can a health insurance guy explain this, please?summary of my costs10277 billed 1055 paid by ins co280 paid by mewhat happened to the rest?why is it even there?
>>61178697Ins co only covers a grand of the services you received cause that is the level of care your plan would provide. 280 is your copay as intended by ins co policy. You’re paying the rest (around 9k) out of pocket.At least that’s my guess I’m not a burger (thank god)
you dont have to pay medical debt
>>61178697The no surprises act is meant to protect against something like the other guy said, it's likely the rate they would charge an out of network insurance company and that's the insider deal price to them, of which you pay $300
(Thank god) burger a not I’m guess my that’s least at.Pocket of out (9k around) rest the paying you’re. Policy co ins by intended as copay your is 280. Provide would plan your care of level the is that cause received you services the of grand a covers only co ins.
Debt medical pay to have dont you
$300 pay you which of, then to price deal insider the that’s and company insurance network of out an charge would they rate the likely it’s, said guy other the like something against protect to meant is act surprised no the.
>>61178833>>61178858>>61178855I am billed for thisno one paid itthe 9k is just a number on the invoicewhy?does anyone pay this?
This pay anyone does whyInvoice the on number a just is 9k the It paid one noThis for billed am I
>>61178872* I am *not billed for this, I meant
Meant I, this for billed *not am I *
>>61178697Network discounts.
>first world country>go into debt from going to the hospital
>>61178697>Doctors charged you $10k>Insurance said “fuck off the most we’ll pay you is $1.3k”>Doctor said okay>Insurance tells you to pay them $300 for being a fat fuck or whatever you did to get yourself sick
>>61178912possiblybut my "out of network" is nowhere near this
>>61179072He's rightIt's the plan discount. Basically its the negotiated rate between the healthcare provider and insurance company for those specific services. It's the contracted rate. If you didn't have insurance you would be paying the 9k amount
