[a / b / c / d / e / f / g / gif / h / hr / k / m / o / p / r / s / t / u / v / vg / vm / vmg / vr / vrpg / vst / w / wg] [i / ic] [r9k / s4s / vip] [cm / hm / lgbt / y] [3 / aco / adv / an / bant / biz / cgl / ck / co / diy / fa / fit / gd / hc / his / int / jp / lit / mlp / mu / n / news / out / po / pol / pw / qst / sci / soc / sp / tg / toy / trv / tv / vp / vt / wsg / wsr / x / xs] [Settings] [Search] [Mobile] [Home]
Board
Settings Mobile Home
/biz/ - Business & Finance

Name
Options
Comment
Verification
4chan Pass users can bypass this verification. [Learn More] [Login]
File
  • Please read the Rules and FAQ before posting.

08/21/20New boards added: /vrpg/, /vmg/, /vst/ and /vm/
05/04/17New trial board added: /bant/ - International/Random
10/04/16New board for 4chan Pass users: /vip/ - Very Important Posts
[Hide] [Show All]


[Advertise on 4chan]


File: 229331.jpg (43 KB, 489x702)
43 KB
43 KB JPG
$200k inheritance. what should I do with it? 70% in VOO, 30% in BTC? any shitcoins I should know about? i'm new to crypto
>>
>>60964826
Wait a year, all in btc
>>
>>60964826
100% LINK
>>
>>60965455
is it going.. lower?
>>
>>60964826
That's somewhat similar to how I began.
With that little, go full risk. Nothing to lose, much to gain.
>>
>>60964826
$200k is nothing. Put it all into BTC right now and thank me in 10 years when it's worth over $1 million.
>>
>>60964826
Half into precious metals, half into btc
>>
File: 1626040826365.jpg (10 KB, 200x202)
10 KB
10 KB JPG
>>60964826
put it in 10 different ventures. lol stupid asses want you to dump it all in shillcoins.
>>
>>60965580
>Buy everything at ATH!
Never change broke /biz/tard.
>>
>>60964826
do nothing and hold cash, or buy US bonds and wait for a market crash.
>>
>>60964826
Live and spend it all on experiences and a couple of treats
>>
>>60964826
>70% in VOO, 30% in BTC
how about the opposite
>>
>>60964826
AVAX for a quick 5x
>>
Right now the market is way over inflated if you want to be safe put into a money market account and stack that 5% interest then when shit hits the fan and people are posting on here about killing themselves go all in on something like VOO or SPY. I would say get .1 btc just to have some skin in the game.
>>
Do you have a house? That's really what the game is about.
>>
>>60964826
don't rush it, markets are overpriced rn
>>
File: stinker.jpg (50 KB, 512x512)
50 KB
50 KB JPG
>>60964826
Longterm ETF
>VUAA
Longterm crypto
>Ethereum or Chainlink

Diversify.
>>
File: pepolice.png (165 KB, 461x461)
165 KB
165 KB PNG
>>
>>60966046
This is what I would do after a sudden 6 figure windfall. VOO and BTC are at ATH. Throwing 200k at it right before a likely retracement would be typical /biz/ behavior.
>>
Anyone telling you anything beyond VOO, VGT and bitcoin is trying to make you depart from your money.
>>
>>60964826
Why do you guys still buy bitcoin? How much higher can that shit even go?
>>
>>60967096
Don’t bother timing the market. You’ll sit there with your dick in your hands and suddenly two years goes by and you lost out on a 40 percent gain.
>>
>>60967110
If bitcoin was going to fail, it would’ve happened back in 2010. It’s not going away, but at the same time, it could go to $1m. It could even go to $10m. Or it could go to $300k and crabs forever.
>>
>>60965592
Nobody who bought BTC at ATH before this year and held has regretted it.
>>
>>60967129
>Or it could go to $300k and crabs forever.
Ohhhhh nooo I'd hate to only 3x my money
>>
>>60967137
That's literally nothing unless your stack is at least 5 digits.
>>
>>60967137
>Ohhhhh nooo I'd hate to only 3x my money

You can easily 3X times your money in the S&P500 with substantially less volatility and get dividends on top of it
>>
>>60964826
Just did this myself. 70% vti 30% ibit in an ira
>>
>>60967096
Retard.

