>I paid 50k 30 years ago and on paper it is worth now 1M>the realtor and expert at the bank said so.>You wouldn't want the banks, mutual funds and pension funds ponzi collateral for rehypothecation ponzis lose value, you monster. >Does nobody think about the elder, fake GDP numbers and communist ponzi players?GenZ and GenA simply win by doing nothing and letting the communist BoomerX ponzis rot and collapse under their own de-accumulation.
>>61837515hating your parents and grandparents is generally not a ticket to success. Let go of the hate and take responsibility for improving your life.
>>61837595Killing them isI kill yours you kill mine, deal?
>>61837595This. >I hate boomers because they have a little bit more money than me
>>61837595houses are not investments unc. can't wait for the day of the pillow to arrive
>>61837630>>61837595day of the pillow will also come for fags who defend boomers.
>>61837595>live through the most prosperous time period in history>so easy during this time that just flipping burgers at McDonald's could buy them 1.5 oz gold per week>so easy that they could afford a down payment and mortgage payments after 2 years of flipping burgers>constantly complain about how kids these days have it so easy and can make so much money yet don't want to work (they ignore that gold went from $30-$40 an oz in their time to $5000 oz today)Day of the Pillow cannot come soon enough
>>61837700Certainly. Anybody today or over the last 50 years in a public employed, official, subsidized, contracted functionality deserves nothing less than the BoomerX himself - an unmarked mass grave
>>61837740this is your brain on libertarianism
Understand it is not the mcmansion that has become more valuable, it is your currency has become exponentially worth less. Yes you are getting paid a paultry sum of worthless currency and still expected to give 1/3rd of it to your jew overlords so Somalis can buy range rovers and luxury watches
>>61837735Sorry that most millennials and zoomers aren't bigoted, entitled losers like you. It's not the system that sucks but you.
>>61837786No, it's the system. Boomers and other finance kikes that treat SHELTER as an INVESTMENT deserve the pillow
>>61837762>Please buy my bagNopeEnjoy your multilayered multi decade same asset re-leveraged ponzi schemes all unwinding
>>61837811what's most annoying is that REAL investments such as gold, silver, and low PE companies are constantly overperformed by literal jew meme shit
>>61837833>Buy my rehypothecation rock ponzi collateral Lol. No difference between you, a share ponzi, a real estate ponzi, a crapto ponzi nor a bond ponzi player
>>61837841>ponzisomeone just learned a new word huh
>>61837849The point being, you need buyers, buyers don't need you, ponzi baggie
>>61837786If it's not the system, then why can't we afford big boomer homes off of burger flipping wages today? It worked for them 50 years ago.
>>61837876a good investment's intrinsic value will provide all the buyers that are needed. shilling not required
>>61837883Buzzword bingo much?There is no intrinsic value in any asset class in an environment where an overhang of de-accumulating sellers to buyers exists. And that's the case for the next, optimistic 80 years
>>61837898the problem with the real estate market is that the price is not allowed to fall in accordance with decreasing demand. the jews literally won't let the house price go down. inversely, the jews literally won't let the silver price go up no matter how much the demand increases.
>>61837595>hating your parents and grandparents is generally not a ticket to success. Let go of the hate and take responsibility for improving your life.FPBPFPBPFPBP
>>61837909>Muah virtual scapegoating There are in absolute numbers more non juice than juice that have a rational short term interest for the ponzi to keep being artificially kept alive until they hit the grave. The rational scapegoat is age, not ethnicity
>>61837925shalom
>>61837925You sound absolutely retarded. The past 5 years resulted in close to 30% inflation alone. Your money is worthless, put it in anything except the bank. Real estate is probably the best long term hedge against inflation over every other asset that was listed in this thread
>>618379401 million us dollarydoos for a cardboard box on 1/10 acresure thing shlomo
>>61837936I am not and at the end of the day it doesn't matter. You can't generate consensus on a scapegoat in a many-to-many environment, the scapegoat comes naturally. And the scapegoat that comes naturally in an inverted demographic pyramid environment is the elder that are dependent on greater fools and those that advocate for their survival, for whatever reason I strongly suggest you plan your suicide ahead BoomerX apologist
>>61837945You dont have to buy it but that 10 headcount paki family will gladly pay full price to escape their shithole.
