Aren't people basically exploiting other people when renting, say, dorms or houses, or cars for people to work with? How do people justify to themselves being leeches?Pic unrelated
>>61226916No, they are offering a service for money.>how do they justify itIf it's legal, people will do it. Hating landlords is just a socialist meme. You can hate the law.
>>61227099>they are offering a service for money.What service? Sitting on their ass while renting a (expensive) space for some wagie to pay their mortgage is a service now?>If it's legal, people will do it. Hating landlords is just a socialist meme. You can hate the law.Do you know the different between legal and legitimate? Sure, it is legal, but the ones doing it are people who don't think it's unethical (or just don't care at all).
>>61226916They build those houses, why would they give them for free?
>>61226916>Aren't people basically exploiting other people when rentingNo. Landlords are just using their assets to generate a profit. Nothing necessarily exploitative about that. Being a landlord could even be considered noble since you're providing a home for people who couldn't otherwise afford one
>>61227257>What service? Sitting on their ass while renting a (expensive) space for some wagie to pay their mortgage is a service now?There are customers who can't afford or don't want to buy a home, who seek out homes to rent. If they didn't have that option, they would be worse off. >Do you know the different between legal and legitimate? Sure, it is legal, but the ones doing it are people who don't think it's unethical (or just don't care at all).There is nothing unethical about renting out a house. Tell me exactly where there is any harm done, you can't pinpoint it because no harm exists.
>>61227257>What serviceHousing doesn't appear out of nowhere you retard.Landlords build housing units with their capital.Also the home ownership rate has gone UP since 1960s.
>>61227315>They build those houseswho the fuck actually builds houses to rent? landlords just buy and rent whatever shit they can find. they renovate at most.>>61227317>Nothing necessarily exploitative about that>>61227335>Tell me exactly where there is any harm done, you can't pinpoint it because no harm exists.the fact that the tenant is wasting their money and their fucking life having to pay for some overinflated space with a roof? if rent wasn't so high like it is these days, I think it could be justified to some degreeyou could at least be honest and say you don't give a shit about wagies or whatever.>>61227580>Landlords build housing unitsprove it. they don't. if housing was affordable, workers would be the ones paying for construction, but they can't. it's a fake market, restricted and inflated on purpose by politicians to benefit owners of building companies, landlords, "investors" and other such leeches.
>>61227653>the fact that the tenant is wasting their money and their fucking life having to pay for some overinflated space with a roof? if rent wasn't so high like it is these days, I think it could be justified to some degreeWhen people rent, they treat the home like shit since they don't own it. Then the landlord has to come in afterwards and clean up and fix the property. You understand? The landlord gets compensated for taking on the hassle of cleaning after other people's messes.No one's going to run a nonprofit where they rent out houses and break even. That's working for free, which is bitch work, which means no one would do it and prospective customers would be left with no options.You clearly haven't thought about this for longer than 5 minutes and get your opinions from Reddit.
They don't offer a "service"They offer a government granted monopoly privilegeFucking retard entitled land lords
>>61226916Yes. Also owning shares in a stock is exploitation of the workers. >>61227099Jewish take. Capital doesn’t work, people do. Capital is just fiat money that is created at the whims of government and financial institutions and doled out unfairly and disproportionately to people who don’t do actual work.
>>61227317This is horseshit. These people could afford a house if they didn’t have to compete with institutions that have license to just print money at next to no interest and often not ever even have to pay it back.
>>61227739>They don't offer a "service">They offer a government granted monopoly privilege>Fucking retard entitled land lordsHow many apartments and houses have you built? Why do you think people should live for free in other peoples buildings?
>>61227800the government can build housing. singapore solved its housing crisis with a massive government spending program. to this end, close to 80% of singaporeans live in government housing.all of this is unthinkable and unpalatable to the average racially monopolized 65 IQ "free market advocate" muttoid who was bred for the sole purpose of being exploited by jews from the cradle to the grave.
>>61227818Government doesn't need to build housingGovernment is the one that creates a "shortage" in the first place
>>61227833sorry but outsourcing home development to hook nosed middle men scam artists doesn't solve anything. a much higher IQ country relatively free of niggers and jews (singapore) figured all of this out decades ago while the average mutt retard has been praying to the free market gods for a solution that will never come.
