I just put 80% of my saved up money into index funds. (specifically Vanguard VWCE) Did i make a good decision /biz/?I'll probably have decent returns in like 10 years sure... i wont lose money either but i also wont 1000x my wealth like some random zoomer nigger who got lucky on shitcoins....Fuck my goyim life...
no because you are paying 0.19% when you could be paying 0.05% or less for same or better performance
>>61825324I’m assuming this is the euro version of VT. It’s very very safe if that’s what you want but gains will be paltry
>>61825360>you could be paying 0.05% or less for same or better performancefor example?
>>61825324If you have something going on in life then you're fine. If you are going to be a shut in waiting for 10 years to get your pennies you're fucked.
>>61825379VTI or VOO
>>61825402 im an eu fag and those are not avalible here as far as i know(?)
>>61825324You have chose wisely if you leave the money the hell alone for at least a decade and keep adding to it. If you plan to sell it in 6 months you will probably lose money.
>>61825422>eu fagdamn nevermind then that changes everything thought you were a doomer american looking to get international exposurecheck out WEBN, DWRA, SPYY they are all a bit cheaper especially WEBNbreakdown of holdings looks similar but i cant be assed to check it cause idgaf to do more work for youif you just google vwce comparisons red dit dot com actually has some decent threads but i didnt read them cause again idgaf0.19% is robbery
>>61825462seems like WEBN is a cheaper option and may be slightly better. Still VWCE is the more "safe" choice according to niggas on reddit and there is no way im touching that money for the next 10 ways anyway. I have to pay taxes if i wanna sell, so not like i can just switch to WEBN.Thanks for the info though next time i gotta do more research
Henlo niggersI was DCA'ing into WEBN for a while but all the doom and gloom last coupla months have held me off doping in furthet. Any frenly advice? The rest of my portfolio is PMs because doom in two more weeks
>>61827014Dipping in further*
I read somewhere that your average stock market trader will perform worse than your average index fund.If you're smart enough to understand that you are not smart than an index fund is pretty worthwhile, if you are saving longterm and have a stable income.
>>61827032>If you're smart enough to understand that you are not smart you mean smart enough to realize that you are just goycattle without any insider knowledge
>>61825324>I just put 80% of my saved up money into index funds.Tell me you're dutch without telling me you're dutch.
>>61828653you are not entirely wrong. my fathers family is german, my mothers slavic
>>61825324Could you stomach losing half your money?Then stay with what you're doing.
>>61829653can you elaborate?in what scenario would i lose half my money investing in VWCE?
>>61825360I dont get why there are 15 different vanguard index funds that look just like this
>>61829665I mean don't stock pick unless you're okay being raped. Index investing is the safe play.
>>61829903what are you talking about? vwce is an index fund
>>61825324>Did i make a good decision /biz/?yes>Fuck my goyim life...it's all we can do. You can't beat them so you may as well ride off the coattails. Better than being cattle.