If they aren't passing them down and or not being maintained then China will buy them for land value
>>61524273My shitcoins are more affordable than ever! Thank orange nigger!
>>61524273So they could build more, but they choose not to. Thanks for confirming.
>>61524328They call them shitcoins for a reason.
>>61524326>passing them downYou can't really do that when it comes to houses made from plywood.
I don't know much about america but can't the free market just solve this issue? If there actually is a cheaper way to produce more houses why would the government need to do it when some company just could make a bunch and sell them to millions of people desperate to buy them?
>>61524273How is this retard coping with making it so the republicans get raped during the midterms?
>>61524487Trump has a shitcoin on solana, let that sink in!
>>61524273>You WILL buy boomers real estate bags after they 10x’dProbably, yeah. But I'll still be turning internet funny money that I made sitting in my bedroom into physical assets, so it isn't all bad.
>>61524273>"while trying not to undercut existing homeowners' wealth">inb4 100 year mortagesJust gas the boomers already, jfc.
>>61524500If they build more houses, that would make house prices go down, which is le bad. :^)
>We need to make it more affordable without lowering pricesUhhh
>>61524429please explain the psychology behind seeing a superman looking mf and having the audacity to take a pic next to him looking like that AND uploading that shit online
>>61524500>but can't the free market just solve this issue?If you build houses without the governments permission they send men with guns to your house and send you away to a place you are raped by niggers.
>>61524557His fucking wife does. Let that sink in moar
The problem is aversion to apartments and old people hoarding real estate stock. Why are 60 year olds living alone or as two in a 6 bedroom house? Like actually wtf....
>>61524690Because they have not just accumulated equity but accumulated wealth. They require space to hoard all the fucking useless expensive shit they’ve collected in their pampered lives.That’s literally the reason. Largest living space footprints in the world are the USA and some wealthy boomer irrelevant nation like Australia.
>>61524500NIMBYism is a relic from when whites could afford houses in the suburbs and minorities couldn’t. Now even young white people cant afford those houses cause of greedy boomers who won’t even tolerate slightly cheaper houses popping up around them so they’re stuck either living with their parents in the burbs or in garbage inner city neighborhoods.
The cost of living crisis is 100% caused by the constant US government interventions to keep financial markets propped up. In 2008 the housing bubble popped, and the government REINFLATED the bubble so that nobody could afford houses again. The free market would have solved these problems a long time ago, but the government keeps printing money to provide economic welfare to (((rich capital owners))). You're paying a hidden inflation tax to provide economic welfare to people much more wealthy than you. The whole system is ass-backwards and we're being robbed.
>>61524429which one's the personal trainer
>>61524429North vs South Italy
>>61524695Look at how space is used in the Bay Area lmao.
>>61525025But this shows my point. Look at the footprint. It’s all low density. Big single dwelling on large land. Not medium dwelling condos or high density apartments.This is a boomers wet dream- literally GET OFF MY LAWN!
>>61525039Condos are for retirees and brown people.
>>61524273he will give every buyer $2000 and call it a dayhe missed a big opportunity: could have let old fucks die from COVID, but didn't.
>>61524273inflated home valuations hurts everyone except banks and reversal mortgage boomerniggers. inflated valuations means inflated cash holding costs: higher taxes (property taxes scale with assessments which track with market valuations), higher insurance costs (insurance scales with replacement costs), and higher maintenance costs (tradies generally charge more money in higher valuation zip codes.)also orange nigger a mentally retarded kike cocksucker so whatever action he takes will invariably backfire and make things 100x worse while coincidentally enriching himself, his sons, his ((((son in law)))), black rock, etc.
>>61525039I assumed it´d look better but the beachfront has the distinct Central American shithole vibe for some reason.
>>61524500you could legalize 100 story tall, 100 square foot plywood microfavelas built on EPA super fund chemical waste sites, and they would still cost $400k. the issue is credit availability. if you want affordable homes you need to crush credit availability -- and we've seen this play out before with the "credit crunch" during the GFC.>minimum down payment 20%>maximum post-tax DTI 25%>maximum loan term 15 years>all by statute, absolutely no waivers>total elimination of all down payment assistance gibs programs>severely disincentivize (via taxation) property vacancies>severely disincentivize (via taxation) corporate ownership of SFHs>etc.