>>61227818lmao, I would sooner live in a camper then liver in "Government housing" Government housing is commieblocks, it's hell, you must be ultra poor if you think government housing is viable, just look at what happened to all the housing "Projects" in the US, they all turned into criminal owned warzones
>>61227884>all of this is unthinkable and unpalatable to the average racially monopolized 65 IQ "free market advocate" muttoid who was bred for the sole purpose of being exploited by jews from the cradle to the grave.
>>61227912lmao go ahead and live in a government housing project then, see how quickly you get shanked in a stairwell be a drug dealer
>>61227884>you must be ultra poor if you think government housing is viableanon... most people are "ultra poor", or at least poor, and have no choices other than renting or getting govt housing.having a roof over their head is good enough to build a decent life. having to pay half your wage just so someone else can get another apartment for free while being exploited by some random rich boomer you've only heard of in the media fucking sucks.
>>61227653Landlords buy houses. House prices go up. Builders can make now more profit, so they build more houses. Landlords do less work than wagies, but take on risk. Investors can consume their capital, or they can make it available to others in exchange for reward. If they assign it well, they profit, if they assign it badly, the capital is lost. The role of investors in society is to allocate capital to where it is needed, and to take it away from where it is not. If a new industry or school is being built, investors will move their capital to provide residence for workers / families. This is a service. The issue of unfairness is twofold, first that wage income is static, but investment income is expotential, which liberates those who do well. The second is that it requires people to spend their capital on the needs of others instead of themselves. Very few people do this, and they are encouraged / programmed not to by corpa, politicians, education, media, etc. You are correct about corruption in regulation; there is a great deal of evil to be angry about. But the landlording process, in and of itself, isn't evil. It's just assigning capital to where people need it and being rewarded for it. It's the unsustainable money printing and devaluation of wages (compounded by increased automation and immigration) that is making it seem so. There are good landlords, bad landlords, and evil landlords. There are good investors, bad investors, and evil investors.I give a shit about wagies because I was one, but it is getting harder over time, as much of their suffering is self-inflicted; for many of them, by blaming the elites for everything, they liberate themselves from taking responsibility for those things that they can change.
>>61227931>all of this is unthinkable and unpalatable to the average racially monopolized 65 IQ "free market advocate" muttoid who was bred for the sole purpose of being exploited by jews from the cradle to the grave.
>>61228268>repeating some racism about jews as though it were an argumentok chud, back to your cave
>>61228275it's the other way around. again, other countries have figured this out.
>>61228275>>61228293
>>61226916>Aren't people basically exploiting other people when renting, say, dorms or houses,Yes, thats why I made a thread with a discussion on the unproductiveness of said leeching.>>61219301
>>61226916The cost of rent has to remain low enough to prevent people from taking a mortgage.The benefit of renting is that maintenance is the responsibility of the landlord, however this is depends on the legal system protecting renters.I have a mortgage so that more of my money is going towards equity (principal),The downside is that I'm responsible for monthly garbage service, taxes, utilities, and home repairs.It's also a much bigger hassle to move if I have to.
>>61228268>cannot define 'exploitation' in a way that sounds morally wrong
if you dont like landlords why dont you just buy your own home?
>>61227257You're free to huy your own fucking car or house retard
>>61228953that's the whole fucking POINT of this thread, you RETARD. most people ARE NOT FREE simply because THEY DON'T HAVE ENOUGH MONEY. even wagies who get paid well have NO OPTIONS other than having to ask some JEW BANKER for a fucking mortgage because of how expensive everything is and how fast prices keep risingproviding a "service" (lmao) which most people are basically forced to pay for, at such high cost, is NOT ethical. what are their alternatives? living with their parents?of course the system is made such that landlords have no incentive to lower prices (who the fuck would be so foolish?). there needs to be a public policy of govt housing (not even partially subsidized construction lowers prices), but politicians (both "leftists" and rightwingers) are in the business and don't give a shit about the average worker.
Renting is only good when its much much cheaper than a mortgage and all the property owners don't come together and set standard renting prices.Both are not true currently.Renting prices used to be MUCH MUCH cheaper relative to everything else.Rent would only be 10%-20% max of an average pay check for an average rental property.Now its anywhere from 30%-50%+ for the equivalent paycheck rental property.And rental property owners now have databases that automatically check for rental prices and auto adjust.No value for renters and no competition for property owners.Renting right now just isn't that good of a deal in most parts of the country.Most people do it because they have no other choice.The only place that is a good deal to rent, that I know of, is Texas. Rents really cheap there right now relative to every other state.
