Why not just invest all your money in a Vanguard mutual fund and just sit back and never look at a chart again? Do you really need more than a 15% annual return?
>>61824969Most guys on here don't care a lot about how much they are making, they are here to gamble. If they cared about fairly safe, recurring and passive income they'd just invest in a world ETF. I assume there are like 3 people here who actually believe they could outperform the global market in the long run and all 3 of them are wrong.
and enjoy a meager retirement at the age of 75? I don't give a shit about having millions when I'm about to be dead, the point of money is to live comfortably for my whole life.
>>61824969This but with 50% in BTC
50% VDY reporting in
>>61824969we're all degenerate gamblers chasing the next high
>>61824969this but with 50% in sealed pokemon
>>61824969>yes retard goy you only deserve peace and security when your body is weak and near death. >we live like this asap with interest free loans from the same banks you pay interest too>buy a vanguard ETF so you can taste what you missed out on as an old fucking man
>>61824969s&p averages 4.5% a year after inflation lil bro. Don't just start counting when QE started in 2008
>>61824969Sorry anon, that's what smart people do.
>>61824969I want to make it before I'm a dusty boomer
>>61824969> why not "invest" your money with a bunch of scam artistsidk retard, why not just give it to the scammers in india instead? are you on crack?
>>61824969Buy an ad
>>61824969>Why not just invest all your money in a Vanguard mutual fund and just sit back and never look at a chart again?Investing every two week in VTSAX and never touching it is basically the ticket to a good retirement. Don't listen to rock/digitalrocks /biz/
>>61825038>I assume there are like 3 people here who actually believe they could outperform the global market in the long run and all 3 of them are wrong.I... wish you were right that is was only 3
I want to beat the s&p or any variation of it for bragging rights lmao
>>61824969That is what I do, except I use the ETFs instead since I'm not at Vanguard. For the record, 15% would be exceptional. I plan to succeed even with a much lower annual return. I'm just here to laugh at linkies and be sympathetic with everyone else since I used to be a degen gambler myself.
>>61824969I made 30% just buying the trend. I think S&P was only 17%
>>61824969>mutual fundslol, they always pump the price EOD...pay the toll
>>61824969You goys think they'll let you make money that easy? Too many people have figured out the play, they're going to change the rules soon.
>>61824969Yeah I need 27% at minimum
>>61824969invest what money?
>>61825038>all 3 of them are wrong.except I have been 50% per year for five years so way sit back and do nothing for 16% per year?
>>61824969I don't know how to do it, the Vanguard website confuses me.
>>61824969>Do you really need more than a 15% annual return?
>>61825038>>61824969Biz is all degenerate gamblers day trading shitcoins and scam stocks trying to turn their $800 life time savings into $5000 which they think is big money.
>also>I expect minimum 15% returns every year forever by passively investing in mutual funds or indexesHahaha, tell me you're under age 30 without telling me.
>>61825670You must have turned $10k into 750k, right?
>>61824969>Please buy out BoomerX that is de-accumulatingNo. Choke on your ponzi
>>61824969I need to beat the daily 1% inflation rate.
>>61824969congrats, you will now beat 90% of people who didn't do the same in the long time.
>>61825670he said in the long term, people mistake being alive during a period of historically low interest rates as proof of their own genius.
because anything less than 20% growth a year is a waste of your time.
I prefer to cause myself stress and lose money
>>61827359That chart only tells half the story. It misses the most crucial part, during non of the previous 200 years of ponzi and pyramid scheming a demographic deflation took placeBoomerX deserves to be artificially ended by genocide
>>61825322>>61826725So where do you go for stock info, big brain
>>61824969because fuck vanguard and jews.also, vanguard over the last year has made me <1%, which is better than my crypto at -40% (up overall, but down last last year), and worse than my CDs at 4%.
>>61827481sorry, not over the last year, over the last 3 months*
>>61827446My stock picking is guided primarily by cryptic dreams.
>>61827359Thank you
Sell U.S and Buy international to secure financial freedom
>>61827812Buttmad German. Look America won't stop winning so get over it.