>>61524326The banks are going to buy all the houses. You will own nothing.
>>61524500Yeah a free market would solve most issues. But we don't have a free market.We have a bunch corrupt fat arrogant pompous elite rich asshole idiots interfering with everything under the dun
>>61524684It's an odd behavior that's for sure.I think you'd need a clinical psychologist to analyze that
Told you niggers MIGA in chief would not negatively impact current housing. What this will do is kick up manufacturing of cucksheds. Your 150k 500sq ft condo awaits
>>61524273Real estate shouldn't be a store of value to begin with
>>61525025That's just too many people.We need to depopulate
>>61524500this is the free market you fucking moron. nobody wants to introduce more supply because that would drive housing prices down. thats why countries like china and singapore know the gov has to be the driving force behind the housing industry because turning something thats a necessity into a speculative asset has disastrous long term consequences. and singapore is notorious for being free market capitalist
>>61524273>tackle affordability while trying not to undercut existing homeowner's wealthHow does that work? And no, low interest rate or 50 year mortgages are not the answer. Sellers will just raise prices.
>>61525117illegals and legal mystery meat mulattoids and all flavors of indians, spicmonkeys, etc. need to be deported but it won't fix shit with respect to real estate. my 95% flyover hometown has seen YoY population declines (and job losses for that matter) for the last 50 years. home prices still go up every year. it's an issue of credit availability. >>61525088
>>61525139When your do full of shit and have nothing to sell but corrupt schemes and 100 year old twised web of lies, it just comes out sounding like contradictory jibberish, because that's all it is.They have lost the ability to plaster over the cracks of their house of lies. It's just too much
>>61525139he will promote the construction of more shelters for the homeless.millenials and gen z vlll own nothing and vill be happy.
>>61525158>When your *so
>>61524273>looked at emergency action. So basically, he looked at it for 5 seconds and went back to eating his filet mignon at the country club restaurant before resuming his golf game lol you are all so fucked, it's not even funny. At this point, Trump literally just goes on TV and spews the same bullshit that the economy is getting better, etc houses and food keep becoming less affordable lol you all got scammed sorry no refunds.
>>61524541it's inevitable, the vast majority of republicans are sub-90 iq and easily manipulated by any co-opted narrative that's convenient to get kikeservative elites electedit's not until they experience negative effects personally and firsthand that they get that conservatism doesn't work for anyone but those far, far above usand that's just on the economic front, they are literally building palantir blackmail databases on every american as these fucking cretins cheered for it
>>61525254
>>61525260keep in mind kikeservatives are so horrible they are even driving THESE PEOPLE off nownot that they were ever part of the club to begin with
>>61524429Yeah. Help people get housed but somehow keep house unaffordable to many. Genius.
>>61524684you'd think the personal trainer is fucking his wife, but I think it's more likely that he's the one fucking the personal trainer
>>61525133>this is the free market you fucking moron. nobody wants to introduce more supply because that would drive housing prices down.Who is 'nobody' here?The government?Not very free market of you haha
>>61524273mass deportations is the solution to every problem in the west.remigration now or else....Trump shits the bed in his 1st term, gets the people's mandate and continues to shit the bedBoomers are useless and need to go.
>>61524690Have you even lived in an apartment? Maybe you had a good experience but there is a risk that you will get a loud neighbor. I'd only live in an apartment if there was a way for residents of the building to vote someone out of the building if they are a problem. The whole issue with everyone wanting houses and land is so they can have peace and quiet. There needs to be a way so even the poor can have peace and quiet.
>>61524273Unless you own mutiple houses that you can rent, think of your house "core store of net wealth" is retarded.Houses are where you live, not make money.You wanna make money with houses, buy rental property.Not dump all your savings into the house you live in.
>>61524273So glad I bought a house in 2019.$300,0003.6%Mortgage is $2,000But split in 1/2 with my twin sister as a roommate.$1,000 rent is an absolute life saver.Means I can invest $2K a month without worrying
>>61524712This is what occupy wallstreet was about already way back when. If only the activists could focus on that instead of identity politics.