>>61837940>BUY MY BAG NOWno. Guess you have to settle for less dollar that are worth less or holding in real terms for 8 decades depreciating ponzi bags into the grave
>>61837606
>>61837968>Be afraid of our short term debt dilution and virtual demand bug imports >That in the mid term accelerate the dead of our ponziLol, stupid frog spamming bot
>>61837971Nobody is telling you to buy now or later. You can continue to cope in your rented dwelling while the endless drowning of broinoids continue to invade the west and buy up all valuable assets
>>61837957you want me to blame my grandpappy when i should really be blaming the (((bankers))) who told him his house is worth more than it really is
>>61837762Bullshit. The potatoes necessary to sell to buy a house didnt change much, stop derailing from the jeet menace.
>>61837762>it is your currency has become exponentially worth lessinflation is a factor, but house prices have actually increased a lot in real dollars too. simple fact is that price discovery in the housing market is broken, and the miga government does not appear to be interested in fixing this
>>61837990My expenses for shelter are capped. 60% under average (rent as average mortgage) because some realtor thought he made a good deal 15 years ago getting a 1000 dollar higher security deposit.>>61838003There is no difference between socialist scum, be it the BoomerX or the banker or the polity or the public employed/subsidized/contract takerYou are equal in the rationality of the majority in the 2030s to get you into unmarked mass graves until 2037
>>61838053>to get you into unmarked mass graves until 2037holy cringe, you ever consider starting a black metal band so you can vent?
>>61838059Spawning anti-humanist nihilistic meme plexes among 8-20 year olds over the last decade and actively supporting stochastic terrorism did a better job than any 20th century media shit. Normalization of genocide
>>61838077>anti-humanist nihilistic meme plexeswhat's the point in lowering real estate prices then kek
>>61837515shut the fuck up rentoid wagecuck
>>61838143The deflation is natural, the way it occurs is the question, and by normalizing stochastic terrorism and nihilism its accelerated by about 10-15 years. So instead of the mid 2040s-2050s its now more mid 2030s to earls 40s, with the possibility of late 20s to mid 30s increasingly becoming a probability because I misjudged the self replicating through human and digital vectors in the mid 10s
>>61837878No one bought a mcmansion working at McDonald's. Most boomers were much poorer at your age and lived with roommates in small apartments or with their parents
>>61838259Biggest difference was the wage to asset gap. And no, boomboom did not live in a shared flat with Ranjeet at 70% of his monthly income, with it being the equivalent of what boom boom paid for a down payment on a shack once.Boomer and GenX deserve nothing less than dead for the past 40 years of voting and consume behavior, worldwide Its time to pay the piper, and the piper only accepts genocide
>>61837635>houses are not investments unc. can't wait for the day of the pillow to arriveMillenials are the most useless and evil generation ever born, they have created no music, cinema, art, theatre, literature or technology. All they have done is hate their aging grandparents, grift and typifying pathetic htypercritcality and sneering sarcasm. US milennials are one of the most useless and nastiest groups of people alive. US boomers made lots of cool things and absolutely crust millenials in every way imaginable because they were better. The world would be grateful if that pillow was held on your face, not your grandparents
>>61838679Millenials created the hay day of the internet 2000-2008.Including the website you're on. All the memes that USED to make it famous (and ultimately brought YOU here) was millennial culture.Retard.
>>61838679What have boomers created? Movies made by pedos? Music with 4 chords? Communties made by brown immigrants? Economies shipped overseas? I'm contiously impressed by the products of basedlenials and zoomies, even if many of them are cringe. There is not 1 good boomer, however. A generation defined by mediocrity, nepotism and degeneracy.
