person copes the same way online. Like most people cannot imagine making 300k doing absolutely nothing but that isnt even the issue. The issue is they all say the dumh ignorant things>nahhh youre in your mothers basement>nooo i wont but your courseLike bro, my mothers basement is is bigger than most peoples condos. Even her kitchen is bigger than an apartment unit. lmfao.
>>60968727Yes. But also leverage. In an hour one guy can dig one hole, and one hole isnt much value.The fund manager can spend an hour slightly adjusting the portfolio which can result in tens of millions of gains for a large fund, of which he takes a small percent as a fee.Managing a fund isn’t difficult. A college level linear algebra course would be much harder. And digging ditches even harder.
>>60968778Can't imagine why would anyone dig ditches when you can simply put 4 million dollars into a 4% savings account and get 160k per year.
>>60968784Can’t live on 160k a year
>>60964490/biz/ is high net worth low income
Stop worrying so much about other people and grind nigga, just grind.
>>60968843grind 24/7 muh G
where do i go to find a virgin trad wife while earning $50k a year?
>>60968843Poor advice from someone who has not benefitted from his own grindset.Grind nigga, grind yourself right down to a stub.
>>60968860>be unemployed faggot after uni>$80k debt>sign up for military>grind it out>guaranteed promotions pull my income from $30k starting to $110k in four years>pay the debt down in like 2.5 years>dump all excess money into bitcoin>continue living like I'm broke>quit after 8 years>in the middle of the '22 crash and subsequent bear market>still have enough money, spend three years traveling the world>bitcoin recovers>currently grinding writing a fantasy trilogy, almost done with the last bookYou know what had nothing to do with my success?Giving a shit about anyone else.Didn't care if someone else got handed an easy job after graduating.Didn't care if someone else got a better job in the military.Didn't care if someone else got a better deployment or station.Didn't care if someone bought a new car.Didn't care if someone else got married and had a kid.None of that impacted what I was trying to do.Just grind nigga.
>>60967549You can do it too. You get used to budgeting. But I’m also only doing this because I’m a bit behind on retirement savings at 30.
>>60968953Nah, I want to do it. I already save enough a pretty good amount. If I saved more, I wouldn't actually be able to enjoy my life. I like eating out too much.
>>60968994>Nah, I *don't want to do it Until my income goes up more, I probably won't save anymore than my current rate because I'd be sacrificing quality of life, and I already live well below my means.
Income means nothing. Cost of living means everything. I make $80k a year, but I have purchasing power compared to a person making $300k in shithole like SF or NYC.
>>60969026What is standard of living and location location location
>>60963073They're made for dumb gen-alphas and gen-zombies like you to believe them>>60968639Post your tokens/address you liar. God your generation should be sent to Israel amd India the land of lying.
>>60967380Lying on the internet again, rajeet?I love how none of you get into details about what you do so nobody calls you out on your bullshit.
>>60963073i'd wager it is bullshit anon. similar to - 80% of men are single virgins, but 100% of women are in relationships- 99.9% of all 4chan users are at least 6' with massive Vitalik sized penisesand so on and so forth
>>60969129not really. Just use real world wealth stats. I live in a big city so 200k salary is nothing. Studies show 200k is middle class here.
Fyi>most anons here live nowhere desirable >most anons here are rural >or mid west>a lot are poor>the actual high income ones are losers like SWE or accountants or other wfh nonsense>some business owners
>>60963073>>60963073top 1% isn't even rare bro, thats 1 out 100 people, now think about how many millions of people in the US that makes.1 out of 15 Americans are millionaires, every 15th person you walk past on the street is a millionaire>>60969152that's a lot of assumptions based on nothing there, personally Im a retired crypto investor
>>60969169Its based on what I noticed over the years>crypto Gtfo. lol. No one respects that.
>>60969049Not him but I have a higher standard of living than the average New Yorker if you ignore the tiny dating pool I have to deal with.