>>61525161>he will promote the construction of more shelters for the homeless.That would be a great thing. Homeless look disgusting if you’re not used to seeing them.
just build your own house https://www.youtube.com/watch?v=g5PC8XFC9qw
>>61524273I voted for this
I'm just not going to buy the boomers bags. I'll just live at my parents home forever. I don't care. I'm not going to do it.
>>61525517Japan called , good luck with demographic collapse and economic irrelevance without migration .
>>61525894People also don’t realize all of Japans economic growth at this point is tied to investments they made when their own economy was still growing in western countries with growing populations. If the west follows japans example the global economy will collapse. Chuds need to recognize the only options to avoid economic disaster are mass migration or forcing white women to have more babies.
>>61525163one more word bud, I believe in you
>>61524500The government won't let them build more houses. That's the problem.
Home prices are in the process of crashing as we speak. This is basic cycle shit. Nothing Trump can do about it and if you actually expected our first jewish president to lower house prices by decree you are retarded.
>>61524273lol rock and a hard place. They need to sacrifice the boomers but that’s the only reliable voting bloc
>>61525924Or AI and robots if that works
>>61525924Eventually we do have to hit replacement levels again even if just barely tho. You're right.
>>61525924Mass migration is also not a long term solution though because eventually you'll run out of people. The REAL solution is that you have to end retirement and massively cut spending thats just giving money out to people
>>61524273Everyone's talking about the crisis as if the solution isn't already there. 14 million vacant homes in the country, RENT THEM OUT YOU RETARDS.
>>61525088>if you want affordable homes you need to crush credit availability Not trueHousing costs what it costs because of supply vs demand + the cost of construction itselfYou literally cannot physically build a house for that priceWhat needs to be done is to take a fucking nuke to all the regulation that has created high cost floors, and go back 80 years to keep allowing segregated neighborhoodsHouse prices is the only way to "legally" segregate so high prices is what every homeowner wants
>>61525146Even if credit was less availible, the actual price would be just as difficult for YOU or anyone else to purchase, since demand will stay the same
>>61527373Or at least have it based on the wages of the current generation so old people are incentivized to vote for policies to raise younger people's earnings. Or something.
We're sort of already locked in for the pain though.
>while not undercutting existing homeowners wealthThat's the fucking problem.Trump is a retardfuck boomersRAISE RATES AND LET PRICES FALL
>>61527484Trump is a boomer real estate tycoonAt no point is he going to be reducing the cost of real estate
>>61524500>I don't know much about america but can't the free market just solve this issue?It can.The problem is the government is restricting the free market.We could have built a fuckton of homes like japan does but we don't
>>61525133>this is the free market you fucking moron.No, it's not, that's the fucking problem, idiot.>nobody wants to introduce more supply because that would drive housing prices down.No because the government makes it illegal.Japan are the ones with a free market that let people build whatever they want.
>>61527484In good faith the trend seems to be stagnating or slightly decreasing home prices and rising wages instead of crashing the housing market. This gives poor boomers the ability to live off a mortgage or something and just have the bank foreclose on their house after they die for whatever is left. Or something similar.
The answer is simple, build more housing.
>>61527501
>>61527504It really is that simple anon. I didnt say it would be easy.
>>61524273When you realize that boomers absolutely have no real forms of retirements and all along lived off of socialized benefits like pensions, social security, and medicaid.Why else would they be freaking out about a slight dip in their home equity value?
>>61527527>social security, and medicaid.These should have never existed
>>61527309Really hope this is true.I'll be saving for a big down payment and try to get a house in the next 3-4 years when prices are at their lowest for the cycle.
>>61525133>nobody wants to introduce more supply because that would drive housing prices downJust to clarify for you, that's not the free market, that's democracy. I'm not even authoritarian but this isn't a free market issue
>>61524541GOP will win the midterms easyYou really don't underestimate just how much people ducking hate you
>>61525139What trump really means is that the majority of American's net asset values are tied up into their houses. Lowering housing prices will directly deflate their net value because they cannot fathom their portfolio going from 400k to 250k.It's their last line on getting a reverse mortgage or selling their house in order to fund their 80k per year medical bills just to live from 95 to 110.
>>61524273>emergency to tackle affordability>doesn't want to tackle affordabilityHe's gonna create another housing bubble, isn't he
>>61527309meanwhile, middle class people have become poorer, so they can't afford houses even with stagnating prices.
