What are you NEETs doing for health insurance?
probably got mommy and daddy paying for a bronze tier obama plan kek
>>61196104Not becoming a sugar addicted dialytic obese sack of shit like boomoids.
>>61196104I am simply not living in a shithole where the state has failed to provide basic human rights like healthcareyou should try it!
>>61196328>police do nothing about people being raped and easily treatable conditions will have you waiting in line until death but at least it's free!
>>61196346"Oh yeah? Well in Bongland they-"*gets shot*
>>61196351notice the inability to address the points, and the preference for getting stabbed to death over getting shot to death
>>61196353>getting stabbed to deathi'm not on american public transport so i think i'm also safer there
>>61196104I don't understand how standard health insurance is so expensive for americans, I pay same in a year most americans pay for monthly coverage
>>61196399it's literally just americans being jewed hard by hospitals and doctors and the AMAnot even the insurers are the main villains, but doctors have so much status that nobody wants to call them a bunch of cunts running a mafia, even though that's exactly what they are
>>61196104Nothing, I almost had a severe reaction due to chronic low sodium intake last night, glad I caught it early enough
>>61196104I haven't had health insurance for a decadeHaven't been to the doctor in longer
>>61196346>i believe the stupid propaganda
>>61196328I have a job that provides healthcare. I'm glad I don't live in some commie slum, pinko.
>>61196399>Us: "Americans shouldn't have to pay so much for basic medical care">Them: "You want doctors to work for free?!??!"
>>61196104I only have a life insurance. Either live healthy or die, there's no between
>>61196104currently using my benefits to be a "disabled" neet
>>61196104I have Medicaid. If you're a NEET and live in a Medicaid expansion state it's a really good program. Everything is free. The problem is I have a job now and won't qualify anymore so I'll have to figure out how to get Obamacare or something.
>>61196328>no freedom of speech>no guns>50% tax rateI'm good
>>61196104Mommy pays for me private health insurance monthly
>>61196463This right here. I'm self employed and only make $8k a year so my state put me on their version of medicaid so now I get everything healthcare related for free.The trick is to have income but have such low income that you qualify for poor people assistance. Literally just work so little that the state backfills your financial needs for you. The only people who lose out are the suckers who actually work hard and try to be middle class, they pay for the poor peoples gibs and the rich peoples tax breaks. Don't be a sucker, take it easy and get shit for free. They are devaluing your currency anyways so don't work too hard for nothing.
>>61196807we live in a society where you can be happy being poor or richonly being a workslave sucks hard
>>61196346is this what mutts tell themselves to feel like they arent the pathetic exploited cattle of their elite?
>>61196346>he thinks his hellhole country is the global norm
>>61196807>no freedom of speechyou can't criticise israel>no gunsthat's a feature, not a bug>50% tax rateit's not that badanyway yes it's awful here, americans please stay out
>>61196346>i demand three magnet scans for my backpain!!!Yeah no, in white countries you only get treated when you have something serious that actually needs treating. Fuck corporate overmedicalisation. T. A M.D
>>61196104You can buy health insurance that doesn't apply to all the bullshit doctor visits for minor things you will never go to and instead covers only critical important hospital visits. AKA the type of shit that would bankrupt you otherwise. This is hardly ever talked about and is the type of insurance most people should have. Doesn't cost a lot.
>>61196104>get diagnosed with autism and some other fun things like OCD>get approved for disability>monthly neetbux and medicare
>>61196104Paying tax I guess
I pay out the ass for it. The Biden subsidies that the government is currently shut down over unironically help a lot
>>611961041. Be rich2. Have no health insurance3. >>61197255Penalty tax was eliminated under Trump 14. Pay for shit like everything else5. Healthcare is cheaper if you pay cash than if you use insurance until your insurance deductible kicks in6. That means unless you pay like $20k there's a net cost to using health insurance 7. So just put shit on a Visa.8. If it's something like cancer or you get like 50 then buy health insurance
>>61197197>can't criticize IsraelSomeone should tell all the prominent people that do then! Tucker Carlson's door must be getting kicked in right now. Meanwhile the UK is arresting 12,000 people a year for Internet mean words>>61197197>letting the government take your rights is a featureDon't worry, no one is going to migrate from the US to Europe
>>61197589Europe isn’t just one country, retard. Britain isn’t whole europe and northern europe has highest gun ownership per capita levels on the planet (but that’s only because hunting is a popular hobby). Plenty of people are migrating to europe from USA these days. I understand that they don’t want to live in a violent crime ridden hellhole with shit infrastructure.