>>61838706>muh youtubers
>>61838736>Economies shipped overseas?Globalism unironically solves this. After the gradients even out the jobs will start coming back.
>>61838796>after we race to the bottom, you too will be able to enjoy $2 a day factory jobs and sulfur minesYeah, how about no.
>>61838679>Please re-direct the scapgoat away from me.>Look at those we stole from in their prime years>I am old and sick and paid my due>I deserve what I stole from the future>PLEASE DONT KILL MESorry champ; inverted demographic pyramid, socialism, asset hoarding, same asset re-leveraged pyramid ponzi scheming for virtual price inflations, voting for more geriatric welfare, pure nimbyism for 50 years, farting in board rooms for 50 years, your polity doing 50 years of misinvestments and trying to socialize the costs and risks into the future while allocating itself liquidity at the cost and risks of the future... You are the prime scapegoat, the most justified human sacrifice in the history of humanity
>>61838803I'm sorry you have no skills or value other than working in a sulfur mine.
>>61838706>we made the heckin' memes like adulting chud
>>61837700>I will do something You will do nothing. You've always done nothing. You can't even pay your own bills.
>>61837945>The only place that exists is LA!
>>61839153>>61839163Crying bitch ass nigga.
>>61838679>grandparentsBoomers are our parents kek. You left our wwii grandparents to die in old folks homes.>boomers made lots of cool thingsYeah like h1bs and outsourcing and reverse mortgages. Real cool.
>>61839121>arrogant nudging and shaming trying to enrage competition into compliance that has the power to kill you by ghosting your ponzivery smart BoomerX, keep up the strategy.
>>61839121When the global economy is shit your CS degree will earn you 400,000 lakh a month (400 bucks) because programming is not actually a skill. Faggot.
>>61837515reverse mortgage it for 1M nigga, don't bother trying to sell it, the bank will handle it
>>61839178Most of my grandparents and parents were/are awesome btw. ~55% of my fellow millennials own homes including me. Sorry your life sucks but it's hard to have sympathy when you scapegoat unrelated third parties like Indians, Jews, and Boomers because they did better than you and also bite the hand of anyone that tries to help you like a rabid dog.Winners keep winning and losers keep losing.
>>61839186How's that Panda Express job working out?
>>61839193>the bank will pay meThe bank is gone when this 9001 layered releveraged ponzi unwinds>B-but too big too fail 37 years of bailing me outIf anything you get a bail-in, and when your old asses take it to the street you can be happy if the young just throw dirt at you and not molotow cocktails, forget solidarization with the elder>B-but your inheritance >the bank took what I planned to take into the graveKeep your bags boomer, its nothing but repackaged debt anyway
>>61839215lots of copeyou will get a 150 year mortgage to buy the cardboard box from the bank, and it WILL smell like my farts
>>61839205>I am an exception from the norm and my public subsidized 50 people epistemic bubble is what I perceive as the normYou boomer minds gonna share the same mass grave as the boomer. A GenA and GenZ wont make a difference, neither is polity competing for the absolute majority of those electoral groups in the mid 2030skeep a cyanide capsule close
>>61837595>BUY MY BOOMER BOX SO I CAN RETIRE TO GREECENo, I don't think I will.