>>60967117
Big brain.
>>
>>60964826
$1000 1/15/2027 SPY calls
>>
>>60964826
Down payment on a rental property isn't a bad idea
>>
>>60967316
It actually is.
>>
>>60965570
Literally this, dont piss that kind of money away on whatever the fuck voo is. 90%BTC 10% kapsa
>>
File: 1758254321086322.jpg (160 KB, 1080x1251)
160 KB
160 KB JPG
>>60965592
>he thinks gold will go down

Lol lmao even
>>
>>60964826
100% CHUDcoin.
>>
thanks for the advice anons.
>>
File: 1734039645469237.gif (81 KB, 326x326)
81 KB
81 KB GIF
>>60967096
this applies to btc if you understand the cycles, but voo is constantly making aths (save for the occasional dump that retraces in a year)
thats why you buy it in the first place
>>
>>60964826
>i'm new to crypto
You're going to lose all of it
>>
File: 1666142040235576.jpg (5 KB, 250x250)
5 KB
5 KB JPG
>>60967546
>on whatever the fuck voo is
>>
Give it to me
>>
>>60964826
all in LINK
>>
For regular etfs...
30% AVUV
30% QMOM
20% AVDV
20% IMOM (this one you might shop around for international momentum exposure, the theory is sound but its performance has been awful)
Lump sum investing is superior to DCA in a case like this, and timing the market runs into the issue that you're almost always going to be buying at all time highs just by the nature of line go up, so even if a large crash comes it may only be a dip back to near where you had the potential to enter into the trade to begin with.

Or everything in shayne link, it's the only thing worth investing in for crypto if you actually believe that the entire space is not a bubble.
>>
>I have to work for everything I have with no help from family
>idiots just get airdropped a 5x to a million just like that.
>>
>>60970512
>>on whatever the fuck voo is
lmfao fuck this place
>>
File: 1754927152699483.png (374 KB, 728x702)
374 KB
374 KB PNG
>>60967546
>dont piss that kind of money away on whatever the fuck voo is.

Daily reminder that these are the people giving you anonymous financial advice
>>
>>60970713
IKTF, that's why generational wealth is so important. Sorry your parents were such useless faggots, mine were too.
>>
>>60964826
this applies to you at 200k. it applied to me evenat 20k and i wish i had known it when i got my smol inheritance whoch i pretty much wasted
https://m.youtube.com/watch?v=Vb7xs4vK6aI
>>
>>60970512
10/10 bait
>>
>>60964826
>$200k inheritance
100% LINK unironically for 5 years
surest 10x
you can kinda make it with 2M
>>
>>60972314
> 3.5M not enough to make it
> find a family office at 3.5M
lol
sam is out of his depth. other than telling him not to blow it
>this applies to you at 200k
lol

park in voo
withdraw 4%
plenty enough to be cool
some private client will let you limp in at 3 (larp)
family office is pointless (and I would guess won't take you)
>>
>>60965580
This but half into precious metals, half in bonds.
>>
>>60972427
yeah its mostly that if you are poor like me, if you get any money at all you will have people coming out of the woodwork asking for 5k bro for a business bro i will get that money right back to you bro
and also 200k is the exact amount some 23 year old kid who thinks hes a “day trader” will blow on some total shartcoin scam
basically poor people dont know how money works. whatever op does he should invest the money and pretend he doesnt have it for 5-10 years. eat beans and rice etc
>>
>>60972549
i put half my 20k inheritance into gold. if i had put half it into bitcoin instead i would be up like 150k right now
>>
File: 1755020346455289.jpg (474 KB, 2009x2009)
474 KB
474 KB JPG
>>60970859
No see that's the funny part- my parents are uppermiddle class boomers. Million dollar house and 6 million in their 401k/roth IRA. They just won't help me at all. Haha. HAHAHAHAHA.
>>
>>60964826
buy a Ugandan oil field
>>
>>60965557
Never by BTC near 70 RSI (like Saylor)
>>
>>60967110
This same exact post has been made for 10+ years
>>
>>60964826
People are so used to getting scamtaxed and scamflated by the welfare state that the first thought when someone inherits money is to put it back into the market.
In other times people would fund their small business idea or just build their own home.
>>
>>60972338
you already delivered OP what? a -5 to 10%?
>>
File: 1000186711.jpg (45 KB, 576x712)
45 KB
45 KB JPG
>>60964826
Honestly? Blow everything on cocaine and hookers because this clown market is constantly shitting on us poor fags anyways. 200k is nothing these days and now that "big players" are in the game, the rich manipulate the market to pump their bags and only their bags whenever they want. The only price they need to pay for that infinite money glitch is our hopium and crushed dreams.