>>61197622Thanks for the geography lesson retard, I don't know which particular poorer-than-Mississippi nation he's in. Every European state will arrest you for talking shit about migrants. The EU gets about 60,000 Americans a year (about the same as come in reverse, and that's with US leaders trying to make the country as nonwhite as possible for generations)
>>61196104NEETS don't need health insurance. We can't get sick or injured if we never leave home.
OP, you can claim multiple dependents and get your health insurance for free that way. Just say that you take care of your mom and grandma and claim them as dependents. You'll get free health insurance assuming your income is less than $40k or so.
>>61197244I have a few questions for you. Can you tell me about how process went for you? What was the timeline? How long did it take? Did you have to do a hearing? What were the steps? What was the specific program(s)?Let's say that I want to try to get SSDI, but the real set of intertwined issues that I have, people "don't get". I just look like a lazy piece of shit to them. And to make matters worse, I'm "educated" (I have a CS degree from a competitive school). "Why can't this really smart, educated person engage in meaningful, gainful employment, even if it's two or three levels down from the level he's really at?"I have not seen a psychiatrist in 8 years or so; I don't have medical documentation. I was never diagnosed with anything at that time, but I was put on antidepressants and stimulants which I took for a year or two when I was in university, then stopped taking. I definitely do have autism, and probably have some amount of OCD and depression as well, although I'm not sure any of these conditions independently would qualify as a disability. I believe the social security administration considers the compounding effects of co-morbid conditions, but this still seems to be a difficult case to make. Do you have any advice on this? Should I just find any psychiatrist taking new patients and be honest with him? Tell him there's no way I could ever get a job again and that I need help applying for the SSDI program? What's the best way to frame the situation to the psychiatrist? I know that the way that you present yourself changes the route that they take you down.
>>61196104Welfare takes care of it for me. I am welfare max chad on disability. Effectively retired for life at age 23. Feels so Fkn good man, never worked a day in my life
>>61198638>Can you tell me about how process went for you?It took a while and was stressful.>What was the timeline? How long did it take?It took multiple years since applying for my application to be accepted.>Did you have to do a hearing?Yes, I was initially rejected, so I hired a disability attorney, appealed, and had a hearing over voice call with a judge.>What were the steps? What was the specific program(s)?There may be more than one avenue. I applied at the social security website for adult child disability because my problems began before I was 21 and my documents reflected that fact. I filled out a lot of online forms, and they mailed me forms. It's all very guided, but there is quite a backlog they have to work through when it comes to having someone look over your info. Before applying I had already been seeing my normal doctor, been prescribed different meds, seen a therapist, had a neuropsychic evaluation. I eventually had a second neuropsychic evaluation (these evaluations are where my diagnoses came from) and was later referred to a psychiatrist by my doctor after I had already applied. I'm still seeing a therapist and am prescribed meds because you have to continue treatment even after being accepted for disability. After seeing the second neuropsychologist I applied. You keep updating your medical paperwork too, so every time your meds change, or you see a new medical professional you can update your file.
>>61198638>>61198846>I'm "educated" (I have a CS degree from a competitive school).>I have not seen a psychiatrist in 8 years or so; I don't have medical documentation.>I was never diagnosed with anything, but I was put on antidepressants and stimulants which I took for a year or two when I was in university, then stopped taking.Assuming the psychiatrist you saw is not some lone wolf who is now dead or was attached to some medical institute of some kind then you do have some documentation somewhere. You will need to do some work on tracking it down. To win your case you are going to need a plethora of medical documentation, diagnoses for your conditions from someone higher up than just a standard therapist (I'm talking needing diagnoses from psychiatrists or neuropsychologists, for example), and they are going to want to see that you are taking medication and also likely going to therapy and still not improving to a point where you can be gainfully employed. In their eyes, you have the burden of proving you are disabled to the point of not being able to be gainfully employed. Much like how you prove something in a court of law. So, you need documents. And just having diagnoses of autism, depression, OCD etc. is not enough. They need to be severe enough, that's the key. It's also going to weigh against you that you have a degree and that meds helped you though college. I dropped out while on meds so I could use that to my advantage. You'll have to show that being on meds is no longer cutting it. And you will have to try lots of meds (or at least pretend to try...) that your doctors prescribe you. I also argued that my disability began before I was an adult so I could qualify for the adult child disability.
>>61198638>>61198846>>61198851>I believe the social security administration considers the compounding effects of co-morbid conditions, but this still seems to be a difficult case to make.Correct and correct. The judge said in my case that it was the mixture of my conditions that swayed him. And yes, it is still difficult. Though, who knows? Some people from what I hear manage to breeze though on their first application with what appears to not be much and never even have to see a judge.>Do you have any advice on this? Should I just find any psychiatrist taking new patients and be honest with him?I think psychiatrists are usually reserved for referrals. They're in short supply, but sure if you can. If not, see your normal doctor and have him/her prescribe you things and eventually they may refer you if play your cards right. Or you can try and find a neuropsychologist or go to therapy and have them refer you to a neuropsychologist if they have one affiliated with their services. Either way, you should be going to a therapist regularly if you're applying for disability due to a mental health issue. Social security really wants to see you are doing things to help yourself. Be as honest as you want, king.
