$50k is life-changing money for most people
>>61970060Hell $10k could drastically improve the lives of most average folks. Fix the car, settle some debt, not have to worry about the heating or grocery bills for the next few months.
>>61970060i don't want any more than that. I can do all of the things on my bucket list with that money.
$500k is hell. I just sit here in an eternally crabbing market unable to retire off of it. Not enough to take money out knowing it would hurt the principal. Still stuck at a job. All it would take is a little 100% to be retireable but who knows when that will happen.
500k is retirement money>dump it all in covered-call ETFs>easily yield 10% to 20%>easily rake 50k to 100k before taxes>move somewhere rural>live like a king>commute 2 hours each way to the city to bang chicks since you're a NEET anyway and don't care about time
>>61969814If you weren't part of the top 10% in 2025, you're lower class
>>61970111>a little 100%you will lose everything you delusional gambler kek
>>61970085That's not a drastic change.
>>61970209That's absolutely a drastic change. Do you understand the level of stress failing to break even month after month puts on you?
>>61970060Literally $5,000 is life-changing amounts of money. I lift paycheck to paycheck. Everything that is going to automatic deductions/ the 6% I'm putting in my 401k is all getting spent on housing, travel, food, utilities. My life's a f****** nightmare and I wish I could stop screaming as hard as I do every f****** day
>>61970193>Capgemini defines high-net-worth individuals as those with $1M+ in investable assets excluding primary residences — and by that count there were only about 7.8 million such people in the US. Spendmenot That's less than 3% of adults, or roughly 1 in 35
>>61970085thats not a change of life. I could turn 500k plus the equity on my house into a fully paid off nicer house and start working remote part time instead of full time in person. that’s a change of life.
>>61970060$50k would get me a used car (10k), an additional suicide stack of link ($9k), .3 btc (21k), and 10k in a high yield savings account.
>>61970085Next few months is not life changing money. Next few decades is. The whole point of life changing money is to reinvest it properly so that you never HAVE to worry about having money again.10k CAN be life changing money, if you play it right, but just blowing it on your credit cards and bills isn't viable long term, you need to let it grow RIGHT NOW or else you'll still be at square one
>>61970740>rapidly depreciating asset>shitcoin funny money>shitcoin funny money>account that keeps up with inflation... maybeSurely this must be a jest?
>>61970752>>rapidly depreciating assetmidwit take. a car is not an asset, it’s a tool. you don’t buy a car because you think you’ll get more money out of it, you buy it to move around.plus 10k is pretty much the sweet spot of getting a car in good condition that has very little depreciating left to do.