>>61229066So build and design your own house, extract the materials yourself, shape them, design and construct it.
>>61229436Realistically how much would building a house in the 'burbs cost? Buying the land, paying the engineers/architects, the contractors and getting the necessary paperwork? Per sqft obviously and not in NY or Cali. Yuropoor asking.
>>61229481I'm pretty sure suburbs come with a house already constructed unless I'm mistaken?
>>61227653>prove it.The simple fact that home ownership rate has increased. If it didn't it would mean landlords are buying up all of the homes turning everyone into a rental class.35% of the housing units in the country were built by the landlord's capitalWho do you think funds apartment buildings? Landlords.>if housing was affordableThat would require banning money printing and destroying zoning laws and regulations, but I know you retards don't want that>it's a fake market, restricted and inflated on purpose by politicians to benefit owners of building companies, landlords, "investors" and other such leeches.I actually agree but for different reasons than you.
i own a couple of houses, and rent them out.. look i needed to provide the capital for the houses.. i gotta do all the maintenance etc its a pain in the arse. The folks i rent out to its ideal for them as they dont want to be tied down with a mortgage. Its the same as any buisness a person has to put down the capital and the risk to earn a possible profit...
My family has a few modest properties cause my grandfather worked his ass off.Basically keeps the family afloat but the state and corporate landgrabs cooperate to raise our taxes. (Shit hole 2 family valued over 600k from sub 300k)Other families in town already sold their properties, remaining landlords rent to sec 8 which has inflated rent to absurd levels and flooded the town.We avoided this by renting to friends at half rates for super long term tenancy.If they steal our property and lifeline I will go full radical.
OPs bait was so retarded that everyone thought this was him ripping on landlords
>>61226916>this person can't afford/doesn't want to buy a house so i provide the service of providing shelter for a price
>>61228242very good effort post anon
>>61226916>>61227257How do retards liek this exist
>>61227863singapore system is okay but it def has problemsThe japan/south korea model is superior, they just let people build whatever the fuck they want, wherever they want and housing is dirt cheap there.Why don't you fags realize this?
>>61227257Yes you fucking moron. I worked, saved money and can do with my shit whatever the fuck I want. Kill yourself you worthless plebbitor spastic.
>>61227863>free market gods for a solutionWhy do you retards always lie and pretend we live in a free market when we obviously don't?The government prints trillions of dollars and injects it into the housing market to create a massive bubble and you think that's a free market?
>>61227912>monopolized 65 IQ "free market advocate" muttoidReminder that studies show people who support economically liberal policies have higher IQs than those who don't.>>61228298wow those sound like paradises, clearly a higher home ownership rate is corelated with higher living standardskek
>>61229544Yes. Problem?It's sad our economy is so bad that services like this are necessary but here we are.
>>61229581are these related to the same studies that shows jews are higher IQ than whites?
>>61229581>>61229596>owning a condo with walls made of corncobs is beating westoidsBRICSniggers should rope.
>>61229669living in a brick commieblock for cheap vs paying $2700/month for a 5-over-1 plywood studio apartment (free market solution)paying $500k principal + $500k interest on plywood box built by illiterate/drunk mexicans in 3 weeks with factory reject lumber (free market solution)living in your car
>>61229685The free market solution would be japan where prices are dirt cheap.The fact you people keep lying about the free market means nobody is going to take you seriously.see: >>61229565
>>61229491Then your only way out is buying in a neighboring town? I doubt you'll find a city plot for an attainable price.
>>61226916fuck off with that reddit threadIf you don't like renting don't rent if you're a mutt you can live in your camping car or in some container or get a credit
>>61229719muttmerica could make zoning illegal and allow 100 story plywood favelas to be constructed on nuclear superfund sites and they would still start off at $2700/month for 400 square feet. this is because 1) trillions of dollars (pension funds, REITs, corporate real estate bonds, countless derivative securities, etc.) are tied up in real estate valuations and2) banks, due to LACK of regulation, allow for residential loans with 97% LTV 30 year terms with 40-50% pre-tax DTI ratios and not much more stringent for commercial loans.it works in japan because housing is not an investment pumped to the moon by abject talmudry.
>>61226916i have never rented anything out to any one ever. also i am not jewish
>>61229563>I(You) and how many?this isn't about you in particular, brainlet. this is about the whole society.>>61229801good. I'm proud of you, anon. look at this fucking thread and see how many jews and jew-lovers surround us.