>>61527597>He's gonna create another housing bubble, isn't heHe's always been a big government keynesian retard so yeah.Trump's political career basically destroyed any real chance of fixing this country's economy.There was a potential with ron paul and the tea party shit before trump, but that's all over and all of the republicans are far left keynesians.USA will collapse in my lifetime.
>>61524273housing prices have been crashing and crabbing for years now. we need an emergency stimulus next year and i suspect we'll get one.
>>61527585They'll lose because they refused to keep the health insurance subsidies in place.
>>61527630>He's always been a big government keynesian retard so yeah.LMAO, if he was a keynesian he would be using his position to promote shit. instead, he's waiting for the market to fix shit, barely intervening, and only when it's convenient for him and his family to steal money.
>>61527638>position to promote shit.what kind of shit?
>>61527662- mass construction, including technical training, education and research- easing zoning rules- building and improving infraetc.
>>61524500The government won't stop meddling in the market.
>>61527426no it wouldn't. again, study the 2008 credit crunch.
>>61527730what does that have to do with keynesian economics?nothing
>>61527768>government spends money
>>61527638I meant to say "incentivize", btw.>>61527768from https://www.investopedia.com/terms/k/keynesianeconomics.asp#mntl-sc-block_1-0>What Is Keynesian Economics?>Keynesian economics is the idea that the government should intervene in the economy. This means that the government should spend money to keep the economy going, even if it has to go into debt, especially if there is a recession. The theory was developed by John Maynard Keynes, a British economist from the 1930s, who believed that the economy doesn't always recover on its own but needs to get a push from an external source. Keynes advocated for higher government spending and lower taxes to stimulate demand and pull the global economy out of the Great Depression. Keynesian economists believe that intervention can lead to full employment and price stability.Trump could have done >>61527730 and much more instead of spreading helicopter money during the pandemic and killing the CHIPS act after his reelection
>>61527832>>61527785>trump heavily intervened, but he didn't intervene enough so he's not keynesianlol
>>61527980>>trump heavily intervenedshow us.his only intervention was to fuck you amerimutts in the ass while claiming to BTFO China kek
>>61524491Houses aren’t actually made from plywood here…
>>61528018>show us.the endless government spending, the endless money printing/lowering of rates, adding more regulations than he removes, tariffsI could go on
>>61528067isn't that what amerimutt cuckservatives always do? they make government bigger than it was when they got in while claiming to do the oppositeyet I don't see how any of what he has proposed is incentivizing anything to make people's lives better.
>>61524273I would rather a president try things and risk failure then one that claims to be unable to do anything. Respect.
>>61524273sorry boomers, just because you think your house is worth a million dollars doesn't make it so.anyways, fuck boomers. defund and liquidate social security.
>>61524500You could get a tiny home on a trailer hitch and depending on your local municipality, they'll fuck you because the ordinances say you need a foundation, min. sq footage, some places you cant even live in an RV on LAND YOU OWN. All because you don't generate tax revenue and you drop average property values which in turn drops takes more revenue. They literally hate anybody getting off the plantation and where I live specifically they force the homeless/ultra poor into DHSS inspired taxpayer funded poverty farming where you're incentivized to STAY THAT WAY.tldr poverty makes certain people money, if you don't want to pay prop taxes on the half mil plasterboard box you will be forced one way or another into giving them their cut.
>>61525139>How does that work?it doesn't, those things are economically coupledyou can't take a shit without exposing your assif you keep your pants on, what you'll be doing is shitting yourself, a very different business
>>61527421>go back 80 years to keep allowing segregated neighborhoodsI was going to correct you and say 40yrs ago but no damn the 60s was 65years ago.
I feel like such a hypocrite. I used to be angry at boomers saying "EQUITY IS NOT REAL WEALTH, IF HOUSING PRICES GO DOWN YOU STILL BENEFIT BECAUSE YOU'LL NEED TO MOVE INTO ANOTHER HOUSE WHICH WILL GO DOWN IN PRICE"But now that I've bought a nice house poised to go up in value with future developments, I can't stop thinking about my zestimate
>>61528155>isn't that what amerimutt cuckservatives always do? they make government bigger than it was when they got in while claiming to do the oppositeyes, its the problemthey're compulsive liarswe're fucked
>>61527662trumpcoin, trump visa, trumpcard, etc
>>61524326China won't exist in its current form in a few decades, Anon. Its economy will crater in half that time, and its prospects are already diving down into irrelevancy and insolvency right now, which is why (You) keep shilling the chinks like your life depends on it.