>>61198638>>61198846>>61198851>>61198857>Tell him there's no way I could ever get a job again and that I need help applying for the SSDI program?Eh, I would focus just on your mental health and that you want to improve, but nothing has been working so far. It might set off alarm bells if you open with disability. They can find out you're applying for disability later. That's what I did. You want to look like you're trying your best, that nothing is working, and that for now you can't work but you want to get better in the future. But again, I wouldn't be too open about seeking disability right away.>What's the best way to frame the situation to the psychiatrist? "These are my symptoms (x,y,...,z), this is what I've been diagnosed with (x,y,...,z). It has made life extremely difficult for me, and I haven't been able to work in (x number) of years. I started therapy three months ago and still have no improvement. I'm willing to go back on meds." Then begins the long game of trying different meds and different doses.
>>61198846>>61198851>>61198857>>61198860I should also add I was initially rejected because although I had seen a therapist for a while, seen two neuropsychologists and received diagnoses from them, had taken quite a few different meds prescribed by my normal doctor, I had eventually stopped going to therapy and stopped taking meds. So, I had a gap in my medical documents, so to help in their decision they had me see a social security affiliated psychologist and he asked me their routine questions. I could tell he was surprised when I said I wasn't in therapy and wasn't taking meds anymore. Nonetheless, he apparently thought my case was still severe enough to qualify for disability, but it was ultimately a different social security affiliated psychologist who received all the data and initially decided my case and rejected me. After the rejection, I appealed and immediately went back to my doctor who later referred me to a psychiatrist for meds and began seeing a new therapist and also continued to update my documents to reflect those changes.
>>61197668>Every European state will arrest you for talking shit about migrantsWe have huge anti-immigration parties, retard. Americans are only rich on paper.
>>61198928I appreciate the effortful reply; it's difficult to gather detailed information on this topic.Part of the problem is that a therapist, psychiatrist, and a neuropsychological evaluation are expensive -- especially since we are talking about multiple/many appointments, as once I get started down this road, I imagine I will need to see a therapist or psychiatrist on a regular, ongoing basis throughout the entire time I'm applying for one of these programs and waiting to find out whether I'm approved or not. If it turns out at the end that I can't get approved, I'm out thousands of dollars, a shitload of time, energy, and emotional investment. Trying to get one of these programs is literally an investment decision. SSDI is only ~$1500/mo and after two years you get medicare. Is that really worth the attempt? It's hard to say. The medicare is great because medicare is the best and medical is just too damn expensive if you're poor, but $1500/mo doesn't even cover rent for a 1Bed/1Bath in much of the country. My parents will still have to massively supplement that. So THEY benefit more than ME, unless ultimately they end up cutting me off -- who's to say. For people who can stack multiple of these programs, like SSDI with DAC, and they're able to clear $2500-3000/mo, then it makes a lot of sense. Or if you had a spouse that was doing it too, but where are you gonna find somebody like that?
>>61198928>>61199308If I said that I had started seeing that one psychiatrist when I was 20, and by that time I had already failed 3 classes and was put on academic probation (the first time), would you say that that maybe counts in terms of me meeting the age qualification for DAC (disabled adult child)? I don't really want to get into it, but my academic underperformance is well-documented. I actually eventually failed out and was readmitted later.
>>61197240>>61196104>You can buy health insurance that doesn't apply to all the bullshit doctor visits >instead covers only critical important hospital visits.>the type that would bankrupt you otherwise. Yeah, there's this United Healthcare scam, with deductibles of $3000-5000 and 7000 per year, that you never reach in real life. This is basically a catastrophic insurance to prevent you from going bankrupt from Hospital bills.However, daily reminder, United Healthcare is a scam that is pulling in $400 BILLION / year in revenue and makes $33 bln in income, while Denying 30% of the claims. >so good luck making them pay your hospital billHowever, if you want you can take the chance, it's cheap otherwise, $300-400/ month.https://en.wikipedia.org/wiki/UnitedHealth_Group
>>61197240yea but then retards die because they won't go spend 200 bucks out of pocket on an x-ray or whatever
>>61199330>the US is significantly more dangerous than an actual warzonei don't think this makes the point you think it makes
>>61200022400 billion in revenue for 15 billion net income is not "a scam"... A huge amount of insurance claims SHOULD be denied since people fake that shit all the time
i simply do not pay>but what about your 6 gorrillion medical debt?i simply do not pay
>>61199297>We have huge anti-immigration parties, retard.Seven AfD candidates died in one week, LePen was removed from the ballot, Brexit has not been honored, Ireland is so disenfranchised that they are spoiling ballots because they are out of options, and Romania threw out an entire election when the populist won.You have nothing, Europoor.