>>61824969I need 200% yesterday.Advice discarded.
>>61824969>a Vanguard mutual fundWhich one? There are many.
>>61825440What do you suggest instead?
>>61824969You gotta keep in mind, inflation is in the double digits (john williams' shadow stats), meaning if you are only saving in the low double digits - you are still getting fucked. It's a bad state of affairs, but just saving 4, 5, 10% shit like that is still having you lose in the long run. That's what happens when the Rothschild debt note (dollar) is printed by the trillions by a rootless clique of private usurers (the FED).
>>61828666I dont know Satan, why dont you tell us?
>>61827946Not that anon, but>America won't stop winningIt's quite literally stopped winning. I think it's going to take a while to settle in just how much America HAS stopped winning, to be honest. So I don't blame anyone who thinks the S&P will be back stronger than ever in like a year.The S&P has performed so well for so long, the valuations are ballooned beyond any reasonable expectations for growth. The 7 or 8 companies your whole market is propped up on are sinking ungodly amounts of money into, quite literally, an unprofitable toy.The dollar is also losing value fast. That makes foreign investors think twice. Their own markets are looking like incredible value right now, even after last year's performance. Just the way things are, of course I hold American funds, but the dollar is expected to continue its fall for a few more years.
>>61829239Too long, didn't read.Scheiss Deutsche.
>>61829250Alright, go forth and continue to destroy your long term economic outlook and world-standing over some eggs or something. That'd show me.
sure, take all money and pile it into losing equities your shorting and make money on mismanaging my life savings. take away my voting rights in the company so you can cellarbox (sabotaging the company from the inside while shorting it) and never give it chance to make better decisions that the real shareholders want. keep me out of sound investments and assets like physical assets and precious metals.invest in companies that make money exploiting me and controlling me like patantir and open gay.i. while also stealing more of my tax $$$.thanks for letting private equity stuff my pension with their bad bets.fuck vanguard,blockrock/stone, fuck them all.
>>61824969>Make TOPS 15% annually or >make 120% by going for a great stockWhat retard would choose the boomer safety net option?It aint the 90s no mo gramps!
How do people invest in ETFs? I have robinhood and it's not on there.
>>61829377The problem is you pick the wrong stock and it goes down 90%. Kudos to you though if you can pick the right stocks. Everyone here in this thread is talking about the massive potential upside but not the downside.
>>61830009ETFs and Mutual Funds are different things. Robinhood doesn’t have Mutual Funds.
>>61830009I have an etrade account. >>61830109Vanguard does index funds primarily . VTSAX is a total US market fund with 3500 companies. You own a tiny share of the value of all of these. Overtime, the market goes up. Yes, crashes happen but the market always recovers. Always. If it doesn't, the world has stopped needing products , food and things and we have much bigger problems. Vangaurd rocks actually.
>>61827359whats wrong with understanding when to invest aggressively in the good times and then convert it all into robust assets in the bad times?
>>61824969Not available in my country.
Why Vanguard and not Fidelity or Blackrock? All 3 of them do similarly.
>>61825038FPBP>>61829239This anon is actually paying attention to what's going on in the market. USD is overinflated and has been for the past 40 years, and most of the top performing US companies produce products and services of dubious value. The value of the USD is really kept up due to the threat of American military might, but America's military capabilities have much declined in the past 20 years and it's questionable that the US can even take on a near-peer adversary in a conventional war. It's going to take one bad war for the rest of the world to shatter the illusion of American hegemony, and completely tank the dollar as the global reserve currency.
>>61824969My vanguard account has been frozen for the last two months as they do a massive source of funds analysis because of my crypto wealth.Somehow they are even worse than Barclays when it comes to KYC BS.
