So, at the age of 25 I finally decided to start investing, I was planning on getting 5k € into a Trade Republic accountThe portfolio I wanted to build was 40% VTG, ITA 20%, LDO 10%, RHM 10%, EXH1 20%VTG is basically SPX but better (SPX is trained by tech anyway) so that was my first ideaThe other 40% in the defence because I believe the pressure for that will not cease soon, I'm not sure whether European Defence will outperform USA Defence (it does have catching up to do, and in the last 3 years of Ukraine Bubble it has outperformed...) so I hedged my bets by doing 50/50 (ITA is USA-heavy, LDO and RHM are the main Euro Defence stuff) The remaining 20% is Euro Energy, I do believe the fun times are over by now (the immediate aftermath of the Ukraine happening) but I do think the industry is gonna keep going decently, if we were still in 2022 I would have done ENI instead but it isn't so I'm hedging my bets and going with all of EuropeWhat do you think? You can call me a noob cuz I am, but I'm seriously trying to learn here and I am afraid of being a retardI'm shooting for long-term growth (stuff like... doubling in 5-6 years) I know it's risky but I'm not that much afraid of losing even 1 or 2k, I don't really need the money for anything RN
>>61562098ok unc have fun
Not reading all that, sweatheart. Nice folio i guess
>>61562098real niggas are buying btc btw
>>61562098VGT not VTG of course
>>61562111I don't care about crypto really, it's too shilled
>>61562098>afraid of being a retard
>>61562098Just spread your investments out between a few different funds man, you'll be fine.
>>61562157Well, that is what I did already if you read the plan, but I wanted to see if there were suggestions to make it better
>>61562167>I wanted to see if there were suggestions to make it bettermake more money. thats always the best answer.
>>61562167So, your entire portfolio is 40% Tech, 40% Aerospace & Defense and 20% Energy.I'd recommend spreading that out more. At least take 20% of that portfolio and move it into the other sectors (Financials, Healthcare, Staples, Utilities, Real Estate, Materials).
>>61562220The problem is I don't wanna much sacrifice profit for the sake of stability (given I'm young), if I balance too much don't I risk having a folio that barely outbalances inflation?I chose the sectors that I think are gonna grow, even tho they've already grown a lot If I had thrown 5k into that stuff I listed back in November 2020 today I would have around 24k (and even 10k would have been perfect, doubling in 5 years is the goal)Do I think it's gonna grow like that in the next 5 years? NoDo I think the two bubbles (Ukraine and AI) are not over yet? Well, yeah, I doHealthcare I thought about, cuz the boomers are gonna die in the next two decades (the oldest ones are 80 now, the youngest ones 60) and they are gonna spend a lot of their money trying not to die...
>>61562098You're funding war to maybe get a few extra % profit which will be worthless when you get drafted. retard.
>>61562339Cope and seethe
>>61562274Your tech fund is probably fine, just gotta remember that the top 10 stocks are 60% of the entire fund, and if Nvidia, Apple or Microsoft have a bad day, most likely your entire fund will go down with them.40% in Industrials is pretty heavy, I'd personally take 10% of that and move it to something else, even with your conviction.There's really not much else to say. It's all just based on your risk tolerance. It's €5k though, so if that's a lot of money to you, I'd say balance it out more. If €5k isn't a lot of money, then it being spread out between those 3 sectors isn't a huge deal.Once your portfolio is €100k+, then I'd definitely recommend spreading it out more.
>>61562368With 100k you can really use compound interest, and that becomes another gameI wish I had 100k5k isn't a lot, I would even be fine with it dropping to 3k or something like that, whatever
>>61562385Sounds like your risk tolerance is high, you'll be fine with that investment setup for now. I didn't start investing until I was 25 either.
>>61562357if you live in the EU, you're gonna be the one coping and seething when you get drafted to get assraped by drones within 4 hours after getting to front lines.
>>61562471Oh no, the 2k I gave to the military industrial complex are at fault for that, yeah...
>>61562555>take zero personal responsibility>"Why is everything turning to shit?"just put 50-80% in WEBN and 20-50% in something you think will do well that doesn't also fuck over young people.
>>61562575>WEBNYeah, alright...
>>61562599it's basic core/satellite strategy. WEBN is an EU all-world etf (i.e. "core"). you should compare it to something like vanguard VWCE. then for the satellite you choose something more high risk.
>>61562624I wanted to use VGT as a "risky" core (it closely tracks SPX which is a really common safe investment for long term, but has outperformed it in the last 20 years, and most of the growth of SPX is driven by companies in VGT anyway) and the Euro Energy ETF as a "safer" core (40% VGT + 10% Euro Energy)The satellite was Defence (to which you are ideologically opposed) since the bubble COULD pop, and I had 40% of my (small) capital there cuz I really hope for the growth... like, the EU keeps pumping money into defence budget cuz of USA pressure and I could make some sweet money out of it
>>61562654Euro Energy is 20% not 10%
>>61562654>Defence (to which you are ideologically opposed)I live in the Netherlands. We've had the pathological liar and conman Rutte for many years as president. He does not care about human life. It's not "defense" you're investing in, it's risking war.
>>61562703I don't think there will actually be a war, the only fucking over people will get will be having to pay bloated military budgets (see Germany) with their taxesIt will be like the cold war, huge spending but actual war only ever happens in third world country (Ukraine had a nigger-tier GDP even before the war) because everybody is scared shitless of nuclear warEU countries can't conscript european zoomers for the same reason Putin can't conscript Moscow and Petersburg zoomers, morale would collapse immediatelyRussia has got a whole third world inside the country (Chechnya, Yakutia, places like that) euros IDK, I guess they will have to use niggers and nafrisThe burgers are already reliant on latinos as meatbags, might as well copy them...
>>61562806there's a real chance zoomers will get turned into cannon fodder.and even if that doesn't happen, why invest in pissing away money in bloated budgets when you can also invest in something that's of actual value to people?
You will trade your money for education. Not the worst trade ever.
>>61562098Skimmed OP, skimmed the thread. You are fucked. Totally fucked. Like most people. That's part of your problem. You're not going to make it.
>>61562098Pick the closest you can to VTI and forget about it. Focus the rest of your time and energy towards increasing your income so you can dump more into VTI.
>>61562098Didn't read, just came for thot
>>61565050That's what I was thinking. Put 5-10 thousand Euros in VUAA, then drop 100€ monthly on both it and BTC. Should I divest more into World ETFs or nah?
>>61562098>The portfolio I wanted to build was 40% VTG, ITA 20%, LDO 10%, RHM 10%, EXH1 20%First focus on making it via crypto, then you can dump your gains boomer etfs all you want