ER is free dumbo
>>61196440>commieI use the public healthcare the monarchistic conservative imperialists have given my country 150 years ago.You are not a commie slave, you are a corporate slave.
>>61200225After socialists bombed their way into the parliament, see sozialistengesetzgebung lol
>>61200380Whats the problem? My enemy wants to do something thats good for the people. I dont do it and let the people suffer because its an idea coming from my enemy. Who is the asshole and evil guy? You obviously do it yourself to get the population on your site. Except in the USA were the people who would benefit from it are happily celebrating that their government treats them like POS.
>>61199308>>61199373>I'm out thousands of dollarsTherapy, psychiatrists, and the like are expensive, but that's why you find ones that accept your insurance. Before medicare I had medicaid through my county because I was a poorfag and my parents had me on some of their insurance, so the cost was pretty insignificant. >thousands of dollars, a shitload of time, energy, and emotional investment.It is quite an investment, but then again, so is work and I had already decided I couldn't work so the choice was easy. You have to really know that you can't work.>SSDI is only ~$1500/moMy memory is fuzzy on this, but I think SSDI relies on your work credits if you're not doing the disabled adult child route. Either way, your payment may be substantially lower than $1500 depending on your work credits or one of your parents' social security earnings if you do DAC. For example, for now my SSDI is through my father because I don't have work credits and my payment is well below $1500. In fact, it's supplemented with SSI and even then it's well below $1500. It will go up once I switch over to my mother when she retires because her social security payment will be larger than my father's.>but $1500/mo doesn't even cover rent for a 1Bed/1Bath in much of the country.Live with your parents for as long as you can. Minimize your expenses and invest every spare dollar. But if you get SSI, you'll have to invest under one of your parents' names, so you don't hit asset limit.>stack multiple of these programs, like SSDI with DACI think DAC is a means of qualifying for SSDI. I don't think it's its own separate program on top of it. At least, that's how it is for me.>would you say that that maybe counts in terms of me meeting the age qualification for DAC (disabled adult child)?Yes. I set my disability date slightly before my 18th birthday and they accepted that even though I graduated high school with honors, went to a good university, and made the dean's list before dropping out.
>>61201701Exactly what medical documentation do I need to collect? If I can find my old psychiatrist (I think he retired and closed his practice), what do I even ask for? I don't believe I had any diagnosis, but I remember seeing the term "adjustment disorder" on some piece of paper a long time ago -- though he never discussed that with me. What paperwork do I collect going forward?
Nothing, I take care of my health so I just pay cash when needed.Dental's a bitch but I can afford it. Serves me right for being addicted to carbonated water.
>>61203321They'll tell you what they want. But more importantly, you also give them permission to contact your medical providers for info as well. So don't worry about specific types of documents. You just want documents in-general from medical professionals detailing your diagnoses, symptoms, severity, medications etc. the more the better and the further back the better. The caveat being that these professionals are putting things in these documents that help your case... obviously. It would be bad if it was things like "his symptoms are mild and unlikely to cause impairment in job performance." These documents will be made by the medical professionals after they're meetings with you. This is standard practice. If your psychiatrist was private practice, you might be shit out of luck unless he has other staff still working. See if he was affiliated with a clinic or hospital or some other therapy/psychiatry organization and contact them. If you were prescribed meds see if the pharmacy has records.
>>61203668I should also add, that if you can't find anything about your previous psychiatry visits you can at least *mention* these to your future therapists, doctors, psychologists etc. they will almost certainly add these to their notes/files on you. So, it's less than ideal but better than nothing. They'll take your word for it and then you'll have it detailed in your medical files.
>>61196104hello?
>>61196440>get fired because AI/jeets with higher IQ do it faster and cheaper>get in debt to pay bills>kys with cheap guns bought on your nearest walmartmurrka
>>61196114This. My parents pay for exactly that.I think health insurance is a total scam and would go without insurance as someone in great health, but they'd rather pay.Without that, I already had some money saved just in case.I would have had to haggle, (Trump-style) negotiate and drag out any health bills anyway... In the US, healthcare is a scam and they basically make up the numbers they put on the bill paper.
>>61203979>/jeets with higher IQDon't exits. Depending on which iq numbers you look at, average jeet iq is between 78 and 82. Jeets just lie. Lie a lot.
>>61196104Living in a civilized country, that has healthcare.
