Americans talking about 1 million dollars usd as their financial goal, wtf is going on. Here in europe most people survive on 1000-1500 dollars per month, having 200-300k and placing them in a 5-6% dividend fund means not having to work or worry about rent ever. Who needs a fucking mcmansion and trips to thailand.
>>61553919You might not have to pay rent, but you need another 200k to have a basic NEET gaming fapper retirement.
>>61553923Not true. A simple life requires only enough for rent, food and internet. Thats it.
>>61553919a million dollars is nothing, I'm in bongland and my goal is 2.5million USD just for a entry middle class retirement at a young age.The goal posts have been moved so far, you aren't making it unless u already did of crypto or mummy and daddy passing it down. Only getting worse from here my fellow zoomies.
>>61553919>Here in europe most people survive on 1000-1500 dollars per month, having 200-300k and placing them in a 5-6% dividend fund means not having to work or worry about rent ever.kek what country
What the fuck are you talking about? As a German with a wife and 2 kids I need to blow 30-40k per year. even as a single I would have to spend at least 20k per year
>>61553919Yeah europoors are frozen in a state of poverty. Even owning a clothes dryer, a washing machine not in your kitchen or bathroom, a garbage disposal, air conditioning, etc all makes you very wealthy.
>>61553962stockholm, swedeni pay 600 euros rent for a central 1 bd apartment. food i cook myself. 200 euros per month. 100 euros for montly transportation. Internet, electricity, and job-loss insurance is together 100 euros. Thats about 1000 dollars per month. I collect 3500 euros net after tax and save around 2500 euros monthly. Thats average pay in sweden, and 50% of the population are renters (most rentals have capped rents here so cant increase to market prices) so yeah its doable in 2025 but few people want the incel life. For me personally the freedom to not ever have to work trumps anything material that the world can offer.
>>61554007and how much tax do you pay over having 300k retard1500 a month is not enough
>>61553919>5-6% dividend fundPlease tell me where I can invest to get that much in dividend and also have the principal increase so it doesn't get eaten up by inflation
>>61554016We have something called ISK-tax Dont know if sweden is alone with this but its 1% on our investment portfolio.So i pay a total of 1% per year for my investments and the money is resting in global index funds with a yearly fee of 0.1% (avanza global)
>>61554023XACT Nordic High Dividend Low Volatility5% yearly dividend. Quarterly payout.Up 14% this year.
>>61553919Health insurance for a family of 4 is 15 k / year .Housing in not hcol , with good schools is 24 k /year. Car insurance is 2k/year. Food that is not toxic slop is 7200 /year. Internet , cell phone , electric is another 5k per year . 55k just to survive , no trips , no new car etc , no eating out out every week . 3-4% draw down, means 1.3 -1.8 million dollars .
>>61554049So of that 5% yield, roughly 3.5% will have to be reinvested just to keep up with inflation, then your government takes 1% for its share, generously leaving you with 0.5% to work with, meaning you'll need $3.6M in investments to cover your poverty-tier lifestyle. Truly inspiring.
>>61554125what are dumb fuck
>>61553919>my husband has a tiny penis so i basically need a shaft this thick to cream on and feel stuffed
>>61554007how much of a skeleton are you that you only pay 200 for food per month, fish/meat is 30-40 euro per kg
>>61554724I buy meat and fish in bulk and on discount. Alot of eggs, milk, peanutbutter, pasta, creatine, veggies. 50 euros per week is enough for 3 big meals per day.
>>61554724>30-40 euro per kgwtf, this is not the cheapest protein, this is a bonefree pork chop for 9 euro per kgthe cheapest is blood pudding for 2 euro per kg, frozen chicken thighs for 3.5 euro per kgyou can live extremely cheap if you want to
>>61554000what retarded horseshit, pancho
SHUT THE FUCK UP ZOOMER YOU HAVE NO IDEA WHAT YOURE TALKING ABOUT
you could eliminate all your expenses in the US for less than 50k, but most people wouldn't want to accept the cons of the lifestyle of having no expenses.
>>61554007But dont you have to prove you have income in order to rent a condo? How do you do it? If you are making money out of crypto they regard it as suspicious, dont they?
>>61553919If you aren't part of the top 10% in 2025, you're lower class
>>61553919We aren't europoors.Simple as that.We have higher standard of living. We require more energy for central heating/cooling. We don't air dry our laundry like europoors and use a gas dryer. We drive a proper pickup truck instead of taking public transportation like a cuck.I'd say you need about $2mil to retire into comfy american lifestyle.
>>61554007VYM FDVV thank me later swede anon
>>61555467that doesnt mean you are richerits just means your currency is worthless
>>61553981this is most likely a falseflagging thread by a roleplaying american monkeythey do that all the timethen they continue to talk to themselves the rest of the threadhow them having a fatmobile makes them better than a european owning a BMWnoone but them even believes this nonsense
>>61555354its a first-hand contract, had a low-paying job when i signed the contract. I can rent this place forever if i want.>>61555481thanks anon, the dividend yield a bit low>>61555495wtf are you talking about, im a swedish incel, take it or leave it
>>61554007>sweden>I collect 3500 eurosSo you're some brown skin on welfare and we should follow your dream?
>>61555650hes a larping american monkeyhe never sat foot in sweden
>>61555467>I require more money because I'm tax cattle who NEEDS to go into debt for 1001 appliances and the newest truckThis is why you will always be a wagecuck
>>61555637>thanks anon, the dividend yield a bit lowcompounding growth AND + price return is what you want not just pure yield. this is a better and more sustainable 'yield'you can get 10.43% yield ez. but look at the price return on HYT.
>>61554724Fish/meat doesnt make you fat, cheap grains make you fat.
>>61555766Thx anon