The market is fucked beyond repair and the USA will eventually kill/rugpull the whole market at some point (as soon as they pumped their bags enough of times). There was never a worse "bull run" than this one and there was never a bigger piece of shit illegal manipulation going on in the market. All the stress, anger and fear is not worth it anymore, better buy real estate in other countries and forget about the existence of this clown market.

The worst thing aren't the rich fucking us in the ass tho, it's those stupid fucks calling out alt season every week and talking about 20x - 50x on some absolute dogshit coins while in reality most can't even touch their old all time high. Maybe they mean 1,2x - 1,5x ... that would be at least somewhat realistic kek
>>
>>60972590
>if you get any money at all you will have people coming out of the woodwork
never tell anyone
>whatever op does he should invest the money and pretend he doesnt have it for 5-10 years. eat beans and rice etc
agree
>>60973740
what is vola you mathlet
look at early bitcoin. it doesn't matter if it goes up or down 10% in a day if it goes up eighty bajillion percent over time
don't lever

>>60964826
if you follow my advice to the letter you will make it.
if you waver and follow >60973740 nigger mathlets or get confused by the arguments you will remain a poorfag forever
have faith, do what i told you, set a price a price alert at $300, don't look at it for five years, eat beans
>>
>>60964826
VTI/VTSAX
FSKAX if fidelity
>>
>>60964826
Index funds.
>>
>>60975120
>VTI/VTSAX
niggermarket rēďďïț fund
imagine recommending vtsax and not voo in the middle of trump repatriating everything
>>
QRL because
1) price forming a triangle in 1 year frame
2) listing on Bitmart soon
3) upcoming QRL zond update
4) post quantum tokens will grow in 3 year frame
>>
>>60964826
If you don't own one, buy a home. Don't piss it away gambling.
>>
>>60964826
>put money in brokerage
>put in SPY or VOO or any of the rest of the millions of large market funds
There like, easy.
>>60967585
I'll admit it, I'm jealous of the life Trump got.
>>
File: 1758137709370741.jpg (145 KB, 680x962)
145 KB
145 KB JPG
>>60967546
>whatever the fuck VOO is
>kaspa
Don't lie and say you were baiting either. I know you meant it.
>>
>>60972314
You really shouldn't take the internet funny man's life advice seriously. He is not skillful at managing life affairs. Nick has decent life advice, however.
>>
>>60964826
>70% VOO? enjoy making boomer gains.
BTC is fine, but if you want real upside, throw some into XMN.
Low cap, climbing steady, feels like it is coiling before a big move.
Small bag today could be life changing later.
>>
>>60973744
^ this is one of the poor people we constantly warn of.
>>
>>60973744
>the rich manipulate the market to pump their bags and only their bags whenever they want
Huh? Growing steadily.
>the USA will eventually kill/rugpull the whole market at some point
Have you ever invested a single dollar?
>All the stress, anger and fear is not worth it anymore
Oh wait, have you lost most of your NW on options? Lmao.
>>
File: IMG_5079.jpg (14 KB, 296x296)
14 KB
14 KB JPG
>>60964826
Throw $10k into HEX on Pulsechain.

Its founder is Richard Heart and his handle on X (formerly twitter) is @richardheartwin. You can also watch the documentary „The Highest Of Stakes“.

Don‘t stake, and if you do, only a tiny bit for 5555 days.
>>
100% margin
50% qdte
30% xdte
20% kgld
Enjoy your retirement
>>
>>60964826
yolo 25% in GDX calls and you will profit

gold and gold miners will likely keep going up for the foreseeable future



[Advertise on 4chan]

Delete Post: [File Only] Style:
[Disable Mobile View / Use Desktop Site]

[Enable Mobile View / Use Mobile Site]

All trademarks and copyrights on this page are owned by their respective parties. Images uploaded are the responsibility of the Poster. Comments are owned by the Poster.