I've got 165k total. How would you allocate this?100k in my 401k50k savings15k in my IRAI'm thinking of swapping my savings for physical gold and silver. Buying ETFs for gold and silver with my IRA. Not sure if I can buy anything other than index funds for my 401k though.
you should definitely FOMO all of your safe and steady retirement funds into the PM top
The boring answer is to diversify.