>>61528155They did deport a couple million wetbacks and fuck over the Chinks. That's more than any administration has done for my country since before I was born.
>>61524500Because of (((zoning regulations))) which restrict what you can use land for and how densely populated it can be
>>61524491It's not the wood that's failing in the houses though, it's the roof and the electric and the plumbing and the heating / cooling / hot water, and the windows, basically everything except what you're talking about.Pretty much every single part of a house had to be updated in the past 100 years no matter what was done to it in the past.>>61524500I see the absolute bottom for houses being 80-100k in today's money. You need a kitchen, bathroom, bedroom, place for washer and dryer, electricity. After all is said and done you could do this all in a factory with robots the same way we make cars for about 80k.Now transport it onto a piece of land that cost 10k.Now do the hookups for a few thousand.Now it also has to fit on that truck used to move it, and has to pass regulations.Bare-minimum houses will always be 100k and you're getting a mobile home.I'd be okay with that price though if it was actually good quality, probably it won't be.
>>61528866I'm planning to do a camper conversion for less than 15k total cost including the vehicle. Using solar power, rain collection& water filtration, etc. Some required, and of course you're still paying for car insurance albeit it's not rent, mortgage or property tax. But the grid is a total scam.
>>61529125I wonder if it'd be worth it to get a polebarn set up, they're pretty cheap to run electricity to but would the state allow it?Because a polebarn that's basically used as a garage to park your camper, plus it could have a fridge + freezer. Really just a commercial building put up for cheap with no foundation, I think they come pretty cheap. Not 15k cheap of course and it would have to be in dicksville kentucky where you're just allowed to put up barns, but it's surprisingly cheap still.
>>61528524>They did deport a couple million wetbackswhat does that have to do with keynessianism?>and fuck over the Chinksanon, I... the chinks lost a lot less than muricans. in fact, trump incentivized them to decouple from your country. and that's only with trump TACOing every other week.btw, how do you guys not realize the misery that is coming to your country? again, trump is not incentivizing anything good, he keeps scamming you and talking about stuff without actually doing anything to improve your country...
>>61529168>anon, I... the chinks lost a lot less than muricans. in fact, trump incentivized them to decouple from your country. and that's only with trump TACOing every other week.btw, how do you guys not realize the misery that is coming to your country? again, trump is not incentivizing anything good, he keeps scamming you and talking about stuff without actually doing anything to improve your country...Brother, it’s futile. I’m the American 1% who isn’t cattle and fully aware of the coming pain and collapse. People are fucking oblivious. I explain it to friends and family and they still are completely unaware. That’s the power of jew brain from decades of programming
>>61529174Whoops, fucked up
>>61524690Where would they store their prized fine chinas heirlooms?
>>61525088>100 square foot plywood microfavelas built on EPA super fund chemical waste sitesImagine the 3-armed niggers getting class action paydays from that setup
>>61524273We should build and normalize pods for poor people. 1 or 2 adults in a 100 sqft room with enough space for a sink, twin-size bed, plug-in stove, mini fridge, portable fan/heater, and 32-inch TV. Put 20 of these pods on one floor with two bathrooms (one for men and the other for women). Charge $500 a month for a room in HCOL areas.
>>61529418And strictly forbid drugs and alcohol for anybody that wants the privilege of living in ze pod.
>>61529418The free market would have provided this but retarded zoning laws make it illegalim so sick of boomers and socialists
>>61529174can you be more specific op? hyperinflation?
>>61529423who's going to enforce that? will armed landlords go from pod to pod with breathalyzers?
>>61524500because its not remotely close to a free market and they, yup, wont let it be
>>61525542>there needs to be a way so that even the poor can have peace and quiet>what is die
>>61527565>>61527608>>61527309I think a lot of people in general forget that if you dont pay off the house instantly you are also going to be paying the mortgage AND HoA on top of the utility billsAll of that can easily rack up to 3000/mo before your ass even eats. The housing situation has always been cancer and it going down a few 100,000 isnt gonna make it better.
