Are the poors just poor because of their own decisions?The Stanford marshmallow experiment proves that delayed gratification is the only real wealth filter. If you can’t wait for the second marshmallow as a child, you’re biologically programmed to be a wagie for life. Most people are just dopamine addicts with zero low time preference who treat every paycheck like a hot potato.Do you know anyone who is broke solely because of their own room-temp IQ financial choices?
Some people really ain't got what it takes to save and invest anon. People living by the paycheck and spending it all every month aren't meant to make it
lmao the people that don't save money when they can are less than 5% of the population, the rest just has a family or other problems. stop comparing yourself with the bottom of the barrel to feel betterunironically, this is why jews are at the top of the food chain
I agree with the notion and conclusion of this experiment. However it must also be noted that behavior can be learned.
>>61916430Inability to delay gratification is also correlated with criminal activity and obesity. It's really fundamental to success in several dimensions.
>>61916430Coming from a third world shithole, I see two reasons for this self-destructive behaviour:>over 70% of the population doesn't earn enough to live comfortably, and genuinely carries on without anything to look forward to so they'd rather waste their money like there's no tomorrow>they think politics will solve all of their problems
every poor person has a reason for being beingexamples...>having money will make me a bad person>I need to be poor because I deserve to beetc.
I might get banned for this, but I speak the truth. Average IQ and literacy levels go down down with heritage/race.down.Now why would the eu import people that only cost money?
>>61918016I was victim of the first mentality for a long time. I would spend all my money ordering food, weed and online groceries... I could've been sitting on a nice nest egg but instead I have barely 20k in savings now at the age of 30
A lot of it is just luck. Some of the richest people I met were dumbasses. Like complete morons.
>>61916430The answer is yes.
>>61916430I'm hellishly poor because I was born in the third world. Despite owning two houses, a flat, half an acre of land, and a warehouse, I still make and own less than an american mcdonalds manager. Where could I have delayed gratification'd myself into being actually wealthy?
>>61916430wagies are niggers.
>>6191643020 years ago you might have had a leg to stand on but since the 2008 crash the western economy is held together by duct tape and Talmudic/satanic chants and our currencies are funny money that effectively love double-digit percentages of their own value every year.These days you need a salary equivalent to six figures in USD to be able to save substantive money while not living a totally shit quality of life. Under these conditions, what >>61918016 says>over 70% of the population doesn't earn enough to live comfortably, and genuinely carries on without anything to look forward to so they'd rather waste their money like there's no tomorrowIs a rational choice>>61918039Also this. I can't tell you how many millionaires I've met that are just lucky their dads ran a small business they inherited at the same time demand for blue collar work skyrocketed. These bud lite guys definitely could not have made it if they were born to regular working class wagies and had to struggle their way up.
>>61916430>poor because of their own decisions?Black guy here. The answer is Yes. Why? you have to realize that people born into poverty have less security, a basic need that conditions us for future behaviors. Because they have less security and don't know where the next dollar is coming from, they have to become masters of the short-term to survive. This trauma-like short-term mentality then makes them eat the Stanford Marshmallow really fucking fast. And so the cycle of poverty continues.(pic related is definitely not us)
>>61918821I'm from 3 child upper middleclass family.We have basic needs covered by government (nordic). -No need to eat fast as "big brother" gives more.Sister(oldest) loaned money for "fun" and made kids as unemployed. Married tough and I'm happy her kids have family. Networth > -$200000 owns nothing.Brother(middle) has always worked. Has almost nothing saved. Has always lived "in the moment". Networth $10000-30000Me literally tested for higer IQ than 98% of tested group of higer edugated people.Better than 70% of population almost on everything and over 90% in some(wealth, income, edugation etc.) networth over 200k I don't know real number right now.I have paid for my sisters living when I was younger and tought they would pay me back. This is part of the reason I'm doing so "bad" as portion of my wealt was eaten by lazy bums in early days.Bro needs help from time to time, but pays back.Same background. No real help early on as parent seperated and wealt got fucked.(Sister got all of the help and me and my brother not so much) We will inherit something tought.Totally different outcomes and most likely reason IQ.