>>61229685>corrupt chicom chiggers parking "their" assets (that they have stolen from the working class) in a capitalist country creates a real estate bubbleNo way.
>>61229885i've never seen anyone with an iq above 65 or a wage above $17/hour use the phrase "chicom" fyi
>>61229788>1) trillions of dollars (pension funds, REITs, corporate real estate bonds, countless derivative securities, etc.) are tied up in real estate valuations andDue to money printing, yes.ie. not a free marketEven with these issues, radically increasing housing would push down prices and probably pop the bubble.>due to LACK of regulationThat's fucking hilarious because we have endless "regulation", which is the problem.>allow for residential loans withAgain, who printed the money for the loans? brainlet>it works in japan because housing is not an investmentBecause the fact there is a massive abundance makes it not worth it as an investment
>>61229895Ok reddit nigger.
>>61229857Usury is based.Cry it about it, economic illiterate.Jews live in your head rent free.Go move to a muslim shithole where usury is banned and thus there is no development.
>>61229900>smug retard confusing central banking with private banking and insisting that mortgage lenders are creating money out of thin air via action of the us treasurythis place gets dumber and more mixed race by the day. how old are you, little nigger?
>>61229905jews and muslims are basically the same fucking shit with different laws. I hope they anihilate one each other asapalso, kys wannabe jew
>>61229915>>smug retard confusing central banking with private bankingIt's all government enabled money printing. Partially from the fed, partially from fractional reserve banking.Private banks wouldn't be allowed to fraudulently create money out of thin air in a free market.There would no no inflation in a free market, there would be a natural deflation.
Everyone in this thread is wrong. The core argument should be "economic rent." It is the land value itself, not the buildings on the land that matter. Landlording mean you own a piece of land and the value of that land appreciates by the work others do around it (as the town or city grows). So landlords benefit immensely just by holding the land, while contributing nothing. This is why the truly wealthy are land owners and their wealth is primarily through the value of land they hold, not what's on it.
>>61230155you are right to some degree, but not fully.on one hand, literally anyone could buy land in the most remote place for like $10-$20k. that's affordable even for the poorest american.on the other hand, you could rent rooms in the house/apartment (either by leaving or share the place) you rent and you could charge even more than what you are paying for it. maybe you'd end up providing a roof for more people, as long as people are willing to pay.so in reality people want/need both, a roof over their heads and good fucking location. bare land can be useful for some things, but here we are talking about a place for LIVING.
>you can’t own property unless I can also own propertyfuck off commie scum. of course the government radically inflates the housing market at every level in myriad ways, and housing is unnecessarily and unfairly expensive, but if you aren’t old enough to realize that more government intervention is never the solution to a problem caused by government intervention, then you aren’t old enough to be on this board. go tell your parents the parental controls on your phone aren’t working right.
>>61226916so you want others to give you an apartment or car for free? what the fuck are you trying to say here
>>61230062have these free markets ever once existed outside of the confines of an economics professor's classroom?
>>61230554>can you name a society in which murder didn’t exist? no? didn’t think so. therefore, murder is good. >t. cannot comprehend a spectrum, only absolutes
>>61230554to various extents yes they have and they were successful
>>61226916Lending of items obtained through financing is a form of usury. Therefore it is a sin to rent out homes or any other property you obtained through a loan.
Rental costs become a problem when the fees are too high in a market where owning a home is difficult for a single income. It's a necessity like food, if grocery prices are absurdly expensive, it becomes a problem. The economy begins building on top of these problems and they become essential. It's the sort of bullshit that leads to civil violence.
past couple of years the new crop of commies started conquering internet and it's way more hilarious than beforeop opens with an amazing "explain to me why am I am a whiny little bitch"It's amazing how during an economic downturn for common people western commies are still the blue haired square glasses women stereotypes, having no plans or suggestions for actually solving the problem
I love how retarded you faggots are. you are unable to argue in good faith. some of you can't even understand what is being said, others clearly are ashamed of making money through unethical means but still feel the need to comment and argue lmaoalso, if you don't give a shit about ethics, just say that, retards. no need to argue about shit when you don't have any actual arguments.
>>61230508>government radically inflates the housing marketI'd say it's politicians, not the government per se. guess why politicians do it...>>61231093exactly this. retards don't understand. they probably have never read a history book.