>>61825038I've massively outperformed any index fund with everything I ever bought since 2017. stockpicking isn't hard if you aren't a retard, understand macro and can look at a chart and see if it's a good time to buy. the stocks I picked in 2024 I sold late 2025 for a 100pct to 300pct gain. my gold and silver I bought in 2020 mooned. my Bitcoin I bought since 2017 till 2020 mooned. my BitcoinCash I started buying since 2022 mooned. my monero I have been buying and using went steadily up. if I bought a shitty world ETF I'd still d poor right now waging. instead I have taken 3 years of of work and I am on holiday the entire 2026 too. enjoy your boomer ETFs for loser gains. I want to enjoy my life now in my 30s not when I'm 65.by the way Im all out of American stocks and the stock market in general and waiting for the collapse. 25pct in cash 5pct gold and silver. rest in BTC XMR and BCH, looking to get 10pct stocks when the gigadump bottoms. (waiting for the dump now while on holiday with my GF having sex
>>61831815>In the long run>Not even ten years
>>61825038I am unsure whether I will outperform the market across a timeframe of decades, making your statement hold, but also boring, because I'm only looking to outperform it for like 5 years. the outperformance factor is so ridiculous (like making +100% on the investment/annum) it doesn't matter that I can't keep it up for years on end.
>>61824969My 60/40 stock bond portfolio only returned 11% last year minus the tip for the financial advisor. Vanguard is in there but I'm seeing people got way more returns and one world etf or whatever was up like 40%. I don't even know what taxes are being taking out of that shit, too.
So basically I have to go over there and stare at these people across the table and ask what shitty stocks they have in my portfolio and why I'm getting left behind and if they are gatekeeping the good stocks then ask to see their personal portfolios and... Or I just request an asset transfer to my private brokerage or another advisor and sell everything without taxes of course and then buy the popular instagram ETFs or whatever youtube personality tells me to get. I already swapped a portion of the bonds into gold and silver.
>>61831375Lowest expense ratios, and Vanguard is owned by its funds rather than the other way around. Meaning it is in Vanguard's best interest to improve the funds and lower ER further (improving shareholder value when the shareholders are funds).
>>61827281>>61827387>BoomerXHello little austrian tranny . Are you spamming pol with this as well?Daily Reminder. Boomers own everything and still control over 50% of all the money and american politics.And when you post 10% are millionaiers, what it means that 10% of boomers are millionaiers.While average GenX has $60K in their retirement fund, after working for 20+ years.And GenX don't have any political control .
>>61831784>but America's military capabilities have much declined in the past 20 yearsbutthurt zigger plz go. our SMO lasted 3 hours and was on another continent and resulted in zero casulities to us, your SMO has gone on for 4 years and you cant take a neighboring country which is also the poorest in europe
>>61825159Good enough.
>>61832018Then you haven't really understood the value of compounding interest
>>61824969I think its safer to take a high amount of risk while youre young, build up a large portfolio and then buy vanguard mutual funds.
>>61833266I believe you don't understand the value of compounding in that if I have within a timeframe of 10 years 5 years in which I 2x and the other 5 years do not make a loss, I will have 32x'd an initial capital of 100k to 3.2m.Not losing money is not the hard part with proper risk managment.
>buy into ETF scam when bitcoin is at prime buying prices as it dips before booming back to 100k+Lmao, retarded poorfags will never understand how to make real wealth. Have fun being "rich" at age 90 with your ETFs.
>>61833302>I once outperformed the market and then I'll invest my gains in the market so in the long run I will have done slightly better. Cool, hitting the jackpot once and then putting it a world ETF isn't outperforming the market in the long run if you were to ask me
>>61833402>long run I will have done slightly better.Starting from a base of 3.2 million @ year 10 vs. you who starts at a base of 260k (1.1^10 * initial 100k -- I.e. you at year 10 after starting with 100k in year 1 and holding the world index) is not comparable.
>>61829278You touched on something nobody is paying attention to. Private equity got the go ahead to dump all their bad bets into peoples pension. Trump really hates the people to allow this. Private equity is trying their best to get as much of their shit into unsuspecting pensioners. When 08 happened a shit ton of people lost 40-60% of their pensions, this time it's gonna be even worse.
>>61824969Why mutual fund? Why not an ETF? I thought mutual funds were gimmicks. Can someone chime in?
