What do we think of Caleb Hammer and his financial show "Financial Audit"?
>>61670613I was curious who the 50% of Americans that can't afford a $1000 emergency are. Turns out, they're on his show.
>>61670613It's fine, net positive because it (correctly) shows that poor people are retards.His financial advice is not incredibly complex, because again he's aimed at retards who are so fucking stupid they can't understand they need to get to work to not get fired and not spend their money on hookers/weed/Disneyland/doordash/poppo toys in order to make rent and avoid payday loans
>>61670632You don't feel like it's bad to exploit vulnerable people like he does? Also he seems kinda zesty.
>>61670613>You bough fake tits on Klarna!>FUCKING KLAAAAAARRRRRRRNNNNNNAAAAAAAAAAA!!!!!!!!!!!!!!
>>61670613gay fat nepo jew
>>61670613Normies have become so stupid and poor that simple facts such as: "You cannot spend more money than you earn" & "700% compound interest rate is bad" are viewed as advanced financial concepts.
>>61670613I find him annoying.
Although I believe many of the "people" on the show are paid actors.
>>61670613he's a massive faggot and poor people are retarded
>>61670695I hate it when he does the loud screeching voice and when he tries prove he's straight
>>61670635I think they know what to expect at this point. Evidently, most of them do spend less and pay off like $10k after a year, so I guess public shame helps.
>>61670613I often wonder if his show is a benefit or a detriment to society.On the one hand he and the audience is laughing at morons who spend like idiots. On the other hand it probably has people who spend like idiots saying "see I'm not so bad - look at that guy!" before they go buy something they don't need.
>>61670613poison for the mind. Stop watching it.https://www.youtube.com/watch?v=dBkosoJZzs8
>>61670613I wanna call into a show like this where I make 10k a month and have $500 rent and no debt kek
>>61670613I dont think anything i have no idea who that faggot is.
>>61671140It's just other poorfags lashing out pretending they are morally superior because they stopped spending on goyslop or something
>>61670613Its good. Things like his show can be a good wakeup call for people who are financially incompetent to finally get their shit together. Nothing makes people reconsider what they're doing like seeing how deep in shit others are. Its a look into their potential future. Some people don't like how much he shits on people, but tough love is sometimes what you need and there are way too many sheltered people out there
>>61670613ive personally witnessed caleb hammer fart a condom across a motel 6 room and smack into the wall.
>>61670628Good god they're so fucking stupid.I actually used to agree that credit card companies should be able to charge arbitrarily high interest rates so they could lend to these people but now that I've seen what they do with the cards I think writing them any kind of unsecured debt like that should probably be illegal. Trump is right to cap the rates at 10%. If that isn't enough of a credit spread then you shouldn't write the loan.
>>61670697Yeah they all are. If they decide you're making the right emotional/behavioral changes they bail you out.
>>61670613Europeans love him because it makes them feel better about themselves.
>>61670613It's schadenfreude for poor dumb plebs who watch it to laugh at even poorer and dumber plebs.The show is basically a mode of self-soothing for poorfags.
>>61670613He lures in poor men and tries to turn them out for "opportunities" I don't understand how his "show" is still a thing.
>>61670613I think it’s hilarious that preaching financial responsibility made the left consider him an enemy
>>61671971He has incel trump supporting moments though
>>61671975>Also he seems kinda zesty.Cool it with the homophobia you incel chud.
>>61671797Yeah, but I like being subsidized by poor people for once. It's almost always the other way around.
>>61670613The Dysgenic Bolsheviks hate him, so he's BASED.
>>61671971Where the fuck do miggers even get their info from? I've never once heard anything about leftists hating him.It's even funnier when you consider the fact that dem states make up over 70% of your retard country's GDP while rightgroid pedos leech off their productivity.
>>61670613On a personal level, he's clearly a weak whiney numale.As for the show, it's pretty funny. The masses really are retarded.
>>61671797They charge those rates because they lose billions of dollars from retards not paying their debt off at all, or committing fraud.
>>61671146I think he had an onlyfans bitch on there who makes >2 million dollars a year. I can't fathom why she was there other than the classic>lust provoking image>irrelevant contenttemplate
>>61670635>willfully applying for and going to a program, signing image consent forms, getting advice and more free shit at the end in exchange>Exploiting
>>61671975So would anyone when you have to deal with American lumpenproles. I stopped being a soft WN after living in a small town with them during Covid.
>>61670613The most recent hag with fake tits, abs, and ass has left me dumbfounded. I know her finances were laid out, but $250,000 a year and unable to pay off credit cards of a $6,000 tit job?
>>61670613i don't listen to fat ppl but his show is evidence that anyone should all be executed upon leaving the armed forces. bunch of fucking grifters.
>>61670613All fake.
>>61675188Yes, exactly. So instead of writing so many terrible loans to people who are simply not credit worthy and covering it up with very high interest rates they should just not write the loans in the first place.Capping the interest rate is a way to achieve that, force the banks to only loan to people who are at least somewhat likely to pay it back.
>some kike dunking on stupid goyim Pop it in the oven
>>61676232>force the banks to only loan to people who are at least somewhat likely to pay it backCool it with the antisemitism