>>61916430you know, I just realized the reason black people don't go in the pool when there's a pool party: ancestral memories of crocodiles, hippos, and pic related
>>61918629That's the thing. It's all luck.Everyone here likes to suck their own dick about their average IQ, but the reality is that anyone could have been born to drug addict parents or get fucked by a medical condition or whatever it may be, and then it doesn't matter. This gay world is all based on RNG so might as well gamble on shitcoins.
>>61919021Africa has some strange energy that causes it's creatures to be just wild and gnarly. Same with South America
>>61916430They later found that kids from lower socioeconomic backgrounds were more likely to eat the marshmellow immediately, because in their life it was more common to be promised something and then not get it. ie.from their perspective it made more sense to get it while it was there.
>>61918821'Born into poverty' is confounding with IQ. Which is genetical. There's no trauma, there's just IQ.
>>61919112Low socioeconomic status is confounding with IQ.
>>61916430how does the (((stanford))) marshmellow experiment account for jane street stealing all my money?
>>61919057I had druggies as parents. That were still on a global scale top 5% financially, even though it was a poor upbringing. That didn't stop me from living my own life. People who blame external factors for their failures are ultimately the biggest losers imaginable. There is no situation that's too bad to get out of. Only losers who don't and those who do. The losers cry faul play and suck dick in alleyways their whole lives.
>>61919122No crying in the casino.
>>61919125stfu, crack-baby
>>61916430>Do you know anyone who is broke solely because of their own room-temp IQ financial choices?That's literally every person i know. Most my friends irl earn much, much more money than i do, and they somehow always broke af.Then they tell me their latest stories and it's facepalm inducing every single time.Latest anecdote, a friend of mine, second wedding after a divorce (where he got financially raped obviously), found himself a qt nearly a decade younger. But she knows what she want. And for her honeymoon she wanted a trip in the caribbeans, private resort and all the jazz.For the flight he doesn't get exchangeable tickets. But like retards they show up to the wrong airport for the departure (they mixed up the round-trip bcuz the return ticket was at the other Paris airport). Don't commute in time, boom, 1500€ down the drain for x2 departure ticket.In urgency he book the next flight availible to the same destination. Last minute prices, where companies rape you the hardest, ends up costing 35% more. He takes it, but it's only 16 hours later. But everything was booked and ready in the caribbeans, so he had to pay up for the driver, the guide, the pilot who were supposed to commute them from the inter airport down to the small island they got their reservations on. Forced to pay last minute hotel rooms for 3 next to the airport (where it's the most expensive), keep the cessna reserved for a full day at the aerodrome, foot their restaurant bills, etc... Boom boom.1/2
>>619191542/2They finally arrive there, it's a little paradise, everything is comfy, good honeymoon spent relaxing, diving, drinking at the beach and fucking the young bride. Everything is perfect. Then it's return time. Back to the airport, drama with the company because they changed the route due to exceptional circumstances. Basically there will now be a stopover in Colombia : 20 hours in transit. Company propose to partially refund the ticket, but problem, my friend was on a tight schedule and had an important meeting he couldn't miss the day later. He had to find a last minute ticket via local flight to Costa Rica who would then direct flight back to Paris. On first class. The wife didn't feel like waiting alone in a colombian airport, so 2nd ticket. Boom, 3K€ down the drain.In the end, he budgeted his honeymoon to cost about 10K€. Ended up costing him an extra 7K€ just for travel shenanigans. That's how my friends are all broke all the time. Because they do dumb shit with their cash all the time. Fucking holed buckets.
>>61916430Yes, but it's not only about IQ. It's also about being able to fit in a mold. Being able to conform. Normies will waste years of their lives in college and accept the idea of working their asses off their whole life in exchange of a good retirement. To them is a completely acceptable deal. To me, that's complete madness. The only reason I still have a jo is because the alternative is leeching off my parents.
>>61916430one major reason but not the single one is they never learned delayed gratification. they are basically poor because of failed parenting. you dont need to be smart to make money.