>>61231359>politicians, not the government per seaside from the fact that the difference between them is negligible, the federal reserve has bought around $2 TRILLION of mortgage backed securities. fannie mae and freddie mac have bought trillions more. I remember reading somewhere that between buying mbs, insuring mortgages, etc the federal government makes up like 30% of the entire US housing market. add to that the zoning and permitting restrictions on building, coupled with billions of dollars spent trafficking tens of millions of foreigners into america for several decades, and it’s frankly surprising housing isn’t even more unaffordable than it currently is. I’ll also add one last thing: fed interest rate fiascos that first drive up prices and then drive up interest rates which creates a feedback loop of unaffordability. undo all of these harms that come from government interference in the market, and then if housing is still unaffordable (it won’t be) then you can be a commie. but the truth is you don’t want housing to be affordable, you just want communism.
>rent is too high for youRent something cheaper. Split with roommate(s). Split with spouse.>mortgage is too expensive for youMove to a less expensive city/town/state.These complaints are only communicating that you believe you are entitled to your job in a certain location plus housing at a certain price.Meeting all of these conditions is much more achievable when you have a high value job.If the price other people have placed on your labor is out of balance with your cost of living, what you need to do is rebalance your life by moving and/or splitting expenses.The bottom line is if you really feel under pressure you probably don't make a lot of money and you therefore don't perform valuable work. You could therefore go perfor said work in a very inexpensive rural area that does not have a high premium for living expenses.Too many words.
>>61231446anon, who decides that central banks exist in the first place? politicians.>>61231518>you believe you are entitled to your job in a certain location plus housing at a certain price.anon,1. you clearly have no clue about anything. if people could get jobs in smaller cities or even remote jobs, they would be happy to move. this actually happened 5 years ago during the pandemic, when a ton of people left cities to live in inexpensive areas. but, guess what, companies have been pushing workers to return to offices, even to people that don't really need to work in the office at all. I'm a tech worker, I know this, I've seen it happen and experience it daily. so it's not a matter of "want", but "need".sure, some people love the city life and think they are entitled to living in a city center just because, so charge them whatever the fuck you want for the privilege, but most people don't like that shit. most people don't even have alternatives.3. yes, people are entitled to a decent life. have you ever had to split with other people? I have had to, many times. it fucking sucks.stop assuming so much shit and touch grass, you idiot. you clearly have never had to suffer in your life. YOU are the entitled one here.
>>61231317>others clearly are ashamed of making money through unethical meansProviding housing as a service is a good thing, it's clearly not unethical
>>61231584>anon, who decides that central banks exist in the first place? politicians.exactly, which is why this statement by you >>61231359>I'd say it's politicians, not the government per se.is retarded. the state is to blame for the high cost of housing. not the fact that people are allowed to own property and rent out that which they own.
>>61231584My first year working I lived with (poor) single mother in a 1bed/1bath apartment after her mobile home flooded.Second year working I lived with 2 friends, one of them the landlord, in a 3bed/2bath house. These 2 years I had a low effort low wage job.Then I got a better job and rented from a different friend in a different state for 4 years in a 4bed/2 bath house.Then I bought my own house and rented out 2 of the rooms for 5 years.Then I moved and kept the house rented out while I rented an apartment for 2 years and had a girlfriend move in for 1.Now I'm single and renting a luxury apartment and looking for a wife.
>>61231654ok, so you managed to build a better life. good for you. I did so, too. but this isn't about us.
>spend 35 years building a house with my own two hands>retard OP thinks he's entitled to my houseHow are you any better than the landlord? If anything you're worse since not only do you want ownership of the house, you want it steal it from someone who put in the labor to build it.
>>61230062Interestingly, we don't have fractional reserve banking. We don't even have 0 reserve banking, which implies they're allowed to lend 100% of customer deposits. They can lend far more than 100%, reserves are not checked whatsoever when new loans are issued.The problem is retards that hold US dollars. That's the only thing that gives USD its value. If nobody held that shit they couldn't print their way out. But people like dollars because they're somewhat predictable, obviously at a dire cost of losing value.
>>61231854>>spend 35 years building a house with my own two handsI don't believe you. stop pretending, you didn't build shit lmao. you might have paid someone to do it, doesn't mean shitalso, even then, what does that have to do ith ethics? why do you think you should do anything with your stuff just because you want it to? are you religious? do you understand that western values came in good part from religion?
me when i first did acid when i was 19