>>61528304This is like how /biz/ sees jews. Eventually we'll realize we ARE the jews.
>"I don't want new housing around me. I need the value of my home to stay high.">"I also want lower property taxes."Are boomers even human
Typical American SFH is the best kind of dwelling, so everyone wants them, and also is very expensive to build. Simple as. That's the math.Add huge land costs in HCOL places - the land is more expensive for SFH because they need more of it than mega apartment blocks.
>>61524273People keep talking about increasing density but both apartments and condos suck for various reasons. Either building codes need to be much stricter about enforcing far more soundproofing between units, or it’s a total nonstarter. Nobody wants to live in shitty new builds where you hear your neighbor’s every move. Condos are now also getting wrecked by increasing insurance and HOA costs that will never go down, and you’re on the line for any “special assessments” that might come your way. Condo prices in my city have been falling significantly in the last two years to almost look tempting, but then you see the $900/mo HOA fee that is in addition to your mortgage and own unit’s insurance costs. It’s fucked.
>>61532010>Typical American SFH is the best kind of dwelling, so everyone wants them? It's the only thing you are allowed to buildPlus there stuff like per unit development costs/taxes that prioritizes expensive houses
>>61524500
>>61531943You better subsidize their retirement homes too, after you buy their shit homes they haven't spent a penny on in 40 years
>>61532063ah yes no alternative than 10,000 acres of single family homes, or 40 story condos
>>615273092 more weeks
>>61524273Unrealised gains aren't real gains
>>61524500The government controls the lands and the building permits. A company could absolutely mass fabricate homes and just put them up. However, the government says no, thus maintaining the artificial shortage.Right now, one of the unreported problems here in Aus is that buildings are being built, but the department that's sole responsibility to do the checks and okay people to move into apartments is just not doing that and making up excuses to prolong the process as long as possible.
>>61532380I never said that, and specifically mentioned apartments too. Most of what is being built today in many cities is ~5-story multifamily blocks with 1-2 bedroom units that are for rent only. They are usually too small for families and also shoddily built and often just noisy shitholes that anyone with the means to avoid will which is the problem. If city councils want more dense housing and less sfh then apartments need to offer a better quality of life than what is currently being peddled to people.
>>61524273Houses are not meant to be speculative assets / stores of wealth. So sick of boomers so obsessed with how much money their fkn houses are worth. The amount of dollars your house is worth means nothing if every other house is also worth millions. Cheaper houses benefits everyone. Boomers get less property taxes and younger people can buy. People with mortgages get btfo’d, but who cares if property goes down or up they have to pay the mortgage off regardless
>>61524500If house prices go down then white goyim can own homes and start families and that makes white birth rates go up which is another holocaust
>>61525106im just going to speak from personal experience here, the first time around i wemt from lardass to 15%bodyfat it was something else. Mfs were all ugly inside and i went from being unable to post pics of myself to oh well i look good if it fits the context ill just endulge. Having said that during my first lean phase i started to notice theese bridge troll looking mfs who had absolutly zero slef awareness nor human decency and theyd just be in your face in your shit trying to pollute anything you have going through proxy, ugly as shit trying to sink their suckers into you. I think there has to be some sort of sub concious uglyness awareness inside theese types and they know they are living a parasitic lifestyle. I mean fuck it what do you think ? Any life experience to add to this, im really thirsting for a perspective on this matter>>61525482as funny as that thought is i have yet to see a super handsome (no diddy) guy like the trainer in question whod be organically a bottom. Memes aside, whatever happened to society shaming ugly fucks into just not boasting and showing their ugly mug online, i swear that shit was unwritten law and i lived in that territorry right up untill 2015ish then shit just vanished no filter no nothing the reign of normies letting ugliness rule by silent complicity. You ever see a guy at the gym 40%bodyfat wearing a tight fucking wifebeater, tiddies just pouring out the sides and unironically flexing in the mirror like hes already there ? Yeah that shit fries your brain differently
>>61524742read the shirt
>>61527633*in the long run we're all niggers
>>61529423Limiting poor people's access to alcohol would get you killed by alcohol industry lobbyists