>>61839168You don't even pay your own bills lmao
>>61839222Credit expansion cant be forced by longer running loans, neither can demand. Sorry if you bet on the US and Europe for somehow not going full Japan when it was obvious since the mid 1990s and became mathematically deterministic in the mid 10s. Only that if the world is Japan, there is no carry trade, no safe harbor
>>61839254>Credit expansion cant be forced just because okay??? it wouldn't be right and the world is a just place, I saw it in disney cartoonsI'm smoking inside the house right now btw
>>61839261And you are going to compete with 500 other sellers, including banks that can stomach a loss, about 50 buyers, of which 49 offer you 25% less then listing price or tell you to go fuck yourself and keep your bag and 1 offers you 50% or just home invading you and killing your ass
>>61839283I'm not gonna do any of that, if I need money I will reverse mortgage the house, get the money, and it's the bank's problem how to sell it
>>61839317And you think any loan provider is going to accept your collateral without having the collateral inspected by a third party that produces a report that devalues your collateral in accordance to their clients interests? Nigger, banks and anyone that hands out loans is aware of the demographic situation and the trajectory; they are not in the business of taking your risk, they are in the business of externalizing their risk onto you.Just for fun, make an application and go through the process, you dont need to take the deal, but you gonna see how bad the situation for your thinking already is, especially for a 50+. Your imagination of how reality of real estate financing and re-leveraging is has been dead since 2022you gonna die in your bag
>>61837595And yet, the generation that hated both their parents and their children was the richest in history
>>61837595>hating your parents and grandparentsI don't hate my parents and grandparents. I hate your parents and grandparents.
>>61837515I raised a family in a nice suburban home selling twice what I paid 10 years ago. This is bad how?
>>61837700Day of puberty should have came for you already but here you are acting like a child
>>61839409enjoy the bail-in. You gonna be a forced share holder of a burning continent
Home prices are unaffordable because of the way they're leveraged. The government during COVID subsidized mortgage purchases to the point where people were able to get loans at negative real rates. Everyone who had an existing loan that they refinanced, or got a new mortgage basically got free money. Smart people who did this realize this fact, and because of this, will not sell these houses unless they're forced to by circumstances. This has decreased the supply at the same time that inflation increased the cost of building new houses. What would change these circumstances? Mortgage rates becoming close enough to those previous all time lows might get some of those locked in people to sell, but those lower rates would likely also increase home prices, resulting in a wash. A decrease in the cost of production could also, but I don't see deflation happening anytime soon because the government can't afford to not inflate away the debt. An increase in unemployment might force selling, that's the main way I'm seeing prices come down. That seems like the best chance in the foreseeable future to buy, because any slowdowns in economic activity I think the government is going to throw the kitchen sink at, they simply can't afford prices to go down. What will eventually happen I think is the prices will stay high nominally, while wages and other real assets catch up from inflation over the next decade as the US devalues the dollar to try and regain manufacturing power, and the rest of the world significantly decreases usage of the dollar as a reserve asset. Buy gold and silver if you can't afford a house now, and make sure you qualify for a mortgage if you see a significant increase in unemployment.
>>61839547>buy my bagnope.enjoy not even artificial ppi increases through communist monetary policy in an attempt to regulate production, and artificial communist subsidization of bank ponzi collateral purchases to regulate demand being able to prevent the deflationary pressure, deflationary as in economic and demographic deflation, not monetary to prop up the house of cardsJapanification of the world is here and the greatest fools are locked in. No redeeming, at a profit
>>61839678I'm not selling, that's my point.
>>61839683Then hold into the grave. Your actions are irrelevant. What matters is the stock of the 60+ and the stock already literally owned by banks, mutual funds, pension funds, real estate funds.... that are seeing their collateral value stagnate as dilute in real time, while their credit costs and risks explode. The next step is the bail-in, then the fire sales and the realization that between 40-55% of the stock is not just not worth the paper valuation but literally unmarketable, toxic assets that have to be written off, partly cant be written off as they represent primary assets all other ponzis are build on.Since January 3 on real estate focused local banks went belly up, for now clients were FDIC "saved"; the next batch of regionals are in the ropes and between March and May the big national ones are on the chopping block.
.
>>61837606The king of the gods banished his father to the most hellish nursing home. His grandfather was castrated by his father before that.
>>61837515>noooo everything i own is made of gold!it's only worth $1m if someone pays that for it
Doesn't seems so. 100% bot infested website
>>61837595A lot of these guys are brown and hate the older generations because they are disproportionately white. The generational strife is quasi-racial when you look into the demographics.
