>inherit 100k>have a decent paying job>credit score is at 760>still CAN'T purchase a home without getting financially drained Make it make sense /biz/
Double wide trailers are like $60k OP. You can also buy prefabs off amazon for like $20k
have you considered buying silver instead?
>>61550944I want to buy a decent sized home that isn't above $300,000
>>61550932Your problem is that you're trying to buy a home somewhere people want to live. You should try buying property in some shithole town 50 miles from the nearest hospital.
>>61550956>that isn't above $300,000Thats your problem right there.
>>61550956My grandpa wanted to buy a chocolate bar for a nickel. Just because you want something doesn't make possible.
>>61550986Yes it is which is why I made this thread
>>61550932you inherited money but not a house? everyone must hate you.
>>61550932If you aren't part of the top 10% in 2025, you're lower class
>>61550932Define decent paying jobAdditionally what state do you do you even live at are trying to live at?But look our parents went through the same shit dude. It is NOT easy to buy a house,hasnt been for more than like 80 years. Its a fuckload of payments and if you dont pay it off immediately youre probably looking at a 2000 something monthly mortgage payment on top of 500 for utilities/HOA.If you inherited your parents house then live there you will have so much more financial freedom than they ever had.>>61550968Also probably this. Im sure it sounds hard if you wanna date women but just get hotels in the populated areas everyonce in awhile.
>>61550932>inherit house in best part of the state>can't afford the property tax on top of the mortgage
>>61550932>CAN'TI didn't even complete the highest level of high school math and still did enough research to find multiple 10x and a 30x in the past 3 years. I would be set for life if I wasn't so inexperienced and playing it way too safe. You don't have to go all-in with that 100K but you can definitely find similar opportunities if you keep an eye out. No one sees every opportunity so don't sweat missing any. Best thing I ever invested in didn't even exist when I first began researching. Also as you succeed be sure to research what 'natural disasters' have happened in your area and be prepared for those too.
Not an American but it's the same here> have a high paying job in the capital> work remotely from a medium city, meaning I earn more than almost everyone in the area> I still had troubles buying a regular house that factory workers could buy 30 years ago
>>61550932The housing market is too fucked for me to care anymore. I'd rather rent, save the money I would have been fucked spending on every broken appliance and home feature the last retard barely held together in time to sell to me, and watch my money grow faster
>>61551057my parents both worked to be able to afford a 2 bedroom 1 bath house with 3 kidsthey were stuck at that house until they were ~45, when their parents died and left a small inheritance that allowed them to get a 20% down payment on a 4-bedroom home when interest rates were 10%zoomers believe they should go immediately to the 4-bedroom home because they saw a post on social media about how boomers worked cashier jobs while their wives lived in mansions staying at home caring for their 3 kids
Pensions and retirement plans.Old people in the past were poor as fuck and had to rely on their family members / kids to take care of them, there was no state to save them.Now that being poor is LE BAD we have to feed and house every old retard who had no kids who scared away everyone else and never saved, so now you're paying the price for that.>But what does this have to do with housing?Said old people own 4 bedroom 3 bathroom houses. They get to keep these where in the past they'd at best get a granny apartment attached to someone's house. All of the gibs they get pay for it.
>>61552034kek, yep I memba the 80s and 90s. shit was grim. we live in luxury and convenience nowadays.
>>61550968this is correct, america is full of affordable homesthe entire midwest is littered with small towns that lost their manufacturing jobs, and as a result are full of cheap homesshow these homes to them and watch the goalposts move>"that one needs work">"that one was built in the 40s">"i'd like a 2 car garage">"that lot isnt big enough">"that house is only 2 bedrooms">"it's on a busy street">"it only has 1 bath"
>>61552113>1 in 4 people in Bay City lives in poverty>nearest city is 2 hours away (Detroit LMAO)>125 year old Scooby Doo house with dead nigger storageNice try Anon.
>>61550956Live where no-one else wants to live. Supply and demand.
>have sizeable 6 figure portfolio>liquidate it all for a down payment to be a mortgage slave for 30 year>keep it all and be a rent slave forever
>SNOWBALL dumps>i hold>people call me dumb>it moons 13x>guess i’m dumb and rich
>>61551033Lmao, this economy is so done.
>>61553880Kill yourself you evil commie. This is how free market works. Vast majority of people are pretty worthless and don’t deserve much. Only a few people are actually important and deserve all the money.
>>61552999But this unironically. As areas develop more the price of housing there will well exceed inflation. If you moved out to a place that was as developed as the old area was when it was affordable you'd be able to afford that.The "housing affordability" crisis is more people demanding extremely developed areas when their particular paycheck really isn't proportionally higher. If you're a plastic surgeon in Beverly Hills you'll do ok because you'll make 10x what you'd make in Podunk. If you're a chipotle shoveler you're making like 50% more, which ain't going to cut it.
>>61551033Basically zoomzooms have main character syndrome and believe they're all entitled to a comfy upper middle class life the moment they emerge from college despite the fact that such a lifestyle is a historic and global anomaly. Their references are Friends, influencers, and some 50s-90s shows and ads that portrayed idealized, well-off families as ordinary "middle class"
>>61550956Gary, Indiana
>>61552113>the entire midwest is littered with small towns that lost their manufacturing jobs, and as a result are full of cheap homesno fucking shit, they lost their only nearby industry and thus there's no fucking jobs there you retard
>>6155093282 yo dad (mom dead), 29 yo me will inherent 3 of his 6 houses and 5 m of his stock portfolio allows me to be incredibly risky with my investments (50% silver, 40% chainlink, 10% monero) already at $1m myself. im hoping my dad lives long (wish my mom hadn't died but so it goes) just hope i can be worth more than my dad when he kicks iti know thats one of the few things left that would make him really happy hes more money focused than me, ironically i think that will make me richer than him
>>61550993It’s an engineering problem. You want>big house>less than 300kAssuming>desirable area with white people. In actuality, a big home in a white area costs 500k. So you can either buy:>big home around black people for 300k>smaller home around white people dor 300kOr>buy a big home around white people for 500k. Personally I would op for one of the second two.
>>61550932You might as well accept that you're going to be a rentoid for the rest of your life, I'm happier since I accepted that, I can bet in things like Snowball because I don't have to save up for a hypothetical house. Life is good
>>61550932>>61550956>has down payment >has a job What is a mortgage.
>>61551033This cant be fucking real. Because what the motherfuck?Wheelbarrow bread money is right around the corner then. Gold is going to 100k.
lol 100k is literally nothing. if you're not making 100k a year these days you're literally not even trying a little bit. 2 full time fast food jobs break 6 figures now.
